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Bank of India Multi Asset Allocation Fund Direct Growth
Hybrid
Multi Asset Allocation
High Risk
NAV: 27 Feb '26
₹12.65
Min. for SIP
₹1,000
Fund size
₹350.23 Cr
Expense ratio
0.89%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,108 | +0.72% | |
| 6 months | ₹30,000 | ₹30,780 | +2.60% | |
| 1 year | ₹60,000 | ₹63,914 | +6.52% |
Holdings (61)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Prudential Gold Exchange Traded Fund | NA | Mutual Fund | 9.19% |
| LIC Housing Finance Ltd. | Financial | Debenture | 7.18% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 7.17% |
| Muthoot Finance Ltd. | Financial | Debenture | 5.71% |
| Bajaj Finance Ltd. | Financial | NCD | 5.18% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 4.60% |
| DSP Gold ETF - Growth | NA | Mutual Fund | 3.99% |
| Nippon India ETF Gold BeES | NA | Mutual Fund | 3.84% |
| GOI | Sovereign | GOI Sec | 3.43% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.87% |
| State Bank of India | Financial | Equity | 2.76% |
| GOI | Sovereign | GOI Sec | 2.17% |
| ICICI Bank Ltd. | Financial | Equity | 1.91% |
| REC Ltd. | Financial | Debenture | 1.72% |
| HDFC Bank Ltd. | Financial | Equity | 1.67% |
| Infosys Ltd. | Technology | Equity | 1.63% |
| Bharti Airtel Ltd. | Communication | Equity | 1.52% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.47% |
| Shriram Finance Ltd | Financial | Equity | 1.46% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.44% |
| Tata Steel Ltd. | Metals & Mining | Equity | 1.38% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 1.27% |
| Goodluck India Ltd. | Metals & Mining | Equity | 1.09% |
| Fiem Industries Ltd. | Automobile | Equity | 1.09% |
| Ultratech Cement Ltd. | Construction | Equity | 1.02% |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 1.01% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 0.87% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.85% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | Equity | 0.85% |
| Prudent Corporate Advisory Services Ltd. | Financial | Equity | 0.83% |
| Coforge Ltd. | Technology | Equity | 0.80% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 0.72% |
| Housing & Urban Development Corporation Ltd. | Financial | Equity | 0.72% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 0.69% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 0.68% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 0.66% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 0.64% |
| NTPC Green Energy Ltd. | Energy | Equity | 0.63% |
| Tech Mahindra Ltd. | Technology | Equity | 0.59% |
| Manappuram Finance Ltd. | Financial | NCD | 0.57% |
| Gabriel India Ltd. | Automobile | Equity | 0.55% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.51% |
| Bank Of Baroda | Financial | Equity | 0.50% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 0.49% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.49% |
| Shakti Pumps (India) Ltd. | Capital Goods | Equity | 0.49% |
| Balrampur Chini Mills Ltd. | Consumer Staples | Equity | 0.48% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.48% |
| United Spirits Ltd. | Consumer Staples | Equity | 0.47% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 0.47% |
| TVS Srichakra Ltd. | Automobile | Equity | 0.47% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.42% |
| Reliance Industries Ltd. | Energy | Equity | 0.40% |
| ITC Ltd. | Consumer Staples | Equity | 0.39% |
| GOI | Sovereign | GOI Sec | 0.29% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.24% |
| Canara Bank | Financial | Equity | 0.23% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 0.19% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | Equity | 0.18% |
| Reserve Bank of India | Financial | T-Bills | 0.16% |
| Vikran Engineering Ltd. | Capital Goods | Equity | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +4.4% | +9.7% | +18.9% | +26.3% |
| Category average (Hybrid Multi Asset Allocation) | -- | -- | +15.1% | -- |
| Rank (Hybrid Multi Asset Allocation) | 20 | 29 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Nippon India Multi Asset Allocation Fund Direct Growth | +30.18% | +23.90% | 12,513.31 | |
UTI Multi Asset Allocation Fund Direct Growth | +19.76% | +21.93% | 6,847.91 | |
SBI Multi Asset Allocation Fund Direct Growth | +26.87% | +21.44% | 14,943.80 | |
ICICI Prudential Multi Asset Fund Direct Growth | +19.96% | +21.01% | 80,768.23 | |
HDFC Multi Asset Allocation Fund Direct Growth | +19.43% | +17.33% | 5,713.61 | |
| Compare | ||||
Fund management
MBMithraem BharuchaFeb 2024 - PresentView details
MB
Mithraem Bharucha
Feb 2024 - Present
View details
NJNilesh JethaniApr 2024 - PresentView details
NJ
Nilesh Jethani
Apr 2024 - Present
View details
About Bank of India Multi Asset Allocation Fund Direct Growth
Bank of India Multi Asset Allocation Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Multi Asset Allocation Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,065 Cr and the Latest NAV as of 27 Feb 2026 is ₹12.65.
The Bank of India Multi Asset Allocation Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
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Investment Objective
The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF.
Fund benchmarkNA
Fund house
Rank (total assets)#31 in India
Total AUM₹14,064.67 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,