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Union Business Cycle Fund Direct Growth
NAV: 30 Apr '26
₹11.49
Min. for SIP
₹500
Fund size (AUM)
₹456.30 Cr
Expense ratio
2.51%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,310 | +2.07% | |
| 6 months | ₹30,000 | ₹30,224 | +0.75% | |
| 1 year | ₹60,000 | ₹61,095 | +1.82% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 4.57% |
| Reliance Industries Ltd. | Energy | Equity | 4.17% |
| State Bank of India | Financial | Equity | 3.28% |
| Axis Bank Ltd. | Financial | Equity | 3.25% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 3.22% |
| Bharti Airtel Ltd. | Communication | Equity | 3.11% |
| Ultratech Cement Ltd. | Construction | Equity | 3.05% |
| Shriram Finance Ltd | Financial | Equity | 2.85% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 2.81% |
| Cummins India Ltd. | Capital Goods | Equity | 2.79% |
| Tata Steel Ltd. | Metals & Mining | Equity | 2.78% |
| Ujjivan Small Finance Bank Ltd. | Financial | Equity | 2.73% |
| Max Financial Services Ltd. | Financial | Equity | 2.48% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 2.40% |
| Amber Enterprises India Ltd. | Consumer Discretionary | Equity | 2.39% |
| Solar Industries India Ltd. | Chemicals | Equity | 2.37% |
| GE Vernova T&D India Ltd | Capital Goods | Equity | 2.34% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 2.12% |
| Data Patterns (India) Ltd. | Capital Goods | Equity | 2.02% |
| Sai Life Sciences Ltd. | Healthcare | Equity | 2.01% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.01% |
| Larsen & Toubro Ltd. | Construction | Equity | 2.00% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 1.95% |
| PVR Inox Ltd. | Services | Equity | 1.79% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.77% |
| CreditAccess Grameen Ltd. | Financial | Equity | 1.69% |
| Aurobindo Pharma Ltd. | Healthcare | Equity | 1.68% |
| Persistent Systems Ltd. | Technology | Equity | 1.59% |
| Sona BLW Precision Forgings Ltd. | Automobile | Equity | 1.56% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.53% |
| One97 Communications Ltd. | Services | Equity | 1.52% |
| TVS Motor Company Ltd. | Automobile | Equity | 1.34% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.33% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 1.32% |
| Kei Industries Ltd. | Capital Goods | Equity | 1.29% |
| LTM Limited | Technology | Equity | 1.25% |
| Mphasis Ltd. | Technology | Equity | 1.23% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 1.14% |
| JSW Steel Ltd. | Metals & Mining | Equity | 1.02% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Equity | 0.96% |
| Indusind Bank Ltd. | Financial | Equity | 0.92% |
| Jindal Steel Ltd. | Metals & Mining | Equity | 0.81% |
| Aarti Industries Ltd. | Chemicals | Equity | 0.75% |
| Fusion Finance Ltd. | Financial | Equity | 0.74% |
| Garden Reach Shipbuilders & Engineers Ltd. | Capital Goods | Equity | 0.71% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.67% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 0.63% |
| JSW Energy Ltd. | Capital Goods | Equity | 0.53% |
| JK Cement Ltd. | Construction | Equity | 0.52% |
| K.P.R. Mill Ltd. | Textiles | Equity | 0.52% |
| Arvind Ltd. | Textiles | Equity | 0.49% |
| L&T Finance Ltd. | Financial | Equity | 0.45% |
| Latent View Analytics Ltd. | Technology | Equity | 0.45% |
| Gokaldas Exports Ltd. | Textiles | Equity | 0.32% |
| Indo Count Industries Ltd. | Textiles | Equity | 0.25% |
| Reserve Bank of India | Financial | T-Bills | 0.11% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +2.7% | -2.6% | +6.1% | +14.5% |
| Category average (Equity Thematic) | -- | -- | -0.6% | -- |
| Rank (Equity Thematic) | 10 | 9 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 1 year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Fund management
HPHarshad PatwardhanNov 2024 - PresentView details
HP
Harshad Patwardhan
Nov 2024 - Present
View details
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
About Union Business Cycle Fund Direct Growth
Union Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Harshad Patwardhan is the Current Fund Manager of Union Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹23,439 Cr and the Latest NAV as of 30 Apr 2026 is ₹11.49.
The Union Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 1 year.
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Investment Objective
The Schemeseeks to generate long-term capital appreciation by investing with a focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles in the economy.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM₹23,438.99 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,