Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth

+11.71%
3Y annualised
-0.13% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 15 May '26
₹24.61
Min. for SIP
₹100
Fund size (AUM)
₹1,353.31 Cr
Expense ratio
1.59%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹63,399
+5.67%
3 years₹1,80,000₹2,17,223
+20.68%
5 years₹3,00,000₹3,97,054
+32.35%
10 years₹6,00,000₹9,58,541
+59.76%

Holdings (50)

NameSectorInstrumentsAssets
GMR Airports Ltd.ConstructionBonds3.99%
Jubilant Bevco Ltd.Consumer StaplesDebenture3.22%
GOISovereignGOI Sec2.93%
IKF Finance Ltd.FinancialDebenture2.57%
Hinduja Leyland Finance Ltd.FinancialDebenture2.54%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture2.53%
Kogta Financial India Ltd.FinancialDebenture2.37%
Gaursons India Pvt. Ltd.ConstructionNCD2.34%
Vedanta Ltd.Metals & MiningDebenture2.24%
Vedanta Ltd.Metals & MiningDebenture2.22%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.22%
Hero Housing Finance Ltd.FinancialDebenture2.22%
SIS Ltd.ServicesDebenture2.21%
IndiGrid Infrastructure TrustCapital GoodsInvITs2.21%
JSW Energy Ltd.Capital GoodsDebenture2.21%
Narayana Hrudayalaya Ltd.HealthcareDebenture2.21%
OXYZO Financial Services Ltd.FinancialDebenture2.19%
Hinduja Housing FInance Ltd.FinancialNCD2.15%
Adani Power Ltd.EnergyDebenture2.15%
Ess Kay Fincorp Ltd.FinancialNCD1.99%
Telangana StateFinancialSDL1.87%
Andhra Pradesh StateFinancialSDL1.86%
Avanse Financial Services Ltd.FinancialDebenture1.85%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.84%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture1.83%
Bajaj Housing Finance Ltd.FinancialNCD1.82%
Indian Railway Finance Corporation Ltd.FinancialBonds1.80%
Indus Infra TrustConstructionInvITs1.71%
Nuvama Wealth Finance Ltd.FinancialDebenture1.64%
IKF Finance Ltd.FinancialDebenture1.59%
Avanse Financial Services Ltd.FinancialDebenture1.48%
JSW Energy Ltd.Capital GoodsNCD1.44%
GOISovereignGOI Sec1.39%
Nexus Select TrustConstructionREITs1.39%
Adani Airport Holdings Ltd.ServicesDebenture1.36%
Embassy Office Parks REITConstructionREITs1.20%
Tata Projects Ltd.ConstructionDebenture1.11%
GMR Airports Ltd.ConstructionBonds1.00%
Eris Lifesciences Ltd.HealthcareDebenture1.00%
Eris Lifesciences Ltd.HealthcareDebenture1.00%
National Bank For Financing Infrastructure And DevelopmentFinancialBonds0.93%
GOISovereignGOI Sec0.74%
Vedanta Ltd.Metals & MiningDebenture0.74%
Adani Power Ltd.EnergyDebenture0.73%
Power Finance Corporation Ltd.FinancialDebenture0.71%
IRB InvIT FundConstructionInvITs0.42%
Raajmarg Infra Investment TrustConstructionInvITs0.41%
Tamilnadu StateOthersSDL0.16%
Rajasthan StateOthersSDL0.10%
Power Finance Corporation Ltd.FinancialDebenture0.08%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+11.7%+9.7%+8.4%+8.5%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)231--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 Year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

MS
Mohit Sharma
Aug 2020 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

SDC
Sunaina da Cunha
Apr 2017 - Present
View details

Education
Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience
Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

About Aditya Birla Sun Life Credit Risk Fund Growth

Aditya Birla Sun Life Credit Risk Fund Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Credit Risk Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,23,182 Cr and the Latest NAV as of 15 May 2026 is ₹24.61. The Aditya Birla Sun Life Credit Risk Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 1%, if redeemed within 1 Year. ;

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,23,182.21 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,