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Franklin India Banking & PSU Debt Fund IDCW
+7.18%
3Y annualised
-0.07% 1D
NAV: 16 Apr '26
₹10.86
Min. for SIP
₹500
Fund size (AUM)
₹473.03 Cr
Expense ratio
0.47%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,561 | +2.60% | |
| 3 years | ₹1,80,000 | ₹1,99,425 | +10.79% | |
| 5 years | ₹3,00,000 | ₹3,54,004 | +18.00% | |
| 10 years | ₹6,00,000 | ₹8,44,845 | +40.81% |
Holdings (29)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| REC Ltd. | Financial | Bonds | 7.11% |
| Maharashtra State | Others | SDL | 6.45% |
| India Infrastructure Finance Company Ltd. | Construction | Debenture | 6.39% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 5.51% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 5.44% |
| Axis Bank Ltd. | Financial | NCD | 5.36% |
| Power Finance Corporation Ltd. | Financial | Bonds | 5.25% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 5.04% |
| Bank Of Baroda | Financial | CD | 5.01% |
| ICICI Bank Ltd. | Financial | CD | 4.99% |
| GOI | Sovereign | GOI Sec | 4.91% |
| Power Finance Corporation Ltd. | Financial | Bonds | 4.22% |
| National Bank For Agriculture & Rural Development | Financial | CD | 3.99% |
| HDFC Bank Ltd. | Financial | CD | 3.99% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 2.63% |
| National Housing Bank | Financial | Debenture | 2.25% |
| Andhra Pradesh State | Financial | SDL | 2.14% |
| Punjab State | Others | SDL | 2.13% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.12% |
| Bank Of Baroda | Financial | CD | 1.99% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.66% |
| Bihar State | Others | SDL | 1.35% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 1.25% |
| National Housing Bank | Financial | NCD | 1.12% |
| HDFC Bank Ltd. | Financial | NCD | 1.06% |
| Rajasthan State | Others | SDL | 1.05% |
| Uttarakhand State | Others | SDL | 0.30% |
| Chhattisgarh State | Others | SDL | 0.11% |
| West Bengal State | Others | SDL | 0.10% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +6.0% | +7.0% | +7.4% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 1 | 4 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt IDCW Quarterly | +5.47% | +7.23% | 9,109.42 | |
Franklin India Banking & PSU Debt Fund IDCW | +6.05% | +7.18% | 473.03 | |
UTI Banking & PSU Fund IDCW Quarterly | +6.25% | +7.09% | 1,116.17 | |
UTI Banking & PSU Fund Flexi IDCW | +6.25% | +7.09% | 1,116.17 | |
Nippon India Banking and PSU Fund Bonus | +4.78% | +6.90% | 5,181.37 | |
| Compare | ||||
Fund management
ATAnuj TagraMar 2024 - PresentView details
AT
Anuj Tagra
Mar 2024 - Present
View details
CGChandni GuptaMar 2024 - PresentView details
CG
Chandni Gupta
Mar 2024 - Present
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SMSandeep ManamOct 2021 - PresentView details
SM
Sandeep Manam
Oct 2021 - Present
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About Franklin India Banking & PSU Debt Fund IDCW
Franklin India Banking & PSU Debt Fund IDCW is a Debt Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Banking & PSU Debt Fund IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹1,11,983 Cr and the Latest NAV as of 16 Apr 2026 is ₹10.86.
The Franklin India Banking & PSU Debt Fund IDCW is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#11 in India
Total AUM₹1,11,982.51 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,