DSP ELSS Tax Saver Fund Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
+20.65%
3Y annualised
+0.10% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 14 Nov 2025
₹159.72
Rating
4
Min. SIP amount
₹500
Fund size
₹17,241.31Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (63)

NameSectorInstrumentAssets
FinancialEquity6.52%
TechnologyEquity6.48%
FinancialEquity6.39%
FinancialEquity6.11%
FinancialEquity5.34%
CommunicationEquity3.40%
AutomobileEquity3.08%
FinancialEquity3.02%
ConstructionEquity2.50%
Consumer StaplesEquity2.14%
EnergyEquity2.13%
AutomobileEquity2.09%
TechnologyEquity1.90%
EnergyEquity1.86%
HealthcareEquity1.75%
FinancialEquity1.72%
FinancialEquity1.64%
FinancialEquity1.64%
EnergyEquity1.51%
InsuranceEquity1.48%
HealthcareEquity1.44%
CommunicationEquity1.42%
HealthcareEquity1.41%
EnergyEquity1.39%
Consumer StaplesEquity1.38%
HealthcareEquity1.37%
FinancialEquity1.36%
Consumer StaplesEquity1.35%
HealthcareEquity1.34%
EnergyEquity1.20%
HealthcareEquity1.17%
ConstructionEquity1.05%
Metals & MiningEquity1.03%
TechnologyEquity1.00%
Metals & MiningEquity0.95%
ChemicalsEquity0.91%
Consumer DiscretionaryEquity0.87%
Consumer StaplesEquity0.86%
Capital GoodsEquity0.83%
TextilesEquity0.83%
ChemicalsEquity0.80%
EnergyEquity0.78%
ChemicalsEquity0.78%
InsuranceEquity0.76%
HealthcareEquity0.75%
Capital GoodsEquity0.75%
AutomobileEquity0.73%
ConstructionEquity0.73%
ServicesEquity0.66%
FinancialEquity0.66%
EnergyEquity0.65%
AutomobileEquity0.64%
ConstructionEquity0.63%
ChemicalsEquity0.54%
ChemicalsEquity0.53%
FinancialEquity0.51%
FinancialEquity0.50%
FinancialEquity0.46%
AutomobileEquity0.42%
HealthcareEquity0.41%
Capital GoodsEquity0.34%
CommunicationPPE0.27%
ConstructionEquity0.09%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.1%20.6%22.8%17.9%
Category average6.5%16.7%19.0%NA
Rank with in category1486NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.63%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

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Check past data

Fund management

Rohit Singhania
Jul 2015 - Present
View details

Education
Mr. Singhania is an MMS.
Experience
Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 3.89 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.63%

Cons

Lock-in period: 3Y

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