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Bank of India Conservative Hybrid Fund Direct Growth
+6.45%
3Y annualised
+0.20% 1D
NAV: 06 Oct '26
₹37.81
Min. for SIP
₹1,000
Fund size (AUM)
₹65.92 Cr
Expense ratio
1.18%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,545 | +0.91% | |
| 3 years | ₹1,80,000 | ₹1,90,842 | +6.02% | |
| 5 years | ₹3,00,000 | ₹3,52,022 | +17.34% | |
| 10 years | ₹6,00,000 | ₹8,98,292 | +49.72% |
Holdings (41)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 21.46% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 7.66% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 7.57% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 7.47% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 5.89% |
| POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC | Financial | Bonds | 4.51% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC | Financial | Debenture | 4.48% |
| MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 3.80% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 3.04% |
| BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC | Financial | Non Convertible Debenture | 3.03% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 3.02% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 3.00% |
| Net Receivables | Unspecified | Net Receivables | 2.66% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 2.56% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 2.30% |
| State Bank of India | Financial | Equity | 1.60% |
| Hindustan Copper Ltd | Materials | Equity | 1.39% |
| ICICI Bank Ltd | Financial | Equity | 1.20% |
| NTPC Ltd | Energy & Utilities | Equity | 1.10% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 1.05% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 1.01% |
| Bharat Electronics Ltd | Industrials | Equity | 0.94% |
| Bharti Airtel Ltd | Technology | Equity | 0.93% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 0.91% |
| Asian Paints Ltd | Materials | Equity | 0.82% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 0.75% |
| Sky Gold Ltd | Consumer Discretionary | Equity | 0.74% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 0.67% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.57% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 0.52% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.52% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.49% |
| Ultratech Cement Ltd | Materials | Equity | 0.48% |
| LEAP India Ltd. | Industrials | Equity | 0.44% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.37% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.34% |
| HDFC Bank Ltd | Financial | Equity | 0.21% |
| Max Financial Services Ltd | Financial | Equity | 0.16% |
| Zaggle Prepaid Ocean Services Ltd. | Financial | Equity | 0.12% |
| Laxmi Dental Ltd. | Healthcare | Equity | 0.12% |
| Triveni Power Transmission Ltd. | Industrials | Equity | 0.10% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.5% | +9.6% | +7.2% | +8.1% |
| Category average (Hybrid Conservative Hybrid) | +7.6% | +7.3% | +8.0% | +8.9% |
| Rank (Hybrid Conservative Hybrid) | 26 | 2 | 15 | -- |
Exit load, stamp duty and tax
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +3.48% | +9.20% | 3,453.72 | |
 | +2.47% | +8.68% | 3,269.91 | |
 | +2.91% | +8.63% | 175.29 | |
 | +5.98% | +8.51% | 977.17 | |
 | +4.49% | +8.36% | 10,107.43 | |
| Compare | ||||
Fund management
ASAlok SinghJan 2013 - PresentView details
AS
Alok Singh
Jan 2013 - Present
View details
About Bank of India Conservative Hybrid Fund Direct Growth
Bank of India Conservative Hybrid Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Alok Singh is the Current Fund Manager of Bank of India Conservative Hybrid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹18,387 Cr and the Latest NAV as of 06 Oct 2026 is ₹37.81.
The Bank of India Conservative Hybrid Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
;
Investment Objective
The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.;
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#31 in India
Total AUM₹18,386.72 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,