Home>Mutual Funds>Principal Mutual Fund>Principal Retirement Savings Fund Conservative Plan Direct Growth
shareSHARE

Principal Retirement Savings Fund Conservative Plan Direct Growth+0.28%

6.05%
1 Year Return
Solution Oriented
Retirement
1.0star
6M
1Y
3Y
5Y
All

Fund Details

Principal Retirement Savings Fund Conservative Plan Direct Growth

RiskModerately High
Min SIP Amount₹2000
Expense Ratio1.79%
NAV₹13.51 (24 Dec 2020)
Fund Started14 Dec 2015
Fund Size1 Cr

Returns

1Y
3Y*
5Y*
Since inception*
Fund Returns
6.0%
3.7%
6.1%
6.1%
Category Average
14.2%
7.4%
7.4%
-
Rank Within Category
35
31
31
-
*All returns are annualized.
SIP
ONE TIME
Minimum SIP amount2,000
Amount Per Month₹5,000
Duration
1Y back
3Y back
5Y back
Would have become
0
with 6.0% returns per annum

Comparison

Data not available
Pros
1. Exit load is zero
Cons
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Higher expense ratio - 1.79025364%
3. 1Y Returns are lower than the category average returns
4. 3Y Returns are lower than the category average returns
5. 5Y Returns are lower than the category average returns

Top Holdings

NameSectorInstrument% Assets
JSW Steel Ltd.MetalsEquity7.5%
ICICI Bank Ltd.FinancialEquity6.3%
Axis Bank Ltd.FinancialEquity6.3%
Lupin Ltd.HealthcareEquity6.0%
Sun Pharmaceutical Inds. Ltd.HealthcareEquity5.7%
Hindustan Unilever Ltd.FMCGEquity5.5%
ITC Ltd.FMCGEquity5.3%
Coal India Ltd.EnergyEquity3.7%
HDFC Bank Ltd.FinancialEquity2.2%
Reliance Industries Ltd.EnergyEquity1.7%
See All

Fund Managers

P V K Mohan
keyboard_arrow_down
Ravi Gopalakrishnan
keyboard_arrow_down

Principal Retirement Savings Fund Conservative Plan Direct Growth Details

Principal Retirement Savings Fund Conservative Plan Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Principal Mutual Fund. This scheme was made available to investors on 14 Dec 2015. Rajat Jain is the Current Fund Manager of Principal Retirement Savings Fund Conservative Plan Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹1 Cr and the Latest NAV as of 24 Dec 2020 is ₹13.51.

The Principal Retirement Savings Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 2000. Minimum Lumpsum Investment is 5000.

Investment Objective

The scheme seeks to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Tax Implications

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Scheme Information Document(SID)

₹5000
Min for First Investment
₹1000
Min for Second Investment
Nil
Exit Load

Compare Funds

Principal Retirement Savings Fund Conservative Plan Direct Growth
VS
search

About Principal Mutual Fund

Address
Exchange Plaza, Ground Floor, B Wing, NSE Building, Bandra Kurla Complex, Bandra(East) Mumbai 400051
Phone
022-67720555
Launch Date
25 Nov 1994
Website
NA
Principal Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Loading...
ⓒ 2016-2021 Groww. All rights reserved, Built with in India