How much expense ratio is charged by Principal Retirement Savings Fund Conservative Plan Direct Growth?

The term Expense Ratio used for Principal Retirement Savings Fund Conservative Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Principal Retirement Savings Fund Conservative Plan Direct Growth is 1.79% as of 20 Jul 2025...

What is the PE and PB ratio of Principal Retirement Savings Fund Conservative Plan Direct Growth?

The PE ratio ratio of Principal Retirement Savings Fund Conservative Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Principal Retirement Savings Fund Conservative Plan Direct Growth

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Principal Retirement Savings Fund Conservative Plan Direct Growth
Hybrid
Conservative Hybrid
Moderately High Risk
5Y Lock In
3.70%
3Y annualised
+0.28% 1D
1M
6M
1Y
3Y
5Y
All
  NAV: 24 Dec 2020₹13.51
Min. SIP amountNot Supported
RatingNA
Fund size₹1.26Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (64)NameSectorInstrumentAssets
JSW Steel Ltd.
MetalsEquity7.51%
ICICI Bank Ltd.
FinancialEquity6.35%
Axis Bank Ltd.
FinancialEquity6.28%
Lupin Ltd.
HealthcareEquity6.02%
Sun Pharmaceutical Inds. Ltd.
HealthcareEquity5.69%
Hindustan Unilever Ltd.
FMCGEquity5.45%
ITC Ltd.
FMCGEquity5.25%
Coal India Ltd.
EnergyEquity3.69%
HDFC Bank Ltd.
FinancialEquity2.22%
Reliance Industries Ltd.
EnergyEquity1.70%
Infosys Ltd.
TechnologyEquity1.57%
Housing Development Finance Corpn. Ltd.
FinancialEquity0.97%
Bajaj Finance Ltd.
FinancialEquity0.86%
Tata Consultancy Services Ltd.
TechnologyEquity0.85%
Kotak Mahindra Bank Ltd.
FinancialEquity0.85%
Reserve Bank of India
FinancialT-Bills0.79%
Larsen & Toubro Ltd.
ConstructionEquity0.77%
Divi's Laboratories Ltd.
HealthcareEquity0.66%
Dixon Technologies (India) Ltd.
EngineeringEquity0.57%
Abbott India Ltd.
HealthcareEquity0.49%
Maruti Suzuki India Ltd.
AutomobileEquity0.45%
Max Financial Services Ltd.
FinancialEquity0.43%
Balkrishna Industries Ltd.
AutomobileEquity0.43%
JK Cement Ltd
ConstructionEquity0.42%
Can Fin Homes Ltd.
FinancialEquity0.42%
Ultratech Cement Ltd.
ConstructionEquity0.42%
Orient Electric Ltd.
EngineeringEquity0.41%
State Bank of India
FinancialEquity0.41%
Avenue Supermarts Ltd.
ServicesEquity0.40%
Bharti Airtel Ltd.
CommunicationEquity0.40%
SBI Life Insurance Company Ltd.
FinancialEquity0.39%
Rossari Biotech Ltd.
ChemicalsEquity0.38%
TCI Express Ltd.
ServicesEquity0.37%
Astral Poly Technik Ltd.
ChemicalsEquity0.37%
Timken India Ltd.
EngineeringEquity0.36%
Atul Ltd.
ChemicalsEquity0.35%
Syngene International Ltd.
HealthcareEquity0.34%
Mahindra & Mahindra Ltd.
AutomobileEquity0.34%
PI Industries Ltd.
ChemicalsEquity0.33%
Ceat Ltd.
AutomobileEquity0.32%
Coforge Ltd.
TechnologyEquity0.32%
Motherson Sumi Systems Ltd.
AutomobileEquity0.30%
Bajaj Finserv Ltd.
FinancialEquity0.28%
Bayer CropScience Ltd.
HealthcareEquity0.28%
Whirlpool Of India Ltd.
Cons DurableEquity0.28%
SBI Cards & Payments Services Ltd.
FinancialEquity0.28%
Relaxo Footwears Ltd.
FMCGEquity0.27%
Aarti Industries Ltd.
ChemicalsEquity0.26%
SRF Ltd.
DiversifiedEquity0.24%
Alkem Laboratories Ltd.
HealthcareEquity0.23%
Computer Age Management Services Ltd.
FinancialEquity0.23%
Dabur India Ltd.
FMCGEquity0.22%
Kajaria Ceramics Ltd.
ConstructionEquity0.21%
Coromandel International Ltd.
ChemicalsEquity0.20%
Shree Cement Ltd.
ConstructionEquity0.19%
Natco Pharma Ltd.
HealthcareEquity0.17%
Coal India Ltd.
EnergyFutures-3.71%
ITC Ltd.
FMCGFutures-4.95%
Hindustan Unilever Ltd.
FMCGFutures-5.12%
ICICI Bank Ltd.
FinancialFutures-5.20%
Sun Pharmaceutical Inds. Ltd.
HealthcareFutures-5.72%
Axis Bank Ltd.
FinancialFutures-5.77%
Lupin Ltd.
HealthcareFutures-6.06%
JSW Steel Ltd.
MetalsFutures-7.56%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.0%3.7%6.1%6.2%
Category average6.5%10.1%9.3%NA
Rank with in category353131NA
Understand terms
Peer ComparisonHybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
Kotak Debt Hybrid Fund Direct Growth
4
7.5%12.9%3,134.41
Parag Parikh Conservative Hybrid Fund Direct Growth
5
8.9%12.3%2,755.57
HDFC Hybrid Debt Fund Direct Growth
4
6.1%12.1%3,401.26
SBI Conservative Hybrid Fund Direct Growth
4
7.2%11.7%9,748.22
Nippon India Conservative Hybrid Fund Direct Growth
4
9.1%10.1%895.11
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Mar 2021 - Present
1.79%
30 Nov 2020 - 31 Mar 2021
1.78%
31 Oct 2020 - 30 Nov 2020
1.79%
30 Sep 2020 - 31 Oct 2020
1.80%
31 Aug 2020 - 30 Sep 2020
1.80%
31 Jul 2020 - 31 Aug 2020
1.80%
30 Jun 2020 - 31 Jul 2020
1.80%
31 May 2020 - 30 Jun 2020
1.80%
30 Apr 2020 - 31 May 2020
1.80%
31 Mar 2020 - 30 Apr 2020
1.84%
29 Feb 2020 - 31 Mar 2020
1.90%
31 Jan 2020 - 29 Feb 2020
1.85%
31 Dec 2019 - 31 Jan 2020
1.75%
30 Nov 2019 - 31 Dec 2019
1.75%
31 Oct 2019 - 30 Nov 2019
1.77%
30 Sep 2019 - 31 Oct 2019
1.81%
31 Aug 2019 - 30 Sep 2019
1.81%
31 Jul 2019 - 31 Aug 2019
1.74%
30 Jun 2019 - 31 Jul 2019
1.74%
31 May 2019 - 30 Jun 2019
1.74%
30 Apr 2019 - 31 May 2019
1.74%
31 Mar 2019 - 30 Apr 2019
1.39%
28 Feb 2019 - 31 Mar 2019
1.61%
31 Jan 2019 - 28 Feb 2019
1.59%
31 Dec 2018 - 31 Jan 2019
1.58%
30 Nov 2018 - 31 Dec 2018
1.15%
31 Oct 2018 - 30 Nov 2018
1.15%
30 Sep 2018 - 31 Oct 2018
0.13%
31 Aug 2018 - 30 Sep 2018
0.12%
31 Jul 2018 - 31 Aug 2018
0.12%
30 Jun 2018 - 31 Jul 2018
0.12%
31 May 2018 - 30 Jun 2018
0.13%
30 Apr 2018 - 31 May 2018
0.13%
31 Mar 2018 - 30 Apr 2018
0.15%
28 Feb 2018 - 31 Mar 2018
0.15%
31 Jan 2018 - 28 Feb 2018
0.13%
31 Dec 2017 - 31 Jan 2018
0.10%
30 Nov 2017 - 31 Dec 2017
0.10%
31 Oct 2017 - 30 Nov 2017
0.10%
Expense ratio, exit load and taxExpense ratio: 1.79%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementRavi Gopalakrishnan
Jul 2019 - Present
View details
Education
Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.
Experience
Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.
Also manages these schemes
Principal Emerging Bluechip Fund Direct Growth
Principal Retirement Savings Fund Progressive Plan Direct Growth
Principal Retirement Savings Fund Conservative Plan Direct Growth
Principal Retirement Savings Fund Moderate Plan Direct Growth
Principal Small Cap Fund Direct Growth
Principal Midcap Fund Direct Growth
Fund house & investment objective
Sundaram Mutual Fund
Rank (total assets)#17 in India
Total AUM₹71,486.25Cr
Date of Incorporation26 Feb 1996
    Principal Retirement Savings Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by Sundaram Mutual Fund.     This scheme was made available to investors on 26 Feb 1996.     Rajat Jain is the Current Fund Manager of Principal Retirement Savings Fund Conservative Plan Direct Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹71,486 Cr and     the Latest NAV as of 24 Dec 2020 is ₹13.51.  

    The Principal Retirement Savings Fund Conservative Plan Direct Growth is rated Moderately High risk.     Minimum SIP Investment is set to ₹2,000.          
  ;
Investment ObjectiveThe scheme seeks to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. 
 
;
Fund benchmarkNifty 500
Scheme Information Document(SID)
Fund house contact details
Address
Sundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Phone
1860-425-7237
Launch Date
26 Feb 1996
E-mail
NA
Website
www.sundarammutual.com
Sundaram Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4,  Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
Principal Retirement Savings Fund Conservative Plan Direct Growth
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
JSW Steel Ltd.	Metals	Equity	7.51%
ICICI Bank Ltd.	Financial	Equity	6.35%
Axis Bank Ltd.	Financial	Equity	6.28%
Lupin Ltd.	Healthcare	Equity	6.02%
Sun Pharmaceutical Inds. Ltd.	Healthcare	Equity	5.69%
Hindustan Unilever Ltd.	FMCG	Equity	5.45%
ITC Ltd.	FMCG	Equity	5.25%
Coal India Ltd.	Energy	Equity	3.69%
HDFC Bank Ltd.	Financial	Equity	2.22%
Reliance Industries Ltd.	Energy	Equity	1.70%
Infosys Ltd.	Technology	Equity	1.57%
Housing Development Finance Corpn. Ltd.	Financial	Equity	0.97%
Bajaj Finance Ltd.	Financial	Equity	0.86%
Tata Consultancy Services Ltd.	Technology	Equity	0.85%
Kotak Mahindra Bank Ltd.	Financial	Equity	0.85%
Reserve Bank of India	Financial	T-Bills	0.79%
Larsen & Toubro Ltd.	Construction	Equity	0.77%
Divi's Laboratories Ltd.	Healthcare	Equity	0.66%
Dixon Technologies (India) Ltd.	Engineering	Equity	0.57%
Abbott India Ltd.	Healthcare	Equity	0.49%
Maruti Suzuki India Ltd.	Automobile	Equity	0.45%
Max Financial Services Ltd.	Financial	Equity	0.43%
Balkrishna Industries Ltd.	Automobile	Equity	0.43%
JK Cement Ltd	Construction	Equity	0.42%
Can Fin Homes Ltd.	Financial	Equity	0.42%
Ultratech Cement Ltd.	Construction	Equity	0.42%
Orient Electric Ltd.	Engineering	Equity	0.41%
State Bank of India	Financial	Equity	0.41%
Avenue Supermarts Ltd.	Services	Equity	0.40%
Bharti Airtel Ltd.	Communication	Equity	0.40%
SBI Life Insurance Company Ltd.	Financial	Equity	0.39%
Rossari Biotech Ltd.	Chemicals	Equity	0.38%
TCI Express Ltd.	Services	Equity	0.37%
Astral Poly Technik Ltd.	Chemicals	Equity	0.37%
Timken India Ltd.	Engineering	Equity	0.36%
Atul Ltd.	Chemicals	Equity	0.35%
Syngene International Ltd.	Healthcare	Equity	0.34%
Mahindra & Mahindra Ltd.	Automobile	Equity	0.34%
PI Industries Ltd.	Chemicals	Equity	0.33%
Ceat Ltd.	Automobile	Equity	0.32%
Coforge Ltd.	Technology	Equity	0.32%
Motherson Sumi Systems Ltd.	Automobile	Equity	0.30%
Bajaj Finserv Ltd.	Financial	Equity	0.28%
Bayer CropScience Ltd.	Healthcare	Equity	0.28%
Whirlpool Of India Ltd.	Cons Durable	Equity	0.28%
SBI Cards & Payments Services Ltd.	Financial	Equity	0.28%
Relaxo Footwears Ltd.	FMCG	Equity	0.27%
Aarti Industries Ltd.	Chemicals	Equity	0.26%
SRF Ltd.	Diversified	Equity	0.24%
Alkem Laboratories Ltd.	Healthcare	Equity	0.23%
Computer Age Management Services Ltd.	Financial	Equity	0.23%
Dabur India Ltd.	FMCG	Equity	0.22%
Kajaria Ceramics Ltd.	Construction	Equity	0.21%
Coromandel International Ltd.	Chemicals	Equity	0.20%
Shree Cement Ltd.	Construction	Equity	0.19%
Natco Pharma Ltd.	Healthcare	Equity	0.17%
Coal India Ltd.	Energy	Futures	-3.71%
ITC Ltd.	FMCG	Futures	-4.95%
Hindustan Unilever Ltd.	FMCG	Futures	-5.12%
ICICI Bank Ltd.	Financial	Futures	-5.20%
Sun Pharmaceutical Inds. Ltd.	Healthcare	Futures	-5.72%
Axis Bank Ltd.	Financial	Futures	-5.77%
Lupin Ltd.	Healthcare	Futures	-6.06%
JSW Steel Ltd.	Metals	Futures	-7.56%

	1Y	3Y	5Y	All
Fund returns	6.0%	3.7%	6.1%	6.2%
Category average	6.5%	10.1%	9.3%	NA
Rank with in category	35	31	31	NA

Hybrid, Conservative Hybrid funds	Rating	1Y	3Y	Fund Size(Cr)
Kotak Debt Hybrid Fund Direct Growth	4	7.5%	12.9%	3,134.41
Parag Parikh Conservative Hybrid Fund Direct Growth	5	8.9%	12.3%	2,755.57
HDFC Hybrid Debt Fund Direct Growth	4	6.1%	12.1%	3,401.26
SBI Conservative Hybrid Fund Direct Growth	4	7.2%	11.7%	9,748.22
Nippon India Conservative Hybrid Fund Direct Growth	4	9.1%	10.1%	895.11