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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Banking and PSU Debt Fund Direct Growth
+6.98%
3Y annualised
-0.14% 1D
NAV: 11 Sep '26
₹26.34
Min. for SIP
₹100
Fund size (AUM)
₹3,270.25 Cr
Expense ratio
0.34%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,329 | +2.21% | |
| 3 years | ₹1,80,000 | ₹1,96,664 | +9.26% | |
| 5 years | ₹3,00,000 | ₹3,51,759 | +17.25% | |
| 10 years | ₹6,00,000 | ₹8,40,550 | +40.09% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 6.24% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 5.91% |
| HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC | Financial | Debenture | 3.91% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 3.23% |
| GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC | Energy & Utilities | Debenture | 3.21% |
| BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC | Technology | Debenture | 3.17% |
| STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 100 | Unspecified | State Development Loan | 3.15% |
| EXPORT IMPORT BANK OF INDIA SR AB01 7.23 BD 18MR31 FVRS1LAC | Financial | Debenture | 3.13% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC | Financial | Bonds | 3.10% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC | Financial | Bonds/NCDs | 3.06% |
| BANK OF BARODA CD 12FEB27 | Financial | Certificate of Deposit | 2.97% |
| HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC | Financial | Debenture | 2.46% |
| NATIONAL HOUSING BANK 7.51 BD 04AP31 FVRS1LAC | Financial | Bonds/NCDs | 2.36% |
| Power Grid Corporation of India Ltd Debenture 7.30 19/06/2027 | Energy & Utilities | Debenture | 2.33% |
| POWER FINANCE CORPORATION LTD. SR BS214 6.92 BD 14AP32 FVRS10LAC | Financial | Debenture | 2.33% |
| REC LIMITED SR 233 7.53 BD 31MY34 FVRS1LAC | Financial | Bonds | 2.32% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 2.14% |
| POWER FINANCE CORPORATION LIMITED SR 240 7.32 BD 15JL39 FVRS1LAC | Financial | Debenture | 1.94% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LAC | Financial | Bonds | 1.68% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LAC | Financial | Debenture | 1.67% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 1.61% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 1.61% |
| POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC | Financial | Debenture | 1.59% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXIX 7.08 BD 25OT34 FVRS1LAC | Energy & Utilities | Bonds/Debentures | 1.58% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LAC | Financial | Bonds/NCDs | 1.57% |
| STATE BANK OF INDIA SR 3 7.23 BD 19NV39 FVRS1LAC | Financial | Bonds | 1.57% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXVI 7.35 BD 12MR34 FVRS1LAC | Energy & Utilities | Bonds | 1.56% |
| STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100 | Unspecified | State Development Loan | 1.53% |
| REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LAC | Financial | Non Convertible Debenture | 1.52% |
| 7.36% SBI LTB 27 JUNE 2039 | Financial | Bonds | 1.52% |
| ICICI SECURITIES LIMITED 91D CP 23NOV26 | Financial | Commercial Paper | 1.50% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 1.49% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 1.49% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 1.49% |
| REC LIMITED SR 248B 6.81 BD 30AP36 FVRS1LAC | Financial | Bonds | 1.48% |
| AXIS BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 1.48% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 1.48% |
| STATE BANK OF INDIA SR I 7.81 BD 02NV38 FVRS1CR | Financial | Debenture | 0.98% |
| EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC | Financial | Bonds | 0.80% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC | Financial | Debenture | 0.79% |
| 7.34% REC Ltd. ** | Financial | Debenture | 0.78% |
| REC LIMITED SR 245B 7.32 BD 28FB35 FVRS1LAC | Financial | Bonds | 0.78% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LAC | Financial | Debenture | 0.78% |
| NTPC LIMITED SR 82 7.26 NCD 20MR40 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 0.77% |
| STATE DEVELOPMENT LOAN 37024 GUJ 04FB32 7.17 FV RS 100 | Industrials | State Development Loan | 0.76% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2023 1 7.43 BD 16JU33 FVRS1LAC | Financial | Debenture | 0.76% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 213 6.92 BD 20MR32 FVRS10LAC | Financial | Debenture | 0.76% |
| REC LIMITED SR 256 7.30 BD 01JL31 FVRS1LAC | Financial | Non Convertible Debenture | 0.76% |
| BANK OF BARODA CD 03FEB27 | Financial | Certificate of Deposit | 0.74% |
| National Bank For Agriculture and Rural Development (04/02/2027) ** | Financial | Certificate of Deposit | 0.74% |
| EXPORT IMPORT BANK OF INDIA CD 29JAN27 | Financial | Certificate of Deposit | 0.74% |
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 0.74% |
| INDIAN BANK CD 21JUN27 | Financial | Certificate of Deposit | 0.72% |
| POWER FINANCE CORPORATION LIMITED SR 245A 7.24 BD 15JN35 FVRS1LAC | Financial | Bonds | 0.62% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.37% |
| Net Receivables | Unspecified | Net Receivables | 0.15% |
| Reverse Repo | Unspecified | Reverse Repo | 0.08% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +6.0% | +7.0% | +7.7% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 17 | 15 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
SGShantanu GodambeJun 2023 - PresentView details
SG
Shantanu Godambe
Jun 2023 - Present
View details
SYSandeep YadavAug 2024 - PresentView details
SY
Sandeep Yadav
Aug 2024 - Present
View details
About DSP Banking and PSU Debt Fund Direct Growth
DSP Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Shantanu Godambe is the Current Fund Manager of DSP Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,51,811 Cr and the Latest NAV as of 11 Sep 2026 is ₹26.34.
The DSP Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#10 in India
Total AUM₹2,51,810.80 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,