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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Credit Risk Debt Fund Growth
Debt
Credit Risk
High Risk
+7.52%
3Y annualised
+0.06% 1D
NAV: 09 Jan '26
₹24.87
Min. SIP amount
Not Supported
Fund size
₹6,974.16 Cr
Expense ratio
1.61%
Holdings (74)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Sandur Manganese & Iron Ores Ltd. | Metals & Mining | NCD | 4.05% |
| GMR Airports Ltd. | Construction | Bonds | 3.87% |
| Tata Projects Ltd. | Construction | NCD | 3.62% |
| Tata Power Company Ltd. | Energy | Debenture | 3.30% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 2.95% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 2.90% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.89% |
| SK Finance Ltd. | Financial | NCD | 2.88% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 2.73% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.58% |
| Nirma Ltd. | Consumer Staples | Debenture | 2.53% |
| JSW Energy Ltd. | Capital Goods | NCD | 2.53% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 2.52% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 2.22% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 2.17% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.16% |
| Kogta Financial India Ltd. | Financial | NCD | 2.13% |
| Indus Infra Trust | Construction | InvITs | 2.10% |
| GOI | Sovereign | GOI Sec | 1.83% |
| TVS Credit Services Ltd. | Financial | NCD | 1.53% |
| GOI | Sovereign | GOI Sec | 1.47% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 1.45% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.44% |
| Infopark Properties Ltd. | Construction | Debenture | 1.44% |
| Ramco Industries Ltd. | Construction | NCD | 1.43% |
| GOI | Sovereign | GOI Sec | 1.22% |
| Nirma Ltd. | Consumer Staples | Debenture | 1.22% |
| GOI | Sovereign | GOI Sec | 1.14% |
| GOI | Sovereign | GOI Sec | 1.11% |
| IIFL Finance Ltd. | Financial | NCD | 1.08% |
| JM Financial Home Loans Ltd. | Financial | NCD | 1.08% |
| GOI | Sovereign | GOI Sec | 1.07% |
| Embassy Office Parks REIT | Construction | REITs | 1.06% |
| GOI | Sovereign | GOI Sec | 0.88% |
| Vajra Trust | Others | Sec. Debt | 0.87% |
| MAS Financial Services Ltd. | Financial | Debenture | 0.79% |
| Muthoot Capital Services Ltd. | Financial | NCD | 0.77% |
| ONGC Petro Additions Ltd. | Energy | NCD | 0.73% |
| Aadhar Housing Finance Ltd | Financial | NCD | 0.73% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.73% |
| GOI | Sovereign | GOI Sec | 0.73% |
| Resco Global Wind Services Pvt. Ltd. | Energy | NCD | 0.72% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 0.72% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 0.72% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.72% |
| IKF Finance Ltd. | Financial | NCD | 0.72% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.71% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 0.61% |
| GOI | Sovereign | GOI Sec | 0.57% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 0.55% |
| Capital Infra Trust | Construction | InvITs | 0.53% |
| GOI | Sovereign | GOI Sec | 0.48% |
| Powergrid Infrastructure Investment Trust | Services | InvITs | 0.46% |
| TMF Holdings Ltd. | Financial | NCD | 0.43% |
| Indigo Paints Ltd. | Chemicals | Sec. Debt | 0.41% |
| Vajra Trust | Others | Sec. Debt | 0.39% |
| IKF Finance Ltd. | Financial | NCD | 0.38% |
| NTPC Ltd. | Energy | Bonds | 0.36% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.36% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 0.36% |
| JSW Energy Ltd. | Capital Goods | NCD | 0.36% |
| ONGC Petro Additions Ltd. | Energy | NCD | 0.36% |
| GOI | Sovereign | GOI Sec | 0.36% |
| Gera Developments Pvt. Ltd. | Construction | NCD | 0.36% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 0.36% |
| Motilal Oswal Home Finance Ltd. | Financial | Debenture | 0.36% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.30% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 0.29% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.29% |
| Vajra Trust | Others | Sec. Debt | 0.18% |
| REC Ltd. | Financial | NCD | 0.15% |
| NTPC Ltd. | Energy | Bonds | 0.14% |
| GOI | Sovereign | GOI Sec | 0.14% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.6% | +7.5% | +8.0% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 10 | 11 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Growth | +17.02% | +11.91% | 1,091.72 | |
Invesco India Credit Risk Fund Growth | +9.22% | +9.32% | 155.57 | |
Nippon India Credit Risk Fund Growth | +8.74% | +8.29% | 1,015.83 | |
Axis Credit Risk Fund Growth | +8.59% | +7.88% | 368.01 | |
Baroda BNP Paribas Credit Risk Fund Growth | +7.91% | +7.80% | 185.49 | |
| Compare | ||||
Fund management
SMShobhit MehrotraMar 2014 - PresentView details
SM
Shobhit Mehrotra
Mar 2014 - Present
View details
DMDhruv MuchhalJun 2023 - PresentView details
DM
Dhruv Muchhal
Jun 2023 - Present
View details
About HDFC Credit Risk Debt Fund Growth
HDFC Credit Risk Debt Fund Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Shobhit Mehrotra is the Current Fund Manager of HDFC Credit Risk Debt Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,39,182 Cr and the Latest NAV as of 09 Jan 2026 is ₹24.87.
The HDFC Credit Risk Debt Fund Growth is rated High risk. Minimum SIP Investment is set to ₹100. Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
;
Investment Objective
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#2 in India
Total AUM₹9,39,181.92 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,