HDFC Retirement Savings Fund Equity Plan Growth

HDFC Retirement Savings Fund Equity Plan Growth

ELSS • 5Y Lock-in
Equity
Flexi Cap
Very High Risk
+17.52%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 19 Jan '26
₹50.87
Min. SIP amount
Not Supported
Fund size
₹7,085.71 Cr
Expense ratio
1.76%

Holdings (71)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialEquity8.39%
ICICI Bank Ltd.FinancialEquity6.06%
Reliance Industries Ltd.EnergyEquity4.43%
Axis Bank Ltd.FinancialEquity4.30%
Maruti Suzuki India Ltd.AutomobileEquity3.53%
Infosys Ltd.TechnologyEquity3.42%
Kotak Mahindra Bank Ltd.FinancialEquity3.11%
Tata Consultancy Services Ltd.TechnologyEquity3.05%
Bharti Airtel Ltd.CommunicationEquity2.97%
State Bank of IndiaFinancialEquity2.77%
Larsen & Toubro Ltd.ConstructionEquity2.31%
HCL Technologies Ltd.TechnologyEquity2.29%
Cipla Ltd.HealthcareEquity2.13%
ITC Ltd.Consumer StaplesEquity1.88%
Bajaj Auto Ltd.AutomobileEquity1.78%
Eicher Motors Ltd.AutomobileEquity1.55%
Power Grid Corporation Of India Ltd.EnergyEquity1.49%
Dr. Lal Pathlabs Ltd.HealthcareEquity1.46%
Havells India Ltd.Capital GoodsEquity1.41%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.38%
Lupin Ltd.HealthcareEquity1.34%
Hindustan Petroleum Corporation Ltd.EnergyEquity1.20%
Max Financial Services Ltd.FinancialEquity1.18%
Alkem Laboratories Ltd.HealthcareEquity1.17%
HDFC Life Insurance Co Ltd.InsuranceEquity1.16%
Jindal Steel Ltd.Metals & MiningEquity1.04%
Transport Corporation Of India Ltd.ServicesEquity1.03%
United Spirits Ltd.Consumer StaplesEquity1.02%
Interglobe Aviation Ltd.ServicesEquity1.00%
CreditAccess Grameen Ltd.FinancialEquity0.93%
Delhivery Ltd.ServicesEquity0.91%
National Aluminium Company Ltd.Metals & MiningEquity0.89%
Tata Steel Ltd.Metals & MiningEquity0.89%
Gland Pharma Ltd.HealthcareEquity0.85%
The Ramco Cements Ltd.ConstructionEquity0.82%
Blue Dart Express Ltd.ServicesEquity0.78%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.75%
Kalpataru Projects International Ltd.Capital GoodsEquity0.74%
Voltamp Transformers Ltd.Capital GoodsEquity0.72%
Redington Ltd.ServicesEquity0.69%
Akzo Nobel India Ltd.ChemicalsEquity0.67%
Gujarat State Petronet Ltd.EnergyEquity0.65%
Ceat Ltd.AutomobileEquity0.65%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.64%
The Anup Engineering Ltd.Capital GoodsEquity0.63%
Gateway Distriparks Ltd.ServicesEquity0.59%
Embassy Office Parks REITConstructionREITs0.56%
Chambal Fertilisers and Chemicals Ltd.ChemicalsEquity0.54%
Crisil Ltd.ServicesEquity0.49%
The Great Eastern Shipping Company Ltd.EnergyEquity0.48%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.48%
Finolex Cables Ltd.Capital GoodsEquity0.48%
Greenply Industries Ltd.Consumer StaplesEquity0.47%
Bajaj Electricals Ltd.Consumer DiscretionaryEquity0.47%
VRL Logistics Ltd.ServicesEquity0.42%
SKF India (Industrial) Ltd.Capital GoodsEquity0.41%
Finolex Industries Ltd.ChemicalsEquity0.41%
PVR Inox Ltd.ServicesEquity0.39%
Symphony Ltd.Consumer DiscretionaryEquity0.39%
PNC Infratech Ltd.ConstructionEquity0.36%
Equitas Small Finance Bank Ltd.FinancialEquity0.36%
Prestige Estates Projects Ltd.ConstructionEquity0.34%
Tamil Nadu Newsprint & Papers Ltd.Consumer StaplesEquity0.32%
Mahindra Holidays & Resorts India Ltd.ServicesEquity0.31%
Mahindra & Mahindra Ltd.AutomobileEquity0.31%
Timken India Ltd.Capital GoodsEquity0.30%
GNA Axles Ltd.AutomobileEquity0.28%
Cyient Ltd.TechnologyEquity0.22%
Chalet Hotels Ltd.ServicesEquity0.21%
KEC International Ltd.Capital GoodsEquity0.21%
Nilkamal Ltd.ChemicalsEquity0.14%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+6.5%+17.5%+19.3%+17.9%
Category average (Equity Flexi Cap)+2.2%+16.0%+15.6%--
Rank (Equity Flexi Cap)52277--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
HDFC Flexi Cap Fund Growth
HDFC Flexi Cap Fund Growth
+13.75%+21.63%96,294.99
Parag Parikh Flexi Cap Fund Growth
Parag Parikh Flexi Cap Fund Growth
+8.36%+21.23%1,33,308.62
Invesco India Flexi Cap Fund Growth
Invesco India Flexi Cap Fund Growth
+3.03%+20.78%4,723.38
HSBC Flexi Cap Fund Growth
HSBC Flexi Cap Fund Growth
+5.09%+19.45%5,227.12
Franklin India Flexi Cap Fund Growth
Franklin India Flexi Cap Fund Growth
+6.25%+18.02%19,971.64
Compare

Fund management

AA
Arun Agarwal
Apr 2025 - Present
View details

Education
Mr. Agarwal is a B.Com. and Chartered Accountant
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Also manages these schemes

SR
Srinivasan Ramamurthy
Dec 2021 - Present
View details

Education
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

DM
Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

About HDFC Retirement Savings Fund Equity Plan Growth

HDFC Retirement Savings Fund Equity Plan Growth is a Equity Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Shobhit Mehrotra is the Current Fund Manager of HDFC Retirement Savings Fund Equity Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,32,192 Cr and the Latest NAV as of 19 Jan 2026 is ₹50.87. The HDFC Retirement Savings Fund Equity Plan Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Fund benchmarkNIFTY 500 Total Return Index

Fund house

Rank (total assets)#2 in India
Total AUM₹9,32,192.06 Cr
Date of Incorporation10 Dec 1999
Phone022 – 66316333
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
CustodianNA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,