Bandhan Retirement Fund Growth

Hybrid
Aggressive Hybrid
Very High Risk
5Y Lock In
1M
6M
1Y
All
NAV: 03 Sep 2025
₹12.50
Rating
NA
Min. SIP amount
Not Supported
Fund size
₹181.40Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (68)

NameSectorInstrumentAssets
SovereignGOI Sec22.73%
CommunicationEquity5.77%
EnergyEquity5.54%
FinancialEquity5.49%
FinancialEquity3.45%
ConstructionEquity3.43%
Consumer DiscretionaryEquity2.57%
ServicesEquity2.03%
FinancialEquity1.99%
FinancialEquity1.92%
ServicesEquity1.80%
ServicesEquity1.74%
Consumer StaplesEquity1.71%
TechnologyEquity1.70%
AutomobileEquity1.67%
Capital GoodsEquity1.64%
Metals & MiningEquity1.59%
TechnologyEquity1.54%
AutomobileEquity1.30%
TechnologyEquity1.26%
FinancialEquity1.23%
FinancialEquity1.20%
EnergyEquity1.19%
Metals & MiningEquity1.06%
FinancialEquity1.02%
AutomobileEquity0.99%
HealthcareEquity0.95%
ChemicalsEquity0.94%
TechnologyEquity0.92%
FinancialEquity0.90%
EnergyEquity0.89%
ChemicalsEquity0.75%
Consumer StaplesEquity0.74%
AutomobileEquity0.74%
HealthcareEquity0.67%
Capital GoodsEquity0.58%
Metals & MiningEquity0.57%
InsuranceEquity0.55%
Consumer StaplesEquity0.53%
ServicesEquity0.53%
FinancialEquity0.48%
TechnologyEquity0.45%
ConstructionEquity0.45%
AutomobileEquity0.43%
ConstructionEquity0.43%
FinancialEquity0.42%
FinancialEquity0.41%
FinancialEquity0.40%
FinancialEquity0.38%
HealthcareEquity0.34%
ChemicalsEquity0.33%
FinancialEquity0.28%
FinancialEquity0.22%
ServicesEquity0.22%
CommunicationEquity0.17%
ChemicalsEquity0.14%
AutomobileEquity0.12%
ServicesEquity0.10%
EnergyEquity0.08%
HealthcareEquity0.06%
Bajaj Finserv Ltd.
FinancialFutures-1.02%
Tata Consultancy Services Ltd.
TechnologyFutures-1.27%
HCL Technologies Ltd.
TechnologyFutures-1.71%
Titan Company Ltd.
Consumer DiscretionaryFutures-1.81%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.93%
Larsen & Toubro Ltd.
ConstructionFutures-2.11%
Reliance Industries Ltd.
EnergyFutures-2.42%
ICICI Bank Ltd.
FinancialFutures-2.68%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Hybrid Aggressive Hybrid
Absolute returns
3M6M1YAll
Fund returns-0.6%8.4%-0.2%23.8%
Category averageNANA-0.3%NA
Rank with in category254014NA
Understand terms

Peer Comparison

Hybrid, Aggressive Hybrid fundsRating1Y3YFund Size(Cr)
5
-7.6%20.0%840.84
5
4.0%19.4%44,605.00
5
1.0%17.1%2,994.48
5
-1.7%15.7%6,422.41
4
1.5%15.1%11,436.32

Expense ratio, exit load and tax

Expense ratio: 2.35%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Viraj Kulkarni
Dec 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Also manages these schemes

Vishal Biraia
Jan 2024 - Present
View details

Education
Mr. Biraia has done B.E and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Also manages these schemes

Ritika Behera
Oct 2023 - Present
View details

Education
Ms. Behera has done B.Com and MBA (Finance)
Experience
Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
No. 27, Ground FloorKhetan Bhavan,198, Jamshedji Tata Road,Churchgate, Mumbai 400020
Phone
NA
Launch Date
NA
E-mail
NA
Website
NA
Bandhan Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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