How to Invest in Kotak Credit Risk Fund Growth?

You can easily invest in Kotak Credit Risk Fund Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Kotak Credit Risk Fund Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Kotak Credit Risk Fund Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Kotak Credit Risk Fund Growth provide?

The Kotak Credit Risk Fund Growth has been there from 11 May 2010 and the average annual returns provided by this fund is 8.42% since its inception.

How much expense ratio is charged by Kotak Credit Risk Fund Growth?

The term Expense Ratio used for Kotak Credit Risk Fund Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Kotak Credit Risk Fund Growth is 1.71% as of 01 Feb 2026...

What is the AUM of Kotak Credit Risk Fund Growth?

The AUM, short for Assets Under Management of Kotak Credit Risk Fund Growth is ₹706.86Cr as of 01 Feb 2026.

How to Redeem Kotak Credit Risk Fund Growth?

If you want to sell your Kotak Credit Risk Fund Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Kotak Credit Risk Fund Growth?

You can select either SIP or Lumpsum investment of Kotak Credit Risk Fund Growth based on your investment objective and risk tolerance.

What is the NAV of Kotak Credit Risk Fund Growth?

The NAV of Kotak Credit Risk Fund Growth is ₹30.69 as of 30 Jan 2026.

What is the PE and PB ratio of Kotak Credit Risk Fund Growth?

The PE ratio ratio of Kotak Credit Risk Fund Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Kotak Credit Risk Fund Growth

Name: Kotak Credit Risk Fund Growth
Brand: Kotak Mahindra Mutual Fund

Debt

Credit Risk

Moderately High Risk

+7.55%

3Y annualised

+0.09% 1D

All

NAV: 30 Jan '26

₹30.69

Min. SIP amount

Not Supported

Fund size

₹706.86 Cr

Expense ratio

1.71%

Holdings (29)

Name	Sector	Instruments	Assets
Jubilant Bevco Ltd.	Consumer Staples	Debenture	7.59%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Services	Debenture	7.16%
Vedanta Ltd - Pref. Shares 7.50	Metals & Mining	Debenture	7.14%
Tata Projects Ltd.	Construction	Bonds/NCD	7.13%
REC Ltd.	Financial	Debenture	7.04%
Aditya Birla Real Estate Ltd.	Consumer Staples	NCD	6.47%
GOI	Sovereign	GOI Sec	5.79%
Aditya Birla Renewables Ltd.	Energy	Bonds/NCD	5.72%
AU Small Finance Bank Ltd.	Financial	NCD	4.30%
Embassy Office Parks REIT	Construction	REITs	3.92%
National Bank For Agriculture & Rural Development	Financial	Bonds	3.58%
Indus Infra Trust	Construction	InvITs	3.53%
Aadhar Housing Finance Ltd	Financial	Debenture	2.87%
Aadhar Housing Finance Ltd	Financial	Debenture	2.86%
Brookfield India Real Estate Trust REIT	Construction	REITs	2.14%
Vajra Trust	Others	Sec. Debt	1.84%
THDC India Ltd.	Construction	Bonds	1.42%
Godrej Seeds & Genetics Ltd.	Consumer Staples	NCD	0.88%
Sansar Trust	Others	Sec. Debt	0.80%
Nirma Ltd.	Consumer Staples	Debenture	0.71%
Uttar Pradesh Power Corporation Ltd	Capital Goods	Bonds	0.51%
Uttar Pradesh Power Corporation Ltd	Capital Goods	Bonds	0.50%
Dhruva Trust	Others	Sec. Debt	0.49%
Uttar Pradesh Power Corporation Ltd	Capital Goods	Debenture	0.29%
Aditya Birla Real Estate Ltd.	Consumer Staples	Debenture	0.28%
Uttar Pradesh Power Corporation Ltd	Capital Goods	Bonds	0.12%
Surat Municipal Corporation	Sovereign	NA	0.08%
Uttar Pradesh Power Corporation Ltd	Capital Goods	Debenture	0.07%
Yes Bank Ltd.	Financial	Add. Tier 1 Bond	NA

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.5%	+5.7%	+6.7%	+7.4%
Category average (Debt Credit Risk)	+8.7%	+9.0%	+6.4%	--
Rank (Debt Credit Risk)	11	13	9	--

Exit load, stamp duty and tax

Exit load

Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Aditya Birla Sun Life Credit Risk Fund Growth	+16.51%	+11.81%	1,091.72
	Invesco India Credit Risk Fund Growth	+8.78%	+9.27%	155.57
	Nippon India Credit Risk Fund Growth	+8.43%	+8.28%	1,015.83
	Axis Credit Risk Fund Growth	+8.23%	+7.80%	368.01
	Baroda BNP Paribas Credit Risk Fund Growth	+7.47%	+7.78%	185.49
Compare

Fund management

DA
Deepak Agrawal
Apr 2010 - Present
View details

Education

Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience

He has been associated with Kotak AMC since 2002.

Also manages these schemes

Kotak Corporate Bond Fund Growth

Kotak Overnight Fund Growth

Kotak Dynamic Bond Fund Growth

Kotak Banking and PSU Debt Fund Growth

Kotak Liquid (SS) Growth

Kotak Bond Short Term Fund Growth

Kotak Low Duration Fund Standard Growth

Kotak Credit Risk Fund Growth

Kotak Liquid Growth

Kotak Medium Term Fund Growth

Kotak Savings Fund Growth

Kotak Floating Rate Fund Growth

Kotak Money Market Fund Growth

Kotak Dynamic Bond Fund (SS) Growth

VM
Vihag Mishra
Oct 2025 - Present
View details

Education

Rank Holder MBA in Finance from XLRI

Experience

Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.

Also manages these schemes

Kotak Medium Term Fund Growth

Kotak Credit Risk Fund Growth

About Kotak Credit Risk Fund Growth

Kotak Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,69,913 Cr and the Latest NAV as of 30 Jan 2026 is ₹30.69. The Kotak Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days ;

Investment Objective

The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.

Fund benchmarkCRISIL Credit Risk Debt B-II Index

Scheme Information Document(SID)