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Union Retirement Fund Direct Growth
+15.00%
3Y annualised
0.00% 1D
NAV: 28 Aug '26
₹17.80
Min. for SIP
₹500
Fund size (AUM)
₹209.91 Cr
Expense ratio
1.39%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,252 | +1.68% | |
| 6 months | ₹30,000 | ₹30,218 | +0.73% | |
| 1 year | ₹60,000 | ₹60,889 | +1.48% | |
| 3 years | ₹1,80,000 | ₹2,05,658 | +14.25% |
Holdings (84)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 6.15% |
| HDFC Bank Ltd | Financial | Equity | 4.99% |
| Solar Industries India Ltd | Materials | Equity | 2.32% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 2.31% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.27% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 2.05% |
| Zomato Ltd | Technology | Equity | 2.02% |
| State Bank of India | Financial | Equity | 2.01% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 1.91% |
| NTPC Ltd | Energy & Utilities | Equity | 1.90% |
| Axis Bank Ltd | Financial | Equity | 1.87% |
| GE T&D India Ltd | Industrials | Equity | 1.85% |
| Navin Fluorine International Ltd | Materials | Equity | 1.80% |
| Karur Vysya Bank Ltd | Financial | Equity | 1.78% |
| Infosys Ltd | Technology | Equity | 1.70% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.63% |
| Bharti Airtel Ltd | Technology | Equity | 1.60% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 1.51% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.50% |
| CarTrade Tech Ltd | Consumer Discretionary | Equity | 1.49% |
| Gabriel India Ltd | Consumer Discretionary | Equity | 1.48% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 1.47% |
| Phoenix Mills Ltd | Real Estate | Equity | 1.44% |
| Kirloskar Oil Engines Ltd | Industrials | Equity | 1.43% |
| Mphasis Ltd | Technology | Equity | 1.43% |
| Azad Engineering Ltd. | Industrials | Equity | 1.42% |
| Ami Organics Ltd | Healthcare | Equity | 1.41% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 1.38% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.38% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.36% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 1.34% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 1.30% |
| Max Financial Services Ltd | Financial | Equity | 1.25% |
| Max Healthcare Institute Ltd | Healthcare | Equity | 1.24% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.19% |
| Repo | Unspecified | Repo | 1.11% |
| Ajanta Pharma Ltd | Healthcare | Equity | 1.09% |
| KSB Ltd | Industrials | Equity | 1.04% |
| Hyundai Motor India Ltd. | Consumer Discretionary | Equity | 1.04% |
| KFin Technologies Ltd | Financial | Equity | 1.03% |
| JSW Steel Ltd | Materials | Equity | 1.00% |
| Trent Ltd | Consumer Discretionary | Equity | 1.00% |
| JK Cement Ltd | Materials | Equity | 0.96% |
| Ultratech Cement Ltd | Materials | Equity | 0.96% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 0.93% |
| Persistent Systems Ltd | Technology | Equity | 0.93% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 0.92% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.92% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 0.90% |
| ITD Cementation India Ltd | Industrials | Equity | 0.88% |
| Lupin Ltd | Healthcare | Equity | 0.86% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.85% |
| Tata Motors Ltd | Industrials | Equity | 0.83% |
| CG Power & Industrial Solutions Ltd | Industrials | Equity | 0.82% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.82% |
| Godrej Properties Ltd | Real Estate | Equity | 0.80% |
| Cummins India Ltd | Industrials | Equity | 0.79% |
| Arvind Ltd | Consumer Discretionary | Equity | 0.78% |
| Blue Star Ltd | Industrials | Equity | 0.77% |
| HCL Technologies Ltd | Technology | Equity | 0.77% |
| DOMS Industries Ltd. | Industrials | Equity | 0.77% |
| Angel One Ltd | Financial | Equity | 0.71% |
| Data Patterns (India) Ltd | Industrials | Equity | 0.71% |
| Aarti Industries Ltd | Materials | Equity | 0.70% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.68% |
| Hindustan Copper Ltd | Materials | Equity | 0.68% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 0.66% |
| Adani Enterprises Ltd | Materials | Equity | 0.66% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.63% |
| Home First Finance Company India Ltd | Financial | Equity | 0.62% |
| Kei Industries Ltd | Industrials | Equity | 0.60% |
| Computer Age Management Services Ltd | Financial | Equity | 0.57% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 0.57% |
| MTAR Technologies Ltd | Industrials | Equity | 0.55% |
| Hindalco Industries Ltd | Materials | Equity | 0.53% |
| Garden Reach Shipbuilders & Engineers Ltd | Industrials | Equity | 0.50% |
| Atul Ltd | Materials | Equity | 0.48% |
| Ather Energy Ltd. | Consumer Discretionary | Equity | 0.48% |
| Timken India Ltd | Industrials | Equity | 0.45% |
| Jubilant FoodWorks Ltd | Consumer Discretionary | Equity | 0.44% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 0.24% |
| GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100 | Financial | Treasury Bills | 0.04% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 0.01% |
| Net Payables | Unspecified | Net Payables | -0.26% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | +5.7% | +11.3% | +15.0% | +15.8% |
| Category average (Equity Flexi Cap) | -0.4% | +2.2% | +16.0% | -- |
| Rank (Equity Flexi Cap) | -- | 18 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +18.05% | +22.17% | 2,786.40 | |
 | +17.78% | +20.00% | 1,467.30 | |
 | +6.56% | +17.65% | 1,10,736.41 | |
 | +0.00% | +14.43% | 1,48,429.00 | |
 | +1.80% | +13.23% | 19,509.44 | |
| Compare | ||||
Fund management
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
PVPratit VajaniJul 2025 - PresentView details
PV
Pratit Vajani
Jul 2025 - Present
View details
About Union Retirement Fund Direct Growth
Union Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Pratik Dharmshi is the Current Fund Manager of Union Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹27,930 Cr and the Latest NAV as of 28 Aug 2026 is ₹17.80.
The Union Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The Scheme seeks to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM₹27,929.72 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,