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Sundaram Banking & PSU Fund Direct Growth
+6.80%
3Y annualised
-0.05% 1D
NAV: 20 May '26
₹45.32
Min. for SIP
₹250
Fund size (AUM)
₹277.59 Cr
Expense ratio
0.27%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,865 | +1.44% | |
| 3 years | ₹1,80,000 | ₹1,97,009 | +9.45% | |
| 5 years | ₹3,00,000 | ₹3,50,364 | +16.79% | |
| 10 years | ₹6,00,000 | ₹8,23,276 | +37.21% |
Holdings (24)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Debenture | 9.00% |
| National Housing Bank | Financial | Debenture | 7.23% |
| Export-Import Bank Of India | Financial | Bonds | 7.20% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 7.12% |
| Indian Oil Corporation Ltd. | Energy | NCD | 5.42% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 5.39% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.60% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 3.59% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 3.57% |
| State Bank of India | Financial | Bonds | 3.55% |
| Bajaj Finance Ltd. | Financial | Debenture | 3.55% |
| Power Finance Corporation Ltd. | Financial | Bonds | 3.54% |
| Union Bank of India | Financial | CP | 3.39% |
| GOI | Sovereign | GOI Sec | 3.26% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.81% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.81% |
| Karnataka State | Others | SDL | 1.80% |
| HDB Financial Services Ltd. | Financial | NCD | 1.80% |
| Power Finance Corporation Ltd. | Financial | NCD | 1.80% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.79% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.79% |
| REC Ltd. | Financial | Debenture | 1.78% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.73% |
| REC Ltd. | Financial | Debenture | 1.42% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹250
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.8% | +5.7% | +6.5% | +7.1% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 10 | 16 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Banking & PSU Debt Fund Direct Growth | +5.53% | +7.34% | 472.91 | |
ICICI Prudential Banking & PSU Debt Direct Growth | +4.21% | +7.12% | 9,144.35 | |
UTI Banking & PSU Fund Direct Growth | +5.27% | +7.03% | 1,206.43 | |
Axis Banking & PSU Debt Direct Plan Growth | +4.07% | +6.73% | 12,530.68 | |
Bandhan Banking and PSU Fund Direct Growth | +4.21% | +6.72% | 12,107.72 | |
| Compare | ||||
Fund management
YPSYash Pankaj SanghviMay 2025 - PresentView details
YPS
Yash Pankaj Sanghvi
May 2025 - Present
View details
SASandeep AgarwalMay 2022 - PresentView details
SA
Sandeep Agarwal
May 2022 - Present
View details
DSDwijendra SrivastavaJan 2013 - PresentView details
DS
Dwijendra Srivastava
Jan 2013 - Present
View details
About Sundaram Banking & PSU Fund Direct Growth
Sundaram Banking & PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to investors on 26 Feb 1996. Yash Pankaj Sanghvi is the Current Fund Manager of Sundaram Banking & PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹75,524 Cr and the Latest NAV as of 20 May 2026 is ₹45.32.
The Sundaram Banking & PSU Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹250. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#17 in India
Total AUM₹75,523.60 Cr
Date of Incorporation26 Feb 1996
Launch Date26 Feb 1996
AddressSundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,