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Bank of India Balanced Advantage Fund Direct Growth
Hybrid
Dynamic Asset Allocation
Very High Risk
+13.19%
3Y annualised
-0.42% 1D
NAV: 27 Feb '26
₹28.03
Min. for SIP
₹1,000
Fund size
₹143.75 Cr
Expense ratio
1.35%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,378 | +5.63% | |
| 3 years | ₹1,80,000 | ₹2,08,326 | +15.74% | |
| 5 years | ₹3,00,000 | ₹3,97,744 | +32.58% | |
| 10 years | ₹6,00,000 | ₹9,75,607 | +62.60% |
Holdings (69)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 5.10% |
| ICICI Bank Ltd. | Financial | Equity | 4.34% |
| IRB InvIT Fund | Construction | InvITs | 4.15% |
| HDFC Bank Ltd. | Financial | Equity | 3.90% |
| State Bank of India | Financial | Equity | 3.60% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.52% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.49% |
| Reserve Bank of India | Financial | T-Bills | 3.02% |
| Bharti Airtel Ltd. | Communication | Equity | 2.80% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.80% |
| ITC Ltd. | Consumer Staples | Equity | 2.69% |
| Shriram Finance Ltd | Financial | Equity | 2.36% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 2.08% |
| NTPC Ltd. | Energy | Equity | 1.96% |
| GOI | Sovereign | GOI Sec | 1.79% |
| Muthoot Finance Ltd. | Financial | NCD | 1.76% |
| IndiGrid Infrastructure Trust | Capital Goods | InvITs | 1.72% |
| Axis Bank Ltd. | Financial | Equity | 1.71% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 1.57% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.56% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 1.55% |
| Infosys Ltd. | Technology | Equity | 1.48% |
| Bajaj Finance Ltd. | Financial | Equity | 1.44% |
| Manappuram Finance Ltd. | Financial | NCD | 1.39% |
| 360 ONE Wealth Ltd. | Financial | NCD | 1.39% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.35% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.27% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 1.27% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.25% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.19% |
| GOI | Sovereign | GOI Sec | 1.03% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 1.01% |
| Tata Power Company Ltd. | Energy | Equity | 0.94% |
| HCL Technologies Ltd. | Technology | Equity | 0.94% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.92% |
| Tech Mahindra Ltd. | Technology | Equity | 0.91% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.82% |
| Ultratech Cement Ltd. | Construction | Equity | 0.81% |
| Bank Of Baroda | Financial | Equity | 0.79% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.78% |
| Eternal Ltd. | Services | Equity | 0.76% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.75% |
| Hero Motocorp Ltd. | Automobile | Equity | 0.71% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.67% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.61% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.61% |
| Adani Enterprises Ltd. | Services | Equity | 0.58% |
| Grasim Industries Ltd. | Construction | Equity | 0.56% |
| Asian Paints Ltd. | Chemicals | Equity | 0.54% |
| Coal India Ltd. | Energy | Equity | 0.53% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.51% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.51% |
| Trent Ltd. | Services | Equity | 0.50% |
| Eicher Motors Ltd. | Automobile | Equity | 0.48% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.46% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.44% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 0.42% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.39% |
| Tata Motors Ltd. | Automobile | Equity | 0.38% |
| Wipro Ltd. | Technology | Equity | 0.36% |
| Reserve Bank of India | Financial | T-Bills | 0.36% |
| Cipla Ltd. | Healthcare | Equity | 0.36% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.36% |
| JIO Financial Services Ltd. | Financial | Equity | 0.30% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.29% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.29% |
| Indusind Bank Ltd. | Financial | Equity | 0.29% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.06% |
| Kwality Wall's (India) Ltd. | Consumer Staples | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +13.2% | +11.6% | +8.8% | +9.0% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 17 | 9 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +13.59% | +18.93% | 1,06,820.61 | |
SBI Balanced Advantage Fund Direct Growth | +14.39% | +15.42% | 40,202.72 | |
Nippon India Balanced Advantage Fund Direct Growth | +13.47% | +14.42% | 9,597.81 | |
ICICI Prudential Balanced Advantage Direct Growth | +15.41% | +14.41% | 70,343.40 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +12.28% | +13.95% | 3,701.59 | |
| Compare | ||||
Fund management
ASAlok SinghDec 2021 - PresentView details
AS
Alok Singh
Dec 2021 - Present
View details
About Bank of India Balanced Advantage Fund Direct Growth
Bank of India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,065 Cr and the Latest NAV as of 27 Feb 2026 is ₹28.03.
The Bank of India Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 3 months.
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Investment Objective
The scheme aims at generating long term returns with lower volatility by following a disciplined allocation between equity and debt securities. The equity allocation will be determined based on the month end P/E ratio of the CNX Nifty Index.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#31 in India
Total AUM₹14,064.67 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,