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HDFC Retirement Savings Fund Equity Plan Regular Growth

Solution Oriented
Retirement
Very High Risk
70.98%
1Y return
+0.80% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Aug 2021₹27.76
Min. SIP Amount₹500
Rating4star
Fund Size₹1,668.76 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns71.0%17.9%16.8%20.5%
Category average52.1%14.5%14.5%NA
Rank with in category268NA
Understand termsinfo

Holdings (65)

NameSectorInstrumentAssets
HDFC Bank Ltd.FinancialEquity5.2%
Infosys Ltd.TechnologyEquity4.6%
Reliance Industries Ltd.EnergyEquity4.5%
ICICI Bank Ltd.FinancialEquity4.4%
Housing Development Finance Corpn. Ltd.FinancialEquity3.6%
Larsen & Toubro Ltd.ConstructionEquity3.1%
State Bank of India
FinancialEquity2.3%
ITC Ltd.FMCGEquity2.3%
Cyient Ltd.TechnologyEquity2.2%
Bajaj Electricals Ltd.Consumer DurableEquity2.2%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

  • 1Y Returns are higher than the category average returns
  • 3Y Returns are higher than the category average returns
  • Exit load is zero
  • 5Y Returns are higher than the category average returns

Cons

  • Higher expense ratio - 2.14%

Expense ratio, exit load and tax

Expense ratio: 2.14%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Shobhit Mehrotra
Feb 2016 - Present
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Anand Laddha
Oct 2020 - Present
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Amar Kalkundrikar
Jan 2019 - Present
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Chirag Dagli
Jul 2019 - Present
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Sankalp Baid
Jan 2021 - Present
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Fund house & investment objective

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Fund house contact details

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