LIC MF Unit Linked Insurance Scheme Direct IDCW

Hybrid
Aggressive Hybrid
Very High Risk
3Y Lock In
14.72%
3Y annualised
-0.22% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Jul 2025₹41.68
Min. SIP amountNot Supported
Rating2
Fund size₹497.66Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (55)

NameSectorInstrumentAssets
FinancialEquity8.27%
SovereignGOI Sec5.41%
FinancialEquity5.14%
ServicesEquity4.48%
TechnologyEquity3.77%
Maharashtra State
OthersSDL3.28%
FinancialNCD3.16%
Capital GoodsEquity2.73%
HealthcareEquity2.63%
FinancialEquity2.49%
Capital GoodsEquity2.40%
DiversifiedEquity2.38%
TechnologyEquity2.37%
Consumer DiscretionaryEquity2.26%
ChemicalsEquity2.23%
SovereignGOI Sec2.15%
FinancialEquity2.15%
Jamnagar Utilities and Power Pvt. Ltd.
Capital GoodsDebenture2.12%
CommunicationEquity2.11%
ServicesEquity2.10%
Consumer StaplesEquity1.92%
Capital GoodsEquity1.71%
ChemicalsEquity1.52%
EnergyEquity1.52%
FinancialEquity1.44%
FinancialEquity1.39%
Consumer StaplesEquity1.29%
HealthcareEquity1.28%
AutomobileEquity1.26%
Consumer StaplesEquity1.23%
ChemicalsEquity1.23%
TechnologyEquity1.16%
ServicesEquity1.12%
Metals & MiningEquity1.12%
ChemicalsEquity1.07%
Export-Import Bank Of India
FinancialBonds/Deb1.06%
National Bank For Agriculture & Rural Development
FinancialDebenture1.05%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.04%
FinancialEquity1.04%
Kerala State
OthersSDL1.03%
FinancialEquity1.02%
Consumer StaplesEquity1.01%
Consumer StaplesEquity0.84%
FinancialEquity0.80%
FinancialEquity0.75%
Tamilnadu State
OthersSDL0.73%
TextilesEquity0.73%
Capital GoodsEquity0.71%
HealthcareEquity0.46%
Capital GoodsEquity0.45%
Consumer DiscretionaryEquity0.37%
HealthcareEquity0.37%
Capital GoodsEquity0.29%
Capital GoodsEquity0.25%
Nuclear Power Corpn. Of India Ltd.
EnergyDebenture0.21%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Hybrid Aggressive Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns6.1%14.7%17.9%12.2%
Category average4.6%17.3%18.5%NA
Rank with in category263729NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.28%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

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Check past data

Fund management

Karan Doshi
Jul 2024 - Present
View details

Education
Mr. Doshi is a Bachelor of Engineering, MMS (Finance)
Experience
Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Industrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Phone
022-66016177 / 022-66016178
Launch Date
20 Apr 1994
LIC Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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