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Bank of India Money Market Fund Direct Growth
NAV: 12 Jun '26
₹10.97
Min. for SIP
₹1,000
Fund size (AUM)
₹461.38 Cr
Expense ratio
0.19%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,070 | +0.47% | |
| 6 months | ₹30,000 | ₹30,366 | +1.22% | |
| 1 year | ₹60,000 | ₹61,648 | +2.75% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 8.97% |
| CANARA BANK CD 29JAN27 | Financial | Certificate of Deposit | 7.86% |
| KOTAK MAHINDRA BANK LIMITED CD 31AUG26 | Financial | Certificate of Deposit | 5.06% |
| PUNJAB NATIONAL BANK CD 15DEC26 | Financial | Certificate of Deposit | 4.96% |
| GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100 | Financial | Treasury Bills | 4.95% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 4.90% |
| KOTAK SECURITIES LTD 365D CP 12FEB27 | Financial | Commercial Paper | 4.88% |
| AXIS FINANCE LIMITED 365D CP 12FEB27 | Financial | Commercial Paper | 4.88% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 05MAR27 | Financial | Certificate of Deposit | 4.88% |
| ICICI BANK LIMITED CD 25MAR27 | Financial | Certificate of Deposit | 4.86% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 3.92% |
| BANK OF BARODA CD 11MAR27 | Financial | Certificate of Deposit | 3.90% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 3.89% |
| GODREJ HOUSING FINANCE LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 3.88% |
| UNION BANK OF INDIA CD 11SEP26 | Financial | Certificate of Deposit | 3.84% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28OCT26 | Financial | Certificate of Deposit | 3.80% |
| MANAPPURAM FINANCE LIMITED 320D CP 16SEP26 | Financial | Commercial Paper | 3.02% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 2.94% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 2.93% |
| Repo | Unspecified | Repo | 2.37% |
| GOVERNMENT OF INDIA 36734 182 DAYS TBILL 28MY26 FV RS 100 | Financial | Treasury Bills | 2.06% |
| AU SMALL FINANCE BANK LIMITED CD 18SEP26 | Financial | Certificate of Deposit | 2.01% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 1.96% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 364D CP 23FEB27 | Financial | Commercial Paper | 1.95% |
| GOVERNMENT OF INDIA 36516 364 DAYS TBILL 17SP26 FV RS 100 | Financial | Treasury Bills | 1.01% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.50% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.20% |
| GOVERNMENT OF INDIA 36428 364 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 0.06% |
| Net Payables | Unspecified | Net Payables | -0.44% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +1.5% | +2.8% | +6.1% | +9.4% |
| Category average (Debt Money Market) | -- | -- | +7.2% | -- |
| Rank (Debt Money Market) | 2 | 4 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.24% | +7.47% | 33,029.98 | |
 | +6.21% | +7.35% | 14,977.42 | |
 | +6.09% | +7.33% | 4,442.84 | |
 | +6.11% | +7.33% | 28,704.74 | |
 | +6.26% | +7.11% | 1,135.78 | |
| Compare | ||||
Fund management
MBMithraem BharuchaJan 2025 - PresentView details
MB
Mithraem Bharucha
Jan 2025 - Present
View details
About Bank of India Money Market Fund Direct Growth
Bank of India Money Market Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Money Market Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,654 Cr and the Latest NAV as of 12 Jun 2026 is ₹10.97.
The Bank of India Money Market Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹15,654.11 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,