Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bank of India Balanced Advantage Fund Direct Growth
+12.72%
3Y annualised
+0.04% 1D
NAV: 20 Mar '26
₹27.37
Min. for SIP
₹1,000
Fund size
₹147.86 Cr
Expense ratio
1.35%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,378 | +5.63% | |
| 3 years | ₹1,80,000 | ₹2,08,326 | +15.74% | |
| 5 years | ₹3,00,000 | ₹3,97,744 | +32.58% | |
| 10 years | ₹6,00,000 | ₹9,75,607 | +62.60% |
Holdings (70)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 4.96% |
| ICICI Bank Ltd. | Financial | Equity | 4.29% |
| IRB InvIT Fund | Construction | InvITs | 4.03% |
| HDFC Bank Ltd. | Financial | Equity | 3.63% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.43% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.41% |
| Reserve Bank of India | Financial | T-Bills | 2.95% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.74% |
| Bharti Airtel Ltd. | Communication | Equity | 2.60% |
| ITC Ltd. | Consumer Staples | Equity | 2.55% |
| Shriram Finance Ltd | Financial | Equity | 2.43% |
| State Bank of India | Financial | Equity | 2.32% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 2.17% |
| NTPC Ltd. | Energy | Equity | 2.05% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 2.03% |
| GOI | Sovereign | GOI Sec | 1.75% |
| Muthoot Finance Ltd. | Financial | NCD | 1.72% |
| IndiGrid Infrastructure Trust | Capital Goods | InvITs | 1.70% |
| Axis Bank Ltd. | Financial | Equity | 1.68% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.65% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 1.54% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 1.51% |
| Bajaj Finance Ltd. | Financial | Equity | 1.50% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.42% |
| Manappuram Finance Ltd. | Financial | NCD | 1.36% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.24% |
| Infosys Ltd. | Technology | Equity | 1.19% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 1.19% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 1.15% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.04% |
| GOI | Sovereign | GOI Sec | 1.00% |
| Tata Power Company Ltd. | Energy | Equity | 0.94% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.93% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.83% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.82% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.79% |
| Ultratech Cement Ltd. | Construction | Equity | 0.78% |
| HCL Technologies Ltd. | Technology | Equity | 0.75% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.74% |
| Tech Mahindra Ltd. | Technology | Equity | 0.69% |
| Eternal Ltd. | Services | Equity | 0.67% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.62% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.60% |
| Bank Of Baroda | Financial | Equity | 0.59% |
| Adani Enterprises Ltd. | Services | Equity | 0.55% |
| Grasim Industries Ltd. | Construction | Equity | 0.54% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.52% |
| Eicher Motors Ltd. | Automobile | Equity | 0.52% |
| Coal India Ltd. | Energy | Equity | 0.51% |
| Asian Paints Ltd. | Chemicals | Equity | 0.51% |
| Trent Ltd. | Services | Equity | 0.50% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.49% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.48% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.48% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 0.43% |
| Tata Motors Ltd. | Automobile | Equity | 0.41% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.40% |
| Reserve Bank of India | Financial | T-Bills | 0.36% |
| Cipla Ltd. | Healthcare | Equity | 0.36% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.34% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.33% |
| Interglobe Aviation Ltd. | Services | Equity | 0.33% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.31% |
| Wipro Ltd. | Technology | Equity | 0.30% |
| Indusind Bank Ltd. | Financial | Equity | 0.30% |
| Max Healthcare Institute Ltd. | Healthcare | Equity | 0.30% |
| JIO Financial Services Ltd. | Financial | Equity | 0.29% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.28% |
| Adani Enterprises Ltd. - (Partly Paid-up) | Services | PPE | 0.05% |
| Kwality Wall's (India) Ltd. | Consumer Staples | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +12.7% | +10.9% | +8.1% | +8.7% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 15 | 6 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +3.42% | +16.60% | 1,07,589.67 | |
SBI Balanced Advantage Fund Direct Growth | +6.32% | +13.51% | 40,952.47 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +5.75% | +13.43% | 3,731.96 | |
ICICI Prudential Balanced Advantage Direct Growth | +7.11% | +12.84% | 71,150.75 | |
Nippon India Balanced Advantage Fund Direct Growth | +4.85% | +12.83% | 9,687.94 | |
| Compare | ||||
Fund management
ASAlok SinghDec 2021 - PresentView details
AS
Alok Singh
Dec 2021 - Present
View details
About Bank of India Balanced Advantage Fund Direct Growth
Bank of India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹14,671 Cr and the Latest NAV as of 20 Mar 2026 is ₹27.37.
The Bank of India Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 3 months.
;
Investment Objective
The scheme aims at generating long term returns with lower volatility by following a disciplined allocation between equity and debt securities. The equity allocation will be determined based on the month end P/E ratio of the CNX Nifty Index.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#31 in India
Total AUM₹14,671.20 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,