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Tata Retirement Savings Fund Conservative Plan Growth
ELSS • 5Y Lock-in
Hybrid
Conservative Hybrid
Moderately High Risk
+8.40%
3Y annualised
-0.02% 1D
NAV: 30 Jan '26
₹31.69
Min. SIP amount
Not Supported
Fund size
₹172.98 Cr
Expense ratio
2.18%
Holdings (52)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 20.41% |
| GOI | Sovereign | GOI Sec | 8.94% |
| GOI | Sovereign | GOI Sec | 8.88% |
| GOI | Sovereign | GOI Sec | 5.83% |
| GOI | Sovereign | GOI Sec | 5.81% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 5.76% |
| GOI | Sovereign | GOI Sec | 2.97% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 2.90% |
| HDFC Bank Ltd. | Financial | Equity | 2.06% |
| Reliance Industries Ltd. | Energy | Equity | 1.72% |
| ITC Ltd. | Consumer Staples | Equity | 1.30% |
| Solar Industries India Ltd. | Chemicals | Equity | 1.20% |
| ICICI Bank Ltd. | Financial | Equity | 1.19% |
| Eternal Ltd. | Services | Equity | 1.17% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.17% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 1.14% |
| BSE Ltd. | Services | Equity | 1.10% |
| DOMS Industries Ltd. | Consumer Staples | Equity | 0.91% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 0.89% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 0.83% |
| Bikaji Foods International Ltd. | Consumer Staples | Equity | 0.78% |
| Karur Vysya Bank Ltd. | Financial | Equity | 0.78% |
| HCL Technologies Ltd. | Technology | Equity | 0.76% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.74% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 0.69% |
| 360 One Wam Ltd. | Financial | Equity | 0.66% |
| Muthoot Finance Ltd. | Financial | Equity | 0.64% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 0.63% |
| Mahanagar Gas Ltd. | Energy | Equity | 0.60% |
| Polycab India Ltd. | Capital Goods | Equity | 0.59% |
| Exide Industries Ltd. | Capital Goods | Equity | 0.58% |
| Oil India Ltd. | Energy | Equity | 0.48% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.47% |
| Metro Brands Ltd. | Consumer Staples | Equity | 0.46% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.46% |
| Godrej Properties Ltd. | Construction | Equity | 0.43% |
| Bank Of Baroda | Financial | Equity | 0.40% |
| Rainbow Children's Medicare Ltd. | Healthcare | Equity | 0.37% |
| Manappuram Finance Ltd. | Financial | Equity | 0.37% |
| United Spirits Ltd. | Consumer Staples | Equity | 0.35% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.34% |
| Billionbrains Garage Ventures Ltd. | Financial | Equity | 0.33% |
| IDFC First Bank Ltd. | Financial | Equity | 0.32% |
| Shriram Finance Ltd | Financial | Equity | 0.31% |
| Kirloskar Pneumatic Company Ltd. | Capital Goods | Equity | 0.31% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.30% |
| Zensar Technologies Ltd. | Technology | Equity | 0.29% |
| Tata Capital Ltd. | Financial | Equity | 0.28% |
| Coforge Ltd. | Technology | Equity | 0.28% |
| Godrej Agrovet Ltd. | Consumer Staples | Equity | 0.23% |
| Godrej Industries Ltd. | Consumer Staples | Equity | 0.23% |
| Fujiyama Power Systems Ltd. | Energy | Equity | 0.12% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.4% | +6.6% | +7.8% | +8.4% |
| Category average (Hybrid Conservative Hybrid) | +9.1% | +8.0% | +7.8% | -- |
| Rank (Hybrid Conservative Hybrid) | 19 | 21 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed before 61 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Growth | +6.76% | +11.01% | 3,212.39 | |
SBI Conservative Hybrid Fund Growth | +6.53% | +9.67% | 9,851.37 | |
Nippon India Conservative Hybrid Fund Growth | +9.00% | +9.15% | 932.60 | |
Aditya Birla Sun Life Savings Fund Growth | +8.08% | +9.09% | 1,541.39 | |
ICICI Prudential Child Care Plan Study | +5.12% | +8.75% | 130.58 | |
| Compare | ||||
Fund management
MNMurthy NagarajanApr 2017 - PresentView details
MN
Murthy Nagarajan
Apr 2017 - Present
View details
SUSonam UdasiApr 2016 - PresentView details
SU
Sonam Udasi
Apr 2016 - Present
View details
About Tata Retirement Savings Fund Conservative Plan Growth
Tata Retirement Savings Fund Conservative Plan Growth is a Hybrid Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan is the Current Fund Manager of Tata Retirement Savings Fund Conservative Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,16,851 Cr and the Latest NAV as of 30 Jan 2026 is ₹31.69.
The Tata Retirement Savings Fund Conservative Plan Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Exit load of 1% if redeemed before 61 months.
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Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Fund benchmarkCRISIL Short Term Debt Hybrid 75+25 Index
Fund house
Rank (total assets)#14 in India
Total AUM₹2,16,850.85 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,