1M
6M
1Y
3Y
5Y
All
| NAV: 11 Dec 2024 | ₹35.82 |
| Min. SIP amount | ₹1,000 |
| Rating | 5 |
| Fund size | ₹66.74Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 10.8% | 14.1% | 12.8% | 8.9% |
| Category average | 12.7% | 8.6% | 9.2% | NA |
| Rank with in category | 27 | 1 | 3 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Kotak Debt Hybrid Fund Direct Growth | 4 | 15.9% | 11.3% | 2,885.62 |
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 14.3% | 11.3% | 2,250.10 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 13.4% | 10.8% | 3,342.03 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 14.1% | 10.1% | 10,030.40 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 13.8% | 9.1% | 978.94 |
Holdings (41)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Indian Railway Finance Corporation Ltd. | Financial | NCD | 7.66% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 7.62% |
AU Small Finance Bank Ltd. | Financial | CD | 7.09% |
Kotak Securities Ltd. | Services | CP | 5.93% |
Reserve Bank of India | Financial | T-Bills | 4.49% |
GOI | Sovereign | GOI Sec | 4.17% |
GOI | Sovereign | GOI Sec | 4.12% |
GOI | Sovereign | GOI Sec | 4.06% |
Power Finance Corporation Ltd. | Financial | NCD | 3.05% |
Bajaj Finance Ltd. | Financial | NCD | 3.04% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.04% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 3.02% |
Aditya Birla Finance Ltd. | Financial | CP | 2.96% |
GOI | Sovereign | GOI Sec | 2.14% |
Reliance Industries Ltd. | Energy | Equity | 2.13% |
Coforge Ltd. | Technology | Equity | 1.63% |
State Bank of India | Financial | Equity | 1.52% |
NTPC Ltd. | Energy | Equity | 1.10% |
ICICI Bank Ltd. | Financial | Equity | 1.03% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.95% |
TD Power Systems Ltd. | Capital Goods | Equity | 0.92% |
SJS Enterprises Ltd. | Automobile | Equity | 0.87% |
ITC Ltd. | Consumer Staples | Equity | 0.87% |
NA | NA | Equity | 0.85% |
HDFC Bank Ltd. | Financial | Equity | 0.84% |
Siemens Ltd. | Capital Goods | Equity | 0.80% |
Tata Consultancy Services Ltd. | Technology | Equity | 0.78% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.77% |
REC Ltd. | Financial | Equity | 0.58% |
Larsen & Toubro Ltd. | Construction | Equity | 0.56% |
PNB Housing Finance Ltd. | Financial | Equity | 0.55% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.53% |
Nestle India Ltd. | Consumer Staples | Equity | 0.51% |
Hero Motocorp Ltd. | Automobile | Equity | 0.43% |
Ambuja Cements Ltd. | Construction | Equity | 0.32% |
Triveni Engineering & Industries Ltd. | Consumer Staples | Equity | 0.27% |
Indus Towers Ltd. | Communication | Equity | 0.26% |
PI Industries Ltd. | Chemicals | Equity | 0.25% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.21% |
Senco Gold Ltd. | Consumer Discretionary | Equity | 0.16% |
Jupiter Wagons Ltd. | Services | Equity | 0.13% |
See All
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
3Y, 5Y and 10Y annualised returns higher than category average
Higher alpha: 5.77
The fund has generated returns higher than benchmark - CRISIL Hybrid 85+15 Conservative Index - in the last 3Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
1Y annualised returns lower than category average by 1.94%
Higher expense ratio: 1.28%
Expense ratio, exit load and tax
Expense ratio: 1.28%
Inclusive of GST
Exit load
Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹10,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Fund management
Alok SinghJan 2013 - PresentView details
Alok Singh
Jan 2013 - Present
View details
Education
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience
Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Phone
NA
Launch Date
31 Mar 2008
E-mail
[email protected]
Bank of India Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
Bank of India Conservative Hybrid Fund Direct Growth
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