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Bank of India Liquid Fund Direct Growth
Debt
Liquid
Low to Moderate Risk
+7.04%
3Y annualised
+0.02% 1D
NAV: 15 Feb '26
₹3,150.97
Min. SIP amount
Not Supported
Fund size
₹1,843.40 Cr
Expense ratio
0.11%
Return calculator
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,683 | +2.80% | |
| 3 years | ₹1,80,000 | ₹1,98,574 | +10.32% | |
| 5 years | ₹3,00,000 | ₹3,52,826 | +17.61% |
Holdings (33)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 8.04% |
| Union Bank of India | Financial | CD | 5.39% |
| Indian Bank | Financial | CD | 5.39% |
| HDFC Securities Ltd. | Financial | CP | 4.31% |
| Reserve Bank of India | Financial | T-Bills | 4.06% |
| Bank Of Baroda | Financial | CD | 4.04% |
| Canara Bank | Financial | CD | 4.03% |
| State Bank of India | Financial | CD | 3.49% |
| ICICI Securities Primary Dealership Ltd. | Financial | CP | 2.71% |
| Manappuram Finance Ltd. | Financial | CP | 2.71% |
| Reserve Bank of India | Financial | T-Bills | 2.71% |
| Blue Star Ltd. | Consumer Discretionary | CP | 2.71% |
| Reliance Retail Ventures Ltd. | Services | CP | 2.71% |
| Godrej Housing Finance Ltd. | Financial | CP | 2.71% |
| Axis Bank Ltd. | Financial | CD | 2.70% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 2.70% |
| Punjab National Bank | Financial | CD | 2.70% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.70% |
| National Bank For Agriculture & Rural Development | Financial | CD | 2.70% |
| ICICI Home Finance Company Ltd. | Financial | CP | 2.70% |
| ICICI Securities Ltd. | Financial | CP | 2.70% |
| Reserve Bank of India | Financial | T-Bills | 2.70% |
| Godrej Finance Ltd. | Financial | CP | 2.70% |
| Punjab National Bank | Financial | CD | 2.69% |
| Bajaj Financial Securities Ltd. | Financial | CP | 2.69% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 2.68% |
| HDFC Bank Ltd. | Financial | CD | 2.15% |
| Punjab National Bank | Financial | CD | 1.35% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.35% |
| HDFC Bank Ltd. | Financial | CD | 1.35% |
| Reserve Bank of India | Financial | T-Bills | 1.08% |
| Canara Bank | Financial | CD | 0.54% |
| Reserve Bank of India | Financial | T-Bills | 0.12% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +6.0% | +6.2% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 8 | 8 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Liquid Direct Growth | +6.48% | +7.07% | 10,124.95 | |
PGIM India Liquid Fund Direct Plan Growth | +6.48% | +7.05% | 546.30 | |
Franklin India Liquid Fund Super Institutional Plan Direct Growth | +6.52% | +7.03% | 3,927.24 | |
Mirae Asset Liquid Fund Direct Growth | +6.43% | +7.03% | 12,122.11 | |
Quant Liquid Direct Fund Growth | +6.37% | +6.93% | 1,260.71 | |
| Compare | ||||
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Liquid Fund Direct Growth
Bank of India Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,065 Cr and the Latest NAV as of 15 Feb 2026 is ₹3,150.97.
The Bank of India Liquid Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
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Investment Objective
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 80% into securities having average maturity less than or equal to 6 months with low risk profile.
Fund benchmarkCRISIL Liquid Debt A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹14,064.67 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,