LIC MF Gilt Fund Direct Growth

Debt
Gilt
Moderate Risk
+7.24%
3Y annualised
-0.14% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Oct 2025
₹65.64
Rating
2
Min. SIP amount
₹200
Fund size
₹57.63Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (5)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec45.12%
GOI
SovereignGOI Sec25.97%
GOI
SovereignGOI Sec8.93%
GOI
SovereignGOI Sec8.75%
GOI
SovereignGOI Sec8.56%

Minimum investment amounts

Min. for 1st investment₹10,000
Min. for 2nd investment onwards₹500
Min. for SIP₹200

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.5%7.2%5.4%7.5%
Category average5.8%7.5%5.3%NA
Rank with in category202119NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Exit load of 0.25% if redeemed within 30 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Rahul Singh
Oct 2025 - Present
View details

Education
Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Experience
Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 - April 2006).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Industrial Assurance BuildingGround Floor, Opp. Churchgate Station Mumbai 400020
Phone
022-66016177 / 022-66016178
Launch Date
20 Apr 1994
LIC Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Gilt

Pros

Lower expense ratio: 0.74%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
5Y and 10Y annualised returns higher than category average

Cons

Consistently lower annualised returns than category average for the past 1Y and 3Y
Low rating: 2

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