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Bank of India Business Cycle Fund Direct Growth
Equity
Thematic
Very High Risk
NAV: 19 Jan '26
₹8.76
Min. SIP amount
₹1,000
Fund size
₹503.00 Cr
Expense ratio
1.17%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹58,797 | -2.00% |
Holdings (54)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| State Bank of India | Financial | Equity | 6.95% |
| ICICI Bank Ltd. | Financial | Equity | 5.34% |
| HDFC Bank Ltd. | Financial | Equity | 4.73% |
| Bharti Airtel Ltd. | Communication | Equity | 3.93% |
| NTPC Ltd. | Energy | Equity | 3.70% |
| ITC Ltd. | Consumer Staples | Equity | 3.53% |
| PB Fintech Ltd. | Services | Equity | 2.98% |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 2.79% |
| NTPC Green Energy Ltd. | Energy | Equity | 2.69% |
| Ambuja Cements Ltd. | Construction | Equity | 2.65% |
| Reliance Industries Ltd. | Energy | Equity | 2.62% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 2.52% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 2.49% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | Equity | 2.46% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 2.43% |
| TD Power Systems Ltd. | Capital Goods | Equity | 2.33% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 2.33% |
| Tata Motors Ltd. | Automobile | Equity | 2.27% |
| SJS Enterprises Ltd. | Automobile | Equity | 2.16% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 1.96% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 1.88% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 1.77% |
| Asian Paints Ltd. | Chemicals | Equity | 1.73% |
| Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 1.69% |
| Shakti Pumps (India) Ltd. | Capital Goods | Equity | 1.57% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 1.54% |
| Century Plyboards (India) Ltd. | Consumer Staples | Equity | 1.49% |
| Tinna Rubber And Infrastructure Ltd. | Chemicals | Equity | 1.42% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 1.19% |
| Unicommerce ESolutions Ltd. | Technology | Equity | 1.18% |
| Ethos Ltd. | Services | Equity | 1.17% |
| K.P.R. Mill Ltd. | Textiles | Equity | 1.14% |
| Computer Age Management Services Ltd. | Services | Equity | 1.12% |
| Prudent Corporate Advisory Services Ltd. | Financial | Equity | 1.11% |
| Nuvama Wealth Management Ltd. | Financial | Equity | 1.10% |
| Netweb Technologies India Ltd. | Technology | Equity | 1.10% |
| Aequs Ltd. | Technology | Equity | 1.10% |
| Torrent Power Ltd. | Energy | Equity | 1.09% |
| Tata Power Company Ltd. | Energy | Equity | 1.06% |
| Siemens Energy India Ltd. | Energy | Equity | 1.02% |
| Ganesha Ecosphere Ltd. | Textiles | Equity | 1.00% |
| V2 Retail Ltd. | Services | Equity | 0.97% |
| Gufic Biosciences Ltd. | Healthcare | Equity | 0.96% |
| Vidya Wires Ltd. | Capital Goods | Equity | 0.95% |
| Arvind Fashions Ltd. | Textiles | Equity | 0.94% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 0.92% |
| Siemens Ltd. | Capital Goods | Equity | 0.91% |
| Safari Industries (India) Ltd. | Consumer Discretionary | Equity | 0.78% |
| Oswal Pumps Ltd. | Capital Goods | Equity | 0.75% |
| MRF Ltd. | Automobile | Equity | 0.61% |
| Eternal Ltd. | Services | Equity | 0.55% |
| Aditya Vision Ltd. | Services | Equity | 0.52% |
| Oberoi Realty Ltd. | Construction | Equity | 0.40% |
| Reserve Bank of India | Financial | T-Bills | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -6.9% | -6.9% | -5.7% | -11.8% |
| Category average (Equity Thematic) | -- | -- | -0.6% | -- |
| Rank (Equity Thematic) | 16 | 16 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
ASAlok SinghAug 2024 - PresentView details
AS
Alok Singh
Aug 2024 - Present
View details
About Bank of India Business Cycle Fund Direct Growth
Bank of India Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,696 Cr and the Latest NAV as of 19 Jan 2026 is ₹8.76.
The Bank of India Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹13,696.42 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,