1M
6M
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| NAV: 14 Jan 2025 | ₹4,185.44 |
| Min. SIP amount | Not Supported |
| Rating | 3 |
| Fund size | ₹21,108.56Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.4% | 6.5% | 5.4% | 6.9% |
| Category average | 7.2% | 6.3% | 5.2% | NA |
| Rank with in category | 23 | 13 | 15 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.5% | 6.6% | 43,796.91 |
Mahindra Manulife Liquid Fund Direct Growth | 5 | 7.4% | 6.6% | 1,016.37 |
Union Liquid Fund Direct Growth | 5 | 7.4% | 6.5% | 3,516.37 |
Edelweiss Liquid Direct Growth | 5 | 7.5% | 6.5% | 5,046.32 |
Nippon India Liquid Fund Direct Growth | 4 | 7.4% | 6.5% | 26,468.93 |
Holdings (95)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 6.70% |
Reserve Bank of India | Financial | T-Bills | 5.60% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 4.15% |
National Bank For Agriculture & Rural Development | Financial | CP | 3.12% |
Bank of India | Financial | Money Mkt | 2.49% |
Union Bank of India | Financial | CD | 2.29% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.19% |
Reserve Bank of India | Financial | T-Bills | 2.09% |
National Bank For Agriculture & Rural Development | Financial | CP | 2.08% |
Reliance Retail Ventures Ltd. | Services | CP | 2.08% |
UCO Bank | Financial | Money Mkt | 2.08% |
Export-Import Bank Of India | Financial | CD | 2.08% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 2.08% |
HDFC Bank Ltd. | Financial | CD | 2.08% |
HDFC Bank Ltd. | Financial | CD | 2.08% |
National Bank For Agriculture & Rural Development | Financial | CP | 2.07% |
The Federal Bank Ltd. | Financial | CD | 2.07% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.93% |
Bank of India | Financial | CD | 1.66% |
Aditya Birla Finance Ltd. | Financial | CP | 1.66% |
DBS Bank Ltd. | Financial | CD | 1.55% |
Reserve Bank of India | Financial | T-Bills | 1.48% |
National Housing Bank | Financial | Bonds/NCD | 1.26% |
Punjab & Sind Bank | Financial | CD | 1.26% |
Indian Bank | Financial | CD | 1.25% |
Karur Vysya Bank Ltd. | Financial | Money Mkt | 1.25% |
Axis Bank Ltd. | Financial | CD | 1.24% |
Tata Capital Housing Finance Ltd. | Financial | CP | 1.05% |
Reliance Retail Ventures Ltd. | Services | CP | 1.04% |
Ultratech Cement Ltd. | Construction | CP | 1.04% |
Union Bank of India | Financial | CD | 1.04% |
Bank of India | Financial | CD | 1.04% |
Reserve Bank of India | Financial | T-Bills | 1.04% |
UCO Bank | Financial | Money Mkt | 1.04% |
Bajaj Financial Securities Ltd. | Financial | CP | 1.04% |
Axis Securities Ltd. | Others | CP | 1.04% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.04% |
Larsen & Toubro Ltd. | Construction | CP | 1.04% |
Tata Capital Housing Finance Ltd. | Financial | CP | 1.04% |
HDFC Securities Ltd. | Financial | CP | 1.04% |
Bajaj Financial Securities Ltd. | Financial | CP | 1.04% |
HDFC Securities Ltd. | Financial | CP | 1.04% |
Shriram Finance Ltd | Financial | CP | 1.04% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.04% |
Bank of Maharashtra | Financial | Money Mkt | 1.04% |
Axis Bank Ltd. | Financial | CD | 0.95% |
Gujarat State | Construction | SDL | 0.90% |
HDFC Bank Ltd. | Financial | CD | 0.84% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.84% |
Bajaj Financial Securities Ltd. | Financial | CP | 0.84% |
Poonawalla Fincorp Ltd. | Financial | CP | 0.83% |
Bajaj Finance Ltd. | Financial | CP | 0.83% |
Poonawalla Fincorp Ltd. | Financial | CP | 0.83% |
Reserve Bank of India | Financial | T-Bills | 0.83% |
ICICI Bank Ltd. | Financial | CD | 0.83% |
Motilal Oswal Financial Services Ltd. | Financial | CP | 0.83% |
Godrej Finance Ltd. | Financial | CP | 0.83% |
Aditya Birla Finance Ltd. | Financial | CP | 0.83% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.83% |
ICICI Securities Ltd. | Financial | CP | 0.83% |
Tata Projects Ltd. | Construction | CP | 0.63% |
Axis Bank Ltd. | Financial | CD | 0.63% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.63% |
ICICI Securities Ltd. | Financial | CP | 0.63% |
ICICI Securities Ltd. | Financial | CP | 0.63% |
HDFC Bank Ltd. | Financial | CD | 0.62% |
Equitas Small Finance Bank Ltd. | Financial | CD | 0.62% |
National Bank For Agriculture & Rural Development | Financial | Money Mkt | 0.62% |
Mankind Pharma Ltd. | Healthcare | CP | 0.48% |
Infina Finance Pvt. Ltd. | Financial | CP | 0.42% |
Reliance Industries Ltd. | Energy | CP | 0.42% |
Canara Bank | Financial | CD | 0.42% |
Bank of India | Financial | CD | 0.42% |
HDFC Bank Ltd. | Financial | CD | 0.42% |
National Bank For Agriculture & Rural Development | Financial | CD | 0.42% |
Ujjivan Small Finance Bank Ltd. | Financial | Money Mkt | 0.42% |
Bajaj Finance Ltd. | Financial | CP | 0.42% |
Redington Ltd. | Services | CP | 0.42% |
Bajaj Financial Securities Ltd. | Financial | CP | 0.42% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.41% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.41% |
ICICI Securities Ltd. | Financial | CP | 0.41% |
Godrej Industries Ltd. | Consumer Staples | CP | 0.32% |
Godrej Industries Ltd. | Consumer Staples | CP | 0.32% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.31% |
Union Bank of India | Financial | CD | 0.31% |
Canara Bank | Financial | CD | 0.31% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.21% |
Bank of India | Financial | CD | 0.21% |
Indusind Bank Ltd. | Financial | CD | 0.21% |
TMF Holdings Ltd. | Financial | CP | 0.21% |
NTPC Ltd. | Energy | Money Mkt | 0.21% |
DMI Finance Ltd. | Financial | CP | 0.15% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.10% |
Clearing Corporation of India | Others | CP | 0.02% |
See All
Pros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 2.01
The fund has generated returns higher than benchmark - NIFTY Liquid Index A-I - in the last 3Y
Cons
Higher expense ratio: 0.16%
Expense ratio, exit load and tax
Expense ratio: 0.16%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | Not Supported |
Fund management
Amit SharmaJul 2017 - PresentView details
Amit Sharma
Jul 2017 - Present
View details
Education
Mr. Sharma is a B.Com, CA, FRM
Experience
He has been associated with the Dept. of Fund Management of UTI for the past 5 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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