HDFC Banking & Financial Services Fund Direct IDCW

Equity
Sectoral
Very High Risk
+16.80%
3Y annualised
-0.44% 1D
1M
6M
1Y
3Y
All
NAV: 22 Sep 2025
₹15.81
Rating
4
Min. SIP amount
₹100
Fund size
₹4,041.19Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (32)

NameSectorInstrumentAssets
FinancialEquity21.50%
FinancialEquity17.66%
FinancialEquity7.08%
FinancialEquity5.56%
FinancialEquity4.60%
FinancialEquity3.82%
FinancialEquity3.10%
InsuranceEquity2.86%
FinancialEquity2.34%
FinancialEquity2.27%
FinancialEquity2.18%
FinancialEquity2.14%
FinancialEquity2.06%
InsuranceEquity2.02%
FinancialEquity1.97%
FinancialEquity1.83%
FinancialEquity1.78%
FinancialEquity1.41%
InsuranceEquity1.38%
FinancialEquity1.34%
FinancialEquity1.24%
FinancialEquity1.10%
ServicesEquity1.06%
FinancialEquity1.00%
FinancialEquity0.99%
FinancialEquity0.96%
FinancialEquity0.79%
FinancialEquity0.71%
ServicesEquity0.63%
FinancialEquity0.51%
FinancialEquity0.45%
FinancialPPE0.19%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Equity Sectoral
Annualised returns
Absolute returns
6M1Y3YAll
Fund returnsNA4.2%16.8%14.8%
Category averageNA5.5%14.4%NA
Rank with in categoryNA278NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.77%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 30 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Anand Laddha
Jun 2021 - Present
View details

Education
Mr. Laddha has done B.Com. and CA
Experience
Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
Also manages these schemes

Dhruv Muchhal
Jun 2023 - Present
View details

Education
Mr. Dhruv has done B.Com, CA and CFA
Experience
Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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