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UTI Liquid Direct Growth
Debt
Liquid
Moderate Risk
+7.03%
3Y annualised
+0.02% 1D
NAV: 09 Feb '26
₹4,479.24
Min. SIP amount
Not Supported
Fund size
₹24,939.44 Cr
Expense ratio
0.14%
Return calculator
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,669 | +2.78% | |
| 3 years | ₹1,80,000 | ₹1,98,514 | +10.29% | |
| 5 years | ₹3,00,000 | ₹3,52,653 | +17.55% |
Holdings (103)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 4.78% |
| Union Bank of India | Financial | CD | 2.99% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 2.98% |
| Indian Overseas Bank | Financial | CD | 2.78% |
| Reserve Bank of India | Financial | T-Bills | 2.77% |
| Punjab & Sind Bank | Financial | CD | 2.18% |
| Tata Capital Housing Finance Ltd. | Financial | Money Mkt | 2.00% |
| Bank of India | Financial | CD | 1.99% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.99% |
| Indian Bank | Financial | CD | 1.99% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.85% |
| Canara Bank | Financial | CD | 1.60% |
| HDFC Bank Ltd. | Financial | CD | 1.59% |
| Canara Bank | Financial | CD | 1.49% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.40% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.40% |
| Indian Bank | Financial | CD | 1.40% |
| Canara Bank | Financial | CD | 1.39% |
| The Federal Bank Ltd. | Financial | CD | 1.39% |
| HDFC Bank Ltd. | Financial | CD | 1.20% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.20% |
| Poonawalla Fincorp Ltd. | Financial | CP | 1.19% |
| Bajaj Financial Securities Ltd. | Financial | CP | 1.19% |
| ICICI Securities Ltd. | Financial | CP | 1.19% |
| Indian Overseas Bank | Financial | CD | 1.19% |
| Reserve Bank of India | Financial | T-Bills | 1.18% |
| Reserve Bank of India | Financial | T-Bills | 1.00% |
| HDFC Bank Ltd. | Financial | CD | 1.00% |
| Indusind Bank Ltd. | Financial | CD | 1.00% |
| Canara Bank | Financial | CD | 1.00% |
| Reliance Retail Ventures Ltd. | Services | CP | 1.00% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.99% |
| Bajaj Finance Ltd. | Financial | CP | 0.99% |
| Punjab & Sind Bank | Financial | CD | 0.99% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.99% |
| Union Bank of India | Financial | CD | 0.99% |
| Axis Bank Ltd. | Financial | CD | 0.99% |
| Reserve Bank of India | Financial | T-Bills | 0.88% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.80% |
| Karur Vysya Bank Ltd. | Financial | CD | 0.80% |
| Reliance Retail Ventures Ltd. | Services | CP | 0.80% |
| Tata Communications Ltd. | Communication | CP | 0.80% |
| Reserve Bank of India | Financial | T-Bills | 0.80% |
| HDFC Securities Ltd. | Financial | CP | 0.80% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.80% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.80% |
| Redington Ltd. | Services | CP | 0.80% |
| Aseem Infrastructure Finance Ltd. | Financial | CP | 0.80% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 0.80% |
| Karur Vysya Bank Ltd. | Financial | CD | 0.80% |
| Nuvoco Vistas Corporation Ltd. | Construction | CP | 0.80% |
| APL Apollo Tubes Ltd. | Metals & Mining | CP | 0.80% |
| HDFC Bank Ltd. | Financial | CD | 0.79% |
| Tata Projects Ltd. | Construction | CP | 0.79% |
| Alembic Pharmaceuticals Ltd. | Healthcare | CP | 0.60% |
| Tata Teleservices Ltd. | Communication | CP | 0.60% |
| DCB Bank Ltd. | Financial | CD | 0.60% |
| Reserve Bank of India | Financial | T-Bills | 0.60% |
| Deutsche Investments (I) Pvt. Ltd. | Financial | CP | 0.60% |
| Canara Bank | Financial | CD | 0.60% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.60% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.60% |
| Godrej Finance Ltd. | Financial | CP | 0.60% |
| Reserve Bank of India | Financial | T-Bills | 0.54% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.50% |
| L&T Finance Ltd. | Financial | CP | 0.50% |
| HDFC Bank Ltd. | Financial | CD | 0.44% |
| Blue Star Ltd. | Consumer Discretionary | CP | 0.40% |
| Infina Finance Pvt. Ltd. | Financial | CP | 0.40% |
| Network 18 Media & Investments Ltd. | Services | Money Mkt | 0.40% |
| Blue Star Ltd. | Consumer Discretionary | CP | 0.40% |
| Aditya Birla Money Ltd. | Financial | CP | 0.40% |
| HSBC InvestDirect Financial Services India Ltd. | Financial | CP | 0.40% |
| Fedbank Financial Services Ltd. | Financial | CP | 0.40% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.40% |
| Nuvama Wealth and Investment Limited | Financial | CP | 0.40% |
| Bajaj Finance Ltd. | Financial | CP | 0.40% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.40% |
| Angel One Ltd. | Financial | CP | 0.40% |
| Bank of India | Financial | CD | 0.40% |
| Fedbank Financial Services Ltd. | Financial | CP | 0.40% |
| Axis Bank Ltd. | Financial | CD | 0.40% |
| Bajaj Finance Ltd. | Financial | CP | 0.40% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.40% |
| DSP Finance Pvt Ltd. | Financial | CP | 0.40% |
| Infina Finance Pvt. Ltd. | Financial | CP | 0.40% |
| HDFC Bank Ltd. | Financial | CD | 0.40% |
| Godrej Industries Ltd. | Consumer Staples | CP | 0.30% |
| Nuvama Wealth and Investment Limited | Financial | Money Mkt | 0.30% |
| 360 One Wam Ltd. | Financial | CP | 0.30% |
| Mirae Asset Financial Services (India) Pvt Ltd. | Financial | CP | 0.30% |
| Union Bank of India | Financial | CD | 0.20% |
| ICICI Securities Ltd. | Financial | CP | 0.20% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 0.20% |
| Aditya Birla Money Ltd. | Financial | CP | 0.20% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.20% |
| Nuvama Wealth Management Ltd. | Financial | CP | 0.20% |
| HDFC Bank Ltd. | Financial | CD | 0.20% |
| DSP Finance Pvt Ltd. | Financial | CP | 0.20% |
| HDFC Securities Ltd. | Financial | CP | 0.10% |
| Nuvama Wealth Finance Ltd. | Financial | CP | 0.10% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.04% |
| Reserve Bank of India | Financial | T-Bills | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +6.0% | +6.2% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 13 | 13 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Liquid Direct Growth | +6.48% | +7.06% | 10,124.95 | |
PGIM India Liquid Fund Direct Plan Growth | +6.47% | +7.05% | 504.53 | |
Franklin India Liquid Fund Super Institutional Plan Direct Growth | +6.52% | +7.03% | 3,927.24 | |
Mirae Asset Liquid Fund Direct Growth | +6.43% | +7.03% | 12,122.11 | |
Quant Liquid Direct Fund Growth | +6.36% | +6.92% | 1,198.59 | |
| Compare | ||||
Fund management
ASAmit SharmaJul 2017 - PresentView details
AS
Amit Sharma
Jul 2017 - Present
View details
About UTI Liquid Direct Growth
UTI Liquid Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Amit Sharma is the Current Fund Manager of UTI Liquid Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 09 Feb 2026 is ₹4,479.24.
The UTI Liquid Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹2,500. Minimum Lumpsum Investment is ₹500. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
;
Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Fund benchmarkNIFTY Liquid Index A-I
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,