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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
LIC MF Unit Linked Insurance Scheme Direct IDCW
+7.80%
3Y annualised
-0.16% 1D
NAV: 11 Sep '26
₹41.37
Min. for SIP
Not Supported
Fund size (AUM)
₹445.80 Cr
Expense ratio
--
Rating
1
Holdings (54)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Divi's Laboratories Ltd | Healthcare | Equity | 3.88% |
| Solar Industries India Ltd | Materials | Equity | 3.77% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 3.73% |
| STATE DEVELOPMENT LOAN 33897 MH 31JN36 7.63 FV RS 100 | Unspecified | State Development Loan | 3.38% |
| Titan Company Ltd | Consumer Discretionary | Equity | 3.32% |
| ICICI Bank Ltd | Financial | Equity | 3.26% |
| Bharti Airtel Ltd | Technology | Equity | 3.25% |
| Bajaj Finance Ltd | Financial | Equity | 3.11% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 2.90% |
| Oracle Financial Services Software Ltd | Technology | Equity | 2.81% |
| Navin Fluorine International Ltd | Materials | Equity | 2.62% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 2.61% |
| Zomato Ltd | Technology | Equity | 2.50% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD8 7.43 LOA 24OT34 FVRS1LAC | Industrials | Debenture | 2.33% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 2.29% |
| GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.24% |
| Garware Hi-Tech Films Ltd | Materials | Equity | 2.24% |
| Zydus Lifesciences Ltd | Healthcare | Equity | 2.19% |
| Repo | Unspecified | Repo | 2.16% |
| Avenue Supermarts Ltd | Consumer Staples | Equity | 1.99% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 1.93% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 1.90% |
| RateGain Travel Technologies Ltd | Technology | Equity | 1.89% |
| Aster DM Healthcare Ltd | Healthcare | Equity | 1.87% |
| Bharat Electronics Ltd | Industrials | Equity | 1.86% |
| CreditAccess Grameen Ltd | Financial | Equity | 1.84% |
| Ajanta Pharma Ltd | Healthcare | Equity | 1.82% |
| GE T&D India Ltd | Industrials | Equity | 1.79% |
| Sona BLW Precision Forgings Ltd | Consumer Discretionary | Equity | 1.77% |
| Manorama Industries Ltd | Consumer Staples | Equity | 1.70% |
| Net Receivables | Unspecified | Net Receivables | 1.58% |
| Thermax Ltd | Industrials | Equity | 1.58% |
| CarTrade Tech Ltd | Consumer Discretionary | Equity | 1.34% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 1.29% |
| ABB India Ltd | Industrials | Equity | 1.29% |
| City Union Bank Ltd | Financial | Equity | 1.23% |
| GOI Sec 7.41 19/12/2036 | Entities | GOI Securities | 1.17% |
| GOVERNMENT OF INDIA 33559 GOI 30OT26 7.33 FV RS 100 | Entities | GOI Securities | 1.15% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 1.15% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 1.15% |
| HDFC BANK LIMITED SR AA009 8 NCD 27JL32 FVRS10LAC | Financial | Debenture | 1.14% |
| GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 1.12% |
| Techno Electric & Engineering Company Ltd | Industrials | Equity | 1.11% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 1.05% |
| Delhivery Ltd | Industrials | Equity | 1.02% |
| Lumax Auto Technologies Ltd | Consumer Discretionary | Equity | 0.93% |
| IIFL Wealth Management Ltd | Financial | Equity | 0.92% |
| Godfrey Phillips India Ltd | Consumer Staples | Equity | 0.92% |
| Schneider Electric Infrastructure Ltd | Energy & Utilities | Equity | 0.90% |
| Infosys Ltd | Technology | Equity | 0.89% |
| Tata Consultancy Services Ltd | Technology | Equity | 0.88% |
| STATE DEVELOPMENT LOAN 22496 TN 27NV30 7.19 FV RS 100 | Unspecified | State Development Loan | 0.80% |
| Nuclear Power Corpn. Of India Ltd Debenture 8.13 28/03/2028 | Energy & Utilities | Debenture | 0.23% |
| INDO-MIM Ltd. | Industrials | Equity | 0.20% |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.8% | +7.6% | +10.3% | +11.1% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 39 | 37 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +15.81% | +16.83% | 2,050.58 | |
 | +3.16% | +12.94% | 3,997.71 | |
 | +0.96% | +12.90% | 52,454.21 | |
 | +5.07% | +11.97% | 88,667.52 | |
 | +1.10% | +10.24% | 4,072.36 | |
| Compare | ||||
Fund management
PHSPratik Harish ShroffSep 2023 - PresentView details
PHS
Pratik Harish Shroff
Sep 2023 - Present
View details
SPSiddharth PanjwaniJul 2026 - PresentView details
SP
Siddharth Panjwani
Jul 2026 - Present
View details
About LIC MF Unit Linked Insurance Scheme Direct IDCW
LIC MF Unit Linked Insurance Scheme Direct IDCW is a Hybrid Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Pratik Harish Shroff is the Current Fund Manager of LIC MF Unit Linked Insurance Scheme Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹51,563 Cr and the Latest NAV as of 11 Sep 2026 is ₹41.37.
The LIC MF Unit Linked Insurance Scheme Direct IDCW is rated Very High risk. Minimum SIP Investment is set to ₹1,000.
;
Investment Objective
The scheme seeks to provide long term capital appreciation along with the benefits of Tax rebate and Insurance as well as additional benefit of a life cover and free accident insurance cover over a period of 10 years or 15 years. The scheme invests its portfolio in equity and debt instruments and also in money market instruments.;
Fund benchmarkCRISIL Hybrid 35+65 Aggressive Index
Fund house
Rank (total assets)#20 in India
Total AUM₹51,562.63 Cr
Date of Incorporation20 Apr 1994
Launch Date20 Apr 1994
AddressIndustrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,