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Bank of India Balanced Advantage Fund Direct Growth
+9.10%
3Y annualised
-0.04% 1D
NAV: 29 Oct '26
₹27.68
Min. for SIP
₹1,000
Fund size (AUM)
₹173.75 Cr
Expense ratio
1.39%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹58,956 | -1.74% | |
| 3 years | ₹1,80,000 | ₹1,87,747 | +4.30% | |
| 5 years | ₹3,00,000 | ₹3,58,060 | +19.35% | |
| 10 years | ₹6,00,000 | ₹9,03,425 | +50.57% |
Holdings (81)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 16.08% |
| IRB InvIT Fund EQ | Industrials | Infrastructure Investment Trust | 3.56% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 3.40% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.24% |
| ICICI Bank Ltd | Financial | Equity | 3.09% |
| POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC | Financial | Bonds | 2.85% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 2.85% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27 | Financial | Certificate of Deposit | 2.70% |
| GOVERNMENT OF INDIA 37458 364 DAYS TBILL 28MY27 FV RS 100 | Financial | Treasury Bills | 2.49% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 2.28% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 2.23% |
| State Bank of India | Financial | Equity | 2.20% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 2.12% |
| AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC | Financial | Debenture | 1.85% |
| Bharti Airtel Ltd | Technology | Equity | 1.84% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 1.82% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 1.71% |
| India Grid Trust EQ | Industrials | Infrastructure Investment Trust | 1.49% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 1.45% |
| MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 1.44% |
| NTPC Ltd | Energy & Utilities | Equity | 1.40% |
| HDFC Bank Ltd | Financial | Equity | 1.37% |
| ITC Ltd | Consumer Staples | Equity | 1.34% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.20% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 1.16% |
| Axis Bank Ltd | Financial | Equity | 1.12% |
| Bajaj Finance Ltd | Financial | Equity | 1.12% |
| Net Receivables | Unspecified | Net Receivables | 1.12% |
| Anand Rathi Wealth Ltd | Financial | Equity | 1.10% |
| Hindustan Copper Ltd | Materials | Equity | 1.06% |
| Bharat Electronics Ltd | Industrials | Equity | 1.06% |
| Britannia Industries Ltd | Consumer Staples | Equity | 1.06% |
| Raymond Ltd | Consumer Discretionary | Equity | 1.05% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.04% |
| Zomato Ltd | Technology | Equity | 1.03% |
| Hindalco Industries Ltd | Materials | Equity | 0.97% |
| The Federal Bank Ltd | Financial | Equity | 0.93% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 0.93% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 0.92% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.90% |
| Tata Steel Ltd | Materials | Equity | 0.86% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 0.82% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 0.80% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.76% |
| Hero Motocorp Ltd | Consumer Discretionary | Equity | 0.75% |
| Adani Enterprises Ltd | Materials | Equity | 0.67% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 0.65% |
| Tech Mahindra Ltd | Technology | Equity | 0.62% |
| Infosys Ltd | Technology | Equity | 0.62% |
| Tata Consultancy Services Ltd | Technology | Equity | 0.60% |
| Ultratech Cement Ltd | Materials | Equity | 0.52% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 0.52% |
| HCL Technologies Ltd | Technology | Equity | 0.51% |
| SBI Life Insurance Company Ltd | Financial | Equity | 0.49% |
| Divi's Laboratories Ltd | Healthcare | Equity | 0.49% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 0.47% |
| Grasim Industries Ltd | Materials | Equity | 0.46% |
| JSW Steel Ltd | Materials | Equity | 0.42% |
| Trent Ltd | Consumer Discretionary | Equity | 0.39% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.39% |
| Asian Paints Ltd | Materials | Equity | 0.39% |
| Coal India Ltd | Materials | Equity | 0.38% |
| Nestle India Ltd | Consumer Staples | Equity | 0.37% |
| Bank Of Baroda | Financial | Equity | 0.36% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 0.35% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.35% |
| LEAP India Ltd. | Industrials | Equity | 0.34% |
| Oil & Natural Gas Corporation Ltd | Energy & Utilities | Equity | 0.32% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.31% |
| Filatex India Ltd | Consumer Discretionary | Equity | 0.31% |
| Tata Motors Ltd | Industrials | Equity | 0.29% |
| Cipla Ltd | Healthcare | Equity | 0.27% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.24% |
| Bajaj Finserv Ltd | Financial | Equity | 0.20% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.19% |
| Jio Financial Services Limited | Financial | Equity | 0.18% |
| Max Healthcare Institute Ltd | Healthcare | Equity | 0.18% |
| Wipro Ltd | Technology | Equity | 0.18% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 0.17% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 0.17% |
| GOVERNMENT OF INDIA 37392 182 DAYS TBILL 22OT26 FV RS 100 | Financial | Treasury Bills | 0.07% |
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.1% | +9.7% | +7.2% | +8.3% |
| Category average (Hybrid Dynamic Asset Allocation) | +8.5% | +8.0% | +9.7% | +10.6% |
| Rank (Hybrid Dynamic Asset Allocation) | 16 | 3 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +1.76% | +11.47% | 9,836.35 | |
 | -5.67% | +10.34% | 1,02,533.96 | |
 | -0.56% | +10.33% | 71,913.46 | |
 | -0.22% | +9.99% | 3,703.78 | |
 | -1.94% | +9.86% | 9,532.23 | |
| Compare | ||||
Fund management
About Bank of India Balanced Advantage Fund Direct Growth
Bank of India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹19,226 Cr and the Latest NAV as of 29 Oct 2026 is ₹27.68.
The Bank of India Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
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Investment Objective
The scheme aims at generating long term returns with lower volatility by following a disciplined allocation between equity and debt securities. The equity allocation will be determined based on the month end P/E ratio of the CNX Nifty Index.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#31 in India
Total AUM₹19,226.03 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,