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UTI Medium to Long Duration Fund Direct Growth
Debt
Medium to Long Duration
Moderately High Risk
+6.91%
3Y annualised
-0.10% 1D
NAV: 16 Jan '26
₹80.73
Min. SIP amount
₹500
Fund size
₹309.62 Cr
Expense ratio
1.24%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,830 | +1.38% | |
| 3 years | ₹1,80,000 | ₹1,97,437 | +9.69% | |
| 5 years | ₹3,00,000 | ₹3,61,073 | +20.36% | |
| 10 years | ₹6,00,000 | ₹8,24,520 | +37.42% |
Holdings (17)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 28.23% |
| LIC Housing Finance Ltd. | Financial | Debenture | 8.20% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 8.08% |
| GOI | Sovereign | GOI Sec | 8.05% |
| Andhra Pradesh State | Financial | SDL | 7.83% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 6.49% |
| Muthoot Finance Ltd. | Financial | NCD | 5.83% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 4.90% |
| Piramal Finance Ltd. | Financial | Debenture | 4.88% |
| India Universal Trust AL1 | Others | Sec. Debt | 4.47% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 2.26% |
| Maharashtra State | Others | SDL | 1.65% |
| Rajasthan State | Others | SDL | 1.65% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 1.63% |
| GOI | Sovereign | GOI Sec | 1.62% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.61% |
| Clearing Corporation of India | Others | CP | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +8.3% | +6.1% | +6.8% |
| Category average (Debt Medium to Long Duration) | +6.8% | +5.2% | +6.4% | -- |
| Rank (Debt Medium to Long Duration) | 10 | 1 | 12 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
LIC MF Medium to Long Duration Fund Direct Growth | +6.69% | +7.93% | 199.40 | |
ICICI Prudential Bond Fund Direct Plan Growth | +6.45% | +7.83% | 2,922.30 | |
Kotak Bond Fund Direct Growth | +5.76% | +7.63% | 2,064.46 | |
HDFC Income Fund Direct Growth | +5.46% | +7.30% | 881.45 | |
Canara Robeco Income Direct Growth | +5.02% | +6.77% | 119.96 | |
| Compare | ||||
Fund management
SMPSunil Madhukar PatilApr 2023 - PresentView details
SMP
Sunil Madhukar Patil
Apr 2023 - Present
View details
ASAmit SharmaNov 2025 - PresentView details
AS
Amit Sharma
Nov 2025 - Present
View details
About UTI Medium to Long Duration Fund Direct Growth
UTI Medium to Long Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Sunil Madhukar Patil is the Current Fund Manager of UTI Medium to Long Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 16 Jan 2026 is ₹80.73.
The UTI Medium to Long Duration Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
Fund benchmarkCRISIL Medium to Long Duration Debt A-III Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,