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Bank of India Business Cycle Fund Direct Growth
NAV: 29 Oct '26
₹9.44
Min. for SIP
₹1,000
Fund size (AUM)
₹437.41 Cr
Expense ratio
1.37%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹14,671 | -2.19% | |
| 6 months | ₹30,000 | ₹29,586 | -1.38% | |
| 1 year | ₹60,000 | ₹60,938 | +1.56% |
Holdings (54)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.41% |
| State Bank of India | Financial | Equity | 5.07% |
| Repo | Unspecified | Repo | 4.17% |
| NTPC Ltd | Energy & Utilities | Equity | 4.16% |
| Bharti Airtel Ltd | Technology | Equity | 3.78% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 3.36% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 3.19% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 3.03% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 2.94% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 2.82% |
| Sky Gold Ltd | Consumer Discretionary | Equity | 2.67% |
| Aequs Ltd. | Technology | Equity | 2.58% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 2.57% |
| Britannia Industries Ltd | Consumer Staples | Equity | 2.43% |
| Computer Age Management Services Ltd | Financial | Equity | 2.30% |
| Net Receivables | Unspecified | Net Receivables | 2.30% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.28% |
| HDFC Bank Ltd | Financial | Equity | 2.27% |
| Tata Motors Ltd | Industrials | Equity | 2.27% |
| Zomato Ltd | Technology | Equity | 2.01% |
| Tinna Rubber and Infrastructure Ltd | Industrials | Equity | 1.98% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.96% |
| Lalithaa Jewellery Mart Ltd. | Consumer Discretionary | Equity | 1.90% |
| TD Power Systems Ltd | Industrials | Equity | 1.89% |
| Kanohar Electricals Ltd Equity | Industrials | Equity | 1.86% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 1.66% |
| EID-Parry (India) Ltd | Materials | Equity | 1.57% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 1.54% |
| Sterlite Technologies Ltd | Technology | Equity | 1.52% |
| Gufic Biosciences Ltd | Healthcare | Equity | 1.45% |
| Ganesha Ecosphere Ltd | Consumer Discretionary | Equity | 1.35% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 1.32% |
| PB Fintech Ltd | Financial | Equity | 1.24% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 1.24% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 1.19% |
| Century Plyboards (India) Ltd | Materials | Equity | 1.17% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 1.15% |
| Ethos Ltd | Consumer Discretionary | Equity | 1.15% |
| United Spirits Ltd | Consumer Staples | Equity | 1.08% |
| Hindustan Copper Ltd | Materials | Equity | 1.05% |
| Oil India Ltd | Energy & Utilities | Equity | 1.02% |
| Siemens Energy India Ltd | Energy & Utilities | Equity | 1.02% |
| Ultratech Cement Ltd | Materials | Equity | 1.00% |
| Asian Paints Ltd | Materials | Equity | 0.99% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.97% |
| Filatex India Ltd | Consumer Discretionary | Equity | 0.93% |
| National Stock Exchange Of India Ltd Equity | Financial | Equity | 0.90% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.90% |
| CMR Green Technologies Ltd. | Materials | Equity | 0.79% |
| Torrent Power Ltd | Energy & Utilities | Equity | 0.71% |
| Vidya Wires Ltd. | Industrials | Equity | 0.60% |
| SBI Life Insurance Company Ltd | Financial | Equity | 0.47% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.06% |
| PB FINTECH LTD.-OCT2026 | Financial | Futures | -1.24% |
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -2.4% | +0.1% | -1.6% | -5.6% |
| Category average (Equity Thematic) | -4.3% | +0.1% | -3.4% | +45.1% |
| Rank (Equity Thematic) | 2 | 6 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Fund management
About Bank of India Business Cycle Fund Direct Growth
Bank of India Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹19,226 Cr and the Latest NAV as of 29 Oct 2026 is ₹9.44.
The Bank of India Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
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Investment Objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#31 in India
Total AUM₹19,226.03 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,