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LIC MF Ultra Short Term Fund Direct Growth
+7.22%
3Y annualised
+0.03% 1D
NAV: 12 Nov '26
₹1,475.43
Min. for SIP
₹200
Fund size (AUM)
₹1,279.71 Cr
Expense ratio
0.25%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,426 | +1.42% | |
| 1 year | ₹60,000 | ₹61,912 | +3.19% | |
| 3 years | ₹1,80,000 | ₹1,99,119 | +10.62% | |
| 5 years | ₹3,00,000 | ₹3,55,375 | +18.46% |
Holdings (44)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 6.13% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 5.75% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 5.74% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR C 8.0409 NCD 19MR27 FVRS1LAC | Financial | Bonds | 4.09% |
| EMBASSY OFFICE PARKS REIT SR XIV 6.9650 NCD 19MR27 FVRS1LAC | Real Estate | Debenture | 3.91% |
| 91 Days Treasury Bill 03-Dec-2026 | Financial | Treasury Bills | 3.89% |
| Aditya Birla Capital Ltd (15-Dec-2026) ** | Financial | Commercial Paper | 3.87% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 15FEB27 | Financial | Commercial Paper | 3.81% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 3.81% |
| KOTAK MAHINDRA BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.81% |
| REC Limited (19/03/2027) | Financial | Commercial Paper | 3.80% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 3.45% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 2.86% |
| Repo | Unspecified | Repo | 2.81% |
| REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LAC | Financial | Debenture | 2.01% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 2.01% |
| Tamilnadu State 7.18 26/07/2027 | Unspecified | State Development Loan | 1.99% |
| MINDSPACE BUSINESS PARKS REIT SR NCD7 8.03 NCD 10DC26 FVRS1LAC | Real Estate | Debenture | 1.97% |
| STATE DEVELOPMENT LOAN 22304 KAR 16OT27 7.17 FV RS 100 | Unspecified | State Development Loan | 1.96% |
| ICICI BANK LTD (Pay Fixed - Receive Floating) | Financial | Interest Rate Swap | 1.95% |
| BAJAJ FINANCE LTD. CP RED 23-11-2026** | Financial | Commercial Paper | 1.94% |
| GOVERNMENT OF INDIA 36839 364 DAYS TBILL 17DC26 FV RS 100 | Financial | Treasury Bills | 1.94% |
| CANARA BANK CD 08DEC26 | Financial | Certificate of Deposit | 1.94% |
| Infina Finance Pvt Ltd. ** | Financial | Commercial Paper | 1.93% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27 | Financial | Certificate of Deposit | 1.92% |
| City Union Bank Ltd. ** # | Financial | Certificate of Deposit | 1.92% |
| INDIAN BANK CD 09FEB27 | Financial | Certificate of Deposit | 1.91% |
| Angel One Ltd. ** | Financial | Commercial Paper | 1.91% |
| ICICI SECURITIES LIMITED 365D CP 18FEB27 | Financial | Commercial Paper | 1.91% |
| EXPORT IMPORT BANK OF INDIA CD 01MAR27 | Financial | Certificate of Deposit | 1.91% |
| 182 Days Tbill 2027 | Financial | Treasury Bills | 1.89% |
| SUNDARAM FINANCE LIMITED 364D CP 10MAY27 | Financial | Commercial Paper | 1.87% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 27AUG27 | Financial | Certificate of Deposit | 1.83% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LAC | Financial | Bonds/NCDs | 1.67% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 1.54% |
| 360 ONE PRIME LIMITED 8.95 NCD 04JU27 FVRS1LAC | Financial | Non Convertible Debenture | 1.21% |
| INDIAN BANK CD 12JAN27 | Financial | Certificate of Deposit | 1.15% |
| TIME TECHNOPLAST LIMITED 182D CP 16FEB27 | Materials | Commercial Paper | 1.14% |
| ICICI SECURITIES LIMITED 154D CP 24DEC26 | Financial | Commercial Paper | 0.77% |
| Time Technoplast Ltd. ** | Materials | Commercial Paper | 0.75% |
| ANGEL ONE LIMITED 364D CP 11JUN27 | Financial | Commercial Paper | 0.74% |
| FEDBANK FINANCIAL SERVICES LIMITED 322D CP 28JAN27 | Financial | Commercial Paper | 0.38% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.10% |
| Net Payables | Unspecified | Net Payables | -3.89% |
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹500
Min. for SIP
₹200
Returns and rankings
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.8% | +7.2% | +6.5% | +6.0% |
| Category average (Debt Ultra Short Term) | +6.5% | +7.1% | +6.6% | +7.2% |
| Rank (Debt Ultra Short Term) | 7 | 12 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.95% | +7.46% | 5,711.87 | |
 | +6.64% | +7.37% | 1,894.00 | |
 | +6.70% | +7.29% | 1,664.65 | |
| +6.75% | +7.22% | 1,279.71 | |
 | +6.16% | +6.40% | 500.10 | |
| Compare | ||||
Fund management
About LIC MF Ultra Short Term Fund Direct Growth
LIC MF Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Pratik Harish Shroff is the Current Fund Manager of LIC MF Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹46,860 Cr and the Latest NAV as of 12 Nov 2026 is ₹1,475.43.
The LIC MF Ultra Short Term Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹200. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months.
Fund benchmarkCRISIL Ultra Short Duration Debt A-I Index
Fund house
Rank (total assets)#20 in India
Total AUM₹46,859.96 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,