Franklin India Banking & PSU Debt Fund Growth

Debt
Banking and PSU
Moderate Risk
7.12%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Sep 2025
₹22.67
Rating
4
Min. SIP amount
Not Supported
Fund size
₹538.59Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (29)

NameSectorInstrumentAssets
India Infrastructure Finance Company Ltd.
ConstructionDebenture9.75%
Jubilant Bevco Ltd.
Consumer StaplesDebenture7.42%
REC Ltd.
FinancialBonds6.24%
FinancialDebenture5.02%
FinancialFRB5.01%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture4.90%
FinancialAd.Tier 2 Bnd4.89%
Power Finance Corporation Ltd.
FinancialBonds4.89%
Housing & Urban Development Corporation Ltd.
FinancialDebenture4.72%
ICICI Bank Ltd.
FinancialDebenture4.66%
Canara Bank
FinancialCD4.54%
Bharti Telecom Ltd.
CommunicationNCD4.13%
HDFC Bank Ltd.
FinancialNCD3.83%
REC Ltd.
FinancialDebenture3.07%
National Housing Bank
FinancialNCD2.84%
Andhra Pradesh State
FinancialSDL2.76%
Jubilant Beverages Ltd.
Consumer StaplesDebenture2.21%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.94%
FinancialDebenture1.92%
FinancialDebenture1.92%
National Bank For Agriculture & Rural Development
FinancialDebenture1.88%
Export-Import Bank Of India
FinancialCD1.79%
GOI
SovereignGOI Sec1.77%
HDFC Bank Ltd.
FinancialNCD0.97%
Chhattisgarh State
OthersSDL0.10%
West Bengal State
OthersSDL0.10%
Rajasthan State
OthersSDL0.08%
ICICI Bank Ltd.
FinancialIRS-4.64%
IDFC First Bank Ltd.
FinancialIRS-15.78%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.9%7.1%5.8%7.5%
Category average7.8%7.1%5.8%NA
Rank with in category698NA
Understand terms

Peer Comparison

Debt, Banking and PSU fundsRating1Y3YFund Size(Cr)
5
8.0%7.5%10,353.87
4
7.8%7.2%9,143.48
4
7.8%7.2%5,935.12
5
7.8%7.1%13,392.39
4
8.0%7.0%13,286.45

Expense ratio, exit load and tax

Expense ratio: 0.52%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Chandni Gupta
Mar 2024 - Present
View details

Education
She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
Experience
Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
Also manages these schemes

Sandeep Manam
Oct 2021 - Present
View details

Fund house & investment objective

Fund house contact details

Address
Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
Phone
1800-425-4255 / 60004255
Launch Date
19 Feb 1996
Franklin Templeton Mutual Fund
Asset Management Company
Custodian
Hongkong & Shanghai Banking Corporation
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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