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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Principal Retirement Savings Fund Conservative Plan Direct Growth
+3.70%
3Y annualised
+0.28% 1D
NAV: 24 Dec '20
₹13.51
Min. for SIP
--
Fund size (AUM)
₹1.25 Cr
Expense ratio
--
Rating
--
Holdings (64)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| JSW Steel Ltd. | Metals | Equity | 7.51% |
| ICICI Bank Ltd. | Financial | Equity | 6.35% |
| Axis Bank Ltd. | Financial | Equity | 6.28% |
| Lupin Ltd. | Healthcare | Equity | 6.02% |
| Sun Pharmaceutical Inds. Ltd. | Healthcare | Equity | 5.69% |
| Hindustan Unilever Ltd. | FMCG | Equity | 5.45% |
| ITC Ltd. | FMCG | Equity | 5.25% |
| Coal India Ltd. | Energy | Equity | 3.69% |
| HDFC Bank Ltd. | Financial | Equity | 2.22% |
| Reliance Industries Ltd. | Energy | Equity | 1.70% |
| Infosys Ltd. | Technology | Equity | 1.57% |
| Housing Development Finance Corpn. Ltd. | Financial | Equity | 0.97% |
| Bajaj Finance Ltd. | Financial | Equity | 0.86% |
| Tata Consultancy Services Ltd. | Technology | Equity | 0.85% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 0.85% |
| Reserve Bank of India | Financial | T-Bills | 0.79% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.77% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.66% |
| Dixon Technologies (India) Ltd. | Engineering | Equity | 0.57% |
| Abbott India Ltd. | Healthcare | Equity | 0.49% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.45% |
| Max Financial Services Ltd. | Financial | Equity | 0.43% |
| Balkrishna Industries Ltd. | Automobile | Equity | 0.43% |
| JK Cement Ltd | Construction | Equity | 0.42% |
| Can Fin Homes Ltd. | Financial | Equity | 0.42% |
| Ultratech Cement Ltd. | Construction | Equity | 0.42% |
| Orient Electric Ltd. | Engineering | Equity | 0.41% |
| State Bank of India | Financial | Equity | 0.41% |
| Avenue Supermarts Ltd. | Services | Equity | 0.40% |
| Bharti Airtel Ltd. | Communication | Equity | 0.40% |
| SBI Life Insurance Company Ltd. | Financial | Equity | 0.39% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.38% |
| TCI Express Ltd. | Services | Equity | 0.37% |
| Astral Poly Technik Ltd. | Chemicals | Equity | 0.37% |
| Timken India Ltd. | Engineering | Equity | 0.36% |
| Atul Ltd. | Chemicals | Equity | 0.35% |
| Syngene International Ltd. | Healthcare | Equity | 0.34% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.34% |
| PI Industries Ltd. | Chemicals | Equity | 0.33% |
| Ceat Ltd. | Automobile | Equity | 0.32% |
| Coforge Ltd. | Technology | Equity | 0.32% |
| Motherson Sumi Systems Ltd. | Automobile | Equity | 0.30% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.28% |
| Bayer CropScience Ltd. | Healthcare | Equity | 0.28% |
| Whirlpool Of India Ltd. | Cons Durable | Equity | 0.28% |
| SBI Cards & Payments Services Ltd. | Financial | Equity | 0.28% |
| Relaxo Footwears Ltd. | FMCG | Equity | 0.27% |
| Aarti Industries Ltd. | Chemicals | Equity | 0.26% |
| SRF Ltd. | Diversified | Equity | 0.24% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 0.23% |
| Computer Age Management Services Ltd. | Financial | Equity | 0.23% |
| Dabur India Ltd. | FMCG | Equity | 0.22% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.21% |
| Coromandel International Ltd. | Chemicals | Equity | 0.20% |
| Shree Cement Ltd. | Construction | Equity | 0.19% |
| Natco Pharma Ltd. | Healthcare | Equity | 0.17% |
| Coal India Ltd. | Energy | Futures | -3.71% |
| ITC Ltd. | FMCG | Futures | -4.95% |
| Hindustan Unilever Ltd. | FMCG | Futures | -5.12% |
| ICICI Bank Ltd. | Financial | Futures | -5.20% |
| Sun Pharmaceutical Inds. Ltd. | Healthcare | Futures | -5.72% |
| Axis Bank Ltd. | Financial | Futures | -5.77% |
| Lupin Ltd. | Healthcare | Futures | -6.06% |
| JSW Steel Ltd. | Metals | Futures | -7.56% |
See All
Minimum investments
Min. for 1st investment
--
Min. for 2nd investment
--
Min. for SIP
--
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.0% | +3.7% | +6.1% | +6.2% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 35 | 31 | 31 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +1.65% | +8.72% | 3,453.72 | |
 | +0.94% | +8.49% | 3,269.92 | |
 | +4.73% | +8.43% | 977.17 | |
 | +1.42% | +8.24% | 175.30 | |
 | +2.49% | +8.07% | 10,107.43 | |
| Compare | ||||
About Principal Retirement Savings Fund Conservative Plan Direct Growth
Principal Retirement Savings Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by Sundaram Mutual Fund. This scheme was made available to investors on 26 Feb 1996. The fund currently has an Asset Under Management(AUM) of ₹77,566 Cr and the Latest NAV as of 24 Dec 2020 is ₹13.51.
The Principal Retirement Savings Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹2,000.
;
Investment Objective
The scheme seeks to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkNifty 500
Fund house
Rank (total assets)#17 in India
Total AUM₹77,566.02 Cr
Date of Incorporation26 Feb 1996
Launch Date26 Feb 1996
AddressSundaram Towers No. 46,,1st& 2nd Floor, Whites Road,Royapettah Chennai 600014
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,