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UTI Short Term Direct Growth
+7.33%
3Y annualised
-0.14% 1D
NAV: 15 Sep '26
₹36.04
Min. for SIP
₹500
Fund size (AUM)
₹1,798.28 Cr
Expense ratio
0.41%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,463 | +2.44% | |
| 3 years | ₹1,80,000 | ₹1,98,141 | +10.08% | |
| 5 years | ₹3,00,000 | ₹3,55,772 | +18.59% | |
| 10 years | ₹6,00,000 | ₹8,42,810 | +40.47% |
Holdings (40)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 7.98% |
| EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LAC | Financial | Bonds | 6.87% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 5.48% |
| LIC HOUSING FINANCE LTD TR 445 OP II 7.74 NCD 11FB28 FVRS1LAC | Financial | Floating Rate Bond | 4.17% |
| POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC | Financial | Non Convertible Debenture | 4.16% |
| 360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC | Financial | Non Convertible Debenture | 4.15% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 4.15% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 3.34% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 2.84% |
| LIC Housing Finance Ltd Debenture 8.75 08/12/2028 | Financial | Debenture | 2.84% |
| REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC | Financial | Non Convertible Debenture | 2.82% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 2.79% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 2.78% |
| REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC | Financial | Debenture | 2.78% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 2.78% |
| POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC | Financial | Debenture | 2.77% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 2.77% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 2.76% |
| EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC | Financial | Bonds | 2.75% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 2.73% |
| INDUSIND BANK LTD. CD 07DEC26 | Financial | Certificate of Deposit | 2.73% |
| GOVERNMENT OF INDIA 36204 GOI 14JL32 6.28 FV RS 100 | Entities | GOI Securities | 2.73% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.72% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 1.42% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 1.40% |
| POONAWALLA FINCORP LIMITED SR B2 7.60 NCD 28MY27 FVRS1LAC | Financial | Debenture | 1.38% |
| SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 7.40 NCD 28SP28 FVRS10LAC | Technology | Debenture | 1.38% |
| STATE DEVELOPMENT LOAN 37035 MH 04FB37 7.54 FV RS 100 | Unspecified | State Development Loan | 1.38% |
| STATE DEVELOPMENT LOAN 37038 UP 04FB36 7.57 FV RS 100 | Unspecified | State Development Loan | 1.38% |
| REC LIMITED SR 257 TR A 7.28 BD 31AG29 FVRS1LAC | Financial | Non Convertible Debenture | 1.38% |
| BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC | Financial | Non Convertible Debenture | 1.37% |
| BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LAC | Financial | Debenture | 1.37% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LAC | Financial | Bonds | 1.37% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.35% |
| 360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 0.83% |
| STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100 | Unspecified | State Development Loan | 0.62% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 0.55% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.52% |
| INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24 | Unspecified | Securitised Debt | 0.40% |
| Others CBLO | Unspecified | CBLO | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +7.5% | +6.4% | +7.3% |
| Category average (Debt Short Duration) | +7.1% | +5.9% | +6.6% | -- |
| Rank (Debt Short Duration) | 15 | 3 | 16 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
AMAnurag MittalJul 2026 - PresentView details
AM
Anurag Mittal
Jul 2026 - Present
View details
About UTI Short Term Direct Growth
UTI Short Term Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Short Term Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,09,225 Cr and the Latest NAV as of 15 Sep 2026 is ₹36.04.
The UTI Short Term Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹4,09,224.68 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,