Bank of India Ultra Short Duration Fund Direct Growth

Debt
Ultra Short Duration
Low to Moderate Risk
6.87%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Jun 2025₹3,264.38
Min. SIP amount₹1,000
Rating1
Fund size₹223.55Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (18)

NameSectorInstrumentAssets
Axis Bank Ltd.
FinancialCD8.80%
Punjab National Bank
FinancialCD8.66%
Reliance Retail Ventures Ltd.
ServicesCP8.00%
Canara Bank
FinancialCD6.45%
Bank Of Baroda
FinancialCD6.45%
Small Industries Devp. Bank of India Ltd.
FinancialCD6.33%
Bharti Telecom Ltd.
CommunicationCP6.10%
Kotak Mahindra Investments Ltd.
FinancialCP5.95%
HDFC Bank Ltd.
FinancialCD5.36%
NTPC Ltd.
EnergyCP5.33%
FinancialDebenture4.48%
National Bank For Agriculture & Rural Development
FinancialDebenture4.48%
Reserve Bank of India
FinancialT-Bills4.43%
AU Small Finance Bank Ltd.
FinancialCD4.37%
Indian Bank
FinancialCD4.29%
Kotak Mahindra Prime Ltd.
FinancialCP4.24%
Reserve Bank of India
FinancialT-Bills0.86%
Reserve Bank of India
FinancialT-Bills0.13%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Debt Ultra Short Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.6%6.9%5.5%7.4%
Category average7.3%6.7%5.5%NA
Rank with in category232321NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.38%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Mithraem Bharucha
Aug 2021 - Present
View details

Fund house & investment objective

Fund house contact details

Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
Website
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Ultra Short Duration

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Exit load is zero
Lower expense ratio: 0.38%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Low rating: 1

Compare funds

Bank of India Ultra Short Duration Fund Direct Growth
VS
Add mutual fund to compare
Looking to invest in mutual funds?
Explore diversified funds designed for every investor