Bandhan Retirement Fund Growth

Bandhan Retirement Fund Growth

ELSS • 5Y Lock-in
Hybrid
Aggressive Hybrid
Very High Risk
1M
6M
1Y
All
NAV: 09 Jan '26
₹12.74
Min. SIP amount
Not Supported
Fund size
₹187.55 Cr
Expense ratio
2.34%

Holdings (65)

NameSectorInstrumentsAssets
GOISovereignGOI Sec21.37%
Bharti Airtel Ltd.CommunicationEquity6.14%
Reliance Industries Ltd.EnergyEquity6.06%
ICICI Bank Ltd.FinancialEquity5.94%
HDFC Bank Ltd.FinancialEquity3.96%
Kotak Mahindra Bank Ltd.FinancialEquity3.83%
Larsen & Toubro Ltd.ConstructionEquity3.73%
Titan Company Ltd.Consumer DiscretionaryEquity3.01%
Tata Consultancy Services Ltd.TechnologyEquity3.00%
Infosys Ltd.TechnologyEquity2.26%
Maruti Suzuki India Ltd.AutomobileEquity2.14%
State Bank of IndiaFinancialEquity1.94%
HCL Technologies Ltd.TechnologyEquity1.82%
Jindal Steel Ltd.Metals & MiningEquity1.68%
Info Edge (India) Ltd.ServicesEquity1.66%
Hitachi Energy India Ltd.Capital GoodsEquity1.45%
Hindalco Industries Ltd.Metals & MiningEquity1.33%
Hero Motocorp Ltd.AutomobileEquity1.29%
Max Financial Services Ltd.FinancialEquity1.29%
Axis Bank Ltd.FinancialEquity1.22%
NHPC Ltd.EnergyEquity1.09%
Bajaj Finance Ltd.FinancialEquity1.05%
Bajaj Finserv Ltd.FinancialEquity1.03%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity1.02%
Berger Paints India Ltd.ChemicalsEquity1.00%
Coal India Ltd.EnergyEquity0.92%
Cipla Ltd.HealthcareEquity0.90%
Eternal Ltd.ServicesEquity0.89%
Vishnu Chemicals Ltd.ChemicalsEquity0.87%
HDFC Life Insurance Co Ltd.InsuranceEquity0.80%
United Spirits Ltd.Consumer StaplesEquity0.77%
Lupin Ltd.HealthcareEquity0.71%
Jindal Stainless Ltd.Metals & MiningEquity0.67%
Star Health and Allied Insurance Company Ltd.InsuranceEquity0.61%
Dabur India Ltd.Consumer StaplesEquity0.59%
Exide Industries Ltd.Capital GoodsEquity0.58%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity0.58%
Sonata Software Ltd.TechnologyEquity0.58%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.55%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.55%
Colgate-Palmolive (India) Ltd.Consumer StaplesEquity0.55%
ITC Ltd.Consumer StaplesEquity0.54%
Emami Ltd.Consumer StaplesEquity0.54%
Interglobe Aviation Ltd.ServicesEquity0.50%
Varun Beverages Ltd.Consumer StaplesEquity0.48%
Wipro Ltd.TechnologyEquity0.46%
Dhanuka Agritech Ltd.ChemicalsEquity0.45%
Tata Motors Ltd.AutomobileEquity0.45%
UNO Minda Ltd.AutomobileEquity0.41%
Tata Motors Passenger Vehicles Ltd.AutomobileEquity0.40%
Sobha Ltd.ConstructionEquity0.38%
Lodha Developers Ltd.ConstructionEquity0.37%
Jubilant Ingrevia Ltd.ChemicalsEquity0.29%
Mankind Pharma Ltd.HealthcareEquity0.28%
Zee Entertainment Enterprises Ltd.CommunicationEquity0.12%
Neogen Chemicals Ltd.ChemicalsEquity0.10%
GAIL (India) Ltd.EnergyEquity0.08%
Bajaj Finserv Ltd.FinancialFutures-1.04%
Tata Consultancy Services Ltd.TechnologyFutures-1.29%
HCL Technologies Ltd.TechnologyFutures-1.81%
Kotak Mahindra Bank Ltd.FinancialFutures-2.07%
Titan Company Ltd.Consumer DiscretionaryFutures-2.12%
Larsen & Toubro Ltd.ConstructionFutures-2.30%
ICICI Bank Ltd.FinancialFutures-2.37%
Reliance Industries Ltd.EnergyFutures-2.65%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+3.4%+2.8%+6.5%+29.8%
Category average (Hybrid Aggressive Hybrid)----+4.7%--
Rank (Hybrid Aggressive Hybrid)17911--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
ICICI Prudential Equity & Debt Fund Growth
ICICI Prudential Equity & Debt Fund Growth
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JM Aggressive Hybrid Fund Growth
JM Aggressive Hybrid Fund Growth
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UTI Aggressive Hybrid Fund Plan Growth
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+6.05%+16.21%6,595.50
Edelweiss Aggressive Hybrid Fund Growth
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Fund management

VK
Viraj Kulkarni
Dec 2024 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

VB
Vishal Biraia
Jan 2024 - Present
View details

Education
Mr. Biraia has done B.E and CFA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.

About Bandhan Retirement Fund Growth

Bandhan Retirement Fund Growth is a Hybrid Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 11 Jan 2026. Gautam Kaul is the Current Fund Manager of Bandhan Retirement Fund Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,14,732 Cr and the Latest NAV as of 09 Jan 2026 is ₹12.74. The Bandhan Retirement Fund Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index

Fund house

Rank (total assets)NA
Total AUM₹1,14,731.55 Cr
Date of IncorporationNA
PhoneNA
E-mailNA
WebsiteNA
Launch DateNA
AddressNo. 27, Ground FloorKhetan Bhavan,198, Jamshedji Tata Road,Churchgate, Mumbai 400020
CustodianDeutsche Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,