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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Kotak Banking and PSU Debt Fund Growth
+6.93%
3Y annualised
-0.02% 1D
NAV: 07 Oct '26
₹69.57
Min. for SIP
₹100
Fund size (AUM)
₹4,761.47 Cr
Expense ratio
0.75%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,179 | +1.97% | |
| 3 years | ₹1,80,000 | ₹1,96,381 | +9.10% | |
| 5 years | ₹3,00,000 | ₹3,50,911 | +16.97% | |
| 10 years | ₹6,00,000 | ₹8,38,676 | +39.78% |
Holdings (62)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 6.90% |
| Repo | Unspecified | Repo | 5.98% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID20272 7.3700 BD 16JL29 FVRS1LAC | Financial | Bonds | 4.15% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXIV 7.70 BD 12OT33 FVRS1LAC | Energy & Utilities | Bonds | 3.36% |
| HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC | Financial | Debenture | 3.19% |
| CANARA BANK CD 02FEB27 | Financial | Certificate of Deposit | 3.08% |
| STATE BANK OF INDIA SR I 6.80 BD 21AG35 FVRS10LAC | Financial | Additional Tier 2 Bond | 2.94% |
| INDIAN OIL CORPORATION LIMITED SR XXVI 7.36 NCD 16JL29 FVRS1LAC | Energy & Utilities | Debenture | 2.93% |
| Net Current Assets | Unspecified | Net Current Assets | 2.76% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.73% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 2.62% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.61% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 2.60% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 2.10% |
| EXPORT IMPORT BANK OF INDIA SR Z02 7.40 BD 14MR29 FVRS1LAC | Financial | Non Convertible Debenture | 2.09% |
| POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC | Financial | Non Convertible Debenture | 2.09% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LAC | Financial | Debenture | 2.09% |
| ICICI BANK LIMITED SR DJU21LB 6.45 BD 15JU28 FVRS10LAC | Financial | Debenture | 2.06% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-3 6.67 BD 30MY30 FVRS1LAC | Financial | Debenture | 2.02% |
| ICICI BANK LIMITED SR DNV25T2 7.40 BD 28NV40 FVRS1CR | Financial | Debenture | 1.98% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 1.78% |
| FOOD CORPORATION OF INDIA 8.8 LOA 22MR28 FVRS10LAC | Consumer Staples | Bonds | 1.57% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 1.57% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 1.56% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LAC | Financial | Bonds | 1.55% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 1.54% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 1.54% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 1.54% |
| Union Bank of India CD | Financial | Certificate of Deposit | 1.53% |
| INDIAN BANK CD 24MAY27 | Financial | Certificate of Deposit | 1.51% |
| HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC | Financial | Debenture | 1.45% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXX 7.40 BD 17FB33 FVRS1LAC | Energy & Utilities | Debenture | 1.36% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR I 8.01 BD 24MR28 FVRS10LAC | Financial | Debenture | 1.28% |
| REC LIMITED SR XII 6.45 BD 07JN31 FVRS10LAC | Financial | Debenture | 1.20% |
| HDFC BANK LIMITED SR U003 9 NCD 01NV28 FVRS10LAC | Financial | Debenture | 1.07% |
| FOOD CORPORATION OF INDIA SR VII A 7.60 LOA 09JN30 FVRS10LAC | Consumer Staples | Non Convertible Debenture | 1.04% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC | Financial | Non Convertible Debenture | 1.04% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 1.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 1.04% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 1.04% |
| HDFC BANK LIMITED SR AB001 7.69 NCD 27JN33 FVRS1LAC | Financial | Debenture | 1.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC | Financial | Debenture | 1.03% |
| HDFC Bank Limited (15/02/2027) ** # | Financial | Certificate of Deposit | 1.02% |
| MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC | Technology | Debenture | 1.01% |
| ONGC PETRO ADDITIONS LIMITED SR XIV 6.99 NCD 30OT30 FVRS1LAC | Energy & Utilities | Debenture | 1.01% |
| HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LAC | Financial | Debenture | 0.94% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 0.94% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 0.85% |
| STATE DEVELOPMENT LOAN 33896 MH 31JN35 7.63 FV RS 100 | Unspecified | State Development Loan | 0.80% |
| STATE DEVELOPMENT LOAN 36510 TN 17SP33 7.19 FV RS 100 | Unspecified | State Development Loan | 0.72% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 156 7.7 BD 10DC27 FVRS10LAC | Financial | Non Convertible Debenture | 0.53% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 0.53% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 0.52% |
| REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC | Financial | Debenture | 0.52% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.39% |
| STATE DEVELOPMENT LOAN 36420 MH 10SP33 7.18 FV RS 100 | Unspecified | State Development Loan | 0.34% |
| MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIII TR C 7.80 BD 07NV33 FVRS1LAC | Technology | Non Convertible Debenture | 0.10% |
| IRFC TX SR-16E SR 167 7.65 BD 30DC32 FVRS10LAC | Financial | Debenture | 0.10% |
| POWER FINANCE CORPORATION LTD. SERIES 184 B 9.10 BD 23MR29 FVRS10LAC | Financial | Non Convertible Debenture | 0.05% |
| POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC | Financial | Debenture | 0.02% |
| STATE DEVELOPMENT LOAN 36738 GUJ 26NV32 6.98 FV RS 100 | Industrials | State Development Loan | 0.01% |
| STATE DEVELOPMENT LOAN 29648 GUJ 04NV30 6.46 FV RS 100 | Industrials | State Development Loan | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.0% | +6.9% | +7.2% |
| Category average (Debt Banking and PSU) | +6.6% | +5.8% | +6.5% | +7.1% |
| Rank (Debt Banking and PSU) | 3 | 4 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
DTDharmesh ThakarJun 2025 - PresentView details
DT
Dharmesh Thakar
Jun 2025 - Present
View details
DADeepak AgrawalApr 2008 - PresentView details
DA
Deepak Agrawal
Apr 2008 - Present
View details
About Kotak Banking and PSU Debt Fund Growth
Kotak Banking and PSU Debt Fund Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Dharmesh Thakar is the Current Fund Manager of Kotak Banking and PSU Debt Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹6,19,695 Cr and the Latest NAV as of 07 Oct 2026 is ₹69.57.
The Kotak Banking and PSU Debt Fund Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.;
Fund benchmarkCRISIL Banking and PSU Debt A-II Index
Fund house
Rank (total assets)#5 in India
Total AUM₹6,19,695.24 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,