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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Union Business Cycle Fund Direct Growth
NAV: 20 Jul '26
₹12.09
Min. for SIP
₹500
Fund size (AUM)
₹519.97 Cr
Expense ratio
1.90%
Rating
--
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹15,290 | +1.93% | |
| 6 months | ₹30,000 | ₹30,235 | +0.78% | |
| 1 year | ₹60,000 | ₹60,553 | +0.92% |
Holdings (63)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 8.43% |
| Axis Bank Ltd | Financial | Equity | 4.99% |
| Larsen & Toubro Ltd | Industrials | Equity | 4.60% |
| HDFC Bank Ltd | Financial | Equity | 4.57% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 3.00% |
| State Bank of India | Financial | Equity | 2.99% |
| Interglobe Aviation Ltd | Industrials | Equity | 2.97% |
| GE T&D India Ltd | Industrials | Equity | 2.79% |
| Cummins India Ltd | Industrials | Equity | 2.75% |
| Power Mech Projects Ltd | Industrials | Equity | 2.63% |
| Data Patterns (India) Ltd | Industrials | Equity | 2.63% |
| Solar Industries India Ltd | Materials | Equity | 2.56% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.16% |
| Navin Fluorine International Ltd | Materials | Equity | 2.14% |
| Repo | Unspecified | Repo | 2.13% |
| JSW Energy Ltd | Energy & Utilities | Equity | 2.10% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 2.06% |
| Sai Life Sciences Ltd. | Healthcare | Equity | 1.85% |
| Sona BLW Precision Forgings Ltd | Consumer Discretionary | Equity | 1.76% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 1.71% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 1.68% |
| Tata Motors Ltd | Industrials | Equity | 1.62% |
| One 97 Communications Ltd | Industrials | Equity | 1.59% |
| Motherson Sumi Wiring India Ltd | Industrials | Equity | 1.57% |
| Krishna Institute Of Medical Sciences Ltd | Healthcare | Equity | 1.56% |
| Kei Industries Ltd | Industrials | Equity | 1.52% |
| ITD Cementation India Ltd | Industrials | Equity | 1.36% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.32% |
| RBL Bank Ltd | Financial | Equity | 1.32% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.25% |
| Bank of Maharashtra | Financial | Equity | 1.13% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Discretionary | Equity | 1.12% |
| Coforge Ltd | Technology | Equity | 1.05% |
| Mankind Pharma Ltd. | Healthcare | Equity | 1.03% |
| Zen Technologies Ltd | Technology | Equity | 1.03% |
| Suzlon Energy Ltd | Industrials | Equity | 1.01% |
| Arvind Ltd | Consumer Discretionary | Equity | 1.01% |
| Bharat Electronics Ltd | Industrials | Equity | 0.99% |
| JSW Steel Ltd | Materials | Equity | 0.98% |
| Max Financial Services Ltd | Financial | Equity | 0.98% |
| Mphasis Ltd | Technology | Equity | 0.96% |
| Aarti Industries Ltd | Materials | Equity | 0.93% |
| Fusion Micro Finance Ltd | Financial | Equity | 0.89% |
| Garden Reach Shipbuilders & Engineers Ltd | Industrials | Equity | 0.86% |
| Jindal Saw Ltd | Materials | Equity | 0.79% |
| KPR Mills Ltd | Consumer Discretionary | Equity | 0.78% |
| Tech Mahindra Ltd | Technology | Equity | 0.77% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 0.77% |
| PVR Ltd | Consumer Discretionary | Equity | 0.75% |
| Tata Steel Ltd | Materials | Equity | 0.72% |
| IIFL Wealth Management Ltd | Financial | Equity | 0.71% |
| Bandhan Bank Ltd | Financial | Equity | 0.68% |
| Adani Enterprises Ltd | Materials | Equity | 0.66% |
| CreditAccess Grameen Ltd | Financial | Equity | 0.55% |
| CORONA Remedies Ltd. | Healthcare | Equity | 0.52% |
| Wockhardt Ltd | Healthcare | Equity | 0.47% |
| Net Receivables | Unspecified | Net Receivables | 0.47% |
| Syngene International Ltd | Healthcare | Equity | 0.45% |
| Gokaldas Exports Ltd | Consumer Discretionary | Equity | 0.43% |
| Hindustan Copper Ltd | Materials | Equity | 0.40% |
| Indo Count Industries Ltd | Consumer Discretionary | Equity | 0.38% |
| 364 Day T-BILL 09 July 2026 | Financial | Treasury Bills | 0.09% |
| TVS Motor Company Ltd - Pref. Shares | Consumer Discretionary | Preference Shares | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3M | 6M | 1Y | All |
|---|---|---|---|---|
| Fund returns | +4.9% | +4.9% | +6.6% | +21.1% |
| Category average (Equity Thematic) | -- | -- | -0.6% | -- |
| Rank (Equity Thematic) | 8 | 8 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 1 year.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Fund management
HPHarshad PatwardhanNov 2024 - PresentView details
HP
Harshad Patwardhan
Nov 2024 - Present
View details
PDPratik DharmshiDec 2024 - PresentView details
PD
Pratik Dharmshi
Dec 2024 - Present
View details
About Union Business Cycle Fund Direct Growth
Union Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Harshad Patwardhan is the Current Fund Manager of Union Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹26,579 Cr and the Latest NAV as of 20 Jul 2026 is ₹12.09.
The Union Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 1 year.
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Investment Objective
The Schemeseeks to generate long-term capital appreciation by investing with a focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles in the economy.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#27 in India
Total AUM₹26,579.06 Cr
Date of Incorporation30 Dec 2009
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,