Bank of India Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Very High Risk
10.71%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 08 Sep 2025
₹26.68
Rating
1
Min. SIP amount
₹1,000
Fund size
₹140.43Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (68)

NameSectorInstrumentAssets
FinancialEquity5.38%
EnergyEquity5.20%
FinancialEquity5.06%
National Bank For Agriculture & Rural Development
FinancialDebenture3.66%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD3.65%
AU Small Finance Bank Ltd.
FinancialCD3.53%
Consumer StaplesEquity3.52%
FinancialEquity2.95%
Indian Railway Finance Corporation Ltd.
FinancialNCD2.92%
CommunicationEquity2.79%
SovereignGOI Sec2.74%
EnergyEquity1.89%
ServicesEquity1.86%
SovereignGOI Sec1.84%
Muthoot Finance Ltd.
FinancialNCD1.82%
ConstructionEquity1.80%
Capital GoodsInvITs1.68%
FinancialEquity1.49%
Metals & MiningEquity1.49%
FinancialEquity1.40%
TechnologyEquity1.39%
FinancialEquity1.37%
Capital GoodsEquity1.37%
TechnologyEquity1.26%
FinancialEquity1.24%
Metals & MiningEquity1.23%
EnergyEquity1.18%
EnergyEquity1.18%
Consumer DiscretionaryEquity1.16%
ConstructionEquity1.14%
AutomobileEquity1.09%
HealthcareEquity1.00%
FinancialEquity0.98%
Metals & MiningEquity0.92%
Consumer StaplesEquity0.90%
ServicesEquity0.88%
HealthcareEquity0.85%
TechnologyEquity0.83%
Metals & MiningEquity0.81%
ConstructionEquity0.80%
TechnologyEquity0.78%
AutomobileEquity0.76%
InsuranceEquity0.71%
ServicesEquity0.67%
ServicesEquity0.65%
FinancialEquity0.64%
AutomobileEquity0.56%
ConstructionEquity0.56%
ConstructionInvITs0.56%
ChemicalsEquity0.54%
AutomobileEquity0.54%
AutomobileEquity0.53%
HealthcareEquity0.48%
EnergyEquity0.47%
EnergyEquity0.46%
EnergyEquity0.46%
Consumer StaplesEquity0.44%
HealthcareEquity0.44%
HealthcareEquity0.43%
Capital GoodsEquity0.43%
TechnologyEquity0.39%
FinancialEquity0.39%
AutomobileEquity0.38%
InsuranceEquity0.38%
Reserve Bank of India
FinancialT-Bills0.35%
Consumer StaplesEquity0.28%
FinancialEquity0.26%
FinancialEquity0.06%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-0.2%10.7%12.0%8.9%
Category average0.7%11.2%12.5%NA
Rank with in category312516NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
1.6%18.6%1,01,772.60
5
3.9%13.9%36,558.31
4
6.7%13.6%64,964.03
4
3.8%13.1%9,355.29
4
5.6%12.2%3,503.00

Expense ratio, exit load and tax

Expense ratio: 1.12%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 3 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund house & investment objective

Fund house contact details

Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
Website
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Lower expense ratio: 1.12%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Low rating: 1

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