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Aditya Birla Sun Life Banking & PSU Debt Fund Retail Growth
Debt
Banking and PSU
Moderate Risk
+7.23%
3Y annualised
-0.05% 1D
NAV: 20 Feb '26
₹567.61
Min. for SIP
Not Supported
Fund size
₹8,979.27 Cr
Expense ratio
N.A
Holdings (183)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | Bonds | 4.09% |
| Power Finance Corporation Ltd. | Financial | Debenture | 3.35% |
| HDFC Bank Ltd. | Financial | CD | 2.61% |
| National Housing Bank | Financial | Bonds | 2.44% |
| GOI | Sovereign | GOI Sec | 2.39% |
| Punjab National Bank | Financial | CD | 2.34% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 2.17% |
| REC Ltd. | Financial | Debenture | 2.13% |
| HDFC Bank Ltd. | Financial | Debenture | 2.06% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.85% |
| State Bank of India | Financial | Debenture | 1.77% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.71% |
| Power Finance Corporation Ltd. | Financial | NCD | 1.69% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.69% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.68% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.65% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.62% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.61% |
| Indian Bank | Financial | CD | 1.56% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.41% |
| HDFC Bank Ltd. | Financial | Debenture | 1.40% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.39% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.38% |
| REC Ltd. | Financial | Debenture | 1.38% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.34% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.14% |
| Indian Renewable Energy Development Agency Ltd. | Financial | Debenture | 1.12% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.12% |
| Bihar State | Others | SDL | 1.11% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.10% |
| REC Ltd. | Financial | Debenture | 1.06% |
| Bank Of Baroda | Financial | CD | 1.04% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.04% |
| Canara Bank | Financial | CD | 1.04% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.01% |
| REC Ltd. | Financial | NCD | 1.00% |
| REC Ltd. | Financial | Bonds | 0.95% |
| GOI | Sovereign | GOI Sec | 0.92% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.84% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 0.82% |
| Canara Bank | Financial | CD | 0.78% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.78% |
| GOI | Sovereign | GOI Sec | 0.77% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.72% |
| REC Ltd. | Financial | Debenture | 0.66% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.57% |
| Tata Capital Financial Services Ltd. | Financial | Bonds | 0.56% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.56% |
| REC Ltd. | Financial | Debenture | 0.56% |
| REC Ltd. | Financial | NCD | 0.56% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.56% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.56% |
| Kotak Mahindra Investments Ltd. | Financial | Debenture | 0.55% |
| Bank Of Baroda | Financial | Bonds | 0.55% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.55% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.54% |
| Canara Bank | Financial | CD | 0.54% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.54% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.52% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.51% |
| GOI | Sovereign | GOI Sec | 0.47% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.45% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.44% |
| Madhya Pradesh State | Others | SDL | 0.44% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.40% |
| HDFC Bank Ltd. | Financial | Debenture | 0.39% |
| GOI | Sovereign | GOI Sec | 0.39% |
| ICICI Home Finance Company Ltd. | Financial | Bonds | 0.39% |
| GOI | Sovereign | GOI Sec | 0.34% |
| HDFC Bank Ltd. | Financial | Debenture | 0.34% |
| GOI | Sovereign | GOI Sec | 0.34% |
| Tata Capital Ltd. | Financial | Debenture | 0.33% |
| GOI | Sovereign | GOI Sec | 0.33% |
| Knowledge Realty Trust | Construction | Debenture | 0.32% |
| GOI | Sovereign | GOI Sec | 0.30% |
| GOI | Sovereign | GOI Sec | 0.30% |
| GOI | Sovereign | GOI Sec | 0.28% |
| REC Ltd. | Financial | NCD | 0.28% |
| REC Ltd. | Financial | NCD | 0.28% |
| REC Ltd. | Financial | Debenture | 0.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.28% |
| Assam State | Others | SDL | 0.28% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.28% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.28% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.28% |
| Axis Finance Ltd. | Financial | Debenture | 0.28% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.28% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.28% |
| REC Ltd. | Financial | Debenture | 0.28% |
| REC Ltd. | Financial | Debenture | 0.28% |
| Uttar Pradesh State | Others | SDL | 0.28% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.28% |
| HDB Financial Services Ltd. | Financial | Bonds | 0.28% |
| HDB Financial Services Ltd. | Financial | Debenture | 0.28% |
| GOI | Sovereign | GOI Sec | 0.28% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.27% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.27% |
| Union Bank of India | Financial | CD | 0.26% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.26% |
| GOI | Sovereign | GOI Sec | 0.24% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.23% |
| REC Ltd. | Financial | Debenture | 0.23% |
| Tata Capital Financial Services Ltd. | Financial | Bonds | 0.23% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.22% |
| REC Ltd. | Financial | Debenture | 0.22% |
| Tamilnadu State | Others | SDL | 0.22% |
| Karnataka State | Others | SDL | 0.22% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.21% |
| GOI | Sovereign | GOI Sec | 0.21% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.18% |
| GOI | Sovereign | GOI Sec | 0.17% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 0.17% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Bonds | 0.17% |
| Export-Import Bank Of India | Financial | Bonds | 0.17% |
| HDFC Bank Ltd. | Financial | CD | 0.17% |
| Uttar Pradesh State | Others | SDL | 0.16% |
| Maharashtra State | Others | SDL | 0.16% |
| Maharashtra State | Others | SDL | 0.16% |
| GOI | Sovereign | CGL | 0.15% |
| GOI | Sovereign | GOI Sec | 0.15% |
| GOI | Sovereign | GOI Sec | 0.15% |
| GOI | Sovereign | GOI Sec | 0.14% |
| GOI | Sovereign | GOI Sec | 0.13% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.12% |
| National Bank For Agriculture & Rural Development | Financial | NCD | 0.12% |
| GOI | Sovereign | GOI Sec | 0.12% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.09% |
| GOI | Sovereign | GOI Sec | 0.09% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.09% |
| Maharashtra State | Others | SDL | 0.09% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.08% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.06% |
| GOI | Sovereign | GOI Sec | 0.06% |
| GOI | Sovereign | GOI Sec | 0.06% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.06% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.06% |
| Tata Capital Ltd. | Financial | Debenture | 0.06% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.06% |
| Bajaj Housing Finance Ltd. | Financial | Debenture | 0.06% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.06% |
| HDFC Bank Ltd. | Financial | Debenture | 0.06% |
| Bihar State | Others | SDL | 0.05% |
| Karnataka State | Others | SDL | 0.05% |
| GOI | Sovereign | GOI Sec | 0.05% |
| Tamilnadu State | Others | SDL | 0.05% |
| GOI | Sovereign | GOI Sec | 0.05% |
| GOI | Sovereign | GOI Sec | 0.05% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.05% |
| GOI | Sovereign | GOI Sec | 0.04% |
| GOI | Sovereign | GOI Sec | 0.04% |
| GOI | Sovereign | GOI Sec | 0.04% |
| Madhya Pradesh State | Others | SDL | 0.04% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.03% |
| GOI | Sovereign | GOI Sec | 0.02% |
| Uttarakhand State | Others | SDL | 0.02% |
| Uttar Pradesh State | Others | SDL | 0.02% |
| Uttar Pradesh State | Others | SDL | 0.02% |
| Madhya Pradesh State | Others | SDL | 0.02% |
| Gujarat State | Construction | SDL | 0.01% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.01% |
| Maharashtra State | Others | SDL | 0.01% |
| Maharashtra State | Others | SDL | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| Uttar Pradesh State | Others | SDL | 0.01% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| Gujarat State | Construction | SDL | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Uttar Pradesh State | Others | SDL | 0.00% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +6.1% | +7.4% | +7.5% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | -- | -- | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Growth | +7.08% | +7.47% | 9,583.50 | |
Sundaram Banking & PSU Fund Growth | +7.11% | +7.41% | 370.97 | |
UTI Banking & PSU Fund Growth | +7.45% | +7.41% | 1,101.43 | |
Axis Banking & PSU Debt Fund Growth | +7.02% | +7.16% | 13,093.52 | |
Bandhan Banking and PSU Fund Growth | +6.72% | +7.10% | 12,553.48 | |
| Compare | ||||
Fund management
KGKaustubh GuptaSep 2009 - PresentView details
KG
Kaustubh Gupta
Sep 2009 - Present
View details
HSHarshil SuvarnkarMar 2021 - PresentView details
HS
Harshil Suvarnkar
Mar 2021 - Present
View details
About Aditya Birla Sun Life Banking & PSU Debt Fund Retail Growth
Aditya Birla Sun Life Banking & PSU Debt Fund Retail Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Kaustubh Gupta is the Current Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Retail Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,39,074 Cr and the Latest NAV as of 20 Feb 2026 is ₹567.61.
The Aditya Birla Sun Life Banking & PSU Debt Fund Retail Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000.
;
Investment Objective
The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#4 in India
Total AUM₹4,39,074.17 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,