1M
6M
1Y
3Y
5Y
All
| NAV: 01 Apr 2025 | ₹4,251.98 |
| Min. SIP amount | Not Supported |
| Rating | 3 |
| Fund size | ₹24,805.07Cr |
Return calculator
One-Time
₹20,000 one-time
Over the past
1 year
3 years
5 years
Total investment of ₹20,000
Would have become ₹21,482 (+7.41%)
Holdings (114)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 4.85% |
Reserve Bank of India | Financial | T-Bills | 3.97% |
Larsen & Toubro Ltd. | Construction | CP | 3.02% |
Reliance Retail Ventures Ltd. | Services | CP | 3.01% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 2.92% |
Reserve Bank of India | Financial | T-Bills | 2.60% |
Bank of India | Financial | Money Mkt | 2.41% |
Union Bank of India | Financial | CD | 2.22% |
HDFC Bank Ltd. | Financial | CD | 2.01% |
National Bank For Agriculture & Rural Development | Financial | CP | 2.01% |
The Federal Bank Ltd. | Financial | CD | 2.01% |
National Bank For Agriculture & Rural Development | Financial | CP | 2.00% |
Indian Bank | Financial | CD | 1.98% |
HDFC Bank Ltd. | Financial | CD | 1.98% |
HDFC Bank Ltd. | Financial | CD | 1.81% |
Bank of India | Financial | CD | 1.61% |
Indian Overseas Bank | Financial | CD | 1.59% |
Reserve Bank of India | Financial | T-Bills | 1.50% |
Reserve Bank of India | Financial | T-Bills | 1.43% |
Export-Import Bank Of India | Financial | CP | 1.39% |
Reserve Bank of India | Financial | T-Bills | 1.31% |
Union Bank of India | Financial | CD | 1.30% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.25% |
Godrej Consumer Products Ltd. | Consumer Staples | CP | 1.21% |
Axis Bank Ltd. | Financial | CD | 1.21% |
ICICI Securities Ltd. | Financial | CP | 1.21% |
ICICI Bank Ltd. | Financial | CD | 1.20% |
Union Bank of India | Financial | CD | 1.19% |
Export-Import Bank Of India | Financial | CP | 1.19% |
Motilal Oswal Finevest Ltd. | Financial | CP | 1.19% |
Bajaj Financial Securities Ltd. | Financial | CP | 1.01% |
UCO Bank | Financial | Money Mkt | 1.01% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.01% |
Reserve Bank of India | Financial | T-Bills | 1.01% |
Tata Capital Housing Finance Ltd. | Financial | CP | 1.01% |
Indian Bank | Financial | CD | 1.00% |
Canara Bank | Financial | CD | 1.00% |
Reserve Bank of India | Financial | T-Bills | 0.99% |
Punjab & Sind Bank | Financial | CD | 0.99% |
Union Bank of India | Financial | CD | 0.99% |
Indian Bank | Financial | CD | 0.99% |
Union Bank of India | Financial | CD | 0.99% |
Indian Bank | Financial | CD | 0.99% |
HDFC Bank Ltd. | Financial | CD | 0.99% |
Canara Bank | Financial | CD | 0.99% |
ICICI Securities Ltd. | Financial | CP | 0.99% |
Bajaj Finance Ltd. | Financial | CP | 0.99% |
National Bank For Agriculture & Rural Development | Financial | CP | 0.90% |
Gujarat State | Construction | SDL | 0.86% |
Motilal Oswal Financial Services Ltd. | Financial | CP | 0.81% |
Axis Securities Ltd. | Others | CP | 0.81% |
Godrej Finance Ltd. | Financial | CP | 0.81% |
Kotak Mahindra Securities Ltd. | Financial | CP | 0.80% |
Motilal Oswal Financial Services Ltd. | Financial | CP | 0.79% |
Karur Vysya Bank Ltd. | Financial | CD | 0.79% |
Poonawalla Fincorp Ltd. | Financial | CP | 0.79% |
Poonawalla Fincorp Ltd. | Financial | CP | 0.79% |
Piramal Capital & Housing Finance Ltd. | Financial | CP | 0.79% |
Punjab & Sind Bank | Financial | CD | 0.70% |
Bank of India | Financial | CD | 0.60% |
UCO Bank | Financial | Money Mkt | 0.60% |
Equitas Small Finance Bank Ltd. | Financial | CD | 0.60% |
Bajaj Financial Securities Ltd. | Financial | CP | 0.60% |
HDFC Securities Ltd. | Financial | CP | 0.60% |
National Bank For Agriculture & Rural Development | Financial | Money Mkt | 0.60% |
Godrej Consumer Products Ltd. | Consumer Staples | CP | 0.60% |
Aditya Birla Real Estate Ltd. | Consumer Staples | CP | 0.60% |
Reserve Bank of India | Financial | T-Bills | 0.60% |
HDFC Bank Ltd. | Financial | CD | 0.60% |
360 ONE Wealth Ltd. | Financial | CP | 0.60% |
Axis Bank Ltd. | Financial | CD | 0.60% |
Canara Bank | Financial | CD | 0.50% |
HDFC Securities Ltd. | Financial | CP | 0.50% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.50% |
Housing & Urban Development Corporation Ltd. | Financial | Debenture | 0.40% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.40% |
Godrej Agrovet Ltd. | Consumer Staples | CP | 0.40% |
Ujjivan Small Finance Bank Ltd. | Financial | Money Mkt | 0.40% |
Bajaj Financial Securities Ltd. | Financial | CP | 0.40% |
HDFC Bank Ltd. | Financial | CD | 0.40% |
National Bank For Agriculture & Rural Development | Financial | CD | 0.40% |
Reliance Retail Ventures Ltd. | Services | CP | 0.40% |
Redington Ltd. | Services | CP | 0.40% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.40% |
Indian Bank | Financial | CD | 0.40% |
ICICI Securities Ltd. | Financial | CP | 0.40% |
Dalmia Cement (Bharat) Ltd | Construction | CP | 0.40% |
LIC Housing Finance Ltd. | Financial | CP | 0.40% |
JSW Energy Ltd. | Capital Goods | CP | 0.40% |
Bajaj Finance Ltd. | Financial | CP | 0.40% |
Bajaj Finance Ltd. | Financial | CP | 0.40% |
ICICI Securities Ltd. | Financial | CP | 0.40% |
Barclays Investments & Loans Ltd. | Financial | CP | 0.40% |
Axis Finance Ltd. | Financial | CP | 0.40% |
Aditya Birla Money Ltd. | Financial | CP | 0.40% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.40% |
Motilal Oswal Financial Services Ltd. | Financial | CP | 0.40% |
Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.40% |
Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.40% |
ICICI Securities Ltd. | Financial | CP | 0.36% |
Tata Motors Finance Solutions Pvt Ltd. | Financial | CP | 0.30% |
National Bank For Agriculture & Rural Development | Financial | CP | 0.20% |
TMF Holdings Ltd. | Financial | CP | 0.20% |
Reserve Bank of India | Financial | T-Bills | 0.20% |
Canara Bank | Financial | CD | 0.20% |
Kotak Securities Ltd. | Services | CP | 0.20% |
Tata Projects Ltd. | Construction | CP | 0.20% |
NTPC Ltd. | Energy | Money Mkt | 0.20% |
Bank of Maharashtra | Financial | Money Mkt | 0.20% |
Aditya Birla Money Ltd. | Financial | CP | 0.20% |
LIC Housing Finance Ltd. | Financial | CP | 0.10% |
Aditya Birla Finance Ltd. | Financial | CP | 0.10% |
Aditya Birla Finance Ltd. | Financial | CP | 0.10% |
Clearing Corporation of India | Others | CP | 0.03% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | Not Supported |
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.4% | 6.8% | 5.5% | 6.9% |
| Category average | 7.1% | 6.6% | 5.3% | NA |
| Rank with in category | 18 | 13 | 11 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.5% | 6.9% | 57,091.44 |
Mahindra Manulife Liquid Fund Direct Growth | 5 | 7.4% | 6.9% | 1,323.65 |
Union Liquid Fund Direct Growth | 5 | 7.4% | 6.8% | 5,169.85 |
Edelweiss Liquid Direct Growth | 5 | 7.5% | 6.8% | 7,269.86 |
Bajaj Finserv Liquid Fund Direct Growth | 5 | 7.4% | NA | 4,635.44 |
Expense ratio, exit load and tax
Expense ratio: 0.16%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Amit SharmaJul 2017 - PresentView details
Amit Sharma
Jul 2017 - Present
View details
Education
Mr. Sharma is a B.Com, CA, FRM
Experience
He has been associated with the Dept. of Fund Management of UTI for the past 5 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Website
www.karvymfs.comPros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 1.81
The fund has generated returns higher than benchmark - NIFTY Liquid Index A-I - in the last 3Y
Cons
Higher expense ratio: 0.16%
Compare funds
UTI Liquid Direct Growth
VS
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Sarjapur Main Road, Bellandur
Bengaluru – 560103
Karnataka
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