HDFC Credit Risk Debt Fund Growth

HDFC Credit Risk Debt Fund Growth

+7.21%
3Y annualised
-0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 15 May '26
₹25.29
Min. for SIP
₹100
Fund size (AUM)
₹7,522.14 Cr
Expense ratio
1.51%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,557
+2.60%
3 years₹1,80,000₹1,99,556
+10.86%
5 years₹3,00,000₹3,55,515
+18.50%
10 years₹6,00,000₹8,61,601
+43.60%

Holdings (85)

NameSectorInstrumentsAssets
GMR Airports Ltd.ConstructionBonds4.84%
Tata Projects Ltd.ConstructionNCD3.33%
Tata Power Company Ltd.EnergyDebenture3.00%
Jubilant Beverages Ltd.Consumer StaplesDebenture2.76%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class AServicesDebenture2.67%
Kalpataru Projects International Ltd.Capital GoodsNCD2.66%
SK Finance Ltd.FinancialNCD2.65%
Union Bank of IndiaFinancialCD2.59%
Jubilant Bevco Ltd.Consumer StaplesDebenture2.57%
Nirma Ltd.Consumer StaplesDebenture2.33%
JSW Energy Ltd.Capital GoodsNCD2.32%
Evonith Value Steel Ltd.Metals & MiningDebenture2.31%
Siddhivinayak Securitisation TrustOthersSec. Debt2.30%
Aditya Birla Renewables Ltd.EnergyBonds/NCD2.13%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.09%
Kalpataru Projects International Ltd.Capital GoodsNCD2.00%
Kalpataru Projects International Ltd.Capital GoodsNCD1.99%
Kogta Financial India Ltd.FinancialNCD1.97%
Indus Infra TrustConstructionInvITs1.96%
Kosamattam Finance LtdFinancialNCD1.95%
TVS Credit Services Ltd.FinancialNCD1.40%
Mahindra Rural Housing Finance Ltd.FinancialNCD1.34%
Godrej Industries Ltd.Consumer StaplesNCD1.33%
Infopark Properties Ltd.ConstructionDebenture1.33%
Raajmarg Infra Investment TrustConstructionInvITs1.20%
GOISovereignGOI Sec1.02%
JM Financial Home Loans Ltd.FinancialNCD1.00%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.00%
JM Financial Home Loans Ltd.FinancialNCD0.99%
GOISovereignGOI Sec0.97%
Embassy Office Parks REITConstructionREITs0.96%
GOISovereignGOI Sec0.94%
Ramco Industries Ltd.ConstructionNCD0.93%
GOISovereignGOI Sec0.87%
GOISovereignGOI Sec0.80%
Vastu Finserve India Private Ltd.FinancialNCD0.78%
Vajra TrustOthersSec. Debt0.78%
MAS Financial Services Ltd.FinancialDebenture0.73%
GOISovereignGOI Sec0.71%
GOISovereignGOI Sec0.69%
National Bank For Agriculture & Rural DevelopmentFinancialFRB0.67%
Aadhar Housing Finance LtdFinancialNCD0.67%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD0.67%
GOISovereignGOI Sec0.67%
ONGC Petro Additions Ltd.EnergyNCD0.67%
IKF Finance Ltd.FinancialNCD0.66%
Tata Capital Housing Finance Ltd.FinancialDebenture0.66%
Power Finance Corporation Ltd.FinancialNCD0.66%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.65%
Vastu Finserve India Private Ltd.FinancialNCD0.65%
IndiGrid Infrastructure TrustCapital GoodsNCD0.65%
LIC Housing Finance Ltd.FinancialDebenture0.64%
GOISovereignGOI Sec0.64%
Punjab National BankFinancialCD0.63%
Mahindra Rural Housing Finance Ltd.FinancialNCD0.56%
Muthoot Capital Services Ltd.FinancialNCD0.54%
LIC Housing Finance Ltd.FinancialBonds/NCD0.50%
GOISovereignGOI Sec0.50%
Powergrid Infrastructure Investment TrustServicesInvITs0.44%
TMF Holdings Ltd.FinancialNCD0.39%
Indigo Paints Ltd.ChemicalsSec. Debt0.36%
Bajaj Housing Finance Ltd.FinancialNCD0.33%
Indian Railway Finance Corporation Ltd.FinancialNCD0.33%
Gera Developments Pvt. Ltd.ConstructionNCD0.33%
Motilal Oswal Home Finance Ltd.FinancialDebenture0.33%
ONGC Petro Additions Ltd.EnergyDebenture0.33%
Godrej Industries Ltd.Consumer StaplesNCD0.33%
Shivshakti Securitisation TrustOthersSec. Debt0.33%
GOISovereignGOI Sec0.32%
Canara BankFinancialCD0.32%
JSW Energy Ltd.Capital GoodsNCD0.32%
Power Finance Corporation Ltd.FinancialDebenture0.27%
IndiGrid Infrastructure TrustCapital GoodsNCD0.27%
Power Finance Corporation Ltd.FinancialBonds0.26%
IKF Finance Ltd.FinancialNCD0.26%
Capital Infra TrustConstructionInvITs0.25%
GOISovereignGOI Sec0.24%
Indigo 043OthersSec. Debt0.24%
Vajra TrustOthersSec. Debt0.16%
REC Ltd.FinancialNCD0.14%
REC Ltd.FinancialNCD0.13%
GOISovereignGOI Sec0.13%
Vajra TrustOthersSec. Debt0.10%
Bajaj Housing Finance Ltd.FinancialDebenture0.04%
Andhra Pradesh StateFinancialSDL0.02%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.2%+6.5%+7.4%+7.9%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)11125--

Exit load, stamp duty and tax

Exit load

Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

PJ
Praveen Jain
Mar 2026 - Present
View details

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

BD
Bhavyesh Divecha
Mar 2026 - Present
View details

Education
CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Experience
Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.

About HDFC Credit Risk Debt Fund Growth

HDFC Credit Risk Debt Fund Growth is a Debt Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Praveen Jain is the Current Fund Manager of HDFC Credit Risk Debt Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,37,048 Cr and the Latest NAV as of 15 May 2026 is ₹25.29. The HDFC Credit Risk Debt Fund Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months. ;

Investment Objective

The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Fund benchmarkNIFTY Credit Risk Bond Index B-II

Fund house

Rank (total assets)#2 in India
Total AUM₹9,37,047.59 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Custodian--
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,