Kotak Banking and PSU Debt Fund Regular Growth

Debt
Banking and PSU
Moderate Risk
7.80%
3Y annualised
+0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Jun 2025₹65.64
Min. SIP amountNot Supported
Rating3
Fund size₹6,212.89Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (58)

NameSectorInstrumentAssets
SovereignGOI Sec8.40%
Power Finance Corporation Ltd.
FinancialNCD5.48%
GOI
SovereignGOI Sec4.55%
FinancialBonds3.24%
Indian Oil Corporation Ltd.
EnergyDebenture3.15%
Power Grid Corporation Of India Ltd.
EnergyBonds3.00%
HDFC Bank Ltd.
FinancialDebenture2.54%
FinancialFRB2.53%
FinancialAd.Tier 2 Bnd2.32%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.25%
FinancialNCD2.16%
GOI
SovereignGOI Sec2.14%
LIC Housing Finance Ltd.
FinancialDebenture2.07%
FinancialBonds2.06%
National Bank For Agriculture & Rural Development
FinancialBonds1.81%
FinancialAd.Tier 2 Bnd1.77%
FinancialNCD1.68%
National Bank For Agriculture & Rural Development
FinancialDebenture1.66%
Export-Import Bank Of India
FinancialNCD1.66%
FinancialDebenture1.65%
GOI
SovereignGOI Sec1.65%
National Bank For Financing Infrastructure And Development
FinancialDebenture1.61%
Union Bank of India
FinancialAdd. Tier 1 Bond1.58%
National Bank For Agriculture & Rural Development
FinancialDebenture1.43%
HDFC Bank Ltd.
FinancialDebenture1.34%
National Housing Bank
FinancialBonds1.32%
EnergyDebenture1.28%
HDFC Bank Ltd.
FinancialDebenture1.26%
Food Corporation of India
Consumer StaplesBonds1.26%
Nuclear Power Corpn. Of India Ltd.
EnergyNCD1.25%
GOI
SovereignGOI FRB1.24%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.24%
National Bank For Agriculture & Rural Development
FinancialDebenture1.23%
HDFC Bank Ltd.
FinancialDebenture1.18%
FinancialBonds1.07%
FinancialDebenture1.01%
FinancialDebenture0.96%
HDFC Bank Ltd.
FinancialDebenture0.85%
Food Corporation of India
Consumer StaplesNCD0.83%
HDFC Bank Ltd.
FinancialDebenture0.83%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.83%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.82%
HDFC Bank Ltd.
FinancialDebenture0.82%
FinancialBonds0.82%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.81%
CommunicationDebenture0.79%
HDFC Bank Ltd.
FinancialDebenture0.76%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.74%
Maharashtra State
OthersSDL0.66%
Gujarat State
ConstructionSDL0.51%
DME Development Ltd.
ConstructionDebenture0.51%
FinancialNCD0.41%
FinancialBonds0.17%
FinancialNCD0.09%
Mahanagar Telephone Nigam Ltd.
CommunicationNCD0.08%
FinancialNCD0.04%
FinancialDebenture0.02%
Gujarat State
ConstructionSDL0.01%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.2%7.8%6.4%7.4%
Category average8.9%7.4%6.0%NA
Rank with in category733NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.75%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Dharmesh Thakar
Jun 2025 - Present
View details

Education
PGeMBA in Finance
Experience
Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Compare funds

Kotak Banking and PSU Debt Fund Regular Growth
VS
Add mutual fund to compare
Looking to invest in mutual funds?
Explore diversified funds designed for every investor