1M
6M
1Y
3Y
5Y
All
| NAV: 31 Mar 2025 | ₹35.28 |
| Min. SIP amount | ₹1,000 |
| Rating | 5 |
| Fund size | ₹63.39Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹60,486 (+0.81%)
Holdings (47)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 8.02% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 7.94% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 7.93% |
AU Small Finance Bank Ltd. | Financial | CD | 7.54% |
GOI | Sovereign | GOI Sec | 7.27% |
ICICI Bank Ltd. | Financial | CD | 6.16% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 4.74% |
GOI | Sovereign | GOI Sec | 4.30% |
Bajaj Finance Ltd. | Financial | NCD | 3.17% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.17% |
Power Finance Corporation Ltd. | Financial | NCD | 3.17% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.15% |
GOI | Sovereign | GOI Sec | 2.23% |
Coforge Ltd. | Technology | Equity | 1.81% |
Reserve Bank of India | Financial | T-Bills | 1.49% |
NA | NA | Equity | 1.31% |
State Bank of India | Financial | Equity | 1.30% |
Infosys Ltd. | Technology | Equity | 1.07% |
ICICI Bank Ltd. | Financial | Equity | 1.00% |
NTPC Ltd. | Energy | Equity | 0.98% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.91% |
Siemens Ltd. | Capital Goods | Equity | 0.77% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.76% |
ITC Ltd. | Consumer Staples | Equity | 0.75% |
TD Power Systems Ltd. | Capital Goods | Equity | 0.68% |
Tata Consultancy Services Ltd. | Technology | Equity | 0.66% |
SJS Enterprises Ltd. | Automobile | Equity | 0.62% |
HDFC Bank Ltd. | Financial | Equity | 0.60% |
Reserve Bank of India | Financial | T-Bills | 0.54% |
CreditAccess Grameen Ltd. | Financial | Equity | 0.53% |
Bharti Airtel Ltd. | Communication | Equity | 0.52% |
ABB India Ltd. | Capital Goods | Equity | 0.51% |
PNB Housing Finance Ltd. | Financial | Equity | 0.49% |
REC Ltd. | Financial | Equity | 0.41% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.39% |
Wockhardt Ltd. | Healthcare | Equity | 0.36% |
Ambuja Cements Ltd. | Construction | Equity | 0.29% |
Reliance Industries Ltd. | Energy | Equity | 0.28% |
Indus Towers Ltd. | Communication | Equity | 0.26% |
Triveni Engineering & Industries Ltd. | Consumer Staples | Equity | 0.25% |
Zaggle Prepaid Ocean Services Ltd. | Technology | Equity | 0.25% |
Maruti Suzuki India Ltd. | Automobile | Equity | 0.23% |
Senco Gold Ltd. | Consumer Discretionary | Equity | 0.15% |
Quadrant Future Tek Ltd. | Capital Goods | Equity | 0.12% |
Jupiter Wagons Ltd. | Services | Equity | 0.11% |
Laxmi Dental Ltd. | Healthcare | Equity | 0.07% |
ITC Hotels Ltd. | Services | Equity | 0.03% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹10,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 4.0% | 7.3% | 12.9% | 8.5% |
| Category average | 8.0% | 8.3% | 10.3% | NA |
| Rank with in category | 29 | 27 | 8 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 10.1% | 11.3% | 2,409.19 |
Kotak Debt Hybrid Fund Direct Growth | 4 | 9.7% | 11.2% | 2,975.06 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 8.6% | 10.8% | 3,236.56 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 9.1% | 10.1% | 9,552.80 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 9.6% | 8.8% | 916.34 |
Expense ratio, exit load and tax
Expense ratio: 1.28%
Inclusive of GST
Exit load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Alok SinghJan 2013 - PresentView details
Alok Singh
Jan 2013 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
service@boiaxa-im.com
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Website
www.karvymfs.comPros and cons
Category: Hybrid Conservative Hybrid
Pros
5Y and 10Y annualised returns higher than category average
Higher alpha: 5.33
The fund has generated returns higher than benchmark - CRISIL Hybrid 85+15 Conservative Index - in the last 3Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Consistently lower annualised returns than category average for the past 1Y and 3Y
Higher expense ratio: 1.28%
Compare funds
Bank of India Conservative Hybrid Fund Direct Growth
VS
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Sarjapur Main Road, Bellandur
Bengaluru – 560103
Karnataka
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