1M
6M
1Y
3Y
5Y
All
| NAV: 13 Jan 2025 | ₹27.87 |
| Min. SIP amount | ₹1,000 |
| Rating | 1 |
| Fund size | ₹70.71Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Short Duration
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 9.4% | 14.1% | 8.8% | 6.9% |
| Category average | 7.4% | 6.1% | 6.1% | NA |
| Rank with in category | 1 | 1 | 1 | NA |
Understand terms
Peer Comparison
| Debt, Short Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Short Term Fund Direct Plan Growth | 5 | 8.2% | 7.4% | 19,746.04 |
Aditya Birla Sun Life Short Term Direct Fund Direct Growth | 5 | 8.3% | 7.0% | 8,759.95 |
UTI Short Duration Direct Growth | 5 | 8.2% | 6.8% | 2,567.03 |
HDFC Short Term Debt Fund Direct Plan Growth | 4 | 8.3% | 6.7% | 14,622.22 |
Nippon India Short Term Fund Direct Growth | 4 | 8.4% | 6.7% | 7,121.83 |
Holdings (15)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 17.70% |
Power Finance Corporation Ltd. | Financial | NCD | 7.11% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 7.10% |
Bank Of Baroda | Financial | CD | 6.85% |
Bharti Telecom Ltd. | Communication | CP | 6.63% |
Export-Import Bank Of India | Financial | CP | 6.63% |
Bajaj Finance Ltd. | Financial | NCD | 5.92% |
HDFC Bank Ltd. | Financial | CD | 5.65% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 4.15% |
GOI | Sovereign | GOI Sec | 4.01% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 3.53% |
GOI | Sovereign | GOI Sec | 2.42% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 2.35% |
Reserve Bank of India | Financial | T-Bills | 1.93% |
Gujarat State | Construction | SDL | 1.77% |
See All
Pros and cons
Category: Debt Short Duration
Pros
Consistently top ranked fund
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 8.13
The fund has generated returns higher than benchmark - CRISIL Short Duration Debt A-II Index - in the last 3Y
Cons
10Y annualised returns lower than category average by 0.34%
Higher expense ratio: 0.5%
Low rating: 1
Expense ratio, exit load and tax
Expense ratio: 0.50%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Fund management
Mithraem BharuchaAug 2021 - PresentView details
Mithraem Bharucha
Aug 2021 - Present
View details
Education
Mr. Bharucha is a BMS and MBA
Experience
Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
Bank of India Short Term Income Fund Direct Growth
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