Bandhan Retirement Fund Growth

Bandhan Retirement Fund Growth

+7.04%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
All
NAV: 27 Oct '26
₹12.07
Min. for SIP
₹100
Fund size (AUM)
₹174.49 Cr
Expense ratio
2.62%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,729
-1.81%
6 months₹30,000₹29,300
-2.33%
1 year₹60,000₹58,174
-3.04%
3 years₹1,80,000₹1,81,263
+0.70%

Holdings (60)

NameSectorInstrumentsAssets
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100EntitiesGOI Securities22.01%
Net ReceivablesUnspecifiedNet Receivables9.84%
Reliance Industries LtdEnergy & UtilitiesEquity6.56%
HDFC Bank LtdFinancialEquity6.50%
ICICI Bank LtdFinancialEquity5.61%
Kotak Mahindra Bank LtdFinancialEquity4.37%
Titan Company LtdConsumer DiscretionaryEquity3.66%
Bharti Airtel LtdTechnologyEquity3.35%
Infosys LtdTechnologyEquity3.13%
Maruti Suzuki India LtdConsumer DiscretionaryEquity2.67%
Axis Bank LtdFinancialEquity2.67%
Hitachi Energy India LtdIndustrialsEquity2.60%
Reverse RepoUnspecifiedReverse Repo2.56%
Larsen & Toubro LtdIndustrialsEquity2.26%
Tata Consultancy Services LtdTechnologyEquity2.06%
ITC LtdConsumer StaplesEquity2.00%
Bajaj Finserv LtdFinancialEquity1.79%
Info Edge (India) LtdTechnologyEquity1.63%
Jindal Steel & Power LtdMaterialsEquity1.30%
Hero Motocorp LtdConsumer DiscretionaryEquity1.26%
Vishnu Chemicals LtdMaterialsEquity1.15%
Max Financial Services LtdFinancialEquity1.14%
Zomato LtdTechnologyEquity1.10%
Bajaj Finance LtdFinancialEquity1.10%
NHPC LtdEnergy & UtilitiesEquity1.08%
Coal India LtdMaterialsEquity1.05%
Cholamandalam Investment & Finance Company LtdFinancialEquity1.05%
Oil & Natural Gas Corporation LtdEnergy & UtilitiesEquity1.04%
Berger Paints India LtdMaterialsEquity0.91%
Cipla LtdHealthcareEquity0.86%
United Spirits LtdConsumer StaplesEquity0.78%
Star Health & Allied Insurance Co. LtdFinancialEquity0.77%
Lupin LtdHealthcareEquity0.73%
Exide Industries LtdConsumer DiscretionaryEquity0.71%
Jindal Stainless LtdMaterialsEquity0.64%
HDFC Life Insurance Co LtdFinancialEquity0.60%
Cash MarginUnspecifiedCash Margin0.57%
Colgate-Palmolive (India) LtdConsumer StaplesEquity0.51%
Mahindra & Mahindra Financial Services LtdFinancialEquity0.50%
Dabur India LtdConsumer StaplesEquity0.48%
Varun Beverages LtdConsumer StaplesEquity0.45%
Sonata Software LtdTechnologyEquity0.44%
Macrotech Developers LtdReal EstateEquity0.43%
Emami LtdConsumer StaplesEquity0.41%
UNO Minda LtdConsumer DiscretionaryEquity0.40%
Dhanuka Agritech LtdMaterialsEquity0.37%
Mankind Pharma Ltd.HealthcareEquity0.35%
Sobha LtdReal EstateEquity0.34%
Tata Motors LtdConsumer DiscretionaryEquity0.33%
Jubilant Ingrevia LtdMaterialsEquity0.28%
Wipro LtdTechnologyEquity0.28%
Neogen Chemicals LtdMaterialsEquity0.23%
Zee Entertainment Enterprises LtdConsumer DiscretionaryEquity0.11%
GAIL (India) LtdEnergy & UtilitiesEquity0.08%
CashUnspecifiedCash0.00%
Others Mrgn MoneyUnspecifiedMargin Money0.00%
Kotak Mahindra Bank Limited October 2026 FutureFinancialFutures-2.10%
Reliance Industries Limited October 2026 FutureEnergy & UtilitiesFutures-2.15%
Larsen & Toubro Limited October 2026 FutureIndustrialsFutures-2.26%
Titan Company Limited October 2026 FutureConsumer DiscretionaryFutures-2.60%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name6M1Y3YAll
Fund returns-3.0%-5.8%+7.0%+6.4%
Category average (Hybrid Aggressive Hybrid)-3.3%-5.9%+8.9%+13.2%
Rank (Hybrid Aggressive Hybrid)--2336--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Fund management

VB
Vishal Biraia
Jan 2024 - Present
View details

Education
Mr. Biraia has done B.E and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

VK
Viraj Kulkarni
Dec 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

About Bandhan Retirement Fund Growth

Bandhan Retirement Fund Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 28 Oct 2026. Ritika Behera is the Current Fund Manager of Bandhan Retirement Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,14,732 Cr and the Latest NAV as of 27 Oct 2026 is ₹12.07. The Bandhan Retirement Fund Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. ;

Investment Objective

The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index

Fund house

Rank (total assets)--
Total AUM₹1,14,731.55 Cr
Date of Incorporation--
Phone--
E-mail--
Website--
Launch Date--
AddressNo. 27, Ground FloorKhetan Bhavan,198, Jamshedji Tata Road,Churchgate, Mumbai 400020
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,