Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth

+12.12%
3Y annualised
+0.10% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 16 Jul '26
₹25.18
Min. for SIP
₹100
Fund size (AUM)
₹1,461.39 Cr
Expense ratio
1.59%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹63,372
+5.62%
3 years₹1,80,000₹2,17,067
+20.59%
5 years₹3,00,000₹3,98,243
+32.75%
10 years₹6,00,000₹9,64,017
+60.67%

Holdings (54)

NameSectorInstrumentsAssets
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds5.16%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture4.94%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities4.33%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture3.94%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrialsBonds3.74%
Reverse RepoUnspecifiedReverse Repo3.52%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LACFinancialNon Convertible Debenture3.38%
TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.79 NCD 18JU30 FVRS1LACFinancialNon Convertible Debenture3.07%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities3.04%
Bharat Highways InvITIndustrialsInfrastructure Investment Trust2.49%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LACFinancialDebenture2.40%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancialDebenture2.37%
Net ReceivablesUnspecifiedNet Receivables2.34%
KOGTA FINANCIAL (INDIA) LIMITED 9.5 NCD 30OT27 FVRS1LACFinancialDebenture2.21%
GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LACReal EstateNon Convertible Debenture2.18%
India Grid Trust EQIndustrialsInfrastructure Investment Trust2.10%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterialsDebenture2.08%
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LACMaterialsDebenture2.06%
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LACHealthcareDebenture2.06%
HERO HOUSING FINANCE LIMITED SR 11 OP II 8.32 NCD 30AG27 FVRS1LACFinancialDebenture2.06%
JSW ENERGY LIMITED TR I 8.75 NCD 20MR28 FVRS1LACEnergy & UtilitiesDebenture2.05%
SIS LIMITED 8.50 NCD 26MR28 FVRS1LACIndustrialsDebenture2.05%
OXYZO FINANCIAL SERVICES LIMITED 9.9 NCD 13MR29 FVRS1LACFinancialDebenture2.04%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & UtilitiesDebenture2.00%
IKF FINANCE LIMITED 9.4 NCD 12SP27 FVRS1LACFinancialDebenture1.99%
HINDUJA HOUSING FINANCE LIMITED 8.85 NCD 01FB27 FVRS1LACFinancialNon Convertible Debenture1.99%
SK FINANCE LIMITED 9.25 NCD 09MY27 FVRS1LACFinancialNon Convertible Debenture1.85%
STATE DEVELOPMENT LOAN 31822 TLG 20JL35 7.95 FV RS 100FinancialState Development Loan1.77%
STATE DEVELOPMENT LOAN 32184 AP 04OT35 7.82 FV RS 100FinancialState Development Loan1.75%
POWER FINANCE CORPORATION LTD. SR-172 7.74 BD 29JN28 FVRS10LACFinancialNon Convertible Debenture1.72%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LACFinancialDebenture1.71%
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LACFinancialNon Convertible Debenture1.70%
NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LACFinancialDebenture1.52%
IKF FINANCE LIMITED BR LOA 28AP28 FVRS1CRFinancialDebenture1.48%
AVANSE FINANCIAL SERVICES LIMITED SR 40 9.60 NCD 30AP27 FVRS1LACFinancialDebenture1.37%
Nexus Select TrustIndustrialsReal Estate Investment Trusts1.35%
JSW ENERGY LIMITED 8.05 NCD 10NV28 FVRS1LACEnergy & UtilitiesNon Convertible Debenture1.35%
ADANI AIRPORT HOLDINGS LIMITED 9.35 NCD 08SP28 FVRS1LACIndustrialsDebenture1.22%
Embassy Office Parks REITReal EstateReal Estate Investment Trusts1.15%
TATA PROJECTS LIMITED SR R 8.35 NCD 22JL27 FVRS1LACIndustrialsDebenture1.03%
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LACIndustrialsBonds0.95%
ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LACHealthcareDebenture0.93%
ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LACHealthcareDebenture0.93%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LACFinancialBonds0.87%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LACMaterialsDebenture0.69%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LACEnergy & UtilitiesDebenture0.69%
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LACFinancialDebenture0.67%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.39%
IRB InvIT Fund EQIndustrialsInfrastructure Investment Trust0.39%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD79 8.66 NCD 23FB33 FVRS1LACFinancialNon Convertible Debenture0.34%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.24%
STATE DEVELOPMENT LOAN 37246 TN 18MR35 7.46 FV RS 100UnspecifiedState Development Loan0.16%
STATE DEVELOPMENT LOAN 37242 RAJ 18MR36 7.49 FV RS 100UnspecifiedState Development Loan0.10%
POWER FINANCE CORPORATION LTD. SERIES 179A 8.67 BD 18NV28 FVRS10LACFinancialDebenture0.08%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+12.1%+9.9%+8.5%+8.6%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)231--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 Year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

SDC
Sunaina da Cunha
Apr 2017 - Present
View details

Education
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

About Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,25,621 Cr and the Latest NAV as of 16 Jul 2026 is ₹25.18. The Aditya Birla Sun Life Credit Risk Fund Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 1%, if redeemed within 1 Year. ;

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,25,620.68 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,