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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
LIC MF Unit Linked Insurance Scheme Direct IDCW
+9.04%
3Y annualised
+0.32% 1D
NAV: 15 Jul '26
₹40.72
Min. for SIP
Not Supported
Fund size (AUM)
₹441.04 Cr
Expense ratio
1.37%
Rating
1
Holdings (54)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 8.42% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 4.81% |
| HDFC Bank Ltd | Financial | Equity | 4.39% |
| Trent Ltd | Consumer Discretionary | Equity | 3.80% |
| GOI Sec 7.41 19/12/2036 | Entities | GOI Securities | 3.57% |
| STATE DEVELOPMENT LOAN 33897 MH 31JN36 7.63 FV RS 100 | Unspecified | State Development Loan | 3.55% |
| Repo | Unspecified | Repo | 3.08% |
| KSB Ltd | Industrials | Equity | 3.01% |
| Titan Company Ltd | Consumer Discretionary | Equity | 2.89% |
| Bajaj Finance Ltd | Financial | Equity | 2.86% |
| Bharat Electronics Ltd | Industrials | Equity | 2.86% |
| Garware Hi-Tech Films Ltd | Materials | Equity | 2.82% |
| Divi's Laboratories Ltd | Healthcare | Equity | 2.73% |
| Axis Bank Ltd | Financial | Equity | 2.58% |
| Infosys Ltd | Technology | Equity | 2.46% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD8 7.43 LOA 24OT34 FVRS1LAC | Industrials | Debenture | 2.37% |
| Manorama Industries Ltd | Consumer Staples | Equity | 2.33% |
| Avenue Supermarts Ltd | Consumer Staples | Equity | 2.26% |
| SRF Ltd | Materials | Equity | 2.16% |
| Bharti Airtel Ltd | Technology | Equity | 2.08% |
| Navin Fluorine International Ltd | Materials | Equity | 1.83% |
| Vinati Organics Ltd | Materials | Equity | 1.61% |
| Alkem Laboratories Ltd | Healthcare | Equity | 1.55% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.54% |
| Tata Consultancy Services Ltd | Technology | Equity | 1.49% |
| Carborundum Universal Ltd | Materials | Equity | 1.46% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.40% |
| State Bank of India | Financial | Equity | 1.40% |
| Pidilite Industries Ltd | Materials | Equity | 1.38% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 1.36% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 1.35% |
| Bajaj Finserv Ltd | Financial | Equity | 1.34% |
| HDFC BANK LIMITED SR AA009 8 NCD 27JL32 FVRS10LAC | Financial | Debenture | 1.25% |
| The Federal Bank Ltd | Financial | Equity | 1.25% |
| Techno Electric & Engineering Company Ltd | Industrials | Equity | 1.21% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 1.18% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 1.16% |
| HDFC BANK LIMITED CD 05AUG26 | Financial | Certificate of Deposit | 1.13% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 1.07% |
| CreditAccess Grameen Ltd | Financial | Equity | 1.05% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 1.00% |
| Transport Corporation Of India Ltd | Industrials | Equity | 0.98% |
| Godfrey Phillips India Ltd | Consumer Staples | Equity | 0.96% |
| STATE DEVELOPMENT LOAN 22496 TN 27NV30 7.19 FV RS 100 | Unspecified | State Development Loan | 0.81% |
| Bikaji Foods International Ltd | Consumer Staples | Equity | 0.79% |
| Arvind Fashions Ltd | Consumer Discretionary | Equity | 0.76% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 0.53% |
| Artemis Medicare Services Ltd | Healthcare | Equity | 0.52% |
| Schneider Electric Infrastructure Ltd | Energy & Utilities | Equity | 0.51% |
| SKF India (Industrial) Ltd | Industrials | Equity | 0.48% |
| Nuclear Power Corpn. Of India Ltd Debenture 8.13 28/03/2028 | Energy & Utilities | Debenture | 0.24% |
| SKF India Ltd | Industrials | Equity | 0.18% |
| Bharat Bijlee Ltd | Industrials | Equity | 0.16% |
| Net Receivables | Unspecified | Net Receivables | 0.08% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.0% | +9.1% | +10.7% | +11.1% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 38 | 36 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +3.85% | +16.03% | 51,480.53 | |
 | -2.49% | +15.25% | 692.05 | |
 | +2.54% | +14.53% | 3,784.00 | |
 | +3.93% | +13.43% | 85,633.48 | |
 | +2.49% | +12.29% | 4,013.79 | |
| Compare | ||||
Fund management
PHSPratik Harish ShroffSep 2023 - PresentView details
PHS
Pratik Harish Shroff
Sep 2023 - Present
View details
SPSiddharth PanjwaniJul 2026 - PresentView details
SP
Siddharth Panjwani
Jul 2026 - Present
View details
About LIC MF Unit Linked Insurance Scheme Direct IDCW
LIC MF Unit Linked Insurance Scheme Direct IDCW is a Hybrid Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Pratik Harish Shroff is the Current Fund Manager of LIC MF Unit Linked Insurance Scheme Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹45,911 Cr and the Latest NAV as of 15 Jul 2026 is ₹40.72.
The LIC MF Unit Linked Insurance Scheme Direct IDCW is rated Very High risk. Minimum SIP Investment is set to ₹1,000.
;
Investment Objective
The scheme seeks to provide long term capital appreciation along with the benefits of Tax rebate and Insurance as well as additional benefit of a life cover and free accident insurance cover over a period of 10 years or 15 years. The scheme invests its portfolio in equity and debt instruments and also in money market instruments.;
Fund benchmarkCRISIL Hybrid 35+65 Aggressive Index
Fund house
Rank (total assets)#20 in India
Total AUM₹45,910.63 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,