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NAV: 19 Nov 2025
₹37.30
Rating
3
Min. SIP amount
₹1,000
Fund size
₹65.59Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (39)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 9.77% |
GOI | Sovereign | GOI Sec | 7.88% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 7.82% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 7.82% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 4.66% |
Muthoot Finance Ltd. | Financial | NCD | 3.88% |
GOI | Sovereign | GOI Sec | 3.81% |
Power Finance Corporation Ltd. | Financial | NCD | 3.13% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.12% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.11% |
Bajaj Finance Ltd. | Financial | NCD | 3.10% |
Manappuram Finance Ltd. | Financial | NCD | 3.08% |
360 ONE Wealth Ltd. | Financial | NCD | 3.06% |
Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 2.02% |
ITC Ltd. | Consumer Staples | Equity | 1.79% |
TD Power Systems Ltd. | Capital Goods | Equity | 1.65% |
Siemens Energy India Ltd. | Energy | Equity | 1.53% |
Reserve Bank of India | Financial | T-Bills | 1.51% |
NTPC Green Energy Ltd. | Energy | Equity | 1.49% |
Ambuja Cements Ltd. | Construction | Equity | 1.38% |
SJS Enterprises Ltd. | Automobile | Equity | 1.33% |
Tata Steel Ltd. | Metals & Mining | Equity | 1.25% |
State Bank of India | Financial | Equity | 1.21% |
Bharat Electronics Ltd. | Capital Goods | Equity | 1.04% |
NTPC Ltd. | Energy | Equity | 1.03% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 1.01% |
CreditAccess Grameen Ltd. | Financial | Equity | 0.99% |
Britannia Industries Ltd. | Consumer Staples | Equity | 0.98% |
Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.85% |
Steel Authority Of India Ltd. | Metals & Mining | Equity | 0.83% |
ICICI Bank Ltd. | Financial | Equity | 0.82% |
Bharti Airtel Ltd. | Communication | Equity | 0.66% |
Sky Gold And Diamonds Ltd. | Consumer Discretionary | Equity | 0.60% |
Siemens Ltd. | Capital Goods | Equity | 0.50% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.48% |
Reliance Industries Ltd. | Energy | Equity | 0.34% |
Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 0.26% |
Triveni Engineering & Industries Ltd. | Consumer Staples | Equity | 0.21% |
Laxmi Dental Ltd. | Healthcare | Equity | 0.19% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹10,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 6.1% | 8.4% | 11.5% | 8.5% |
| Category average | 6.5% | 9.2% | 8.5% | NA |
| Rank with in category | 23 | 26 | 3 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 8.2% | 11.9% | 3,096.58 |
ICICI Prudential Regular Savings Fund Direct Growth | 5 | 9.7% | 11.1% | 3,375.92 |
DSP Regular Savings Fund Direct Growth | 4 | 8.2% | 10.8% | 179.57 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 6.6% | 10.6% | 3,379.49 |
Nippon India Conservative Hybrid Fund Direct Growth | 5 | 10.7% | 10.0% | 917.53 |
Expense ratio, exit load and tax
Expense ratio: 1.45%
Inclusive of GST
Exit load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Alok SinghJan 2013 - PresentView details
Alok Singh
Jan 2013 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Hybrid Conservative Hybrid
Pros
5Y and 10Y annualised returns higher than category average
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Consistently lower annualised returns than category average for the past 1Y and 3Y
Higher expense ratio: 1.45%
Compare funds
Bank of India Conservative Hybrid Fund Direct Growth
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