Axis Bank Rupay Credit Card
Axis Bank RuPay Credit Cards are designed to meet various customer needs, providing multiple benefits, including seamless and rewarding online transactions through UPI integration.
Cardholders can enjoy various exclusive discounts and advantages such as cashback and vouchers with this credit card. Moreover, these cards offer distinctive features like contactless payment choices and virtual wallets, enhancing transaction convenience and security. Additionally, these credit cards come with competitive interest rates and flexible repayment terms.
Here, you can discover information regarding the specifics, fees, and application process required for the RuPay credit cards of Axis Bank.
Key Highlights of the Axis Bank RuPay Credit Card
Here are the important highlights of Rupay Credit cards offered by the Axis Bank:
|
Parameter |
Axis Bank Indian Oil RuPay Credit Card |
Axis Bank Fibe Credit Card |
|
Suitability |
Fuel Purchases |
UPI and Online Transactions |
|
Offers |
As part of the card benefits, you can enjoy a 4% cashback on your fuel expenses, specifically at IndianOil outlets. Moreover, you will be eligible for a complete cashback of 100%, capped at ₹250, for all fuel transactions made within the initial 30 days of receiving your card. |
It is a lifetime free credit card with airport lounge access and up to 3% cashback on spends. |
|
Salary/Income Limit |
Salaried or Self-Employed |
Salaried or Self-Employed |
|
Renewal Charges |
Nil |
Nil |
Benefits of Axis RuPay Credit Card
Some of the Axis Bank Rupay credit card benefits and core features are listed below:
|
Axis Bank Indian Oil RuPay Credit Card |
|
|
Axis Bank Fibe Credit Card |
|
Charges & Fees Applicable on Axis Bank RuPay Credit Card
The prominent charges of the cards include:
|
Charges |
Axis Bank Indian Oil RuPay Credit Card |
Axis Bank Fibe Credit Card |
|
Joining Fee |
₹500 |
Nil |
|
Annual Fee |
1st Year – NIL 2nd Year Onwards – ₹500 |
Nil |
|
Add-On Charges |
Nil |
Nil |
Late Payment Fee Applicable
The late charges applied to both the Rupay cards of Axis Bank are as follows:
|
Outstanding Balance |
Charges |
|
Below ₹500 |
No charge |
|
Between ₹501 and ₹5,000 |
₹500 |
|
Between ₹5,001 and ₹10,000 |
₹750 |
|
₹10,001 and Above |
₹1,200 |
Eligibility Criteria to Apply
The eligibility to apply for these credit cards is as follows:
|
Parameter |
Axis Bank Indian Oil RuPay Credit Card |
Axis Bank Fibe Credit Card |
|
Nationality |
Indian |
|
|
Age |
18 – 70 Years of Age |
|
|
Employment |
Salaried or Self-Employed |
|
Documents Required to Apply for the Axis Rupay Credit Cards
During the application process, several essential documents must be submitted. Below are some of the significant documents required:
- PAN Card Photo Copy or Form 60
- Color Photograph of the Applicant
- Income Proof (ITR, Form 16, Latest Pay Slip)
- Identification Proof (Aadhaar, PAN, Passport, Driver's license)
- Address Proof (Aadhaar, Voter ID, Ration, Passport)
How to Apply for Axis Rupay Credit Card
Here's a step-by-step guide on applying for this Rupay Credit Card from Axis Bank-
Step 1: Visit the official Axis Bank website. Once there, navigate to the "Apply Credit Card" section, which will appear at the top of the screen.
Step 2: Browse through the various credit card options offered by Axis Bank, explicitly focusing on RuPay Credit Cards. Each card comes with its unique features and benefits.
Step 3: Choose the RuPay credit card that aligns best with your requirements, considering features, benefits, and your spending habits.
Step 4: Before proceeding with the application, verify that you meet Axis Bank's eligibility criteria. This may include factors such as age, income, and credit score.
Step 5: Fill out the online application form with accurate and current information. The form typically requests personal details, contact information, employment specifics, and income details.
Step 6: Upload or submit the required documents, such as proof of identity, address, and income. Document requirements may vary, so refer to the provided guidelines during the application process.
Step 7: Axis Bank will review your application and submitted documents. If additional information is necessary, they may contact you for clarification.
Step 8: Once your application undergoes review, await the bank's decision. If approved, you will be notified, and the Axis Bank RuPay Credit Card will be issued to your registered address.
Credit Cards Similar to the Axis Rupay Credit Card
Some of the other similar cards are as follows-
|
Card Name |
Characteristics |
|
ICICI Bank HPCL Super Saver Credit Card |
|
|
BPCL SBI Credit Card |
|
|
Citi IndianOil Platinum Credit Card |
|
