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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 30 Dec 2025
₹44.94
Rating
3
Min. SIP amount
₹250
Fund size
₹377.41Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (32)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Indian Oil Corporation Ltd. | Energy | NCD | 8.10% |
REC Ltd. | Financial | Debenture | 6.75% |
HDFC Bank Ltd. | Financial | Debenture | 6.75% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 6.74% |
Housing & Urban Development Corporation Ltd. | Financial | Debenture | 6.60% |
National Housing Bank | Financial | Debenture | 5.38% |
GOI | Sovereign | GOI Sec | 5.37% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 4.08% |
Export-Import Bank Of India | Financial | Bonds | 4.06% |
GOI | Sovereign | GOI Sec | 2.85% |
GOI | Sovereign | GOI Sec | 2.77% |
Power Grid Corporation Of India Ltd. | Energy | Bonds | 2.70% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.70% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.70% |
Power Finance Corporation Ltd. | Financial | Bonds/NCD | 2.66% |
State Bank of India | Financial | Bonds | 2.66% |
Bajaj Finance Ltd. | Financial | Debenture | 2.65% |
Power Finance Corporation Ltd. | Financial | Bonds | 2.65% |
Karnataka State | Others | SDL | 1.38% |
Power Finance Corporation Ltd. | Financial | NCD | 1.36% |
GOI | Sovereign | GOI Sec | 1.36% |
REC Ltd. | Financial | Debenture | 1.35% |
HDB Financial Services Ltd. | Financial | NCD | 1.35% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.34% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.34% |
Bajaj Finance Ltd. | Financial | Debenture | 1.33% |
National Housing Bank | Financial | Debenture | 1.33% |
GOI | Sovereign | GOI Sec | 1.31% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.31% |
Export-Import Bank Of India | Financial | CD | 1.30% |
REC Ltd. | Financial | Debenture | 1.06% |
GOI | Sovereign | GOI Sec | 0.26% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹250 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 7.6% | 5.8% | 6.7% | 7.2% |
| Category average | 7.3% | 5.7% | 7.1% | NA |
| Rank with in category | 14 | 16 | NA | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | 5 | 8.0% | 8.0% | 9,720.73 |
Franklin India Banking & PSU Debt Fund Direct Growth | 4 | 8.2% | 7.8% | 485.44 |
HDFC Banking and PSU Debt Fund Direct Growth | 4 | 7.8% | 7.8% | 5,834.90 |
Axis Banking & PSU Debt Direct Plan Growth | 4 | 7.8% | 7.5% | 13,711.73 |
Bandhan Banking and PSU Fund Direct Growth | 4 | 7.5% | 7.4% | 12,818.07 |
Expense ratio, exit load and tax
Expense ratio: 0.27%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Dwijendra SrivastavaJan 2013 - PresentView details
Dwijendra Srivastava
Jan 2013 - Present
View details
Education
Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.
Experience
Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.
Also manages these schemes
Sandeep AgarwalMay 2022 - PresentView details
Sandeep Agarwal
May 2022 - Present
View details
Education
Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
Experience
Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
Also manages these schemes
Yash Pankaj SanghviMay 2025 - PresentView details
Yash Pankaj Sanghvi
May 2025 - Present
View details
Education
B.Tech (Electronics), PGDM (Finance)
Experience
Prior to joining Sundaram MF, he was associated with LIC Mutual Fund.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Phone
1860-425-7237
Launch Date
26 Feb 1996
E-mail
NAWebsite
www.sundarammutual.com
Sundaram Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Banking and PSU
Pros
Exit load is zero
Lower expense ratio: 0.27%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 6.06
The fund has generated returns higher than benchmark - Nifty Banking & PSU Debt Index A-II - in the last 3Y
Cons
10Y annualised returns lower than category average by 0.4%
Compare funds
Sundaram Banking & PSU Fund Direct Growth
VS
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