Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth

+11.75%
3Y annualised
+0.23% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Jun '26
₹24.77
Min. for SIP
₹100
Fund size (AUM)
₹1,353.31 Cr
Expense ratio
1.59%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹63,033
+5.05%
3 years₹1,80,000₹2,15,849
+19.92%
5 years₹3,00,000₹3,94,699
+31.57%
10 years₹6,00,000₹9,53,403
+58.90%

Holdings (53)

NameSectorInstrumentsAssets
Reverse RepoUnspecifiedReverse Repo15.06%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrialsBonds3.99%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture3.22%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100EntitiesGOI Securities2.93%
IKF FINANCE LIMITED 9.4 NCD 12SP27 FVRS1LACFinancialDebenture2.57%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LACFinancialDebenture2.54%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancialDebenture2.53%
KOGTA FINANCIAL (INDIA) LIMITED 9.5 NCD 30OT27 FVRS1LACFinancialDebenture2.37%
GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LACReal EstateNon Convertible Debenture2.34%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterialsDebenture2.24%
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LACMaterialsDebenture2.22%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture2.22%
HERO HOUSING FINANCE LIMITED SR 11 OP II 8.32 NCD 30AG27 FVRS1LACFinancialDebenture2.22%
SIS LIMITED 8.50 NCD 26MR28 FVRS1LACIndustrialsDebenture2.21%
India Grid Trust EQIndustrialsInfrastructure Investment Trust2.21%
JSW ENERGY LIMITED TR I 8.75 NCD 20MR28 FVRS1LACEnergy & UtilitiesDebenture2.21%
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LACHealthcareDebenture2.21%
OXYZO FINANCIAL SERVICES LIMITED 9.9 NCD 13MR29 FVRS1LACFinancialDebenture2.19%
HINDUJA HOUSING FINANCE LIMITED 8.85 NCD 01FB27 FVRS1LACFinancialNon Convertible Debenture2.15%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & UtilitiesDebenture2.15%
SK FINANCE LIMITED 9.25 NCD 09MY27 FVRS1LACFinancialNon Convertible Debenture1.99%
STATE DEVELOPMENT LOAN 31822 TLG 20JL35 7.95 FV RS 100FinancialState Development Loan1.87%
STATE DEVELOPMENT LOAN 32184 AP 04OT35 7.82 FV RS 100FinancialState Development Loan1.86%
AVANSE FINANCIAL SERVICES LIMITED SR 27 RR NCD 29JU26 FVRS1LACFinancialDebenture1.85%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds1.84%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LACFinancialDebenture1.83%
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LACFinancialNon Convertible Debenture1.82%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 186 7.25 BD 17JN35 FVRS1LACFinancialBonds1.80%
Bharat Highways InvITIndustrialsInfrastructure Investment Trust1.71%
NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LACFinancialDebenture1.64%
IKF FINANCE LIMITED BR LOA 28AP28 FVRS1CRFinancialDebenture1.59%
AVANSE FINANCIAL SERVICES LIMITED SR 40 9.60 NCD 30AP27 FVRS1LACFinancialDebenture1.48%
JSW ENERGY LIMITED 8.05 NCD 10NV28 FVRS1LACEnergy & UtilitiesNon Convertible Debenture1.44%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities1.39%
Nexus Select TrustIndustrialsReal Estate Investment Trusts1.39%
ADANI AIRPORT HOLDINGS LIMITED 9.35 NCD 08SP28 FVRS1LACIndustrialsDebenture1.36%
Embassy Office Parks REITReal EstateReal Estate Investment Trusts1.20%
TATA PROJECTS LIMITED SR R 8.35 NCD 22JL27 FVRS1LACIndustrialsDebenture1.11%
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LACIndustrialsBonds1.00%
ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LACHealthcareDebenture1.00%
ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LACHealthcareDebenture1.00%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LACFinancialBonds0.93%
Net ReceivablesUnspecifiedNet Receivables0.75%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities0.74%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LACMaterialsDebenture0.74%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LACEnergy & UtilitiesDebenture0.73%
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LACFinancialDebenture0.71%
IRB InvIT Fund EQIndustrialsInfrastructure Investment Trust0.42%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.41%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.26%
STATE DEVELOPMENT LOAN 37246 TN 18MR35 7.46 FV RS 100UnspecifiedState Development Loan0.16%
STATE DEVELOPMENT LOAN 37242 RAJ 18MR36 7.49 FV RS 100UnspecifiedState Development Loan0.10%
POWER FINANCE CORPORATION LTD. SERIES 179A 8.67 BD 18NV28 FVRS10LACFinancialDebenture0.08%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+11.8%+9.7%+8.4%+8.5%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)231--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 Year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

MS
Mohit Sharma
Aug 2020 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

SDC
Sunaina da Cunha
Apr 2017 - Present
View details

Education
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

About Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,23,182 Cr and the Latest NAV as of 05 Jun 2026 is ₹24.77. The Aditya Birla Sun Life Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 1%, if redeemed within 1 Year. ;

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,23,182.21 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,