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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
LIC MF Unit Linked Insurance Scheme Direct IDCW
+9.04%
3Y annualised
-0.21% 1D
NAV: 15 May '26
₹38.95
Min. for SIP
Not Supported
Fund size (AUM)
₹428.90 Cr
Expense ratio
1.32%
Rating
1
Holdings (55)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 7.96% |
| GOI | Sovereign | GOI Sec | 4.77% |
| HDFC Bank Ltd. | Financial | Equity | 4.37% |
| GOI | Sovereign | GOI Sec | 3.67% |
| Maharashtra State | Others | SDL | 3.56% |
| Trent Ltd. | Services | Equity | 3.29% |
| KSB Ltd. | Capital Goods | Equity | 3.16% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 3.08% |
| Infosys Ltd. | Technology | Equity | 2.99% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 2.96% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 2.77% |
| Bajaj Finance Ltd. | Financial | Equity | 2.74% |
| Axis Bank Ltd. | Financial | Equity | 2.50% |
| Avenue Supermarts Ltd. | Services | Equity | 2.43% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 2.36% |
| Bharti Airtel Ltd. | Communication | Equity | 2.18% |
| Manorama Industries Ltd. | Consumer Staples | Equity | 2.18% |
| SRF Ltd. | Chemicals | Equity | 2.04% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.86% |
| Garware Hi-Tech Films Ltd. | Chemicals | Equity | 1.74% |
| Navin Fluorine International Ltd. | Chemicals | Equity | 1.67% |
| Vinati Organics Ltd. | Chemicals | Equity | 1.64% |
| Reliance Industries Ltd. | Energy | Equity | 1.60% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 1.54% |
| Techno Electric & Engineering Company Ltd. | Capital Goods | Equity | 1.51% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.49% |
| State Bank of India | Financial | Equity | 1.49% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 1.48% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.35% |
| Bajaj Finserv Ltd. | Financial | Equity | 1.35% |
| HDFC Bank Ltd. | Financial | Debenture | 1.25% |
| Pidilite Industries Ltd. | Chemicals | Equity | 1.22% |
| Carborundum Universal Ltd. | Metals & Mining | Equity | 1.22% |
| GOI | Sovereign | GOI Sec | 1.18% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.16% |
| HDFC Bank Ltd. | Financial | CD | 1.15% |
| The Federal Bank Ltd. | Financial | Equity | 1.11% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 1.09% |
| GOI | Sovereign | GOI Sec | 1.06% |
| Godfrey Phillips India Ltd. | Consumer Staples | Equity | 1.02% |
| Transport Corporation Of India Ltd. | Services | Equity | 1.01% |
| CreditAccess Grameen Ltd. | Financial | Equity | 0.94% |
| Bikaji Foods International Ltd. | Consumer Staples | Equity | 0.84% |
| Tamilnadu State | Others | SDL | 0.84% |
| Central Mine Planning & Design Institute Ltd. | Energy | Equity | 0.83% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 0.76% |
| Arvind Fashions Ltd. | Textiles | Equity | 0.73% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.50% |
| Artemis Medicare Services Ltd. | Healthcare | Equity | 0.49% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.48% |
| SKF India (Industrial) Ltd. | Capital Goods | Equity | 0.37% |
| SKF India Ltd. | Capital Goods | Equity | 0.28% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Debenture | 0.24% |
| Bajaj Electricals Ltd. | Consumer Discretionary | Equity | 0.24% |
| Bharat Bijlee Ltd. | Capital Goods | Equity | 0.17% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.0% | +10.2% | +10.8% | +10.8% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 38 | 36 | 24 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
JM Aggressive Hybrid Fund Direct Growth | -1.26% | +17.81% | 701.44 | |
ICICI Prudential Equity & Debt Fund Direct Growth | +2.99% | +17.28% | 50,367.73 | |
Edelweiss Aggressive Hybrid Fund Direct Growth | +2.61% | +16.35% | 3,627.22 | |
Nippon India Aggressive Hybrid Fund Direct Growth | +1.13% | +13.45% | 3,958.21 | |
Franklin India Aggressive Hybrid Fund Direct Growth | -2.15% | +13.11% | 2,305.63 | |
| Compare | ||||
Fund management
PHSPratik Harish ShroffSep 2023 - PresentView details
PHS
Pratik Harish Shroff
Sep 2023 - Present
View details
MBMahesh BendreApr 2026 - PresentView details
MB
Mahesh Bendre
Apr 2026 - Present
View details
DMDikshit MittalSep 2021 - PresentView details
DM
Dikshit Mittal
Sep 2021 - Present
View details
About LIC MF Unit Linked Insurance Scheme Direct IDCW
LIC MF Unit Linked Insurance Scheme Direct IDCW is a Hybrid Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Pratik Harish Shroff is the Current Fund Manager of LIC MF Unit Linked Insurance Scheme Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹48,379 Cr and the Latest NAV as of 15 May 2026 is ₹38.95.
The LIC MF Unit Linked Insurance Scheme Direct IDCW is rated Very High risk. Minimum SIP Investment is set to ₹1,000.
;
Investment Objective
The scheme seeks to provide long term capital appreciation along with the benefits of Tax rebate and Insurance as well as additional benefit of a life cover and free accident insurance cover over a period of 10 years or 15 years. The scheme invests its portfolio in equity and debt instruments and also in money market instruments.;
Fund benchmarkCRISIL Hybrid 35+65 Aggressive Index
Fund house
Rank (total assets)#20 in India
Total AUM₹48,379.12 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,