Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Union Retirement Fund Direct Growth
+17.28%
3Y annualised
+0.24% 1D
NAV: 20 May '26
₹16.63
Min. for SIP
₹500
Fund size (AUM)
₹195.84 Cr
Expense ratio
1.36%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,252 | +1.68% | |
| 6 months | ₹30,000 | ₹30,218 | +0.73% | |
| 1 year | ₹60,000 | ₹60,889 | +1.48% | |
| 3 years | ₹1,80,000 | ₹2,05,658 | +14.25% |
Holdings (75)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 5.81% |
| HDFC Bank Ltd. | Financial | Equity | 5.52% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 3.03% |
| Reliance Industries Ltd. | Energy | Equity | 2.67% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 2.65% |
| State Bank of India | Financial | Equity | 2.62% |
| NTPC Ltd. | Energy | Equity | 2.34% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 2.16% |
| Solar Industries India Ltd. | Chemicals | Equity | 2.09% |
| Larsen & Toubro Ltd. | Construction | Equity | 2.05% |
| GE Vernova T&D India Ltd | Capital Goods | Equity | 1.94% |
| Infosys Ltd. | Technology | Equity | 1.90% |
| Muthoot Finance Ltd. | Financial | Equity | 1.75% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 1.74% |
| SJS Enterprises Ltd. | Automobile | Equity | 1.66% |
| Bharti Airtel Ltd. | Communication | Equity | 1.64% |
| Karur Vysya Bank Ltd. | Financial | Equity | 1.64% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.57% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 1.50% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 1.50% |
| Mphasis Ltd. | Technology | Equity | 1.49% |
| Azad Engineering Ltd. | Capital Goods | Equity | 1.44% |
| The Phoenix Mills Ltd. | Construction | Equity | 1.44% |
| Max Financial Services Ltd. | Financial | Equity | 1.42% |
| JK Cement Ltd. | Construction | Equity | 1.38% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.36% |
| Ujjivan Small Finance Bank Ltd. | Financial | Equity | 1.25% |
| Ultratech Cement Ltd. | Construction | Equity | 1.21% |
| Eternal Ltd. | Services | Equity | 1.20% |
| Max Healthcare Institute Ltd. | Healthcare | Equity | 1.20% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 1.19% |
| Kirloskar Oil Engines Ltd. | Capital Goods | Equity | 1.19% |
| Cummins India Ltd. | Capital Goods | Equity | 1.16% |
| JIO Financial Services Ltd. | Financial | Equity | 1.14% |
| 360 One Wam Ltd. | Financial | Equity | 1.14% |
| Gabriel India Ltd. | Automobile | Equity | 1.13% |
| Avenue Supermarts Ltd. | Services | Equity | 1.10% |
| JSW Steel Ltd. | Metals & Mining | Equity | 1.07% |
| Amber Enterprises India Ltd. | Consumer Discretionary | Equity | 1.07% |
| KFin Technologies Ltd. | Financial | Equity | 1.05% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 1.03% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 1.03% |
| KSB Ltd. | Capital Goods | Equity | 1.00% |
| LG Electronics India Ltd. | Consumer Discretionary | Equity | 0.98% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.97% |
| Shriram Finance Ltd | Financial | Equity | 0.96% |
| CarTrade Tech Ltd. | Services | Equity | 0.95% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.95% |
| Jyoti CNC Automation Ltd. | Capital Goods | Equity | 0.94% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.91% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.90% |
| Oil India Ltd. | Energy | Equity | 0.88% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 0.87% |
| Persistent Systems Ltd. | Technology | Equity | 0.86% |
| Tata Motors Ltd. | Automobile | Equity | 0.84% |
| Godrej Consumer Products Ltd. | Consumer Staples | Equity | 0.84% |
| DOMS Industries Ltd. | Consumer Staples | Equity | 0.84% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | Equity | 0.83% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.80% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 0.80% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.78% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 0.76% |
| HCL Technologies Ltd. | Technology | Equity | 0.73% |
| Data Patterns (India) Ltd. | Capital Goods | Equity | 0.73% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 0.68% |
| Home First Finance Company India Ltd. | Financial | Equity | 0.65% |
| Kei Industries Ltd. | Capital Goods | Equity | 0.62% |
| Endurance Technologies Ltd. | Automobile | Equity | 0.60% |
| Lupin Ltd. | Healthcare | Equity | 0.59% |
| Eureka Forbes Ltd. | Metals & Mining | Equity | 0.59% |
| Computer Age Management Services Ltd. | Services | Equity | 0.57% |
| Atul Ltd. | Chemicals | Equity | 0.52% |
| Axis Bank Ltd. | Financial | Equity | 0.49% |
| Reserve Bank of India | Financial | T-Bills | 0.08% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | -1.9% | +6.7% | +17.3% | +14.9% |
| Category average (Equity Flexi Cap) | -0.4% | +2.2% | +16.0% | -- |
| Rank (Equity Flexi Cap) | -- | 16 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
JM Flexicap Fund Direct Plan Growth | -2.44% | +19.51% | 5,040.51 | |
HSBC Flexi Cap Fund Direct Growth | +5.38% | +18.98% | 5,405.12 | |
HDFC Flexi Cap Direct Plan Growth | -0.48% | +18.79% | 1,00,479.23 | |
Parag Parikh Flexi Cap Fund Direct Growth | -0.11% | +16.84% | 1,40,949.13 | |
Franklin India Flexi Cap Fund Direct Growth | -3.63% | +15.74% | 19,049.25 | |
| Compare | ||||
Fund management
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
PVPratit VajaniJul 2025 - PresentView details
PV
Pratit Vajani
Jul 2025 - Present
View details
About Union Retirement Fund Direct Growth
Union Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Pratik Dharmshi is the Current Fund Manager of Union Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹27,363 Cr and the Latest NAV as of 20 May 2026 is ₹16.63.
The Union Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The Scheme seeks to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM₹27,363.31 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,