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Bank of India Ultra Short Term Fund Direct Growth
+6.91%
3Y annualised
+0.02% 1D
NAV: 16 Sep '26
₹3,530.43
Min. for SIP
₹1,000
Fund size (AUM)
₹184.28 Cr
Expense ratio
0.45%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,835 | +3.06% | |
| 3 years | ₹1,80,000 | ₹1,98,582 | +10.32% | |
| 5 years | ₹3,00,000 | ₹3,53,714 | +17.90% | |
| 10 years | ₹6,00,000 | ₹8,21,812 | +36.97% |
Holdings (23)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| BAJAJ FINANCE LIMITED 91D CP 02SEP26 | Financial | Commercial Paper | 8.68% |
| POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC | Financial | Bonds | 7.52% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 7.45% |
| Repo | Unspecified | Repo | 7.41% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 6.52% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 6.40% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 5.75% |
| BANK OF BARODA CD 11DEC26 | Financial | Certificate of Deposit | 5.33% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 5.27% |
| AXIS BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 5.27% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 5.25% |
| LIC HOUSING FINANCE LTD 347D CP 23FEB27 | Financial | Commercial Paper | 5.25% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 363D CP 09MAR27 | Financial | Commercial Paper | 5.24% |
| UCO BANK CD 15JUN27 | Financial | Certificate of Deposit | 5.22% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 4.19% |
| GOVERNMENT OF INDIA 36848 364 DAYS TBILL 25DC26 FV RS 100 | Financial | Treasury Bills | 2.67% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 2.63% |
| GOVERNMENT OF INDIA 37458 364 DAYS TBILL 28MY27 FV RS 100 | Financial | Treasury Bills | 2.60% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 2.05% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.93% |
| GOVERNMENT OF INDIA 36582 364 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 0.43% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.27% |
| Net Payables | Unspecified | Net Payables | -2.33% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.2% | +6.5% | +7.3% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 23 | 23 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
MBMithraem BharuchaAug 2021 - PresentView details
MB
Mithraem Bharucha
Aug 2021 - Present
View details
About Bank of India Ultra Short Term Fund Direct Growth
Bank of India Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bank of India Mutual Fund. This scheme was made available to investors on 31 Mar 2008. Mithraem Bharucha is the Current Fund Manager of Bank of India Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹18,387 Cr and the Latest NAV as of 16 Sep 2026 is ₹3,530.43.
The Bank of India Ultra Short Term Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The fund aims to generate reasonable market related returns by investing in Money Market instruments. Also seeks to provide high liquidity to investors. The scheme would be investing more than 50% into instruments having maturity less than or equal to 1 year and rest having maturity more than 1 year with low /medium risk appetite.;
Fund benchmarkCRISIL Ultra Short Duration Debt A-I Index
Fund house
Rank (total assets)#31 in India
Total AUM₹18,386.72 Cr
Date of Incorporation31 Mar 2008
Launch Date31 Mar 2008
AddressB/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg,Lower Parel, Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,