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Union Business Cycle Fund Direct Growth
Equity
Thematic
Very High Risk
NAV: 16 Jan '26
₹11.54
Min. SIP amount
₹500
Fund size
₹537.13 Cr
Expense ratio
1.54%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹64,098 | +6.83% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Equity | 5.79% |
| ICICI Bank Ltd. | Financial | Equity | 4.72% |
| Larsen & Toubro Ltd. | Construction | Equity | 4.37% |
| Bharti Airtel Ltd. | Communication | Equity | 4.34% |
| State Bank of India | Financial | Equity | 4.33% |
| Reliance Industries Ltd. | Energy | Equity | 3.90% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 3.40% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.82% |
| Shriram Finance Ltd | Financial | Equity | 2.77% |
| Infosys Ltd. | Technology | Equity | 2.66% |
| Bajaj Finance Ltd. | Financial | Equity | 2.61% |
| GE Vernova T&D India Ltd | Capital Goods | Equity | 2.49% |
| Cummins India Ltd. | Capital Goods | Equity | 2.32% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 2.23% |
| One97 Communications Ltd. | Services | Equity | 2.09% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.00% |
| Tata Steel Ltd. | Metals & Mining | Equity | 1.98% |
| Ujjivan Small Finance Bank Ltd. | Financial | Equity | 1.85% |
| Kei Industries Ltd. | Capital Goods | Equity | 1.74% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 1.70% |
| PVR Inox Ltd. | Services | Equity | 1.68% |
| Solar Industries India Ltd. | Chemicals | Equity | 1.68% |
| Axis Bank Ltd. | Financial | Equity | 1.66% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 1.62% |
| Mphasis Ltd. | Technology | Equity | 1.59% |
| Data Patterns (India) Ltd. | Capital Goods | Equity | 1.49% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.48% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 1.40% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 1.36% |
| UNO Minda Ltd. | Automobile | Equity | 1.36% |
| Max Healthcare Institute Ltd. | Healthcare | Equity | 1.28% |
| LTIMindtree Ltd. | Technology | Equity | 1.26% |
| Eternal Ltd. | Services | Equity | 1.23% |
| Ultratech Cement Ltd. | Construction | Equity | 1.15% |
| UPL Ltd. | Chemicals | Equity | 1.07% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | Equity | 1.04% |
| Netweb Technologies India Ltd. | Technology | Equity | 1.03% |
| TVS Motor Company Ltd. | Automobile | Equity | 1.02% |
| Tata Motors Ltd. | Automobile | Equity | 1.01% |
| Acutaas Chemicals Ltd. | Healthcare | Equity | 1.00% |
| Swiggy Ltd. | Services | Equity | 0.81% |
| Persistent Systems Ltd. | Technology | Equity | 0.77% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 0.77% |
| Amber Enterprises India Ltd. | Consumer Discretionary | Equity | 0.75% |
| Garden Reach Shipbuilders & Engineers Ltd. | Capital Goods | Equity | 0.75% |
| Max Financial Services Ltd. | Financial | Equity | 0.74% |
| Latent View Analytics Ltd. | Technology | Equity | 0.69% |
| Sai Life Sciences Ltd. | Healthcare | Equity | 0.68% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 0.64% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.60% |
| V-Mart Retail Ltd. | Services | Equity | 0.52% |
| Metro Brands Ltd. | Consumer Staples | Equity | 0.52% |
| Tata Capital Ltd. | Financial | Equity | 0.50% |
| Coforge Ltd. | Technology | Equity | 0.50% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 0.30% |
| Reserve Bank of India | Financial | T-Bills | 0.09% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | -1.7% | +1.2% | +7.6% | +15.4% |
| Category average (Equity Thematic) | -- | -- | -0.6% | -- |
| Rank (Equity Thematic) | 11 | 4 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 1 year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
HPHarshad PatwardhanNov 2024 - PresentView details
HP
Harshad Patwardhan
Nov 2024 - Present
View details
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
About Union Business Cycle Fund Direct Growth
Union Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Harshad Patwardhan is the Current Fund Manager of Union Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹24,759 Cr and the Latest NAV as of 16 Jan 2026 is ₹11.54.
The Union Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 1 year.
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Investment Objective
The Schemeseeks to generate long-term capital appreciation by investing with a focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles in the economy.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM₹24,758.95 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,