Bank of India Credit Risk Fund Direct Growth

Bank of India Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
+8.03%
3Y annualised
-0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 19 Jan '26
₹13.54
Min. SIP amount
Not Supported
Fund size
₹106.96 Cr
Expense ratio
1.12%

Holdings (11)

NameSectorInstrumentsAssets
Vedanta Ltd.Metals & MiningDebenture9.44%
Manappuram Finance Ltd.FinancialNCD9.41%
Nirma Ltd.Consumer StaplesDebenture9.37%
Aditya Birla Real Estate Ltd.Consumer StaplesDebenture9.36%
Indian BankFinancialCD9.10%
Rashtriya Chemicals and Fertilizers Ltd.ChemicalsDebenture4.73%
360 ONE Wealth Ltd.FinancialNCD4.71%
Nuvoco Vistas Corporation Ltd.ConstructionDebenture4.67%
Canara BankFinancialCD4.62%
360 ONE Wealth Ltd.FinancialNCD3.75%
HDFC Bank Ltd.FinancialCD2.64%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+8.0%+27.5%+2.3%+2.8%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)12113--

Exit load, stamp duty and tax

Exit load

Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

About Bank of India Credit Risk Fund Direct Growth

Bank of India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,696 Cr and the Latest NAV as of 19 Jan 2026 is ₹13.54. The Bank of India Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months. ;

Investment Objective

The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#31 in India
Total AUM₹13,696.42 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,