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Bank of India Balanced Advantage Fund Direct Growth
Hybrid
Dynamic Asset Allocation
Very High Risk
+12.16%
3Y annualised
+0.03% 1D
NAV: 16 Jan '26
₹28.00
Min. SIP amount
₹1,000
Fund size
₹146.37 Cr
Expense ratio
1.12%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹63,378 | +5.63% | |
| 3 years | ₹1,80,000 | ₹2,08,326 | +15.74% | |
| 5 years | ₹3,00,000 | ₹3,97,744 | +32.58% | |
| 10 years | ₹6,00,000 | ₹9,75,607 | +62.60% |
Holdings (70)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 5.64% |
| ICICI Bank Ltd. | Financial | Equity | 4.77% |
| IRB InvIT Fund | Construction | InvITs | 4.09% |
| HDFC Bank Ltd. | Financial | Equity | 4.09% |
| State Bank of India | Financial | Equity | 3.49% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.48% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.46% |
| ITC Ltd. | Consumer Staples | Equity | 3.30% |
| Reserve Bank of India | Financial | T-Bills | 2.96% |
| Bharti Airtel Ltd. | Communication | Equity | 2.94% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.77% |
| Shriram Finance Ltd | Financial | Equity | 2.26% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 2.12% |
| Vedanta Ltd. | Metals & Mining | Equity | 2.02% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.94% |
| NTPC Ltd. | Energy | Equity | 1.78% |
| GOI | Sovereign | GOI Sec | 1.76% |
| Muthoot Finance Ltd. | Financial | NCD | 1.74% |
| IndiGrid Infrastructure Trust | Capital Goods | InvITs | 1.73% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 1.57% |
| Axis Bank Ltd. | Financial | Equity | 1.56% |
| Bajaj Finance Ltd. | Financial | Equity | 1.51% |
| Infosys Ltd. | Technology | Equity | 1.43% |
| 360 ONE Wealth Ltd. | Financial | NCD | 1.37% |
| Manappuram Finance Ltd. | Financial | NCD | 1.37% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 1.37% |
| Tata Steel Ltd. | Metals & Mining | Equity | 1.35% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.35% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.32% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.28% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 1.21% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 1.15% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 1.03% |
| GOI | Sovereign | GOI Sec | 1.02% |
| Hero Motocorp Ltd. | Automobile | Equity | 0.99% |
| Tata Power Company Ltd. | Energy | Equity | 0.96% |
| HCL Technologies Ltd. | Technology | Equity | 0.88% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.86% |
| Tech Mahindra Ltd. | Technology | Equity | 0.82% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.82% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.79% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 0.78% |
| Bank Of Baroda | Financial | Equity | 0.77% |
| Eternal Ltd. | Services | Equity | 0.76% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.75% |
| Ultratech Cement Ltd. | Construction | Equity | 0.74% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.68% |
| Asian Paints Ltd. | Chemicals | Equity | 0.60% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.59% |
| Adani Enterprises Ltd. | Services | Equity | 0.58% |
| Grasim Industries Ltd. | Construction | Equity | 0.56% |
| Trent Ltd. | Services | Equity | 0.55% |
| Eicher Motors Ltd. | Automobile | Equity | 0.48% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.48% |
| Coal India Ltd. | Energy | Equity | 0.47% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.45% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.44% |
| Cipla Ltd. | Healthcare | Equity | 0.41% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.40% |
| Wipro Ltd. | Technology | Equity | 0.39% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.36% |
| Tata Motors Ltd. | Automobile | Equity | 0.34% |
| JIO Financial Services Ltd. | Financial | Equity | 0.34% |
| Reserve Bank of India | Financial | T-Bills | 0.34% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.30% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.30% |
| Indusind Bank Ltd. | Financial | Equity | 0.27% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.06% |
| Adani Enterprises Ltd. - (Partly Paid-up) | Services | PPE | 0.04% |
| Kwality Walls India Ltd. | Consumer Staples | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +12.2% | +11.7% | +8.6% | +9.1% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 22 | 12 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +8.83% | +18.46% | 1,08,205.07 | |
SBI Balanced Advantage Fund Direct Growth | +10.52% | +14.96% | 39,914.31 | |
ICICI Prudential Balanced Advantage Direct Growth | +12.98% | +14.31% | 70,534.59 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +9.91% | +13.88% | 3,708.72 | |
Nippon India Balanced Advantage Fund Direct Growth | +8.54% | +13.62% | 9,724.68 | |
| Compare | ||||
Fund management
ASAlok SinghDec 2021 - PresentView details
AS
Alok Singh
Dec 2021 - Present
View details
About Bank of India Balanced Advantage Fund Direct Growth
Bank of India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,696 Cr and the Latest NAV as of 16 Jan 2026 is ₹28.00.
The Bank of India Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 3 months.
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Investment Objective
The scheme aims at generating long term returns with lower volatility by following a disciplined allocation between equity and debt securities. The equity allocation will be determined based on the month end P/E ratio of the CNX Nifty Index.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#31 in India
Total AUM₹13,696.42 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,