IOB Net Banking

Given below are the different features and services offered by IOB Internet Banking:

• Account Information: Users can view their account balance, transaction history, and previous month’s account statements through the net banking services.
• Fund Transfers: IOB allows customers to transfer funds between their own accounts, make interbank transfers, and send money to other IOB customers easily through net banking. Users can also make instant transfers through the IMPS, NEFT and RTGS services using the net banking portal.
• Bill Payments: Users can pay their utility bills, such as electricity, water, telephone, and mobile bills, directly through the Internet Banking portal. 
• Online Shopping: IOB Bank provides a secure payment gateway that enables customers to make online purchases and payments at various e-commerce platforms.
• Fixed Deposit Management: IOB Online Banking allows customers to open new fixed deposits (FDs), renew existing FDs, and view details of their FDs. They can also calculate interest earnings using the online FD calculator.
• Loan-Related Services: Customers can check the status of their loans, view outstanding balances, and make loan payments through Indian Overseas Bank Net Banking.
• Investment Services: Through the net banking services of Indian Overseas Bank, customers will also get information and access to various investment products, such as mutual funds, insurance, and government savings schemes. 

To avail of the net banking facilities of IOB, customers must register for the services. Here are the steps for the registration process:

• Visit the official website of Indian Overseas Bank net banking (https://www.iobnet.co.in/).
• Click on the "New User Registration" or "Register" option.
• Enter the required details, such as account number, registered mobile number, and date of birth.
• Set a login password and transaction password as per the specified criteria.
• Authenticate your registration by entering the OTP sent to your registered mobile number.
• Once the registration is successful, you can log in to the net banking account using your user ID and password.
• It is recommended to change your login and transaction passwords regularly for safety and security reasons.

To log in to your online banking account, the user can follow the steps given below:

• Visit the official website of IOB e-banking (https://www.iobnet.co.in/). 
• Locate and click on the "Personal Banking" option.
• On the Personal Banking page,  click on "Internet Banking Login". The user will be directed to the login page.
• Enter the  User ID provided by the bank. Input your User ID correctly in the designated field.
• Enter your login password and answer the security question. Click on the "Submit" button to proceed.
• The user will now be able to log in to their net banking account and enjoy all the services.

In case you encounter any issues or have trouble logging in, it is advisable to contact the Indian Overseas Bank customer service for assistance.

To log in to the IOB Corporate Net Banking account, the user should follow the steps below:

• Visit the official Indian Overseas Bank website and click on the ‘Login’ option.
• Select the ‘Internet Banking Corporate Login’ option from the drop-down menu. 
• On the login page, enter the login ID, user ID, Password and the Captcha Code.
• Click the ‘Login’ button after entering the details. The user will now be able to access the IOB Corporate Net Banking account.

IOB customers can reset their net banking password by following the steps mentioned below:

•   Visit the official website of Indian Overseas Bank (https://www.iobnet.co.in/ibanking/html/index1.html).
•  Select the ‘Personal’ or ‘Corporate’ login according to the account type.
•  Click on the “Forgot Password” option.
•  Enter the login ID and IOB account number. Click the ‘Submit’ button.
• On the next page, enter the email id and the text shown in the captcha code.
•  Click on the ‘Continue’ option. Now, enter the OTP sent to the registered mobile number.
•  Enter the new password and confirm it. Click on the ‘Submit’ option.

The new password generated will be the current password for your IOB Internet banking account.

To transfer funds via IOB (Indian Overseas Bank) Net Banking, you can follow these steps:

• Log in to the IOB Online Banking account by entering your login ID and password.
• Once logged in, go to the ‘Payments’ section and select ‘Fund Transfer’. 
• In the ‘Fund Transfer’ section, the user will find various transfer options, i.e., “Transfer within IOB Accounts”, “Transfer to Self-Account”, and “Transfer to Other Bank Accounts”. 
• Choose the appropriate option based on the type of transfer.
• Fill in the required details for the fund transfer, which usually includes Beneficiary Account Number, Name, IFSC Code and Transfer Amount.
• Verify the entered details. Now, initiate the transfer by clicking the "Transfer" button.
• Enter the  One-Time Password (OTP) sent to your registered mobile number to authenticate the transfer.
• After successful authentication, the funds will be transferred from your account to the designated recipient account.