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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 12 Dec 2025
₹80.85
Rating
3
Min. SIP amount
₹500
Fund size
₹312.61Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (16)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 28.13% |
LIC Housing Finance Ltd. | Financial | Debenture | 8.16% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 8.09% |
GOI | Sovereign | GOI Sec | 7.93% |
Andhra Pradesh State | Financial | SDL | 7.90% |
Siddhivinayak Securitisation Trust | Others | Sec. Debt | 6.49% |
Muthoot Finance Ltd. | Financial | NCD | 5.77% |
Cholamandalam Investment and Finance Company Ltd. | Financial | NCD | 4.89% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 4.87% |
India Universal Trust AL1 | Others | Sec. Debt | 4.46% |
GOI | Sovereign | GOI Sec | 2.56% |
Bajaj Finance Ltd. | Financial | Debenture | 2.25% |
Rajasthan State | Others | SDL | 1.66% |
Maharashtra State | Others | SDL | 1.66% |
Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 1.62% |
Aditya Birla Finance Ltd. | Financial | Debenture | 0.32% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Debt Medium to Long Duration
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 7.2% | 8.3% | 6.1% | 6.9% |
| Category average | 6.7% | 5.2% | 6.3% | NA |
| Rank with in category | 10 | 1 | 12 | NA |
Understand terms
Peer Comparison
| Debt, Medium to Long Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
LIC MF Medium to Long Duration Fund Direct Growth | 4 | 7.0% | 8.1% | 200.98 |
ICICI Prudential Bond Fund Direct Plan Growth | 4 | 6.8% | 7.9% | 2,920.84 |
SBI Magnum Income Direct Plan Growth | 4 | 6.4% | 7.7% | 2,168.62 |
HDFC Income Fund Direct Growth | 3 | 5.8% | 7.5% | 914.60 |
Nippon India Medium to Long Duration Fund Direct Growth | 3 | 5.3% | 7.4% | 417.75 |
Expense ratio, exit load and tax
Expense ratio: 1.24%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Amit SharmaNov 2025 - PresentView details
Amit Sharma
Nov 2025 - Present
View details
Education
Mr. Sharma is a B.Com, CA, FRM
Experience
He has been associated with the Dept. of Fund Management of UTI for the past 5 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Medium to Long Duration
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Cons
10Y annualised returns lower than category average by 0.22%
Higher expense ratio: 1.24%
Compare funds
UTI Medium to Long Duration Fund Direct Growth
VS
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