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Bank of India Short Term Fund Direct Growth
+7.71%
3Y annualised
+0.03% 1D
NAV: 06 Oct '26
₹31.11
Min. for SIP
₹1,000
Fund size (AUM)
₹260.16 Cr
Expense ratio
0.54%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,447 | +2.41% | |
| 3 years | ₹1,80,000 | ₹1,98,586 | +10.33% | |
| 5 years | ₹3,00,000 | ₹3,67,207 | +22.40% | |
| 10 years | ₹6,00,000 | ₹8,59,238 | +43.21% |
Holdings (27)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 11.63% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 8.07% |
| LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LAC | Financial | Non Convertible Debenture | 7.65% |
| L&T FINANCE LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 7.46% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 5.66% |
| CANARA BANK CD 12MAR27 | Financial | Certificate of Deposit | 5.62% |
| Small Industries Development Bank of India (03/09/2027) **# | Financial | Certificate of Deposit | 5.41% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 4.58% |
| MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 3.87% |
| GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC | Diversified | Non Convertible Debenture | 3.86% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 3.83% |
| HDFC Bank Ltd (15-Jan-2027) | Financial | Certificate of Deposit | 3.78% |
| UCO BANK CD 15JUN27 | Financial | Certificate of Deposit | 3.73% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 3.10% |
| Net Receivables | Unspecified | Net Receivables | 2.81% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 1.95% |
| VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC | Materials | Debenture | 1.95% |
| BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC | Financial | Non Convertible Debenture | 1.93% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.92% |
| MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC | Financial | Debenture | 1.92% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC | Financial | Bonds | 1.90% |
| GODREJ HOUSING FINANCE LIMITED 364D CP 19MAR27 | Financial | Commercial Paper | 1.87% |
| STATE DEVELOPMENT LOAN 30804 PJB 29SP33 6.98 FV RS 100 | Unspecified | State Development Loan | 1.85% |
| Repo | Unspecified | Repo | 1.50% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 1.12% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.72% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.31% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +10.8% | +5.7% | +6.8% |
| Category average (Debt Short Duration) | +7.2% | +6.5% | +6.7% | +7.5% |
| Rank (Debt Short Duration) | 5 | 1 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Short Term Fund Direct Growth
Bank of India Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹18,387 Cr and the Latest NAV as of 06 Oct 2026 is ₹31.11.
The Bank of India Short Term Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to generate reasonable returns by investing in debt and money market instruments. The scheme would not be investing more than 70% into securities having average maturity of more than 370 days.
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#31 in India
Total AUM₹18,386.72 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,