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UTI Banking & PSU Fund Growth
Debt
Banking and PSU
Low to Moderate Risk
+7.41%
3Y annualised
+0.01% 1D
NAV: 20 Feb '26
₹22.75
Min. for SIP
Not Supported
Fund size
₹1,101.43 Cr
Expense ratio
0.46%
Holdings (32)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.89% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 6.41% |
| Union Bank of India | Financial | CD | 6.38% |
| National Housing Bank | Financial | NCD | 5.49% |
| Axis Bank Ltd. | Financial | NCD | 5.01% |
| Export-Import Bank Of India | Financial | Debenture | 4.58% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 4.57% |
| National Bank For Agriculture & Rural Development | Financial | CD | 4.24% |
| Poonawalla Fincorp Ltd. | Financial | CP | 4.22% |
| Power Finance Corporation Ltd. | Financial | NCD | 3.67% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.65% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 3.18% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 2.74% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.29% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 2.29% |
| National Housing Bank | Financial | Debenture | 2.29% |
| Kotak Mahindra Prime Ltd. | Financial | NCD | 2.28% |
| Power Finance Corporation Ltd. | Financial | Bonds/Deb | 2.28% |
| REC Ltd. | Financial | Debenture | 2.28% |
| Export-Import Bank Of India | Financial | Debenture | 2.27% |
| Export-Import Bank Of India | Financial | Bonds | 2.27% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.25% |
| Indian Bank | Financial | CD | 2.13% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.12% |
| Tamilnadu State | Others | SDL | 1.85% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.81% |
| NHPC Ltd. | Energy | Debenture | 1.36% |
| ICICI Bank Ltd. | Financial | Bonds | 1.36% |
| Bharti Telecom Ltd. | Communication | CP | 1.36% |
| NHPC Ltd. | Energy | NCD | 0.91% |
| HDFC Bank Ltd. | Financial | CD | 0.85% |
| GOI | Sovereign | GOI Sec | 0.57% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +7.2% | +6.7% | +7.1% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 5 | 1 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Growth | +7.08% | +7.47% | 9,583.50 | |
Sundaram Banking & PSU Fund Growth | +7.11% | +7.41% | 370.97 | |
UTI Banking & PSU Fund Growth | +7.45% | +7.41% | 1,101.43 | |
Axis Banking & PSU Debt Fund Growth | +7.02% | +7.16% | 13,093.52 | |
Bandhan Banking and PSU Fund Growth | +6.72% | +7.10% | 12,553.48 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
About UTI Banking & PSU Fund Growth
UTI Banking & PSU Fund Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Banking & PSU Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,335 Cr and the Latest NAV as of 20 Feb 2026 is ₹22.75.
The UTI Banking & PSU Fund Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500.
;
Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,334.93 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,