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NAV: 29 Sep 2025
₹26.69
Rating
1
Min. SIP amount
₹1,000
Fund size
₹138.66Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (69)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
ICICI Bank Ltd. | Financial | Equity | 5.24% |
Reliance Industries Ltd. | Energy | Equity | 5.15% |
HDFC Bank Ltd. | Financial | Equity | 4.15% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.69% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.67% |
AU Small Finance Bank Ltd. | Financial | CD | 3.59% |
ITC Ltd. | Consumer Staples | Equity | 3.55% |
Reserve Bank of India | Financial | T-Bills | 3.06% |
State Bank of India | Financial | Equity | 3.01% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.93% |
Bharti Airtel Ltd. | Communication | Equity | 2.78% |
GOI | Sovereign | GOI Sec | 2.73% |
Adani Ports and Special Economic Zone Ltd. | Services | Equity | 1.99% |
NTPC Ltd. | Energy | Equity | 1.87% |
GOI | Sovereign | GOI Sec | 1.85% |
Muthoot Finance Ltd. | Financial | NCD | 1.84% |
Larsen & Toubro Ltd. | Construction | Equity | 1.81% |
IndiGrid Infrastructure Trust | Capital Goods | InvITs | 1.79% |
Vedanta Ltd. | Metals & Mining | Equity | 1.49% |
Bajaj Finance Ltd. | Financial | Equity | 1.41% |
Shriram Finance Ltd | Financial | Equity | 1.39% |
Infosys Ltd. | Technology | Equity | 1.37% |
Axis Bank Ltd. | Financial | Equity | 1.35% |
Bharat Electronics Ltd. | Capital Goods | Equity | 1.34% |
Tata Consultancy Services Ltd. | Technology | Equity | 1.30% |
Titan Company Ltd. | Consumer Discretionary | Equity | 1.27% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 1.25% |
Tata Steel Ltd. | Metals & Mining | Equity | 1.22% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 1.13% |
Tata Power Company Ltd. | Energy | Equity | 1.13% |
Mahindra & Mahindra Ltd. | Automobile | Equity | 1.10% |
DLF Ltd. | Construction | Equity | 1.09% |
Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 1.00% |
Hindalco Industries Ltd. | Metals & Mining | Equity | 0.96% |
Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.96% |
Hero Motocorp Ltd. | Automobile | Equity | 0.92% |
Eternal Ltd. | Services | Equity | 0.91% |
REC Ltd. | Financial | Equity | 0.88% |
Ultratech Cement Ltd. | Construction | Equity | 0.83% |
HCL Technologies Ltd. | Technology | Equity | 0.83% |
Tech Mahindra Ltd. | Technology | Equity | 0.80% |
JSW Steel Ltd. | Metals & Mining | Equity | 0.80% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.80% |
Trent Ltd. | Services | Equity | 0.72% |
SBI Life Insurance Company Ltd. | Insurance | Equity | 0.70% |
Bank Of Baroda | Financial | Equity | 0.64% |
Maruti Suzuki India Ltd. | Automobile | Equity | 0.64% |
Adani Enterprises Ltd. | Services | Equity | 0.61% |
IRB InvIT Fund | Construction | InvITs | 0.59% |
Asian Paints Ltd. | Chemicals | Equity | 0.58% |
Tata Motors Ltd. | Automobile | Equity | 0.57% |
Bajaj Auto Ltd. | Automobile | Equity | 0.57% |
Grasim Industries Ltd. | Construction | Equity | 0.57% |
Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.50% |
Siemens Energy India Ltd. | Energy | Equity | 0.49% |
Coal India Ltd. | Energy | Equity | 0.47% |
Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.46% |
Nestle India Ltd. | Consumer Staples | Equity | 0.46% |
Cipla Ltd. | Healthcare | Equity | 0.45% |
Siemens Ltd. | Capital Goods | Equity | 0.44% |
Eicher Motors Ltd. | Automobile | Equity | 0.42% |
Divi's Laboratories Ltd. | Healthcare | Equity | 0.40% |
HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.40% |
Wipro Ltd. | Technology | Equity | 0.39% |
JIO Financial Services Ltd. | Financial | Equity | 0.38% |
Reserve Bank of India | Financial | T-Bills | 0.35% |
Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.28% |
Indusind Bank Ltd. | Financial | Equity | 0.25% |
Bajaj Finserv Ltd. | Financial | Equity | 0.06% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Returns and rankings
Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | -3.5% | 12.6% | 12.0% | 8.9% |
| Category average | -1.8% | 12.1% | 12.3% | NA |
| Rank with in category | 30 | 22 | 17 | NA |
Understand terms
Peer Comparison
| Hybrid, Dynamic Asset Allocation funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | 5 | 0.3% | 20.4% | 1,01,079.60 |
SBI Balanced Advantage Fund Direct Growth | 5 | 2.6% | 15.1% | 36,673.43 |
ICICI Prudential Balanced Advantage Direct Growth | 4 | 4.7% | 14.3% | 65,710.61 |
Nippon India Balanced Advantage Fund Direct Growth | 4 | 1.7% | 14.0% | 9,317.08 |
DSP Dynamic Asset Allocation Fund Direct Growth | 4 | 4.2% | 13.1% | 3,488.52 |
Expense ratio, exit load and tax
Expense ratio: 1.12%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 3 months.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Understand terms
Check past data
Fund management
Alok SinghDec 2021 - PresentView details
Alok Singh
Dec 2021 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Hybrid Dynamic Asset Allocation
Pros
Lower expense ratio: 1.12%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
3Y annualised returns higher than category average by 0.55%
Cons
1Y, 5Y and 10Y annualised returns lower than category average
Low rating: 1
Compare funds
Bank of India Balanced Advantage Fund Direct Growth
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