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Bank of India Liquid Fund Direct Growth
+7.01%
3Y annualised
+0.01% 1D
NAV: 30 Apr '26
₹3,193.78
Min. for SIP
Not Supported
Fund size (AUM)
₹1,611.37 Cr
Expense ratio
0.08%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,740 | +2.90% | |
| 3 years | ₹1,80,000 | ₹1,98,525 | +10.29% | |
| 5 years | ₹3,00,000 | ₹3,53,364 | +17.79% | |
| 10 years | ₹6,00,000 | ₹8,15,588 | +35.93% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 4.64% |
| Reserve Bank of India | Financial | T-Bills | 4.63% |
| Export-Import Bank Of India | Financial | CD | 4.60% |
| Reserve Bank of India | Financial | T-Bills | 4.60% |
| Punjab National Bank | Financial | CD | 4.59% |
| HDFC Securities Ltd. | Financial | CP | 4.59% |
| Union Bank of India | Financial | CD | 4.35% |
| Export-Import Bank Of India | Financial | CD | 4.00% |
| Power Finance Corporation Ltd. | Financial | CP | 3.09% |
| Axis Bank Ltd. | Financial | CD | 3.08% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 3.08% |
| Canara Bank | Financial | CD | 3.08% |
| National Bank For Agriculture & Rural Development | Financial | CP | 3.08% |
| Reserve Bank of India | Financial | T-Bills | 3.08% |
| Aditya Birla Housing Finance Ltd. | Financial | CP | 3.08% |
| HDFC Bank Ltd. | Financial | CD | 3.07% |
| Union Bank of India | Financial | CD | 3.07% |
| Poonawalla Fincorp Ltd. | Financial | CP | 3.07% |
| Manappuram Finance Ltd. | Financial | CP | 3.07% |
| ICICI Home Finance Company Ltd. | Financial | CP | 3.07% |
| Bank Of Baroda | Financial | CD | 3.06% |
| HDFC Bank Ltd. | Financial | CD | 3.06% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 3.06% |
| ICICI Securities Ltd. | Financial | CP | 3.06% |
| National Bank For Agriculture & Rural Development | Financial | CP | 1.54% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 1.53% |
| ICICI Securities Ltd. | Financial | CP | 1.53% |
| Aditya Birla Housing Finance Ltd. | Financial | CP | 1.53% |
| HDFC Bank Ltd. | Financial | CD | 1.22% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +6.1% | +6.2% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 11 | 9 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Liquid Direct Growth | +6.35% | +7.05% | 8,877.25 | |
PGIM India Liquid Fund Direct Plan Growth | +6.31% | +7.03% | 478.48 | |
Franklin India Liquid Fund Super Institutional Plan Direct Growth | +6.31% | +7.01% | 2,122.81 | |
Mirae Asset Liquid Fund Direct Growth | +6.28% | +7.00% | 10,561.68 | |
Quant Liquid Direct Fund Growth | +6.11% | +6.87% | 1,417.76 | |
| Compare | ||||
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Liquid Fund Direct Growth
Bank of India Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,424 Cr and the Latest NAV as of 30 Apr 2026 is ₹3,193.78.
The Bank of India Liquid Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
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Investment Objective
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 80% into securities having average maturity less than or equal to 6 months with low risk profile.
Fund benchmarkCRISIL Liquid Debt A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹13,424.16 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,