Aditya Birla Sun Life ELSS Tax Saver Direct Growth

Equity
ELSS
Very High Risk
3Y Lock In
14.36%
3Y annualised
-0.25% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Sep 2025
₹67.64
Rating
1
Min. SIP amount
₹500
Fund size
₹15,456.98Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (61)

NameSectorInstrumentAssets
FinancialEquity8.76%
FinancialEquity7.54%
TechnologyEquity4.64%
HealthcareEquity4.23%
FinancialEquity3.50%
CommunicationEquity3.42%
EnergyEquity3.38%
FinancialEquity3.14%
ServicesEquity2.60%
ConstructionEquity2.59%
AutomobileEquity2.45%
ServicesEquity2.34%
Capital GoodsEquity2.26%
AutomobileEquity2.26%
ServicesEquity2.22%
HealthcareEquity2.18%
TechnologyEquity1.99%
AutomobileEquity1.67%
Consumer StaplesEquity1.58%
EnergyEquity1.50%
Metals & MiningEquity1.50%
FinancialEquity1.47%
AutomobileEquity1.45%
Metals & MiningEquity1.38%
Consumer StaplesEquity1.27%
FinancialEquity1.26%
HealthcareEquity1.25%
EnergyEquity1.23%
ServicesEquity1.16%
ConstructionEquity1.16%
TechnologyEquity1.15%
Consumer StaplesEquity1.14%
FinancialEquity1.12%
HealthcareEquity1.09%
FinancialEquity1.03%
Consumer DiscretionaryEquity1.02%
Consumer StaplesEquity0.98%
HealthcareEquity0.96%
Consumer StaplesEquity0.94%
FinancialEquity0.92%
Metals & MiningEquity0.90%
ServicesEquity0.87%
FinancialEquity0.87%
Consumer DiscretionaryEquity0.85%
ChemicalsEquity0.81%
Consumer DiscretionaryEquity0.77%
FinancialEquity0.73%
InsuranceEquity0.71%
ConstructionEquity0.59%
ServicesEquity0.57%
FinancialEquity0.57%
Consumer StaplesEquity0.51%
FinancialEquity0.36%
HealthcareEquity0.36%
HealthcareEquity0.32%
ServicesEquity0.29%
HealthcareEquity0.18%
ChemicalsEquity0.17%
FinancialEquity0.14%
ChemicalsEquity0.11%
ConstructionEquity0.09%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-0.5%14.4%14.4%14.5%
Category average-3.7%16.3%20.2%NA
Rank with in category83033NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.97%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Dhaval Shah
Oct 2024 - Present
View details

Education
Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.
Experience
Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Also manages these schemes

Dhaval Joshi
Nov 2022 - Present
View details

Education
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 0.97%
1Y annualised returns higher than category average by 3.45%

Cons

3Y, 5Y and 10Y annualised returns lower than category average
Lock-in period: 3Y
Low rating: 1

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