HDFC Retirement Savings Fund Equity Plan Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
+17.68%
3Y annualised
-0.21% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Nov 2025
₹51.95
Rating
4
Min. SIP amount
Not Supported
Fund size
₹6,968.96Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (69)

NameSectorInstrumentAssets
FinancialEquity8.50%
FinancialEquity6.18%
EnergyEquity4.27%
FinancialEquity4.25%
AutomobileEquity3.48%
CommunicationEquity3.24%
TechnologyEquity3.19%
FinancialEquity3.02%
TechnologyEquity2.96%
FinancialEquity2.69%
TechnologyEquity2.21%
ConstructionEquity2.17%
HealthcareEquity2.15%
Consumer StaplesEquity1.99%
ServicesEquity1.78%
AutomobileEquity1.72%
EnergyEquity1.65%
HealthcareEquity1.57%
AutomobileEquity1.51%
InsuranceEquity1.43%
Capital GoodsEquity1.39%
HealthcareEquity1.27%
EnergyEquity1.23%
HealthcareEquity1.19%
ServicesEquity1.17%
InsuranceEquity1.16%
FinancialEquity1.11%
Metals & MiningEquity1.07%
ServicesEquity1.07%
FinancialEquity1.06%
Consumer StaplesEquity1.03%
Metals & MiningEquity0.97%
HealthcareEquity0.97%
Metals & MiningEquity0.84%
HealthcareEquity0.83%
ConstructionREITs0.80%
Capital GoodsEquity0.79%
Consumer StaplesEquity0.75%
ConstructionEquity0.75%
ServicesEquity0.71%
Capital GoodsEquity0.69%
AutomobileEquity0.69%
EnergyEquity0.67%
ServicesEquity0.66%
Capital GoodsEquity0.66%
ServicesEquity0.64%
ChemicalsEquity0.58%
ServicesEquity0.57%
Consumer StaplesEquity0.55%
ChemicalsEquity0.55%
InsuranceEquity0.53%
Consumer DiscretionaryEquity0.52%
Capital GoodsEquity0.51%
AutomobileEquity0.50%
ServicesEquity0.48%
EnergyEquity0.47%
ChemicalsEquity0.45%
ServicesEquity0.45%
Consumer DiscretionaryEquity0.42%
ConstructionEquity0.41%
ConstructionEquity0.38%
Consumer StaplesEquity0.36%
ServicesEquity0.35%
FinancialEquity0.33%
Capital GoodsEquity0.32%
AutomobileEquity0.30%
Capital GoodsEquity0.23%
TechnologyEquity0.23%
ChemicalsEquity0.16%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.7%17.7%22.1%18.4%
Category average3.4%15.6%17.6%NA
Rank with in category47218NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
4.0%21.3%4,380.43
5
8.8%21.0%1,25,799.63
5
10.4%20.7%91,041.00
4
1.6%19.0%5,267.09
4
4.1%17.2%19,796.16

Expense ratio, exit load and tax

Expense ratio: 1.76%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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