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Bank of India Credit Risk Fund Direct Growth
Debt
Credit Risk
Moderately High Risk
+8.13%
3Y annualised
+0.02% 1D
NAV: 27 Feb '26
₹13.64
Min. for SIP
Not Supported
Fund size
₹105.96 Cr
Expense ratio
1.12%
Holdings (12)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Vedanta Ltd. | Metals & Mining | Debenture | 9.49% |
| Manappuram Finance Ltd. | Financial | NCD | 9.46% |
| Nirma Ltd. | Consumer Staples | Debenture | 9.44% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 9.43% |
| Indian Bank | Financial | CD | 9.21% |
| Rashtriya Chemicals and Fertilizers Ltd. | Chemicals | Debenture | 4.75% |
| 360 ONE Wealth Ltd. | Financial | NCD | 4.75% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 4.72% |
| Canara Bank | Financial | CD | 4.68% |
| Nuvoco Vistas Corporation Ltd. | Construction | Debenture | 4.66% |
| 360 ONE Wealth Ltd. | Financial | NCD | 3.78% |
| HDFC Bank Ltd. | Financial | CD | 2.66% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.1% | +27.6% | +2.3% | +2.8% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 12 | 1 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | +14.36% | +13.05% | 1,138.04 | |
Invesco India Credit Risk Fund Direct Growth | +9.68% | +10.65% | 158.25 | |
Nippon India Credit Risk Fund Direct Growth | +9.79% | +9.36% | 1,030.58 | |
Axis Credit Risk Fund Direct Growth | +9.73% | +8.87% | 362.79 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +8.57% | +8.67% | 186.08 | |
| Compare | ||||
Fund management
ASAlok SinghFeb 2015 - PresentView details
AS
Alok Singh
Feb 2015 - Present
View details
About Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,065 Cr and the Latest NAV as of 27 Feb 2026 is ₹13.64.
The Bank of India Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.
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Investment Objective
The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#31 in India
Total AUM₹14,064.67 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,