Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bank of India Ultra Short Term Fund Direct Bonus
+6.91%
3Y annualised
+0.01% 1D
NAV: 06 Oct '26
₹3,526.40
Min. for SIP
Not Supported
Fund size (AUM)
₹184.28 Cr
Expense ratio
0.42%
Rating
1
Holdings (26)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Union Bank of India CD | Financial | Certificate of Deposit | 7.43% |
| POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC | Financial | Bonds | 7.08% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 7.05% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 6.12% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 5.44% |
| BANK OF BARODA CD 11DEC26 | Financial | Certificate of Deposit | 5.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 4.99% |
| AXIS BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 4.98% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 4.97% |
| LIC HOUSING FINANCE LTD 347D CP 23FEB27 | Financial | Commercial Paper | 4.97% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 363D CP 09MAR27 | Financial | Commercial Paper | 4.95% |
| Manappuram Finance Limited** | Financial | Commercial Paper | 4.95% |
| UCO BANK CD 15JUN27 | Financial | Certificate of Deposit | 4.94% |
| Repo | Unspecified | Repo | 4.52% |
| 360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC | Financial | Non Convertible Debenture | 4.15% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 3.96% |
| HDFC BANK LIMITED CD 06NOV26 | Financial | Certificate of Deposit | 2.54% |
| GOVERNMENT OF INDIA 36848 364 DAYS TBILL 25DC26 FV RS 100 | Financial | Treasury Bills | 2.52% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 2.49% |
| GOVERNMENT OF INDIA 37458 364 DAYS TBILL 28MY27 FV RS 100 | Financial | Treasury Bills | 2.46% |
| GOVERNMENT OF INDIA 36628 364 DAYS TBILL 15OT26 FV RS 100 | Financial | Treasury Bills | 1.27% |
| Small Industries Development Bank of India (03/09/2027) **# | Financial | Certificate of Deposit | 0.95% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.88% |
| Net Receivables | Unspecified | Net Receivables | 0.67% |
| GOVERNMENT OF INDIA 36582 364 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 0.41% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.26% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.3% | +6.5% | +7.3% |
| Category average (Debt Ultra Short Duration) | +7.2% | +6.5% | +6.5% | +7.2% |
| Rank (Debt Ultra Short Duration) | 23 | 23 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Ultra Short Term Fund Direct Bonus
Bank of India Ultra Short Term Fund Direct Bonus is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Ultra Short Term Fund Direct Bonus fund. The fund currently has an Asset Under Management(AUM) of ₹18,387 Cr and the Latest NAV as of 06 Oct 2026 is ₹3,526.40.
The Bank of India Ultra Short Term Fund Direct Bonus is rated Moderate risk. Minimum SIP Investment is set to ₹500.
;
Investment Objective
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 50% into instruments having maturity less than or equal to 1 year and rest having maturity more than 1 year with low /medium risk appetite.;
Fund benchmarkCRISIL Ultra Short Duration Debt A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹18,386.72 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,