How to Invest in Bandhan Banking and PSU Fund Growth?

You can easily invest in Bandhan Banking and PSU Fund Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Bandhan Banking and PSU Fund Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Bandhan Banking and PSU Fund Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Bandhan Banking and PSU Fund Growth provide?

The Bandhan Banking and PSU Fund Growth has been there from 07 Mar 2013 and the average annual returns provided by this fund is 6.44% since its inception.

How much expense ratio is charged by Bandhan Banking and PSU Fund Growth?

The term Expense Ratio used for Bandhan Banking and PSU Fund Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Bandhan Banking and PSU Fund Growth is 0.66% as of 14 Mar 2026...

What is the AUM of Bandhan Banking and PSU Fund Growth?

The AUM, short for Assets Under Management of Bandhan Banking and PSU Fund Growth is ₹12,533.90Cr as of 14 Mar 2026.

How to Redeem Bandhan Banking and PSU Fund Growth?

If you want to sell your Bandhan Banking and PSU Fund Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Bandhan Banking and PSU Fund Growth?

You can select either SIP or Lumpsum investment of Bandhan Banking and PSU Fund Growth based on your investment objective and risk tolerance.

What is the NAV of Bandhan Banking and PSU Fund Growth?

The NAV of Bandhan Banking and PSU Fund Growth is ₹25.44 as of 13 Mar 2026.

What is the PE and PB ratio of Bandhan Banking and PSU Fund Growth?

The PE ratio ratio of Bandhan Banking and PSU Fund Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Bandhan Banking and PSU Fund Growth

Name: Bandhan Banking and PSU Fund Growth
Brand: IDFC Mutual Fund

Debt

Banking and PSU

Low to Moderate Risk

+7.02%

3Y annualised

-0.02% 1D

All

NAV: 13 Mar '26

₹25.44

Min. for SIP

Not Supported

Fund size

₹12,533.90 Cr

Expense ratio

0.66%

Holdings (92)

Name	Sector	Instruments	Assets
HDFC Bank Ltd.	Financial	Debenture	4.40%
National Housing Bank	Financial	Debenture	3.47%
Nuclear Power Corpn. Of India Ltd.	Energy	NCD	3.32%
Indian Railway Finance Corporation Ltd.	Financial	NCD	2.75%
Hindustan Petroleum Corporation Ltd.	Energy	Debenture	2.41%
Axis Bank Ltd.	Financial	CD	2.27%
Canara Bank	Financial	CD	2.25%
NTPC Ltd.	Energy	NCD	2.19%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	2.00%
Small Industries Devp. Bank of India Ltd.	Financial	NCD	1.99%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.99%
HDFC Bank Ltd.	Financial	Debenture	1.96%
Kotak Mahindra Bank Ltd.	Financial	CD	1.89%
Export-Import Bank Of India	Financial	CP	1.88%
Small Industries Devp. Bank of India Ltd.	Financial	CD	1.87%
Indian Oil Corporation Ltd.	Energy	Debenture	1.81%
REC Ltd.	Financial	Bonds	1.77%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	1.76%
NTPC Ltd.	Energy	NCD	1.69%
Karnataka State	Others	SDL	1.50%
HDFC Bank Ltd.	Financial	Debenture	1.49%
GOI	Sovereign	GOI Sec	1.45%
National Bank For Agriculture & Rural Development	Financial	Bonds	1.41%
Bank Of Baroda	Financial	CD	1.38%
Export-Import Bank Of India	Financial	Debenture	1.36%
National Bank For Agriculture & Rural Development	Financial	FRB	1.32%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.20%
Power Finance Corporation Ltd.	Financial	NCD	1.18%
Axis Bank Ltd.	Financial	CD	1.18%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	1.17%
Power Finance Corporation Ltd.	Financial	Debenture	1.17%
HDFC Bank Ltd.	Financial	NCD	1.06%
REC Ltd.	Financial	Debenture	1.01%
National Bank For Agriculture & Rural Development	Financial	Debenture	1.01%
Power Finance Corporation Ltd.	Financial	Bonds	1.01%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	1.00%
GOI	Sovereign	GOI Sec	0.99%
GOI	Sovereign	GOI Sec	0.94%
Power Grid Corporation Of India Ltd.	Energy	Debenture	0.87%
HDFC Bank Ltd.	Financial	FD	0.82%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.81%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.80%
Power Finance Corporation Ltd.	Financial	Bonds	0.80%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.80%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.79%
Power Finance Corporation Ltd.	Financial	Debenture	0.78%
Axis Bank Ltd.	Financial	CD	0.77%
Axis Bank Ltd.	Financial	CD	0.77%
GOI	Sovereign	GOI Sec	0.67%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	0.61%
National Highways Authority of India Ltd.	Services	Debenture	0.61%
Power Finance Corporation Ltd.	Financial	NCD	0.61%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	0.60%
REC Ltd.	Financial	Debenture	0.60%
ICICI Bank Ltd.	Financial	Bonds	0.60%
REC Ltd.	Financial	Debenture	0.60%
State Bank of India	Financial	CD	0.60%
REC Ltd.	Financial	Bonds	0.59%
Power Grid Corporation Of India Ltd.	Energy	Bonds	0.47%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	0.43%
HDFC Bank Ltd.	Financial	Debenture	0.42%
Axis Bank Ltd.	Financial	NCD	0.41%
NHPC Ltd.	Energy	Debenture	0.41%
National Highways Authority of India Ltd.	Services	Debenture	0.41%
REC Ltd.	Financial	Debenture	0.40%
HDFC Bank Ltd.	Financial	FD	0.40%
NTPC Ltd.	Energy	Bonds	0.40%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.40%
REC Ltd.	Financial	Debenture	0.40%
ICICI Bank Ltd.	Financial	Debenture	0.39%
HDFC Bank Ltd.	Financial	CD	0.39%
Kotak Mahindra Bank Ltd.	Financial	CD	0.38%
Canara Bank	Financial	CD	0.36%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.32%
National Highways Authority of India Ltd.	Services	NCD	0.25%
Power Grid Corporation Of India Ltd.	Energy	Debenture	0.24%
Export-Import Bank Of India	Financial	Bonds	0.21%
REC Ltd.	Financial	Debenture	0.20%
Indian Railway Finance Corporation Ltd.	Financial	Bonds/NCD	0.20%
Export-Import Bank Of India	Financial	Bonds	0.20%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	0.20%
Power Finance Corporation Ltd.	Financial	Debenture	0.20%
Bank Of Baroda	Financial	CD	0.20%
REC Ltd.	Financial	Bonds/NCD	0.20%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.12%
Odisha State	Financial	SDL	0.08%
Nuclear Power Corpn. Of India Ltd.	Energy	Debenture	0.08%
National Housing Bank	Financial	NCD	0.08%
NHPC Ltd.	Energy	Bonds	0.08%
REC Ltd.	Financial	NCD	0.04%
GOI	Sovereign	GOI Sec	0.04%
Tamilnadu State	Others	SDL	0.01%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.0%	+5.9%	+7.0%	+7.4%
Category average (Debt Banking and PSU)	+7.3%	+5.7%	+7.1%	--
Rank (Debt Banking and PSU)	15	11	10	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Banking & PSU Debt Growth	+6.84%	+7.37%	9,489.48
	UTI Banking & PSU Fund Growth	+7.18%	+7.33%	1,098.92
	Sundaram Banking & PSU Fund Growth	+6.72%	+7.30%	281.42
	Axis Banking & PSU Debt Fund Growth	+6.78%	+7.08%	12,838.53
	Bandhan Banking and PSU Fund Growth	+6.44%	+7.02%	12,533.90
Compare

Fund management

SC
Suyash Choudhary
Jul 2021 - Present
View details

Education

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Medium to Long Duration Fund Growth

Bandhan Gilt Fund Growth

Bandhan Dynamic Bond Fund Growth

Bandhan Gilt Fund IDCW Periodic

Bandhan Corporate Bond Fund Growth

Bandhan Medium Duration Fund Growth

Bandhan Short Duration Fund Growth

GK
Gautam Kaul
Dec 2021 - Present
View details

Education

Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience

Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Crisil IBX Gilt April 2032 Index Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt April 2032 Index Fund Growth

Bandhan Credit Risk Fund Growth

Bandhan Money Market Fund Growth

Bandhan Retirement Fund Growth

Bandhan Long Duration Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Growth

Bandhan Corporate Bond Fund Growth

Bandhan CRISIL IBX Gilt April 2028 Index Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Growth

Bandhan CRISIL IBX Gilt June 2027 Index Fund Growth

Bandhan Crisil IBX Gilt April 2026 Index Fund Growth

Bandhan Multi Asset Allocation Fund Growth

BS
Brijesh Shah
Jun 2024 - Present
View details

Education

Mr. Shah is a Post Graduate Diploma in Finance.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Low Duration Fund Growth

Bandhan Gilt Fund with 10 year Constant Duration Fund Growth

Bandhan Equity Savings Fund Growth

Bandhan Money Market Fund Growth

Bandhan Ultra Short Duration Fund Growth

Bandhan Retirement Fund Growth

Bandhan Aggressive Hybrid Fund Growth

Bandhan Corporate Bond Fund Growth

Bandhan Medium Duration Fund Growth

Bandhan Arbitrage Fund Growth

Bandhan Medium to Long Duration Fund Growth

Bandhan Conservative Hybrid Fund Growth

Bandhan CRISIL IBX Financial Services 3 6 Months Debt Index Fund Growth

Bandhan Multi Asset Allocation Fund Growth

Bandhan Short Duration Fund Growth

Bandhan Overnight Fund Growth

Bandhan CRISIL IBX 10:90 Gilt + SDL Index Dec 2029 Fund Growth

Bandhan Healthcare Fund Growth

Bandhan Long Duration Fund Growth

Bandhan US Treasury Bond 0 1 year Specific Debt Passive FoF Growth

Bandhan Gilt Fund IDCW Periodic

Bandhan Multi Factor Fund Growth

Bandhan Liquid Fund Growth

Bandhan Floater Fund Growth

Bandhan Credit Risk Fund Growth

Bandhan Gilt Fund Growth

Bandhan Dynamic Bond Fund Growth

Bandhan Balanced Advantage Fund Growth

Bandhan Innovation Fund Growth

About Bandhan Banking and PSU Fund Growth

Bandhan Banking and PSU Fund Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Suyash Choudhary is the Current Fund Manager of Bandhan Banking and PSU Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,97,899 Cr and the Latest NAV as of 13 Mar 2026 is ₹25.44. The Bandhan Banking and PSU Fund Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. ;