Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	11.19%
GOI	Sovereign	GOI Sec	5.35%
GOI	Sovereign	GOI Sec	4.86%
National Housing Bank	Financial	Debenture	4.36%
HDFC Bank Ltd.	Financial	Debenture	3.93%
Nuclear Power Corpn. Of India Ltd.	Energy	NCD	3.30%
National Bank For Agriculture & Rural Development	Financial	Bonds	3.20%
NTPC Ltd.	Energy	NCD	2.57%
Indian Oil Corporation Ltd.	Energy	Debenture	2.40%
National Bank For Agriculture & Rural Development	Financial	FRB	2.38%
Hindustan Petroleum Corporation Ltd.	Energy	Bonds/NCD	2.34%
National Bank For Agriculture & Rural Development	Financial	Debenture	2.30%
Odisha State	Financial	SDL	2.24%
Indian Railway Finance Corporation Ltd.	Financial	NCD	2.12%
Small Industries Devp. Bank of India Ltd.	Financial	NCD	1.99%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.98%
HDFC Bank Ltd.	Financial	Debenture	1.95%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	1.78%
REC Ltd.	Financial	Bonds	1.76%
Export-Import Bank Of India	Financial	Debenture	1.58%
National Bank For Agriculture & Rural Development	Financial	Bonds	1.40%
Bank Of Baroda	Financial	CD	1.35%
GOI	Sovereign	GOI Sec	1.24%
Power Finance Corporation Ltd.	Financial	Bonds	1.24%
Hindustan Petroleum Corporation Ltd.	Energy	Debenture	1.20%
ICICI Bank Ltd.	Financial	Debenture	1.17%
Axis Bank Ltd.	Financial	CD	1.16%
NTPC Ltd.	Energy	NCD	1.12%
REC Ltd.	Financial	Debenture	1.01%
Power Finance Corporation Ltd.	Financial	Bonds	1.00%
National Housing Bank	Financial	NCD	0.88%
Power Finance Corporation Ltd.	Financial	Bonds	0.80%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.80%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.79%
Power Finance Corporation Ltd.	Financial	Debenture	0.78%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	0.78%
Axis Bank Ltd.	Financial	CD	0.76%
Power Finance Corporation Ltd.	Financial	NCD	0.65%
Power Grid Corporation Of India Ltd.	Energy	Debenture	0.62%
HDFC Bank Ltd.	Financial	FD	0.61%
National Highways Authority of India Ltd.	Services	Debenture	0.60%
ICICI Bank Ltd.	Financial	Bonds	0.60%
REC Ltd.	Financial	Debenture	0.60%
Power Grid Corporation Of India Ltd.	Energy	Bonds	0.47%
NHPC Ltd.	Energy	Debenture	0.41%
HDFC Bank Ltd.	Financial	Debenture	0.41%
Axis Bank Ltd.	Financial	NCD	0.41%
National Highways Authority of India Ltd.	Services	Debenture	0.41%
NTPC Ltd.	Energy	Bonds	0.40%
REC Ltd.	Financial	Debenture	0.40%
HDFC Bank Ltd.	Financial	FD	0.40%
REC Ltd.	Financial	Debenture	0.39%
Kotak Mahindra Bank Ltd.	Financial	CD	0.38%
HDFC Bank Ltd.	Financial	CD	0.38%
Canara Bank	Financial	CD	0.35%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.32%
National Highways Authority of India Ltd.	Services	NCD	0.25%
Export-Import Bank Of India	Financial	Bonds	0.21%
Power Finance Corporation Ltd.	Financial	Debenture	0.20%
REC Ltd.	Financial	Bonds/NCD	0.20%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	0.20%
Bank Of Baroda	Financial	CD	0.20%
HDFC Bank Ltd.	Financial	NCD	0.19%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.12%
Nuclear Power Corpn. Of India Ltd.	Energy	Debenture	0.08%
NHPC Ltd.	Energy	Bonds	0.08%
GOI	Sovereign	GOI Sec	0.04%
REC Ltd.	Financial	NCD	0.04%
Tamilnadu State	Others	SDL	0.01%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.1%	+5.6%	+7.1%	+7.5%
Category average (Debt Banking and PSU)	+7.3%	+5.7%	+7.1%	--
Rank (Debt Banking and PSU)	15	12	9	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Banking & PSU Debt Growth	+7.41%	+7.51%	9,727.95
	Sundaram Banking & PSU Fund Growth	+7.41%	+7.40%	376.88
	UTI Banking & PSU Fund Growth	+7.64%	+7.31%	1,014.91
	Axis Banking & PSU Debt Fund Growth	+7.39%	+7.13%	13,573.62
	Bandhan Banking and PSU Fund Growth	+6.95%	+7.06%	12,650.77
Compare

Fund management

SC
Suyash Choudhary
Jul 2021 - Present
View details

Education

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Medium to Long Duration Fund Growth

Bandhan Gilt Fund Growth

Bandhan Dynamic Bond Fund Growth

Bandhan Gilt Fund IDCW Periodic

Bandhan Corporate Bond Fund Growth

Bandhan Medium Duration Fund Growth

Bandhan Short Duration Fund Growth

GK
Gautam Kaul
Dec 2021 - Present
View details

Education

Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience

Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Crisil IBX Gilt April 2032 Index Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt April 2032 Index Fund Growth

Bandhan Credit Risk Fund Growth

Bandhan Money Market Fund Growth

Bandhan Retirement Fund Growth

Bandhan Long Duration Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Growth

Bandhan Corporate Bond Fund Growth

Bandhan CRISIL IBX Gilt April 2028 Index Fund Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Growth

Bandhan CRISIL IBX Gilt June 2027 Index Fund Growth

Bandhan Crisil IBX Gilt April 2026 Index Fund Growth

Bandhan Multi Asset Allocation Fund Growth

BS
Brijesh Shah
Jun 2024 - Present
View details

Education

Mr. Shah is a Post Graduate Diploma in Finance.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Also manages these schemes

Bandhan Banking and PSU Fund Growth

Bandhan Low Duration Fund Growth

Bandhan Gilt Fund with 10 year Constant Duration Fund Growth

Bandhan Equity Savings Fund Growth

Bandhan Money Market Fund Growth

Bandhan Ultra Short Duration Fund Growth

Bandhan Retirement Fund Growth

Bandhan Aggressive Hybrid Fund Growth

Bandhan Corporate Bond Fund Growth

Bandhan Medium Duration Fund Growth

Bandhan Arbitrage Fund Growth

Bandhan Medium to Long Duration Fund Growth

Bandhan Conservative Hybrid Fund Growth

Bandhan CRISIL IBX Financial Services 3 6 Months Debt Index Fund Growth

Bandhan Multi Asset Allocation Fund Growth

Bandhan Short Duration Fund Growth

Bandhan Overnight Fund Growth

Bandhan CRISIL IBX 10:90 Gilt + SDL Index Dec 2029 Fund Growth

Bandhan Healthcare Fund Growth

Bandhan Long Duration Fund Growth

Bandhan US Treasury Bond 0 1 year Specific Debt Passive FoF Growth

Bandhan Gilt Fund IDCW Periodic

Bandhan Multi Factor Fund Growth

Bandhan Liquid Fund Growth

Bandhan Floater Fund Growth

Bandhan Credit Risk Fund Growth

Bandhan Gilt Fund Growth

Bandhan Dynamic Bond Fund Growth

Bandhan Balanced Advantage Fund Growth

Bandhan Innovation Fund Growth

About Bandhan Banking and PSU Fund Growth

Bandhan Banking and PSU Fund Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Suyash Choudhary is the Current Fund Manager of Bandhan Banking and PSU Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,98,849 Cr and the Latest NAV as of 09 Jan 2026 is ₹25.26. The Bandhan Banking and PSU Fund Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. ;