Kotak Banking and PSU Debt Fund Growth

Debt
Banking and PSU
Moderate Risk
7.31%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Sep 2025
₹65.88
Rating
3
Min. SIP amount
Not Supported
Fund size
₹5,983.06Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (59)

NameSectorInstrumentAssets
SovereignGOI Sec6.88%
Power Finance Corporation Ltd.
FinancialNCD5.66%
FinancialBonds3.75%
Indian Oil Corporation Ltd.
EnergyDebenture3.26%
Power Grid Corporation Of India Ltd.
EnergyBonds3.09%
HDFC Bank Ltd.
FinancialDebenture2.63%
FinancialFRB2.60%
FinancialAd.Tier 2 Bnd2.38%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.33%
FinancialNCD2.23%
GOI
SovereignGOI Sec2.22%
LIC Housing Finance Ltd.
FinancialDebenture2.14%
FinancialBonds2.13%
GOI
SovereignGOI Sec2.10%
National Bank For Agriculture & Rural Development
FinancialBonds1.87%
FinancialNCD1.73%
National Bank For Agriculture & Rural Development
FinancialDebenture1.72%
Export-Import Bank Of India
FinancialNCD1.71%
FinancialDebenture1.71%
GOI
SovereignGOI Sec1.71%
National Bank For Financing Infrastructure And Development
FinancialDebenture1.66%
Union Bank of India
FinancialAdd. Tier 1 Bond1.64%
FinancialBonds1.53%
HDFC Bank Ltd.
FinancialDebenture1.38%
National Housing Bank
FinancialBonds1.35%
EnergyDebenture1.32%
Food Corporation of India
Consumer StaplesBonds1.30%
HDFC Bank Ltd.
FinancialDebenture1.30%
GOI
SovereignGOI FRB1.29%
Nuclear Power Corpn. Of India Ltd.
EnergyNCD1.29%
National Bank For Agriculture & Rural Development
FinancialDebenture1.28%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.28%
FinancialDebenture1.21%
FinancialDebenture1.05%
FinancialDebenture0.99%
HDFC Bank Ltd.
FinancialDebenture0.88%
Food Corporation of India
Consumer StaplesNCD0.86%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.86%
HDFC Bank Ltd.
FinancialDebenture0.86%
HDFC Bank Ltd.
FinancialDebenture0.85%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD0.85%
CommunicationDebenture0.81%
HDFC Bank Ltd.
FinancialDebenture0.79%
GOI
SovereignGOI Sec0.78%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.77%
Maharashtra State
OthersSDL0.68%
GOI
SovereignGOI Sec0.65%
National Bank For Agriculture & Rural Development
FinancialDebenture0.63%
DME Development Ltd.
ConstructionDebenture0.54%
DME Development Ltd.
ConstructionDebenture0.53%
Gujarat State
ConstructionSDL0.52%
FinancialNCD0.43%
REC Ltd.
FinancialDebenture0.42%
SovereignGOI Sec0.17%
FinancialNCD0.09%
Mahanagar Telephone Nigam Ltd.
CommunicationNCD0.08%
FinancialNCD0.04%
FinancialDebenture0.02%
Gujarat State
ConstructionSDL0.01%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.8%7.3%6.0%7.3%
Category average7.7%7.1%5.8%NA
Rank with in category1123NA
Understand terms

Peer Comparison

Debt, Banking and PSU fundsRating1Y3YFund Size(Cr)
5
7.8%7.5%10,353.87
4
7.7%7.2%5,935.12
4
7.7%7.2%9,143.48
5
7.6%7.1%13,392.39
4
7.9%7.0%13,286.45

Expense ratio, exit load and tax

Expense ratio: 0.75%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Dharmesh Thakar
Jun 2025 - Present
View details

Education
PGeMBA in Finance
Experience
Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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