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Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
+19.80%
3Y annualised
-0.79% 1D
NAV: 10 Jun '26
₹44.20
Min. for SIP
₹1,000
Fund size (AUM)
₹1,481.51 Cr
Expense ratio
0.88%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹31,532 | +5.11% | |
| 1 year | ₹60,000 | ₹63,656 | +6.09% | |
| 3 years | ₹1,80,000 | ₹2,13,460 | +18.59% | |
| 5 years | ₹3,00,000 | ₹4,37,696 | +45.90% |
Holdings (98)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Lloyds Metals and Energy Ltd | Materials | Equity | 2.64% |
| Abbott India Ltd | Healthcare | Equity | 2.58% |
| UNO Minda Ltd | Consumer Discretionary | Equity | 2.49% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 2.44% |
| Indian Bank | Financial | Equity | 2.33% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 2.25% |
| Bharat Dynamics Ltd | Industrials | Equity | 2.23% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 2.11% |
| Bank of Maharashtra | Financial | Equity | 2.07% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 2.05% |
| Jindal Stainless Ltd | Materials | Equity | 1.86% |
| Housing & Urban Development Corporation Ltd | Financial | Equity | 1.83% |
| National Aluminium Company Ltd | Materials | Equity | 1.83% |
| JK Cement Ltd | Materials | Equity | 1.82% |
| Max Financial Services Ltd | Financial | Equity | 1.82% |
| Eris Lifesciences Ltd | Healthcare | Equity | 1.81% |
| Repo | Unspecified | Repo | 1.77% |
| Hindustan Copper Ltd | Materials | Equity | 1.74% |
| UNION BANK OF INDIA CD 24JUL26 | Financial | Certificate of Deposit | 1.66% |
| Shreeji Shipping Global Ltd. | Industrials | Equity | 1.64% |
| KSH International Ltd. | Industrials | Equity | 1.63% |
| HEG Ltd | Industrials | Equity | 1.63% |
| Steel Authority Of India Ltd | Materials | Equity | 1.48% |
| Sundaram Finance Ltd | Financial | Equity | 1.47% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 1.45% |
| TD Power Systems Ltd | Industrials | Equity | 1.37% |
| Coromandel International Ltd | Materials | Equity | 1.35% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 1.35% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC | Financial | Bonds | 1.34% |
| Schaeffler India Ltd | Industrials | Equity | 1.34% |
| Bharat Forge Ltd | Consumer Discretionary | Equity | 1.33% |
| PB Fintech Ltd | Financial | Equity | 1.26% |
| Syrma SGS Technology Ltd | Technology | Equity | 1.24% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 1.21% |
| Swan Energy Ltd | Consumer Discretionary | Equity | 1.19% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 1.13% |
| Powerica Ltd. | Industrials | Equity | 1.11% |
| GE T&D India Ltd | Industrials | Equity | 1.06% |
| Kajaria Ceramics Ltd | Industrials | Equity | 1.04% |
| Atlanta Electricals Ltd. | Industrials | Equity | 1.04% |
| Schloss Bangalore Ltd. | Consumer Discretionary | Equity | 1.04% |
| Prudent Corporate Advisory Services Ltd | Financial | Equity | 1.01% |
| Torrent Power Ltd | Energy & Utilities | Equity | 0.98% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 0.96% |
| Ganesha Ecosphere Ltd | Consumer Discretionary | Equity | 0.93% |
| Vishal Mega Mart Ltd. | Consumer Staples | Equity | 0.90% |
| Aye Finance Ltd. | Financial | Equity | 0.89% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 0.89% |
| Ajanta Pharma Ltd | Healthcare | Equity | 0.88% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 0.87% |
| WeWork India Management Ltd. | Industrials | Equity | 0.86% |
| Goodluck India Ltd | Industrials | Equity | 0.85% |
| MRF Ltd | Consumer Discretionary | Equity | 0.82% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXIII 7.5 BD 24AG33 FVRS1LAC | Energy & Utilities | Debenture | 0.81% |
| Titagarh Wagons Ltd | Industrials | Equity | 0.80% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.80% |
| Ipca Laboratories Ltd | Healthcare | Equity | 0.78% |
| Petronet LNG Ltd | Energy & Utilities | Equity | 0.75% |
| Reliance Naval and Engineering Ltd | Industrials | Equity | 0.74% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 0.74% |
| Triveni Engineering & Industries Ltd | Consumer Staples | Equity | 0.73% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.72% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 0.71% |
| Deepak Nitrite Ltd | Materials | Equity | 0.70% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC | Financial | Debenture | 0.67% |
| MANAPPURAM FINANCE LIMITED 320D CP 16SEP26 | Financial | Commercial Paper | 0.66% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 0.64% |
| Arvind Ltd | Consumer Discretionary | Equity | 0.62% |
| Sterlite Technologies Ltd | Technology | Equity | 0.60% |
| SBI Cards & Payments Services Ltd | Financial | Equity | 0.59% |
| Ethos Ltd | Consumer Discretionary | Equity | 0.58% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 0.58% |
| 7.34% REC Ltd. ** | Financial | Debenture | 0.53% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 0.47% |
| Godfrey Phillips India Ltd | Consumer Staples | Equity | 0.46% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.45% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 0.44% |
| POWER FINANCE CORPORATION LTD. SR BS233B 7.64 BD 25AG26 FVRS1LAC | Financial | Non Convertible Debenture | 0.41% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC | Financial | Debenture | 0.40% |
| APL Apollo Tubes Ltd | Industrials | Equity | 0.39% |
| CMS Info Systems Ltd | Industrials | Equity | 0.34% |
| LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LAC | Financial | Non Convertible Debenture | 0.33% |
| Net Receivables | Unspecified | Net Receivables | 0.33% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 0.33% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 0.33% |
| STATE DEVELOPMENT LOAN 30804 PJB 29SP33 6.98 FV RS 100 | Unspecified | State Development Loan | 0.32% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 0.32% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 364D CP 23FEB27 | Financial | Commercial Paper | 0.32% |
| Senco Gold Ltd. | Consumer Discretionary | Equity | 0.31% |
| Castrol India Ltd | Materials | Equity | 0.30% |
| UNION BANK OF INDIA CD 04JUN26 | Financial | Certificate of Deposit | 0.27% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.20% |
| BANK OF BARODA CD 05JUN26 | Financial | Certificate of Deposit | 0.20% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC | Financial | Bonds | 0.20% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28OCT26 | Financial | Certificate of Deposit | 0.13% |
| Jyoti CNC Automation Ltd. | Industrials | Equity | 0.10% |
| Century Textiles & Industries Ltd | Materials | Equity | 0.02% |
| PSP Projects Ltd | Industrials | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +4.2% | +19.8% | +16.5% | +16.2% |
| Category average (Hybrid Aggressive Hybrid) | +4.7% | +14.3% | +13.9% | -- |
| Rank (Hybrid Aggressive Hybrid) | 4 | 2 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +0.65% | +16.03% | 50,032.71 | |
 | -0.22% | +14.94% | 3,627.22 | |
 | +1.58% | +13.47% | 83,353.48 | |
 | -1.33% | +12.34% | 3,958.21 | |
 | -4.20% | +11.96% | 2,305.63 | |
| Compare | ||||
Fund management
ASAlok SinghFeb 2017 - PresentView details
AS
Alok Singh
Feb 2017 - Present
View details
About Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹15,293 Cr and the Latest NAV as of 10 Jun 2026 is ₹44.20.
The Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 3 months.
;
Investment Objective
The scheme seeks to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities.
Fund benchmarkGroww Equity Hybrid
Fund house
Rank (total assets)#31 in India
Total AUM₹15,292.59 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,