UTI Credit Risk Fund Plan Growth

Debt
Credit Risk
Moderately High Risk
+7.40%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Nov 2025
₹17.51
Rating
3
Min. SIP amount
Not Supported
Fund size
₹257.92Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (21)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec10.21%
Aadhar Housing Finance Ltd
FinancialDebenture7.88%
Tata Projects Ltd.
ConstructionDebenture7.84%
Vedanta Ltd - Pref. Shares 7.50
Metals & MiningDebenture7.82%
Consumer StaplesDebenture7.39%
FinancialDebenture7.06%
Shivshakti Securitisation Trust
OthersSec. Debt5.89%
Avanse Financial Services Ltd.
FinancialDebenture5.65%
Eris Lifesciences Ltd.
HealthcareDebenture4.53%
SovereignGOI Sec4.02%
Nirma Ltd.
Consumer StaplesDebenture3.89%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture3.89%
360 ONE Wealth Ltd.
FinancialNCD3.89%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD3.54%
Eris Lifesciences Ltd.
HealthcareDebenture3.33%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD2.93%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD2.92%
ConstructionInvITs1.91%
Uttar Pradesh State
OthersSDL0.88%
SovereignGOI Sec0.78%
SovereignGOI Sec0.00%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.6%7.4%9.3%4.4%
Category average10.5%8.7%9.1%NA
Rank with in category12125NA
Understand terms

Peer Comparison

Debt, Credit Risk fundsRating1Y3YFund Size(Cr)
5
9.3%8.4%1,003.37
3
9.4%8.4%5,915.79
3
8.3%8.1%2,190.00
4
8.8%7.9%367.08
4
8.3%7.9%199.42

Expense ratio, exit load and tax

Expense ratio: 1.65%

Inclusive of GST

Exit load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Abhishek Sonthalia
Nov 2025 - Present
View details

Education
Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience
Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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