DSP Banking & Financial Services Fund Direct Growth

DSP Banking & Financial Services Fund Direct Growth

1M
6M
1Y
All
NAV: 13 Apr '26
₹14.36
Min. for SIP
₹100
Fund size (AUM)
₹1,543.06 Cr
Expense ratio
0.63%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,109
-5.94%
6 months₹30,000₹27,784
-7.39%
1 year₹60,000₹57,469
-4.22%

Holdings (34)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity9.57%
Axis Bank Ltd.FinancialEquity8.59%
Bajaj Finance Ltd.FinancialEquity5.23%
Kotak Mahindra Bank Ltd.FinancialEquity5.17%
Multi Commodity Exchange Of India Ltd.ServicesEquity5.14%
State Bank of IndiaFinancialEquity4.93%
SBI Life Insurance Company Ltd.InsuranceEquity4.74%
Shriram Finance LtdFinancialEquity4.37%
HDFC Bank Ltd.FinancialEquity4.34%
Ujjivan Small Finance Bank Ltd.FinancialEquity4.19%
Canara HSBC Life Insurance Company Ltd.InsuranceEquity4.07%
Aditya Birla Capital Ltd.FinancialEquity3.67%
PB Fintech Ltd.ServicesEquity3.63%
City Union Bank Ltd.FinancialEquity3.15%
Max Financial Services Ltd.FinancialEquity3.15%
Aadhar Housing Finance LtdFinancialEquity2.99%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity2.85%
Bank of MaharashtraFinancialEquity2.83%
Nippon Life India Asset Management Ltd.FinancialEquity2.76%
PNB Housing Finance Ltd.FinancialEquity2.06%
Angel One Ltd.FinancialEquity1.90%
Bank Of BarodaFinancialEquity1.42%
Canara Robeco Asset Management Company Ltd.FinancialEquity1.37%
Prudent Corporate Advisory Services Ltd.FinancialEquity1.29%
Karur Vysya Bank Ltd.FinancialEquity1.13%
Tata Capital Ltd.FinancialEquity0.98%
L&T Finance Ltd.FinancialEquity0.76%
Seshaasai Technologies Ltd.ServicesEquity0.52%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.38%
Zaggle Prepaid Ocean Services Ltd.TechnologyEquity0.09%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity0.01%
Bajaj Finserv Ltd.FinancialEquity0.01%
Life Insurance Corporation of IndiaInsuranceEquity0.01%
Power Finance Corporation Ltd.FinancialEquity0.00%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-1.4%+4.6%+19.6%+44.6%
Category average (Equity Sectoral)----+16.5%--
Rank (Equity Sectoral)636--

Exit load, stamp duty and tax

Exit load

Exit load of 0.50%, if redeemed within 1 month.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Fund management

PRS
Preethi R S
Oct 2025 - Present
View details

Education
Ms. R S is B.E and MBA (Finance).
Experience
Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

About DSP Banking & Financial Services Fund Direct Growth

DSP Banking & Financial Services Fund Direct Growth is a Equity Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Preethi R S is the Current Fund Manager of DSP Banking & Financial Services Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,06,635 Cr and the Latest NAV as of 13 Apr 2026 is ₹14.36. The DSP Banking & Financial Services Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load of 0.50%, if redeemed within 1 month. ;

Investment Objective

The scheme seeks to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Fund benchmarkNIFTY Financial Services Total Return Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,06,635.19 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,