Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Medium to Long Term Fund Direct Growth
+6.28%
3Y annualised
+0.08% 1D
NAV: 16 Sep '26
₹83.21
Min. for SIP
₹500
Fund size (AUM)
₹305.02 Cr
Expense ratio
1.32%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,100 | +1.83% | |
| 3 years | ₹1,80,000 | ₹1,94,440 | +8.02% | |
| 5 years | ₹3,00,000 | ₹3,50,485 | +16.83% | |
| 10 years | ₹6,00,000 | ₹8,15,711 | +35.95% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 7.40 NCD 28SP28 FVRS10LAC | Technology | Debenture | 8.16% |
| BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC | Financial | Non Convertible Debenture | 8.09% |
| 7.08% ANDHRA PRADESH SDL 26-MAR-37 | Financial | State Development Loan | 7.86% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 6.41% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 6.01% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.95% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 4.94% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 4.93% |
| MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC | Financial | Non Convertible Debenture | 4.89% |
| TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC | Healthcare | Non Convertible Debenture | 4.88% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 4.73% |
| Net Current Assets | Unspecified | Net Current Assets | 4.25% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 4.19% |
| STATE DEVELOPMENT LOAN 37318 RAJ 30MR41 7.99 FV RS 100 | Unspecified | State Development Loan | 3.35% |
| STATE DEVELOPMENT LOAN 37247 TN 18MR38 7.57 FV RS 100 | Unspecified | State Development Loan | 3.26% |
| STATE DEVELOPMENT LOAN 37106 WB 18FB44 7.74 FV RS 100 | Unspecified | State Development Loan | 3.09% |
| POONAWALLA FINCORP LIMITED 7.6841 SR I1 NCD 20MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.28% |
| 7.74% Maharashtra SDL 2033 | Unspecified | State Development Loan | 1.67% |
| STATE DEVELOPMENT LOAN 32797 RAJ 29MR33 7.78 FV RS 100 | Unspecified | State Development Loan | 1.67% |
| MANKIND PHARMA LIMITED SR 3 7.97 NCD 16NV27 FVRS1LAC | Healthcare | Bonds/Debentures | 1.64% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 1.64% |
| STATE DEVELOPMENT LOAN 37142 WB 25FB41 7.72 FV RS 100 | Unspecified | State Development Loan | 1.64% |
| STATE DEVELOPMENT LOAN 36925 RAJ 07JN40 7.65 FV RS 100 | Unspecified | State Development Loan | 1.63% |
| BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC | Technology | Debenture | 1.62% |
| MUTHOOT FINANCE LIMITED OP I 7.88 NCD 22NV28 FVRS1LAC | Financial | Non Convertible Debenture | 0.65% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.32% |
| Others CBLO | Unspecified | CBLO | 0.21% |
| STATE DEVELOPMENT LOAN 37100 MP 18FB45 7.72 FV RS 100 | Unspecified | State Development Loan | 0.07% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 0.00% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.3% | +8.5% | +5.5% | +6.7% |
| Category average (Debt Medium to Long Duration) | +6.8% | +6.1% | +6.5% | +7.3% |
| Rank (Debt Medium to Long Duration) | 11 | 1 | 12 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
ASAmit SharmaNov 2025 - PresentView details
AS
Amit Sharma
Nov 2025 - Present
View details
About UTI Medium to Long Term Fund Direct Growth
UTI Medium to Long Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Amit Sharma is the Current Fund Manager of UTI Medium to Long Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,09,225 Cr and the Latest NAV as of 16 Sep 2026 is ₹83.21.
The UTI Medium to Long Term Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
Fund benchmarkCRISIL Medium to Long Duration Debt A-III Index
Fund house
Rank (total assets)#8 in India
Total AUM₹4,09,224.68 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,