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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Aditya Birla Sun Life Savings Retail Growth
Debt
Ultra Short Duration
Moderate Risk
+7.40%
3Y annualised
+0.03% 1D
NAV: 20 Feb '26
₹552.02
Min. for SIP
Not Supported
Fund size
₹22,856.80 Cr
Expense ratio
N.A
Holdings (165)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| JSW Energy Ltd. | Capital Goods | CP | 2.82% |
| Shriram Finance Ltd | Financial | Debenture | 2.67% |
| Indusind Bank Ltd. | Financial | CD | 2.56% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 2.48% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.38% |
| Nirma Ltd. | Consumer Staples | Debenture | 2.12% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.07% |
| IDBI Bank Ltd. | Financial | CD | 1.92% |
| HDFC Bank Ltd. | Financial | CD | 1.78% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 1.77% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.74% |
| Gujarat State | Construction | SDL | 1.64% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.53% |
| Reliance Jio Infocomm Ltd. | Communication | CP | 1.52% |
| Indusind Bank Ltd. | Financial | CD | 1.49% |
| Axis Bank Ltd. | Financial | CD | 1.45% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.40% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.32% |
| Avanse Financial Services Ltd. | Financial | Debenture | 1.31% |
| Bank Of Baroda | Financial | CD | 1.30% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.30% |
| Bank Of Baroda | Financial | CD | 1.29% |
| ICICI Home Finance Company Ltd. | Financial | Debenture | 1.18% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 1.10% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.09% |
| SK Finance Ltd. | Financial | Debenture | 1.09% |
| Reserve Bank of India | Financial | T-Bills | 1.09% |
| JSW Energy Ltd. | Capital Goods | CP | 1.08% |
| Poonawalla Fincorp Ltd. | Financial | CP | 1.07% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.07% |
| The Federal Bank Ltd. | Financial | CD | 1.07% |
| Reserve Bank of India | Financial | T-Bills | 1.05% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.05% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.05% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.04% |
| Hinduja Leyland Finance Ltd. | Financial | NCD | 1.03% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.97% |
| Bihar State | Others | SDL | 0.90% |
| JSW Energy Ltd. | Capital Goods | Debenture | 0.88% |
| ICICI Securities Ltd. | Financial | CP | 0.87% |
| Reserve Bank of India | Financial | T-Bills | 0.86% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.86% |
| Bank Of Baroda | Financial | CD | 0.86% |
| Bank of India | Financial | CD | 0.86% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 0.85% |
| Tata Projects Ltd. | Construction | CP | 0.84% |
| Godrej Properties Ltd. | Construction | Debenture | 0.82% |
| Reserve Bank of India | Financial | T-Bills | 0.80% |
| Reserve Bank of India | Financial | T-Bills | 0.79% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.77% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.70% |
| Haryana State | Others | SDL | 0.66% |
| Piramal Finance Ltd. | Financial | Debenture | 0.66% |
| 360 ONE Wealth Ltd. | Financial | NCD | 0.66% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.66% |
| Godrej Properties Ltd. | Construction | NCD | 0.66% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.65% |
| DBS Bank India Ltd. | Financial | CD | 0.65% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.65% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.65% |
| Godrej Properties Ltd. | Construction | CP | 0.65% |
| REC Ltd. | Financial | Debenture | 0.65% |
| Reserve Bank of India | Financial | T-Bills | 0.65% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.64% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.64% |
| Bharti Telecom Ltd. | Communication | CP | 0.63% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.62% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.60% |
| Can Fin Homes Ltd. | Financial | Debenture | 0.55% |
| Hinduja Housing FInance Ltd. | Financial | Debenture | 0.55% |
| Gujarat State | Construction | SDL | 0.55% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 0.55% |
| Godrej Properties Ltd. | Construction | CP | 0.55% |
| Knowledge Realty Trust | Construction | Debenture | 0.53% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 0.48% |
| GOI | Sovereign | GOI Sec | 0.45% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.44% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.44% |
| Karnataka State | Others | SDL | 0.44% |
| Arka Fincap Ltd. | Financial | Debenture | 0.44% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.44% |
| Tata Motors Ltd. | Automobile | Debenture | 0.44% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.44% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 0.44% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.44% |
| Godrej Properties Ltd. | Construction | CP | 0.44% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.44% |
| Indusind Bank Ltd. | Financial | CD | 0.43% |
| Godrej Properties Ltd. | Construction | CP | 0.43% |
| Export-Import Bank Of India | Financial | CD | 0.43% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 0.43% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.43% |
| Axis Bank Ltd. | Financial | CD | 0.42% |
| REC Ltd. | Financial | Debenture | 0.38% |
| Tata Housing Devp. Co. Ltd | Construction | CP | 0.37% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.34% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 0.33% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.33% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.33% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.33% |
| Hero Housing Finance Ltd. | Financial | Debenture | 0.33% |
| REC Ltd. | Financial | Debenture | 0.33% |
| Bank Of Baroda | Financial | CD | 0.31% |
| Muthoot Finance Ltd. | Financial | CP | 0.31% |
| Nuvama Wealth Finance Ltd. | Financial | Debenture | 0.29% |
| Madhya Pradesh State | Others | SDL | 0.27% |
| Reserve Bank of India | Financial | T-Bills | 0.26% |
| Rajasthan State | Others | SDL | 0.23% |
| RJ Corp Ltd. | Consumer Staples | Debenture | 0.23% |
| Tamilnadu State | Others | SDL | 0.23% |
| Tamilnadu State | Others | SDL | 0.22% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.22% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 0.22% |
| REC Ltd. | Financial | NCD | 0.22% |
| Rajasthan State | Others | SDL | 0.22% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.22% |
| Reliance Life Sciences Pvt Ltd. | Healthcare | Debenture | 0.22% |
| Torrent Power Ltd. | Energy | NCD | 0.22% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.22% |
| REC Ltd. | Financial | Debenture | 0.22% |
| Haryana State | Others | SDL | 0.21% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.20% |
| REC Ltd. | Financial | Debenture | 0.18% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.18% |
| Cholamandalam Securities Ltd. | Financial | CP | 0.17% |
| Torrent Power Ltd. | Energy | Debenture | 0.15% |
| Reserve Bank of India | Financial | T-Bills | 0.15% |
| GOI | Sovereign | GOI Sec | 0.13% |
| Gujarat State | Construction | SDL | 0.11% |
| Torrent Power Ltd. | Energy | Debenture | 0.11% |
| REC Ltd. | Financial | Bonds | 0.11% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.11% |
| GOI | Sovereign | CGL | 0.11% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| HDFC Bank Ltd. | Financial | CD | 0.11% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.11% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.11% |
| Axis Bank Ltd. | Financial | CD | 0.11% |
| Axis Bank Ltd. | Financial | CD | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| Muthoot Finance Ltd. | Financial | CP | 0.10% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.10% |
| Muthoot Finance Ltd. | Financial | CP | 0.10% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.09% |
| REC Ltd. | Financial | Debenture | 0.09% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.08% |
| Bihar State | Others | SDL | 0.07% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.07% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Bihar State | Others | SDL | 0.04% |
| Maharashtra State | Others | SDL | 0.04% |
| PNB Housing Finance Ltd. | Financial | Bonds | 0.04% |
| Torrent Power Ltd. | Energy | NCD | 0.04% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Haryana State | Others | SDL | 0.02% |
| Nagaland State | Others | SDL | 0.02% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
| Chhattisgarh State | Others | SDL | 0.02% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.01% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.3% | +7.0% | +7.3% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | -- | -- | -- | -- |
Exit load, stamp duty and tax
Exit load
For redemptions or switches (to schemes other than eligible equity schemes) within 2 years, exit load of 2.50% will apply.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Savings Growth | +7.15% | +7.40% | 22,856.80 | |
Mirae Asset Ultra Short Duration Fund Growth | +6.87% | +7.24% | 1,851.72 | |
Baroda BNP Paribas Ultra Short Duration Fund Growth | +6.71% | +7.15% | 796.71 | |
SBI Ultra Short Duration Fund Growth | +6.75% | +7.07% | 14,031.67 | |
PGIM India Ultra Short Duration Plan Growth | -- | -- | 510.34 | |
| Compare | ||||
Fund management
SDCSunaina da CunhaJun 2014 - PresentView details
SDC
Sunaina da Cunha
Jun 2014 - Present
View details
KGKaustubh GuptaJul 2011 - PresentView details
KG
Kaustubh Gupta
Jul 2011 - Present
View details
MGMonika GandhiMar 2021 - PresentView details
MG
Monika Gandhi
Mar 2021 - Present
View details
About Aditya Birla Sun Life Savings Retail Growth
Aditya Birla Sun Life Savings Retail Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Savings Retail Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,39,074 Cr and the Latest NAV as of 20 Feb 2026 is ₹552.02.
The Aditya Birla Sun Life Savings Retail Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. For redemptions or switches (to schemes other than eligible equity schemes) within 2 years, exit load of 2.50% will apply.
;
Investment Objective
The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#4 in India
Total AUM₹4,39,074.17 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,