Aditya Birla Sun Life ELSS Tax Saver Direct Growth

Equity
ELSS
Very High Risk
3Y Lock In
01234567890123456789.01234567890123456789%
3Y annualised
-0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Mar 2025₹60.96
Min. SIP amount₹500
Rating1
Fund size₹13,629.04Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹58,481 (-2.53%)

Holdings (64)

NameSectorInstrumentAssets
FinancialEquity8.07%
TechnologyEquity5.74%
FinancialEquity4.98%
EnergyEquity4.51%
FinancialEquity3.77%
CommunicationEquity3.62%
HealthcareEquity3.44%
ConstructionEquity3.17%
FinancialEquity2.44%
HealthcareEquity2.31%
AutomobileEquity2.25%
ServicesEquity2.13%
ServicesEquity2.11%
TechnologyEquity2.05%
ServicesEquity1.96%
AutomobileEquity1.82%
Consumer StaplesEquity1.77%
HealthcareEquity1.71%
AutomobileEquity1.65%
FinancialEquity1.61%
EnergyEquity1.59%
Metals & MiningEquity1.51%
Capital GoodsEquity1.49%
ServicesEquity1.46%
AutomobileEquity1.43%
FinancialEquity1.38%
EnergyEquity1.30%
HealthcareEquity1.29%
Consumer StaplesEquity1.24%
FinancialEquity1.19%
ChemicalsEquity1.19%
ConstructionEquity1.14%
ConstructionEquity1.08%
EnergyEquity1.08%
FinancialEquity1.08%
Consumer DiscretionaryEquity1.06%
TechnologyEquity1.03%
Capital GoodsEquity1.02%
Consumer StaplesEquity1.01%
Consumer DiscretionaryEquity1.00%
ServicesEquity0.97%
Metals & MiningEquity0.94%
ChemicalsEquity0.92%
Metals & MiningEquity0.87%
ServicesEquity0.76%
FinancialEquity0.75%
FinancialEquity0.69%
Consumer DiscretionaryEquity0.67%
FinancialEquity0.64%
Consumer StaplesEquity0.62%
ServicesEquity0.59%
ServicesEquity0.58%
ServicesEquity0.53%
ConstructionEquity0.47%
Consumer StaplesEquity0.44%
HealthcareEquity0.41%
ServicesEquity0.36%
FinancialEquity0.32%
HealthcareEquity0.32%
AutomobileEquity0.31%
HealthcareEquity0.30%
ChemicalsEquity0.25%
ConstructionEquity0.12%
FinancialEquity0.10%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.0%11.7%18.1%14.2%
Category average7.0%14.6%25.4%NA
Rank with in category233133NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.04%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Dhaval Joshi
Nov 2022 - Present
View details

Education
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.04%
1Y annualised returns higher than category average by 0.99%

Cons

3Y, 5Y and 10Y annualised returns lower than category average
Lock-in period: 3Y
Low rating: 1

Compare funds

Aditya Birla Sun Life ELSS Tax Saver Direct Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
1st
Next SIP instalment on 30 of Mar
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