1M
6M
1Y
3Y
5Y
All
| NAV: 14 Nov 2024 | ₹35.13 |
| Min. SIP amount | ₹1,000 |
| Rating | 5 |
| Fund size | ₹66.74Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 11.2% | 13.2% | 12.4% | 8.8% |
| Category average | 14.0% | 8.2% | 8.7% | NA |
| Rank with in category | 26 | 1 | 3 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 15.3% | 11.2% | 2,250.10 |
Kotak Debt Hybrid Fund Direct Growth | 5 | 16.7% | 10.5% | 2,885.62 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 14.5% | 10.1% | 3,342.03 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 13.9% | 9.3% | 10,030.40 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 13.6% | 8.2% | 978.94 |
Holdings (39)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 17.01% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 7.59% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 7.57% |
Kotak Securities Ltd. | Services | CP | 5.80% |
Reserve Bank of India | Financial | T-Bills | 4.40% |
GOI | Sovereign | GOI Sec | 4.10% |
Power Finance Corporation Ltd. | Financial | NCD | 3.03% |
Bajaj Finance Ltd. | Financial | NCD | 3.01% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.01% |
Reliance Jio Infocomm Ltd. | Communication | NCD | 2.93% |
Aditya Birla Finance Ltd. | Financial | CP | 2.90% |
Reliance Industries Ltd. | Energy | Equity | 2.41% |
GOI | Sovereign | GOI Sec | 1.53% |
NTPC Ltd. | Energy | Equity | 1.33% |
State Bank of India | Financial | Equity | 1.18% |
Coforge Ltd. | Technology | Equity | 1.09% |
ICICI Bank Ltd. | Financial | Equity | 1.00% |
ITC Ltd. | Consumer Staples | Equity | 0.93% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.88% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.88% |
TD Power Systems Ltd. | Capital Goods | Equity | 0.88% |
Siemens Ltd. | Capital Goods | Equity | 0.76% |
SJS Enterprises Ltd. | Automobile | Equity | 0.69% |
Nestle India Ltd. | Consumer Staples | Equity | 0.60% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.56% |
Larsen & Toubro Ltd. | Construction | Equity | 0.55% |
HDFC Bank Ltd. | Financial | Equity | 0.52% |
Tata Consultancy Services Ltd. | Technology | Equity | 0.51% |
Hero Motocorp Ltd. | Automobile | Equity | 0.51% |
Ambuja Cements Ltd. | Construction | Equity | 0.38% |
Ultratech Cement Ltd. | Construction | Equity | 0.35% |
Triveni Engineering & Industries Ltd. | Consumer Staples | Equity | 0.32% |
PNB Housing Finance Ltd. | Financial | Equity | 0.31% |
Indus Towers Ltd. | Communication | Equity | 0.29% |
PI Industries Ltd. | Chemicals | Equity | 0.28% |
REC Ltd. | Financial | Equity | 0.27% |
Senco Gold Ltd. | Consumer Discretionary | Equity | 0.20% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.19% |
Jupiter Wagons Ltd. | Services | Equity | 0.14% |
See All
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
3Y, 5Y and 10Y annualised returns higher than category average
Higher alpha: 5.1
The fund has generated returns higher than benchmark - CRISIL Hybrid 85+15 Conservative Index - in the last 3Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
1Y annualised returns lower than category average by 2.76%
Higher expense ratio: 1.28%
Expense ratio, exit load and tax
Expense ratio: 1.28%
Inclusive of GST
Exit load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹10,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Fund management
Alok SinghJan 2013 - PresentView details
Alok Singh
Jan 2013 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
Bank of India Conservative Hybrid Fund Direct Growth
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