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NAV: 10 Oct 2025
₹29.64
Rating
NA
Min. SIP amount
₹1,000
Fund size
₹241.11Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (30)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 13.25% |
LIC Housing Finance Ltd. | Financial | NCD | 8.30% |
Motilal Oswal Financial Services Ltd. | Financial | CP | 5.91% |
REC Ltd. | Financial | Debenture | 4.62% |
Godrej Industries Ltd. | Consumer Staples | NCD | 4.23% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 4.23% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 4.22% |
Muthoot Finance Ltd. | Financial | NCD | 4.22% |
360 ONE Wealth Ltd. | Financial | NCD | 4.16% |
Power Finance Corporation Ltd. | Financial | NCD | 2.54% |
National Bank For Agriculture & Rural Development | Financial | CD | 2.42% |
GOI | Sovereign | GOI Sec | 2.27% |
GOI | Sovereign | GOI Sec | 2.14% |
Bajaj Finance Ltd. | Financial | NCD | 2.11% |
Manappuram Finance Ltd. | Financial | NCD | 2.10% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.10% |
Vedanta Ltd. | Metals & Mining | Debenture | 2.08% |
Muthoot Finance Ltd. | Financial | Debenture | 2.08% |
Punjab State | Others | SDL | 2.04% |
Bank Of Baroda | Financial | CD | 2.03% |
Indian Bank | Financial | CD | 2.03% |
Punjab National Bank | Financial | CD | 2.02% |
Export-Import Bank Of India | Financial | CD | 2.02% |
HDFC Bank Ltd. | Financial | CD | 1.97% |
Axis Bank Ltd. | Financial | CD | 1.97% |
AU Small Finance Bank Ltd. | Financial | CD | 1.95% |
Power Finance Corporation Ltd. | Financial | NCD | 1.67% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.49% |
Union Bank of India | Financial | CD | 1.19% |
Reserve Bank of India | Financial | T-Bills | 0.10% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Returns and rankings
Category: Debt Short Duration
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 9.8% | 10.6% | 10.6% | 7.0% |
| Category average | 7.8% | 7.5% | 6.0% | NA |
| Rank with in category | 1 | 1 | 1 | NA |
Understand terms
Peer Comparison
| Debt, Short Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Short Term Fund Direct Plan Growth | 5 | 8.9% | 8.6% | 22,387.34 |
Nippon India Short Duration Fund Direct Growth | 4 | 9.0% | 8.5% | 8,816.28 |
Aditya Birla Sun Life Short Term Direct Fund Direct Growth | 4 | 8.7% | 8.3% | 10,696.23 |
Baroda BNP Paribas Short Duration Fund Direct Fund Growth | 4 | 8.6% | 8.3% | 271.94 |
HDFC Short Term Debt Fund Direct Plan Growth | 5 | 8.5% | 8.3% | 17,621.91 |
Expense ratio, exit load and tax
Expense ratio: 0.52%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Mithraem BharuchaAug 2021 - PresentView details
Mithraem Bharucha
Aug 2021 - Present
View details
Education
Mr. Bharucha is a BMS and MBA
Experience
Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Short Duration
Pros
Consistently top ranked fund
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 7.71
The fund has generated returns higher than benchmark - CRISIL Short Duration Debt A-II Index - in the last 3Y
Cons
10Y annualised returns lower than category average by 0.43%
Higher expense ratio: 0.52%
Compare funds
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