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Bank of India Credit Risk Fund Direct Growth
+10.06%
3Y annualised
+0.02% 1D
NAV: 07 Aug '26
₹14.79
Min. for SIP
Not Supported
Fund size (AUM)
₹92.49 Cr
Expense ratio
0.62%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹65,508 | +9.18% | |
| 3 years | ₹1,80,000 | ₹2,15,167 | +19.54% | |
| 5 years | ₹3,00,000 | ₹4,56,271 | +52.09% | |
| 10 years | ₹6,00,000 | ₹10,34,710 | +72.45% |
Holdings (13)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 31.02% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 8.98% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 8.67% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 7.61% |
| BIRLA CORPORATION LIMITED SR-VI 9.25 LOA 18AG26 FVRS10LAC | Materials | Debenture | 7.14% |
| VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC | Materials | Debenture | 5.49% |
| 360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC | Financial | Non Convertible Debenture | 5.43% |
| RASHTRIYA CHEMICALS AND FERTILIZERS LIMITED SR I 7.99 BD 07AG27 FVRS1LAC | Materials | Debenture | 5.42% |
| MANAPPURAM FINANCE LIMITED 9.10 NCD 19AG26 FVRS1LAC | Financial | Non Convertible Debenture | 5.41% |
| JSW STEEL LIMITED 8.39 NCD 13MY27 FVRS1LAC | Materials | Debenture | 5.40% |
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | Debenture | 5.35% |
| Net Receivables | Unspecified | Net Receivables | 3.55% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.53% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹5,000
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +10.1% | +27.8% | +2.5% | +3.5% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 4 | 1 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +13.19% | +13.26% | 1,532.33 | |
 | +8.36% | +9.78% | 165.52 | |
 | +8.08% | +9.05% | 1,556.39 | |
 | +8.98% | +8.94% | 375.02 | |
 | +7.04% | +8.39% | 177.69 | |
| Compare | ||||
Fund management
ASAlok SinghFeb 2015 - PresentView details
AS
Alok Singh
Feb 2015 - Present
View details
About Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,905 Cr and the Latest NAV as of 07 Aug 2026 is ₹14.79.
The Bank of India Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
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Investment Objective
The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#31 in India
Total AUM₹15,904.51 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,