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Bank of India Money Market Fund Direct Growth
NAV: 13 Aug '26
₹11.13
Min. for SIP
₹1,000
Fund size (AUM)
₹471.77 Cr
Expense ratio
0.18%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,102 | +0.68% | |
| 6 months | ₹30,000 | ₹30,470 | +1.57% | |
| 1 year | ₹60,000 | ₹61,906 | +3.18% |
Holdings (32)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 6.19% |
| PUNJAB NATIONAL BANK CD 15DEC26 | Financial | Certificate of Deposit | 5.17% |
| GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100 | Financial | Treasury Bills | 5.14% |
| KOTAK MAHINDRA BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 5.12% |
| AXIS BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 5.11% |
| KOTAK SECURITIES LTD 365D CP 12FEB27 | Financial | Commercial Paper | 5.10% |
| AXIS FINANCE LIMITED 365D CP 12FEB27 | Financial | Commercial Paper | 5.10% |
| MANAPPURAM FINANCE LIMITED 236D CP 10FEB27 | Financial | Commercial Paper | 5.09% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 5.09% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 05MAR27 | Financial | Certificate of Deposit | 5.09% |
| ICICI BANK LIMITED CD 25MAR27 | Financial | Certificate of Deposit | 5.07% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 4.30% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 4.06% |
| GODREJ HOUSING FINANCE LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 4.05% |
| AXIS BANK LIMITED CD 17DEC26 | Financial | Certificate of Deposit | 3.20% |
| GOVERNMENT OF INDIA 36848 364 DAYS TBILL 25DC26 FV RS 100 | Financial | Treasury Bills | 3.11% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 3.06% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 363D CP 09MAR27 | Financial | Commercial Paper | 3.05% |
| ICICI BANK LIMITED CD 27JAN27 | Financial | Certificate of Deposit | 2.56% |
| CANARA BANK CD 29JUN27 | Financial | Certificate of Deposit | 2.49% |
| AU SMALL FINANCE BANK LIMITED CD 18SEP26 | Financial | Certificate of Deposit | 2.10% |
| CANARA BANK CD 02FEB27 | Financial | Certificate of Deposit | 2.05% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 2.04% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 1.85% |
| GOVERNMENT OF INDIA 36516 364 DAYS TBILL 17SP26 FV RS 100 | Financial | Treasury Bills | 1.05% |
| UNION BANK OF INDIA CD 27OCT26 | Financial | Certificate of Deposit | 1.04% |
| UCO BANK CD 15JUN27 | Financial | Certificate of Deposit | 1.01% |
| Repo | Unspecified | Repo | 0.89% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.52% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.25% |
| GOVERNMENT OF INDIA 36428 364 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 0.06% |
| Net Payables | Unspecified | Net Payables | -0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +1.8% | +3.5% | +6.6% | +11.2% |
| Category average (Debt Money Market) | -- | -- | +7.2% | -- |
| Rank (Debt Money Market) | 18 | 3 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.60% | +7.55% | 34,138.15 | |
 | +6.57% | +7.47% | 19,875.00 | |
 | +6.60% | +7.44% | 14,089.78 | |
 | +6.53% | +7.41% | 30,296.53 | |
 | +6.73% | +7.23% | 1,072.52 | |
| Compare | ||||
Fund management
MBMithraem BharuchaJan 2025 - PresentView details
MB
Mithraem Bharucha
Jan 2025 - Present
View details
About Bank of India Money Market Fund Direct Growth
Bank of India Money Market Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Money Market Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹17,208 Cr and the Latest NAV as of 13 Aug 2026 is ₹11.13.
The Bank of India Money Market Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹17,207.90 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,