Kotak Credit Risk Fund Growth

Kotak Credit Risk Fund Growth

Debt
Credit Risk
Moderately High Risk
+7.50%
3Y annualised
+0.11% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jan '26
₹30.64
Min. SIP amount
Not Supported
Fund size
₹706.86 Cr
Expense ratio
1.71%

Holdings (29)

NameSectorInstrumentsAssets
Jubilant Bevco Ltd.Consumer StaplesDebenture7.59%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class AServicesDebenture7.16%
Vedanta Ltd - Pref. Shares 7.50Metals & MiningDebenture7.14%
Tata Projects Ltd.ConstructionBonds/NCD7.13%
REC Ltd.FinancialDebenture7.04%
Aditya Birla Real Estate Ltd.Consumer StaplesNCD6.47%
GOISovereignGOI Sec5.79%
Aditya Birla Renewables Ltd.EnergyBonds/NCD5.72%
AU Small Finance Bank Ltd.FinancialNCD4.30%
Embassy Office Parks REITConstructionREITs3.92%
National Bank For Agriculture & Rural DevelopmentFinancialBonds3.58%
Indus Infra TrustConstructionInvITs3.53%
Aadhar Housing Finance LtdFinancialDebenture2.87%
Aadhar Housing Finance LtdFinancialDebenture2.86%
Brookfield India Real Estate Trust REITConstructionREITs2.14%
Vajra TrustOthersSec. Debt1.84%
THDC India Ltd.ConstructionBonds1.42%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD0.88%
Sansar TrustOthersSec. Debt0.80%
Nirma Ltd.Consumer StaplesDebenture0.71%
Uttar Pradesh Power Corporation LtdCapital GoodsBonds0.51%
Uttar Pradesh Power Corporation LtdCapital GoodsBonds0.50%
Dhruva TrustOthersSec. Debt0.49%
Uttar Pradesh Power Corporation LtdCapital GoodsDebenture0.29%
Aditya Birla Real Estate Ltd.Consumer StaplesDebenture0.28%
Uttar Pradesh Power Corporation LtdCapital GoodsBonds0.12%
Surat Municipal CorporationSovereignNA0.08%
Uttar Pradesh Power Corporation LtdCapital GoodsDebenture0.07%
Yes Bank Ltd.FinancialAdd. Tier 1 BondNA
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.5%+5.7%+6.7%+7.4%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)11139--

Exit load, stamp duty and tax

Exit load

Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

VM
Vihag Mishra
Oct 2025 - Present
View details

Education
Rank Holder MBA in Finance from XLRI
Experience
Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.

About Kotak Credit Risk Fund Growth

Kotak Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,69,913 Cr and the Latest NAV as of 09 Jan 2026 is ₹30.64. The Kotak Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days ;

Investment Objective

The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#5 in India
Total AUM₹5,69,913.46 Cr
Date of Incorporation05 Aug 1994
Phone022-61152100 / 1800-22-2626
E-mailNA
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,