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LIC MF Liquid Fund Direct Growth
Debt
Liquid
Low to Moderate Risk
+6.99%
3Y annualised
0.00% 1D
NAV: 19 Jan '26
₹4,941.69
Min. SIP amount
₹200
Fund size
₹12,671.67 Cr
Expense ratio
0.12%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,733 | +2.89% | |
| 3 years | ₹1,80,000 | ₹1,98,895 | +10.50% | |
| 5 years | ₹3,00,000 | ₹3,52,185 | +17.39% | |
| 10 years | ₹6,00,000 | ₹8,14,986 | +35.83% |
Holdings (76)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 4.12% |
| HDFC Bank Ltd. | Financial | CD | 3.70% |
| Reserve Bank of India | Financial | T-Bills | 3.14% |
| Punjab National Bank | Financial | CD | 3.12% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 3.12% |
| Reserve Bank of India | Financial | T-Bills | 3.06% |
| Indusind Bank Ltd. | Financial | CD | 2.75% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.35% |
| Reserve Bank of India | Financial | T-Bills | 2.35% |
| Punjab National Bank | Financial | CD | 2.34% |
| Reserve Bank of India | Financial | T-Bills | 2.17% |
| HDFC Bank Ltd. | Financial | CD | 1.96% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.96% |
| Bank Of Baroda | Financial | CD | 1.96% |
| Punjab National Bank | Financial | CD | 1.95% |
| Tata Capital Housing Finance Ltd. | Financial | CP | 1.95% |
| Panatone Finvest Ltd | Financial | CP | 1.77% |
| Bank Of Baroda | Financial | CD | 1.76% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 1.57% |
| Godrej Housing Finance Ltd. | Financial | CP | 1.57% |
| Bank of India | Financial | CD | 1.57% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.57% |
| Bajaj Financial Securities Ltd. | Financial | CP | 1.57% |
| Axis Bank Ltd. | Financial | CD | 1.57% |
| Reliance Retail Ventures Ltd. | Services | CP | 1.57% |
| Bank Of Baroda | Financial | CD | 1.56% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 1.56% |
| Punjab National Bank | Financial | CD | 1.56% |
| Bank of India | Financial | CD | 1.56% |
| Export-Import Bank Of India | Financial | CD | 1.56% |
| Punjab & Sind Bank | Financial | CD | 1.56% |
| Axis Bank Ltd. | Financial | CD | 1.56% |
| Indian Overseas Bank | Financial | CD | 1.56% |
| Jio Credit Ltd. | Financial | CP | 1.56% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.27% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.18% |
| Reserve Bank of India | Financial | T-Bills | 1.17% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.17% |
| Mahindra Rural Housing Finance Ltd. | Financial | CP | 1.17% |
| Kotak Securities Ltd. | Services | CP | 1.17% |
| Reliance Jio Infocomm Ltd. | Communication | CP | 1.17% |
| Angel One Ltd. | Financial | CP | 1.17% |
| HDFC Bank Ltd. | Financial | CD | 0.98% |
| Reserve Bank of India | Financial | T-Bills | 0.98% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.98% |
| Indian Bank | Financial | CD | 0.98% |
| Tata Capital Ltd. | Financial | CP | 0.97% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.79% |
| Reserve Bank of India | Financial | T-Bills | 0.79% |
| Reserve Bank of India | Financial | T-Bills | 0.79% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.79% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.78% |
| Reserve Bank of India | Financial | T-Bills | 0.78% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.78% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.78% |
| HDFC Securities Ltd. | Financial | CP | 0.78% |
| Canara Bank | Financial | CD | 0.78% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.78% |
| Tata Housing Devp. Co. Ltd | Construction | CP | 0.78% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.78% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 0.78% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.59% |
| Bank Of Baroda | Financial | CD | 0.59% |
| HDFC Securities Ltd. | Financial | CP | 0.59% |
| Fedbank Financial Services Ltd. | Financial | CP | 0.58% |
| 360 ONE Wealth Ltd. | Financial | CP | 0.58% |
| Axis Securities Ltd. | Others | CP | 0.39% |
| Canara Bank | Financial | CD | 0.39% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.39% |
| HDFC Bank Ltd. | Financial | CD | 0.39% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.39% |
| Kotak Mahindra Prime Ltd. | Financial | NCD | 0.25% |
| Export-Import Bank Of India | Financial | CD | 0.20% |
| Gujarat State | Construction | SDL | 0.08% |
| Reserve Bank of India | Financial | T-Bills | 0.08% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.04% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹500
Min. for SIP
₹200
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +5.9% | +6.2% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 22 | 19 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Liquid Direct Growth | +6.52% | +7.06% | 10,414.02 | |
PGIM India Liquid Fund Direct Plan Growth | +6.52% | +7.05% | 504.53 | |
Franklin India Liquid Fund Super Institutional Plan Direct Growth | +6.56% | +7.03% | 2,640.35 | |
Nippon India Liquid Fund Direct Growth | +6.52% | +7.03% | 27,591.03 | |
Mirae Asset Liquid Fund Direct Growth | +6.48% | +7.03% | 15,756.80 | |
| Compare | ||||
Fund management
RSRahul SinghOct 2015 - PresentView details
RS
Rahul Singh
Oct 2015 - Present
View details
APDAakash Parash DhuliaSep 2025 - PresentView details
APD
Aakash Parash Dhulia
Sep 2025 - Present
View details
About LIC MF Liquid Fund Direct Growth
LIC MF Liquid Fund Direct Growth is a Debt Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Rahul Singh is the Current Fund Manager of LIC MF Liquid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹45,363 Cr and the Latest NAV as of 19 Jan 2026 is ₹4,941.69.
The LIC MF Liquid Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹200. Minimum Lumpsum Investment is ₹5,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
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Investment Objective
The fund seeks to generate reasonable return with low risk and high liquidity from a portfolio of debt and money market instruments.
Fund benchmarkCRISIL Liquid Debt A-I Index
Fund house
Rank (total assets)#20 in India
Total AUM₹45,363.42 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,