HDFC Retirement Savings Fund Equity Plan Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
+19.68%
3Y annualised
+0.17% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Oct 2025
₹51.44
Rating
5
Min. SIP amount
Not Supported
Fund size
₹6,693.39Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (69)

NameSectorInstrumentAssets
FinancialEquity8.52%
FinancialEquity6.44%
EnergyEquity4.08%
FinancialEquity4.06%
AutomobileEquity3.59%
TechnologyEquity3.23%
CommunicationEquity3.09%
FinancialEquity2.98%
FinancialEquity2.61%
TechnologyEquity2.59%
HealthcareEquity2.25%
TechnologyEquity2.07%
ConstructionEquity2.05%
Consumer StaplesEquity1.98%
ServicesEquity1.84%
AutomobileEquity1.75%
EnergyEquity1.67%
AutomobileEquity1.57%
HealthcareEquity1.47%
InsuranceEquity1.41%
Capital GoodsEquity1.35%
HealthcareEquity1.28%
InsuranceEquity1.24%
ServicesEquity1.20%
EnergyEquity1.19%
FinancialEquity1.18%
Metals & MiningEquity1.11%
HealthcareEquity1.09%
ServicesEquity1.08%
FinancialEquity1.05%
HealthcareEquity1.04%
Metals & MiningEquity1.01%
Consumer StaplesEquity0.99%
Metals & MiningEquity0.89%
HealthcareEquity0.83%
Capital GoodsEquity0.82%
ConstructionREITs0.82%
Consumer StaplesEquity0.82%
ServicesEquity0.76%
Capital GoodsEquity0.70%
Capital GoodsEquity0.70%
EnergyEquity0.69%
ServicesEquity0.64%
ServicesEquity0.64%
ChemicalsEquity0.62%
ChemicalsEquity0.61%
Consumer DiscretionaryEquity0.57%
Consumer StaplesEquity0.56%
Capital GoodsEquity0.55%
ServicesEquity0.53%
AutomobileEquity0.51%
AutomobileEquity0.51%
InsuranceEquity0.50%
ChemicalsEquity0.49%
ServicesEquity0.46%
EnergyEquity0.45%
ServicesEquity0.44%
ConstructionEquity0.44%
Consumer DiscretionaryEquity0.43%
ServicesEquity0.40%
Consumer StaplesEquity0.38%
FinancialEquity0.34%
ConstructionEquity0.34%
Capital GoodsEquity0.31%
AutomobileEquity0.31%
Capital GoodsEquity0.26%
FinancialEquity0.26%
TechnologyEquity0.24%
ChemicalsEquity0.17%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns0.9%19.7%24.4%18.5%
Category average-0.3%17.2%19.7%NA
Rank with in category42159NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
9.1%24.0%85,559.59
5
3.9%23.9%3,999.72
5
7.7%22.2%1,19,723.33
4
0.6%21.4%5,049.19
4
0.8%19.4%18,912.06

Expense ratio, exit load and tax

Expense ratio: 1.76%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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