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UTI Banking & PSU Fund IDCW Quarterly
+7.09%
3Y annualised
+0.04% 1D
NAV: 16 Apr '26
₹15.76
Min. for SIP
₹500
Fund size (AUM)
₹1,116.17 Cr
Expense ratio
0.46%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,521 | +2.54% | |
| 3 years | ₹1,80,000 | ₹1,99,233 | +10.69% | |
| 5 years | ₹3,00,000 | ₹3,59,080 | +19.69% | |
| 10 years | ₹6,00,000 | ₹8,39,935 | +39.99% |
Holdings (36)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | Financial | CD | 6.39% |
| Union Bank of India | Financial | CD | 6.35% |
| National Housing Bank | Financial | NCD | 5.39% |
| Axis Bank Ltd. | Financial | NCD | 4.93% |
| GOI | Sovereign | GOI Sec | 4.56% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 4.49% |
| Export-Import Bank Of India | Financial | Debenture | 4.49% |
| National Bank For Agriculture & Rural Development | Financial | CD | 4.23% |
| Poonawalla Fincorp Ltd. | Financial | CP | 4.21% |
| Power Finance Corporation Ltd. | Financial | NCD | 3.60% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.59% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 3.14% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 2.70% |
| Karnataka State | Others | SDL | 2.28% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 2.25% |
| Kotak Mahindra Prime Ltd. | Financial | NCD | 2.24% |
| National Housing Bank | Financial | Debenture | 2.24% |
| Power Finance Corporation Ltd. | Financial | Bonds/Deb | 2.24% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.24% |
| REC Ltd. | Financial | Debenture | 2.24% |
| Export-Import Bank Of India | Financial | Debenture | 2.23% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.22% |
| Indian Bank | Financial | CD | 2.11% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.11% |
| Tamilnadu State | Others | SDL | 1.82% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.80% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.78% |
| ICICI Bank Ltd. | Financial | Bonds | 1.34% |
| NHPC Ltd. | Energy | Debenture | 1.34% |
| ICICI Securities Ltd. | Financial | CP | 1.26% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.26% |
| Gujarat State | Construction | SDL | 0.90% |
| NHPC Ltd. | Energy | NCD | 0.89% |
| Indian Bank | Financial | CD | 0.85% |
| HDFC Bank Ltd. | Financial | CD | 0.85% |
| GOI | Sovereign | GOI Sec | 0.56% |
See All
Minimum investments
Min. for 1st investment
₹20,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +7.3% | +6.5% | +7.0% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 4 | 1 | 12 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt IDCW Quarterly | +5.47% | +7.23% | 9,109.42 | |
Franklin India Banking & PSU Debt Fund IDCW | +6.05% | +7.18% | 473.03 | |
UTI Banking & PSU Fund IDCW Quarterly | +6.25% | +7.09% | 1,116.17 | |
UTI Banking & PSU Fund Flexi IDCW | +6.25% | +7.09% | 1,116.17 | |
Nippon India Banking and PSU Fund Bonus | +4.78% | +6.90% | 5,181.37 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
About UTI Banking & PSU Fund IDCW Quarterly
UTI Banking & PSU Fund IDCW Quarterly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Banking & PSU Fund IDCW Quarterly fund. The fund currently has an Asset Under Management(AUM) of ₹3,53,000 Cr and the Latest NAV as of 16 Apr 2026 is ₹15.76.
The UTI Banking & PSU Fund IDCW Quarterly is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹20,000.
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Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#8 in India
Total AUM₹3,52,999.67 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,