Kotak Savings Fund Growth

Debt
Ultra Short Duration
Low to Moderate Risk
6.90%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Sep 2025
₹43.35
Rating
2
Min. SIP amount
Not Supported
Fund size
₹15,667.19Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (102)

NameSectorInstrumentAssets
GOI
SovereignCGL5.03%
FinancialDebenture4.32%
FinancialNCD4.06%
Indian Bank
FinancialCD3.05%
Canara Bank
FinancialCD3.04%
FinancialDebenture3.00%
Bharti Telecom Ltd.
CommunicationCP2.78%
Small Industries Devp. Bank of India Ltd.
FinancialCD2.76%
Small Industries Devp. Bank of India Ltd.
FinancialCD2.42%
Mankind Pharma Ltd.
HealthcareDebenture1.90%
Punjab National Bank
FinancialCD1.66%
Torrent Electricals Ltd.
Capital GoodsCP1.56%
Indusind Bank Ltd.
FinancialCD1.54%
Reserve Bank of India
FinancialT-Bills1.51%
Reserve Bank of India
FinancialT-Bills1.50%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.49%
Bharti Telecom Ltd.
CommunicationDebenture1.42%
Union Bank of India
FinancialCD1.38%
Tamilnadu State
OthersSDL1.28%
Vedanta Ltd.
Metals & MiningDebenture1.26%
Poonawalla Fincorp Ltd.
FinancialNCD1.26%
GOI
SovereignGOI Sec1.25%
Panatone Finvest Ltd
FinancialCP1.22%
Axis Bank Ltd.
FinancialCD1.21%
Credila Financial Services Ltd.
FinancialCP1.21%
Piramal Finance Ltd.
FinancialDebenture1.10%
National Bank For Agriculture & Rural Development
FinancialCP1.06%
Liquid Gold Series 9
FinancialSO1.03%
National Bank For Agriculture & Rural Development
FinancialCD0.97%
LIC Housing Finance Ltd.
FinancialNCD0.95%
Bharti Telecom Ltd.
CommunicationDebenture0.94%
Citi Corp Finance Ltd
FinancialDebenture0.94%
Axis Bank Ltd.
FinancialCD0.92%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.91%
Indusind Bank Ltd.
FinancialCD0.91%
Canara Bank
FinancialCD0.91%
Union Bank of India
FinancialCD0.91%
National Bank For Agriculture & Rural Development
FinancialCD0.91%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.89%
UCO Bank
FinancialCD0.89%
National Bank For Agriculture & Rural Development
FinancialDebenture0.82%
Mankind Pharma Ltd.
HealthcareBonds/Deb0.80%
Axis Bank Ltd.
FinancialCD0.77%
India Universal Trust AL1
OthersSec. Debt0.70%
Reserve Bank of India
FinancialT-Bills0.65%
Jubilant Bevco Ltd.
Consumer StaplesDebenture0.65%
National Bank For Agriculture & Rural Development
FinancialDebenture0.64%
Muthoot Finance Ltd.
FinancialDebenture0.64%
Can Fin Homes Ltd.
FinancialFRB0.63%
Gujarat State
ConstructionSDL0.63%
ConstructionNCD0.63%
Cholamandalam Investment and Finance Company Ltd.
FinancialCP0.62%
Reserve Bank of India
FinancialT-Bills0.62%
Reserve Bank of India
FinancialT-Bills0.61%
HDFC Bank Ltd.
FinancialCD0.61%
Indusind Bank Ltd.
FinancialCD0.61%
Canara Bank
FinancialCD0.61%
Union Bank of India
FinancialCD0.61%
Sundaram Home Finance Ltd.
FinancialCP0.61%
Muthoot Finance Ltd.
FinancialCP0.61%
ICICI Securities Ltd.
FinancialCP0.61%
Aditya Birla Finance Ltd.
FinancialCP0.61%
IDFC First Bank Ltd.
FinancialCD0.61%
Bank Of Baroda
FinancialCD0.60%
Indusind Bank Ltd.
FinancialCD0.60%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.60%
Canara Bank
FinancialCD0.60%
Barclays Investments & Loans Ltd.
FinancialCP0.60%
Reserve Bank of India
FinancialT-Bills0.60%
Bharti Telecom Ltd.
CommunicationDebenture0.48%
Tamilnadu State
OthersSDL0.48%
Barclays Investments & Loans Ltd.
FinancialCP0.46%
IDBI Bank Ltd.
FinancialCD0.45%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.45%
Union Bank of India
FinancialCD0.45%
Bahadur Chand Investments Pvt. Ltd.
FinancialCP0.45%
Vedanta Ltd.
Metals & MiningDebenture0.38%
FinancialFRB0.35%
Hindustan Zinc Ltd.
Metals & MiningDebenture0.32%
FinancialNCD0.32%
Canara Bank
FinancialCD0.31%
LIC Housing Finance Ltd.
FinancialBonds/NCD0.31%
Tata Capital Housing Finance Ltd.
FinancialNCD0.31%
FinancialBonds/NCD0.31%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD0.31%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.30%
Muthoot Finance Ltd.
FinancialCP0.30%
Gujarat State
ConstructionSDL0.29%
Tata Capital Financial Services Ltd.
FinancialDebenture0.21%
SovereignGOI Sec0.16%
EnergyDebenture0.16%
GOI
SovereignGOI Sec0.15%
Punjab National Bank
FinancialCD0.15%
Tata Capital Housing Finance Ltd.
FinancialBonds/NCD0.15%
Canara Bank
FinancialCD0.12%
FinancialSec. Debt0.09%
Tamilnadu State
OthersSDL0.06%
Canara Bank
FinancialCD0.03%
Gujarat State
ConstructionSDL0.03%
Andhra Pradesh State
FinancialSDL0.03%
LIC Housing Finance Ltd.
FinancialDebenture0.02%
Rajasthan State
OthersSDL0.01%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Ultra Short Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.2%6.9%5.6%7.2%
Category average7.1%6.8%5.5%NA
Rank with in category121111NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.83%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Manu Sharma
Nov 2022 - Present
View details

Education
Mr. Sharma has done M.Com and CA.
Experience
He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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