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Bank of India Multi Asset Allocation Fund Direct Growth
NAV: 09 Jun '26
₹12.70
Min. for SIP
₹1,000
Fund size (AUM)
₹357.41 Cr
Expense ratio
0.90%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,244 | +1.63% | |
| 6 months | ₹30,000 | ₹30,611 | +2.04% | |
| 1 year | ₹60,000 | ₹62,969 | +4.95% |
Holdings (70)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| LIC HOUSING FINANCE LTD TR 438 7.8350 NCD 11MY27 FVRS1LAC | Financial | Debenture | 7.01% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 177 7.44 BD 28FB34 FVRS1LAC | Financial | Bonds | 6.90% |
| ICICI Prudential Gold Exchange Traded Fund IDCW | Unspecified | Mutual Fund | 6.11% |
| MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC | Financial | Debenture | 5.57% |
| BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC | Financial | Non Convertible Debenture | 5.06% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC | Financial | Debenture | 4.46% |
| DSP Gold ETF - Growth | Unspecified | Mutual Fund | 3.65% |
| Nippon India ETF Gold BeES IDCW | Unspecified | Mutual Fund | 3.54% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 3.29% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC | Financial | Bonds | 2.78% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 2.09% |
| Repo | Unspecified | Repo | 2.06% |
| State Bank of India | Financial | Equity | 2.02% |
| Net Receivables | Unspecified | Net Receivables | 1.81% |
| ICICI Bank Ltd | Financial | Equity | 1.74% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 1.72% |
| 7.34% REC Ltd. ** | Financial | Debenture | 1.66% |
| Sky Gold Ltd | Consumer Discretionary | Equity | 1.49% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 1.48% |
| Tata Steel Ltd | Materials | Equity | 1.48% |
| Bharti Airtel Ltd | Technology | Equity | 1.43% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 1.40% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 1.38% |
| HDFC Bank Ltd | Financial | Equity | 1.36% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 1.31% |
| CreditAccess Grameen Ltd | Financial | Equity | 1.29% |
| Ultratech Cement Ltd | Materials | Equity | 1.25% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 1.18% |
| Fiem Industries Ltd | Consumer Discretionary | Equity | 1.07% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 0.97% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 0.96% |
| Goodluck India Ltd | Industrials | Equity | 0.84% |
| Housing & Urban Development Corporation Ltd | Financial | Equity | 0.81% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 0.79% |
| Deepak Nitrite Ltd | Materials | Equity | 0.76% |
| Oil India Ltd | Energy & Utilities | Equity | 0.75% |
| Titan Company Ltd | Consumer Discretionary | Equity | 0.74% |
| Bank Of Baroda | Financial | Equity | 0.74% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.71% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 0.70% |
| Tech Mahindra Ltd | Technology | Equity | 0.68% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 0.66% |
| Vedanta Aluminium Metal Ltd. | Materials | Equity | 0.63% |
| Ami Organics Ltd | Healthcare | Equity | 0.62% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.61% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 0.61% |
| Bharat Electronics Ltd | Industrials | Equity | 0.60% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 0.58% |
| Coforge Ltd | Technology | Equity | 0.57% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 0.56% |
| MANAPPURAM FINANCE LIMITED 9.10 NCD 19AG26 FVRS1LAC | Financial | Non Convertible Debenture | 0.56% |
| Power Finance Corporation Ltd | Financial | Equity | 0.54% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 0.53% |
| Navin Fluorine International Ltd | Materials | Equity | 0.53% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 0.52% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.50% |
| HDFC Asset Management Company Ltd | Financial | Equity | 0.49% |
| Indian Bank | Financial | Equity | 0.48% |
| Computer Age Management Services Ltd | Financial | Equity | 0.45% |
| Vedanta Ltd | Materials | Equity | 0.45% |
| United Spirits Ltd | Consumer Staples | Equity | 0.45% |
| TVS Srichakra Ltd | Consumer Discretionary | Equity | 0.44% |
| ITC Ltd | Consumer Staples | Equity | 0.37% |
| KRN Heat Exchanger And Refrigeration Ltd. | Industrials | Equity | 0.36% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 0.28% |
| PG Electroplast Ltd | Industrials | Equity | 0.22% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.16% |
| VEDANTA ALUMINIUM LIMITED EQ NEW F.V. RS.2/- | Energy & Utilities | Equity | 0.14% |
| Vedanta Iron And Steel Ltd. | Materials | Equity | 0.03% |
| Vedanta Power Ltd. | Industrials | Equity | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +1.1% | +4.8% | +10.6% | +27.0% |
| Category average (Hybrid Multi Asset Allocation) | -- | -- | +15.1% | -- |
| Rank (Hybrid Multi Asset Allocation) | 5 | 3 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +18.39% | +24.95% | 5,257.41 | |
 | +13.91% | +20.44% | 14,737.58 | |
 | +12.42% | +17.58% | 17,665.99 | |
 | +4.99% | +16.96% | 83,547.35 | |
 | +12.20% | +16.84% | 7,118.26 | |
| Compare | ||||
Fund management
MBMithraem BharuchaFeb 2024 - PresentView details
MB
Mithraem Bharucha
Feb 2024 - Present
View details
NJNilesh JethaniApr 2024 - PresentView details
NJ
Nilesh Jethani
Apr 2024 - Present
View details
About Bank of India Multi Asset Allocation Fund Direct Growth
Bank of India Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,293 Cr and the Latest NAV as of 09 Jun 2026 is ₹12.70.
The Bank of India Multi Asset Allocation Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
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Investment Objective
The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF.
Fund benchmark--
Fund house
Rank (total assets)#31 in India
Total AUM₹15,292.59 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,