How to Invest in LIC MF Conservative Hybrid Fund Direct Growth?

You can easily invest in LIC MF Conservative Hybrid Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for LIC MF Conservative Hybrid Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in LIC MF Conservative Hybrid Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does LIC MF Conservative Hybrid Fund Direct Growth provide?

The LIC MF Conservative Hybrid Fund Direct Growth has been there from 09 Jan 2013 and the average annual returns provided by this fund is 5.53% since its inception.

How much expense ratio is charged by LIC MF Conservative Hybrid Fund Direct Growth?

The term Expense Ratio used for LIC MF Conservative Hybrid Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of LIC MF Conservative Hybrid Fund Direct Growth is 1.41% as of 10 Feb 2026...

What is the AUM of LIC MF Conservative Hybrid Fund Direct Growth?

The AUM, short for Assets Under Management of LIC MF Conservative Hybrid Fund Direct Growth is ₹48.69Cr as of 10 Feb 2026.

How to Redeem LIC MF Conservative Hybrid Fund Direct Growth?

If you want to sell your LIC MF Conservative Hybrid Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of LIC MF Conservative Hybrid Fund Direct Growth?

You can select either SIP or Lumpsum investment of LIC MF Conservative Hybrid Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of LIC MF Conservative Hybrid Fund Direct Growth?

The NAV of LIC MF Conservative Hybrid Fund Direct Growth is ₹93.23 as of 09 Feb 2026.

What is the PE and PB ratio of LIC MF Conservative Hybrid Fund Direct Growth?

The PE ratio ratio of LIC MF Conservative Hybrid Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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LIC MF Conservative Hybrid Fund Direct Growth

Name: LIC MF Conservative Hybrid Fund Direct Growth
Brand: LIC Mutual Fund

Hybrid

Conservative Hybrid

Moderately High Risk

+7.71%

3Y annualised

+0.15% 1D

All

NAV: 09 Feb '26

₹93.23

Min. SIP amount

₹200

Fund size

₹48.69 Cr

Expense ratio

1.41%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹60,772	+1.29%
3 years	₹1,80,000	₹1,98,690	+10.38%
5 years	₹3,00,000	₹3,53,898	+17.97%

Holdings (19)

Name	Sector	Instruments	Assets
Reserve Bank of India	Financial	T-Bills	12.16%
GOI	Sovereign	GOI Sec	10.81%
GOI	Sovereign	GOI Sec	10.78%
Tamilnadu State	Others	SDL	10.69%
GOI	Sovereign	GOI Sec	10.52%
Nuclear Power Corpn. Of India Ltd.	Energy	Debenture	8.64%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	5.38%
GOI	Sovereign	GOI Sec	4.23%
HDFC Bank Ltd.	Financial	Equity	4.14%
Tamilnadu State	Others	SDL	3.14%
Infosys Ltd.	Technology	Equity	2.61%
Reliance Industries Ltd.	Energy	Equity	2.59%
Bharat Forge Ltd.	Automobile	Equity	1.65%
Axis Bank Ltd.	Financial	Equity	1.63%
Hindustan Unilever Ltd.	Consumer Staples	Equity	1.39%
Shriram Finance Ltd	Financial	Equity	1.28%
ICICI Bank Ltd.	Financial	Equity	1.17%
Mahindra & Mahindra Ltd.	Automobile	Equity	0.95%
Kwality Walls India Ltd.	Consumer Staples	Equity	0.02%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹500

Min. for SIP

₹200

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.7%	+6.7%	+7.7%	+7.7%
Category average (Hybrid Conservative Hybrid)	+9.1%	+8.0%	+7.8%	--
Rank (Hybrid Conservative Hybrid)	28	24	20	--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Parag Parikh Conservative Hybrid Fund Direct Growth	+8.21%	+11.81%	3,212.39
	Kotak Debt Hybrid Fund Direct Growth	+6.20%	+11.26%	3,043.65
	ICICI Prudential Regular Savings Fund Direct Growth	+8.41%	+11.09%	3,333.86
	HDFC Hybrid Debt Fund Direct Growth	+6.12%	+10.35%	3,321.63
	Nippon India Conservative Hybrid Fund Direct Growth	+10.28%	+10.10%	936.15
Compare

Fund management

KD
Karan Doshi
Jul 2025 - Present
View details

Education

Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

Experience

Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Also manages these schemes

LIC MF Children's Fund Direct Growth

LIC MF Flexi Cap Fund Direct Growth

LIC MF Aggressive Hybrid Fund Direct Growth

LIC MF Consumption Fund Direct Growth

LIC MF Unit Linked Insurance Scheme Direct IDCW

LIC MF Conservative Hybrid Fund Direct Growth

LIC MF Midcap Fund Direct Growth

LIC MF Healthcare Fund Direct Growth

LIC MF Dividend Yield Fund Direct Growth

PHS
Pratik Harish Shroff
Sep 2023 - Present
View details

Education

Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta

Experience

Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities

Also manages these schemes

LIC MF Money Market Fund Direct Growth

LIC MF Aggressive Hybrid Fund Direct Growth

LIC MF Arbitrage Fund Direct Growth

LIC MF Unit Linked Insurance Scheme Direct IDCW

LIC MF Banking & PSU Fund Direct Growth

LIC MF Ultra Short Duration Fund Direct Growth

LIC MF Children's Fund Direct Growth

LIC MF Multi Asset Allocation Fund Direct Growth

LIC MF Gilt Fund Direct Growth

LIC MF Medium to Long Duration Fund Direct Growth

LIC MF Short Duration Fund Direct Growth

LIC MF Conservative Hybrid Fund Direct Growth

LIC MF Equity Savings Fund Direct Growth

LIC MF Low Duration Fund Direct Growth

About LIC MF Conservative Hybrid Fund Direct Growth

LIC MF Conservative Hybrid Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by LIC Mutual Fund. This scheme was made available to investors on 20 Apr 1994. Karan Doshi is the Current Fund Manager of LIC MF Conservative Hybrid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹45,363 Cr and the Latest NAV as of 09 Feb 2026 is ₹93.23. The LIC MF Conservative Hybrid Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹200. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. ;

Investment Objective

The scheme has the primary objective to give steady income by investing at least 65 per cent of its portfolio in fixed income securities. Exposure to equity and money market instrument can range go up to 35 per cent each.

Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Scheme Information Document(SID)