Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth

+12.15%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 07 Oct '26
₹25.47
Min. for SIP
₹100
Fund size (AUM)
₹1,657.06 Cr
Expense ratio
1.60%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,546
+4.24%
3 years₹1,80,000₹2,14,049
+18.92%
5 years₹3,00,000₹3,94,806
+31.60%
10 years₹6,00,000₹9,58,513
+59.75%

Holdings (57)

NameSectorInstrumentsAssets
RepoUnspecifiedRepo10.24%
SK FINANCE LIMITED 9.1 NCD 10AG29 FVRS1LACFinancialDebenture5.53%
ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LACHealthcareDebenture4.47%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture4.41%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture3.83%
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LACIndustrialsBonds/Debentures3.58%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrialsBonds3.33%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100EntitiesGOI Securities3.26%
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LACFinancialDebenture3.01%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LACFinancialNon Convertible Debenture2.95%
HDFC Bank Ltd (15-Jan-2027)FinancialCertificate of Deposit2.66%
TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.79 NCD 18JU30 FVRS1LACFinancialNon Convertible Debenture2.66%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LACFinancialDebenture2.10%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancialDebenture2.07%
Bharat Highways InvITIndustrialsInfrastructure Investment Trust1.96%
KOGTA FINANCIAL (INDIA) LIMITED 9.5 NCD 30OT27 FVRS1LACFinancialDebenture1.94%
GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LACReal EstateNon Convertible Debenture1.93%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterialsDebenture1.83%
JSW ENERGY LIMITED TR I 8.75 NCD 20MR28 FVRS1LACEnergy & UtilitiesDebenture1.81%
SIS LIMITED 8.50 NCD 26MR28 FVRS1LACIndustrialsDebenture1.81%
HERO HOUSING FINANCE LIMITED SR 11 OP II 8.32 NCD 30AG27 FVRS1LACFinancialDebenture1.80%
8.50% IKF Finance Ltd. (10/03/2028) **FinancialNon Convertible Debenture1.80%
OXYZO FINANCIAL SERVICES LIMITED 9.9 NCD 13MR29 FVRS1LACFinancialDebenture1.79%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & UtilitiesDebenture1.76%
HINDUJA HOUSING FINANCE LIMITED 8.85 NCD 01FB27 FVRS1LACFinancialNon Convertible Debenture1.75%
STATE DEVELOPMENT LOAN 31822 TLG 20JL35 7.95 FV RS 100FinancialState Development Loan1.52%
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LACHealthcareDebenture1.50%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LACConsumer DiscretionaryNon Convertible Debenture1.49%
IKF FINANCE LIMITED 9.4 NCD 12SP27 FVRS1LACFinancialDebenture1.41%
India Grid Trust EQIndustrialsInfrastructure Investment Trust1.40%
Cube Highways TrustIndustrialsInfrastructure Investment Trust1.36%
NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LACFinancialDebenture1.33%
IKF FINANCE LIMITED BR LOA 28AP28 FVRS1CRFinancialDebenture1.29%
Nexus Select TrustIndustrialsReal Estate Investment Trusts1.22%
AVANSE FINANCIAL SERVICES LIMITED SR 40 9.60 NCD 30AP27 FVRS1LACFinancialDebenture1.21%
JSW ENERGY LIMITED 8.05 NCD 10NV28 FVRS1LACEnergy & UtilitiesNon Convertible Debenture1.20%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LACFinancialDebenture1.19%
Embassy Office Parks REITReal EstateReal Estate Investment Trusts1.00%
ADANI AIRPORT HOLDINGS LIMITED 9.35 NCD 08SP28 FVRS1LACIndustrialsDebenture0.96%
TATA PROJECTS LIMITED SR R 8.35 NCD 22JL27 FVRS1LACIndustrialsDebenture0.90%
5.02% GMR Airports Ltd. (09/09/2029) **IndustrialsNon Convertible Debenture0.90%
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LACIndustrialsBonds0.84%
ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LACHealthcareDebenture0.82%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100EntitiesGOI Securities0.81%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LACFinancialBonds0.75%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LACMaterialsDebenture0.61%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LACEnergy & UtilitiesDebenture0.60%
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LACFinancialDebenture0.58%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.37%
IRB InvIT Fund EQIndustrialsInfrastructure Investment Trust0.36%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD79 8.66 NCD 23FB33 FVRS1LACFinancialNon Convertible Debenture0.30%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.26%
REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LACFinancialBonds0.22%
STATE DEVELOPMENT LOAN 37246 TN 18MR35 7.46 FV RS 100UnspecifiedState Development Loan0.13%
POWER FINANCE CORPORATION LTD. SERIES 179A 8.67 BD 18NV28 FVRS10LACFinancialDebenture0.07%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities0.02%
Net PayablesUnspecifiedNet Payables-0.91%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+12.2%+9.9%+8.2%+8.5%
Category average (Debt Credit Risk)+8.8%+9.1%+6.8%+7.0%
Rank (Debt Credit Risk)231--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 Year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

SDC
Sunaina da Cunha
Apr 2017 - Present
View details

Education
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

About Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,43,789 Cr and the Latest NAV as of 07 Oct 2026 is ₹25.47. The Aditya Birla Sun Life Credit Risk Fund Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 1%, if redeemed within 1 Year. ;

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,43,788.75 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,