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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Aditya Birla Sun Life Savings Growth
+7.23%
3Y annualised
-0.01% 1D
NAV: 15 May '26
₹577.68
Min. for SIP
₹1,000
Fund size (AUM)
₹19,985.39 Cr
Expense ratio
0.58%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,588 | +2.65% | |
| 3 years | ₹1,80,000 | ₹1,99,003 | +10.56% | |
| 5 years | ₹3,00,000 | ₹3,55,002 | +18.33% | |
| 10 years | ₹6,00,000 | ₹8,39,418 | +39.90% |
Holdings (146)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 4.90% |
| National Bank For Agriculture & Rural Development | Financial | CD | 3.72% |
| Indusind Bank Ltd. | Financial | CD | 3.59% |
| HDFC Bank Ltd. | Financial | CD | 3.54% |
| Punjab National Bank | Financial | CD | 3.29% |
| Shriram Finance Ltd | Financial | Debenture | 3.04% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 2.88% |
| HDFC Bank Ltd. | Financial | CD | 2.68% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.41% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.98% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.94% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.74% |
| Axis Bank Ltd. | Financial | CD | 1.68% |
| Vedanta Ltd. | Metals & Mining | Debenture | 1.64% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.61% |
| Avanse Financial Services Ltd. | Financial | Debenture | 1.50% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.48% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 1.43% |
| ICICI Home Finance Company Ltd. | Financial | Debenture | 1.35% |
| SK Finance Ltd. | Financial | Debenture | 1.25% |
| DBS Bank Ltd. | Financial | CD | 1.23% |
| Reserve Bank of India | Financial | T-Bills | 1.22% |
| DBS Bank Ltd. | Financial | CD | 1.22% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.20% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.18% |
| Export-Import Bank Of India | Financial | CD | 1.18% |
| Hinduja Leyland Finance Ltd. | Financial | NCD | 1.17% |
| Yes Bank Ltd. | Financial | CD | 1.17% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.12% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.02% |
| JSW Energy Ltd. | Capital Goods | Debenture | 1.00% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.98% |
| Tata Projects Ltd. | Construction | CP | 0.98% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 0.97% |
| Bank Of Baroda | Financial | CD | 0.96% |
| Indusind Bank Ltd. | Financial | CD | 0.96% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.94% |
| Reserve Bank of India | Financial | T-Bills | 0.93% |
| Godrej Properties Ltd. | Construction | Debenture | 0.93% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 0.81% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.80% |
| Piramal Finance Ltd. | Financial | Debenture | 0.76% |
| Haryana State | Others | SDL | 0.75% |
| 360 ONE Wealth Ltd. | Financial | NCD | 0.75% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.75% |
| Godrej Properties Ltd. | Construction | NCD | 0.75% |
| Reserve Bank of India | Financial | T-Bills | 0.75% |
| Shriram Pistons & Rings Ltd | Automobile | Debenture | 0.75% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Debenture | 0.74% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.74% |
| Shriram Pistons & Rings Ltd | Automobile | Debenture | 0.74% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.74% |
| Bharti Telecom Ltd. | Communication | CP | 0.73% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.73% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.68% |
| Adani Airport Holdings Ltd. | Services | Debenture | 0.65% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 0.63% |
| Hinduja Housing FInance Ltd. | Financial | Debenture | 0.63% |
| Can Fin Homes Ltd. | Financial | Debenture | 0.63% |
| Gujarat State | Construction | SDL | 0.63% |
| Knowledge Realty Trust | Construction | Debenture | 0.61% |
| HDFC Bank Ltd. | Financial | CD | 0.59% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 0.55% |
| GOI | Sovereign | GOI Sec | 0.51% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.50% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.50% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 0.50% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.50% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.50% |
| Tata Motors Ltd. | Automobile | Debenture | 0.50% |
| Arka Fincap Ltd. | Financial | Debenture | 0.50% |
| Axis Bank Ltd. | Financial | CD | 0.49% |
| ICICI Bank Ltd. | Financial | CD | 0.47% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.47% |
| Punjab National Bank | Financial | CD | 0.47% |
| Yes Bank Ltd. | Financial | CD | 0.47% |
| REC Ltd. | Financial | Debenture | 0.43% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 0.39% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.38% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.38% |
| Hero Housing Finance Ltd. | Financial | Debenture | 0.38% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.38% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.37% |
| Bank Of Baroda | Financial | CD | 0.36% |
| Muthoot Finance Ltd. | Financial | CP | 0.36% |
| Nuvama Wealth Finance Ltd. | Financial | Debenture | 0.33% |
| Madhya Pradesh State | Others | SDL | 0.30% |
| Rajasthan State | Others | SDL | 0.26% |
| RJ Corp Ltd. | Consumer Staples | Debenture | 0.26% |
| Tamilnadu State | Others | SDL | 0.26% |
| Tamilnadu State | Others | SDL | 0.25% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.25% |
| Rajasthan State | Others | SDL | 0.25% |
| REC Ltd. | Financial | NCD | 0.25% |
| JM Financial Credit Solutions Ltd. | Financial | Debenture | 0.25% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 0.25% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.25% |
| JM Financial Products Ltd. | Financial | Debenture | 0.25% |
| Reliance Life Sciences Pvt Ltd. | Healthcare | Debenture | 0.25% |
| Torrent Power Ltd. | Energy | NCD | 0.25% |
| REC Ltd. | Financial | Debenture | 0.25% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.25% |
| Axis Bank Ltd. | Financial | CD | 0.24% |
| Indusind Bank Ltd. | Financial | CD | 0.24% |
| The Federal Bank Ltd. | Financial | CD | 0.24% |
| Yes Bank Ltd. | Financial | CD | 0.24% |
| Haryana State | Others | SDL | 0.23% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.23% |
| REC Ltd. | Financial | Debenture | 0.20% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.20% |
| Torrent Power Ltd. | Energy | Debenture | 0.18% |
| Reserve Bank of India | Financial | T-Bills | 0.17% |
| GOI | Sovereign | GOI Sec | 0.15% |
| Gujarat State | Construction | SDL | 0.13% |
| Torrent Power Ltd. | Energy | Debenture | 0.13% |
| REC Ltd. | Financial | Debenture | 0.13% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.12% |
| REC Ltd. | Financial | Debenture | 0.12% |
| GOI | Sovereign | GOI Sec | 0.12% |
| Muthoot Finance Ltd. | Financial | CP | 0.12% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.12% |
| Indian Bank | Financial | CD | 0.12% |
| Muthoot Finance Ltd. | Financial | CP | 0.12% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.12% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| REC Ltd. | Financial | Debenture | 0.10% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.09% |
| Bihar State | Others | SDL | 0.08% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.08% |
| Axis Bank Ltd. | Financial | CD | 0.07% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Bihar State | Others | SDL | 0.05% |
| PNB Housing Finance Ltd. | Financial | Bonds | 0.05% |
| Maharashtra State | Others | SDL | 0.05% |
| Chhattisgarh State | Others | SDL | 0.03% |
| Haryana State | Others | SDL | 0.03% |
| Nagaland State | Others | SDL | 0.03% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Piramal Finance Ltd. | Financial | CP | 0.02% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +6.3% | +6.9% | +7.4% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 1 | 2 | 1 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Savings Growth | +6.26% | +7.23% | 19,985.39 | |
Mirae Asset Ultra Short Duration Fund Growth | +6.22% | +7.11% | 1,419.73 | |
Baroda BNP Paribas Ultra Short Duration Fund Growth | +6.16% | +7.02% | 650.58 | |
SBI Ultra Short Duration Fund Growth | +6.04% | +6.91% | 12,552.96 | |
PGIM India Ultra Short Duration Plan Growth | -- | -- | 510.34 | |
| Compare | ||||
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About Aditya Birla Sun Life Savings Growth
Aditya Birla Sun Life Savings Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Monika Gandhi is the Current Fund Manager of Aditya Birla Sun Life Savings Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,23,182 Cr and the Latest NAV as of 15 May 2026 is ₹577.68.
The Aditya Birla Sun Life Savings Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#4 in India
Total AUM₹4,23,182.21 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,