HDFC Retirement Savings Fund Equity Plan Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
18.15%
3Y annualised
-0.25% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 04 Sep 2025
₹50.12
Rating
5
Min. SIP amount
Not Supported
Fund size
₹6,611.80Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (70)

NameSectorInstrumentAssets
FinancialEquity9.16%
FinancialEquity7.17%
EnergyEquity4.21%
FinancialEquity3.88%
CommunicationEquity3.18%
TechnologyEquity2.76%
AutomobileEquity2.57%
FinancialEquity2.41%
FinancialEquity2.39%
HealthcareEquity2.35%
TechnologyEquity2.28%
Consumer StaplesEquity2.06%
ConstructionEquity2.06%
ServicesEquity1.97%
TechnologyEquity1.89%
EnergyEquity1.54%
InsuranceEquity1.46%
AutomobileEquity1.45%
HealthcareEquity1.42%
Capital GoodsEquity1.36%
InsuranceEquity1.26%
AutomobileEquity1.24%
ServicesEquity1.21%
EnergyEquity1.14%
FinancialEquity1.14%
HealthcareEquity1.09%
ServicesEquity1.03%
Metals & MiningEquity1.02%
Metals & MiningEquity0.96%
Consumer StaplesEquity0.89%
Capital GoodsEquity0.87%
HealthcareEquity0.85%
FinancialEquity0.85%
Capital GoodsEquity0.80%
ConstructionREITs0.78%
Metals & MiningEquity0.78%
Consumer StaplesEquity0.77%
Capital GoodsEquity0.76%
HealthcareEquity0.73%
EnergyEquity0.72%
ChemicalsEquity0.71%
AutomobileEquity0.68%
Consumer DiscretionaryEquity0.65%
ServicesEquity0.64%
Consumer StaplesEquity0.61%
Capital GoodsEquity0.60%
ServicesEquity0.59%
ServicesEquity0.53%
ChemicalsEquity0.51%
Consumer DiscretionaryEquity0.50%
InsuranceEquity0.50%
AutomobileEquity0.50%
ConstructionEquity0.48%
HealthcareEquity0.45%
EnergyEquity0.43%
FinancialEquity0.43%
ServicesEquity0.42%
ServicesEquity0.40%
ChemicalsEquity0.39%
Consumer StaplesEquity0.39%
ConstructionEquity0.37%
FinancialEquity0.36%
Capital GoodsEquity0.35%
AutomobileEquity0.31%
TechnologyEquity0.29%
Capital GoodsEquity0.26%
ServicesEquity0.19%
ChemicalsEquity0.18%
FinancialEquity0.12%
ServicesEquity0.09%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-3.0%18.1%24.2%18.4%
Category average-3.4%15.6%19.3%NA
Rank with in category41157NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
3.5%22.7%3,667.72
5
4.6%22.2%80,642.30
5
6.0%20.7%1,13,280.87
4
-2.3%19.3%5,074.87
4
-3.0%18.1%18,987.94

Expense ratio, exit load and tax

Expense ratio: 1.77%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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